Bay County

The median income of households in Bay County, Florida was $73,533. An estimated 3.7% of households had income below $10,000 a year and 9.2% had income of $200,000 or more.

An estimated 77.5% of households received earnings. An estimated 33.3% of households received Social Security and an estimated 28.7 % of households received retirement income other than Social Security. The average income from Social Security was $23,526. These income sources are not mutually exclusive; that is, some households received income from more than one source.

In 2020-2024, 11.9 % of people were in poverty. An estimated 17.3% of children under 18 were below the poverty level, compared with 9.8% of people 65 years old and over. An estimated 10.6% of people 18 to 64 years were below the poverty level.

In 2020-2024, 12.6 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 51.1% of households that received SNAP had children under 18, and 37.2% of households that received SNAP had one or more people 60 years and over. An estimated 31.3% of all households receiving SNAP were families with a female householder and no spouse present.

Among the civilian noninstitutionalized population in Bay County, Florida in 2020-2024, 85.6% had health insurance coverage and 14.4% did not have health insurance coverage. Private coverage was 63.9% and public coverage was 36.8%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 10.7%.

In 2020-2024, Bay County, Florida had a total population of 186,393 - 93,846 (50.3%) females and 92,547 (49.7%) males. The median age was 41 years. An estimated 21.1% of the population was under 18 years, 32.1% was 19 to 44 years, 26.8% was 45 to 64 years, and 18.3 % was 65 years and older.

In 2020-2024, there were 78,778 households in Bay County, Florida. The average household size was 2.33 people.

Married-couple households made up 46.9% of the households in Bay County, Florida while cohabiting couple households made up 7.6% of households. Female householders with no spouse or partner present were 26.4% of all households, while 19.1% of households had male householders with no spouse or partner present. Some households had one person, as 14.1% of households were male householders living alone, and 15.1% were female householders living alone, for a total of 29.2% of all households.

In Bay County, Florida, 27.8% of all households had one or more people under the age of 18; 31.4% of all households had one or more people 65 years and over.

In 2020-2024, an estimated 91.4% of the people living in Bay County, Florida were U.S. natives. 39.2% of the Bay County, Florida population were living in the state where they were born.

Approximately 8.6% of Bay County, Florida residents in 2020-2024 were foreign-born. 45.3% of foreign-born were naturalized U.S. citizens and an estimated 46.6 % entered the country before the year 2010.

Foreign-born residents of Bay County, Florida come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for Bay County, Florida.

Among people at least five years old living in Bay County, Florida in 2020-2024, 10.9 % spoke a language other than English at home. Spanish was spoken by 6.7% of people at least five years old; 4.5% reported that they did not speak English "very well."

In 2020-2024, 82.3 % of the people at least one year old living in Bay County, Florida were living in the same house one year earlier.

In 2020-2024, 91.4 % of people 25 years and over had at least graduated from high school and 29.6% had a bachelor's degree or higher. An estimated 8.6% did not complete high school.

The total school enrollment in Bay County, Florida was 38,882 in 2020-2024. Nursery school enrollment was 2,158 and kindergarten through 12th grade enrollment was 28,243. College or graduate school enrollment was 8,481.

In Bay County, Florida, among the civilian noninstitutionalized population in 2020-2024, 17.4 % reported a disability. The likelihood of having a disability varied by age - from 8% of people under 18 years old, to 15.2% of people 18 to 64 years old, and to 35.6% of those 65 and over.

In Bay County, Florida, 59.6 % of the population 16 and over were employed; 36.4% were not currently in the labor force.

An estimated 73.8% of the people employed were private wage and salary workers; 17.6% were federal, state, or local government workers; and 8.3 % were self-employed in their own (not incorporated) business.

In 2020-2024, the civilian employed population 16 years and older in Bay County, Florida worked in the following industries:

An estimated 75.1% of Bay County, Florida workers drove to work alone in 2020-2024, and 11.5% carpooled. Among those who commuted to work, it took them on average 23.9 minutes to get to work.

In 2020-2024, Bay County, Florida had a total of 108,362 housing units. Of these housing units, 56.2% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 33.7% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 10% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

17% of the housing inventory was comprised of houses built since 2010, while 1.6% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in Bay County, Florida was 5 rooms, and of these housing units 57.8% had three or more bedrooms.

In 2020-2024, Bay County, Florida had 78,778 housing units that were occupied or had people living in them, while the remaining 29,584 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 66.8% while renters occupied 33.2%. The average household size of owner-occupied houses was 2.41 and in renter-occupied houses it was 2.16.

7% of householders of these occupied houses had moved into their house since 2021, while 5.8% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 4.3% and another 20.1% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in Bay County, Florida:

In 2020-2024, the median property value for owner-occupied houses in Bay County, Florida was $310,500.

Of the owner-occupied households, 56.8 % had a mortgage. 43.2% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,778 and for owners without a mortgage it was $555.

For renter-occupied houses, the median gross rent for Bay County, Florida was $1,484. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.