County profile

Carroll County

Indiana · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
20,535
Median household income
$65,645
People below poverty
8.8%
Median home value
$180,900

Income

The median income of households in Carroll County, Indiana was $65,645. An estimated 3.4% of households had income below $10,000 a year and 5.2% had income of $200,000 or more.

Household Income in Carroll County, Indiana in 2020-2024

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Percent
Less than $10,000 3.4
$10,000 to $14,999 3.4
$15,000 to $24,999 6.8
$25,000 to $34,999 8.1
$35,000 to $49,999 15.7
$50,000 to $74,999 19.9
$75,000 to $99,999 13.2
$100,000 to $149,999 18.2
$150,000 to $199,999 6.1
$200,000 or more 5.2

Median Earnings for Full-Time Year-Round Workers by Sex in Carroll County, Indiana in 2020-2024

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Dollars
Male 57009
Female 43943

An estimated 74.3% of households received earnings. An estimated 38.2% of households received Social Security and an estimated 24.2 % of households received retirement income other than Social Security. The average income from Social Security was $22,356. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in Carroll County, Indiana in 2020-2024

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Percent
Earnings 74.3
Social Security 38.2
Retirement income 24.2
Supplemental Security Income (SSI) 4.2
Cash public assistance income 1.5

Poverty and Participation in Government Programs

In 2020-2024, 8.8 % of people were in poverty. An estimated 10.8% of children under 18 were below the poverty level, compared with 10.2% of people 65 years old and over. An estimated 7.5% of people 18 to 64 years were below the poverty level.

Poverty Rates in Carroll County, Indiana in 2020-2024

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Percent
People in poverty 8.8
Children under 18 years below poverty 10.8
People 65 years old and over below poverty 10.2
People 18 to 64 years below poverty 7.5

In 2020-2024, 5.2 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 28.6% of households that received SNAP had children under 18, and 63.6% of households that received SNAP had one or more people 60 years and over. An estimated 24.1% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in Carroll County, Indiana in 2020-2024, 87.8% had health insurance coverage and 12.2% did not have health insurance coverage. Private coverage was 64.1% and public coverage was 35.9%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 11.7%.


In 2020-2024, Carroll County, Indiana had a total population of 20,535 - 10,027 (48.8%) females and 10,508 (51.2%) males. The median age was 43.2 years. An estimated 21.8% of the population was under 18 years, 28.7% was 19 to 44 years, 27% was 45 to 64 years, and 20.7 % was 65 years and older.

Population by Age and Sex for Carroll County, Indiana in 2020-2024

Male Female
Under 5 593 534
5 to 9 598 537
10 to 14 696 623
15 to 19 679 593
20 to 24 622 522
25 to 29 534 573
30 to 34 621 619
35 to 39 577 532
40 to 44 609 680
45 to 49 708 553
50 to 54 742 606
55 to 59 611 641
60 to 64 886 791
65 to 69 597 658
70 to 74 652 587
75 to 79 333 421
80 to 84 323 287
85 and over 127 270

Hispanic Origin and Race

For people reporting one race alone, 94% were White; 0.3% were Black or African American; 15.4% were American Indian and Alaska Native; 0.2% were Asian; 0.1% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 4.3% reported Two or More Races. An estimated 4.6% of the people in Carroll County, Indiana were Hispanic or Latino. An estimated 92.5% of the people in Carroll County, Indiana were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 8,085 households in Carroll County, Indiana. The average household size was 2.53 people.

Married-couple households made up 53.7% of the households in Carroll County, Indiana while cohabiting couple households made up 8.3% of households. Female householders with no spouse or partner present were 19.5% of all households, while 18.5% of households had male householders with no spouse or partner present. Some households had one person, as 14.9% of households were male householders living alone, and 14.9% were female householders living alone, for a total of 29.8% of all households.

In Carroll County, Indiana, 26.7% of all households had one or more people under the age of 18; 36.6% of all households had one or more people 65 years and over.

Types of Households in Carroll County, Indiana in 2020-2024

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Percent
Married-couple households 53.7
Cohabiting Couples 8.3
Male Householder
No spouse/partner present
18.5
Female Householder
No spouse/partner present
19.5

Marital Status

Among persons 15 and older, 53.7% of males and 49.7% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 27.7 23.1
Now married, except separated 53.7 49.7
Separated 0.1 1
Widowed 2.9 10.8
Divorced 15.6 15.5

Grandparents and Grandchildren

In Carroll County, Indiana, 201 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 64.2% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 98.3% of the people living in Carroll County, Indiana were U.S. natives. 80.4% of the Carroll County, Indiana population were living in the state where they were born.

Approximately 1.7% of Carroll County, Indiana residents in 2020-2024 were foreign-born. 59.4% of foreign-born were naturalized U.S. citizens and an estimated 71.5 % entered the country before the year 2010.

Foreign-born residents of Carroll County, Indiana come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for Carroll County, Indiana.

Region of Birth for the Foreign-Born Population in Carroll County, Indiana in 2020-2024

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Percent
Latin America 80.6
Asia 7.9
Europe 7.9
Africa 3.5
Northern America 0
Oceania 0

Language

Among people at least five years old living in Carroll County, Indiana in 2020-2024, 3.5 % spoke a language other than English at home. Spanish was spoken by 2.1% of people at least five years old; 0.9% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in Carroll County, Indiana in 2020-2024

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Percent
Spanish 2.1
Other Indo-European languages 1.2
Asian and Pacific Islander languages 0.1
Other languages 0.1

Geographic Mobility

In 2020-2024, 90.5 % of the people at least one year old living in Carroll County, Indiana were living in the same house one year earlier.

Geographic Mobility of Residents of Carroll County, Indiana in 2020-2024

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Percent
Same house 90.5
Different house, same county 3
Different county, same state 5.6
Different state 0.4
Abroad 0.4

Education

In 2020-2024, 89.6 % of people 25 years and over had at least graduated from high school and 17.2% had a bachelor's degree or higher. An estimated 10.4% did not complete high school.

The total school enrollment in Carroll County, Indiana was 3,911 in 2020-2024. Nursery school enrollment was 223 and kindergarten through 12th grade enrollment was 3,215. College or graduate school enrollment was 473.

Educational Attainment of People in Carroll County, Indiana in 2020-2024

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Percent
Less than high school diploma 10.4
High school diploma or equivalency 43.7
Some college, no degree 17.4
Associate's degree 11.2
Bachelor's degree 11.5
Graduate or professional degree 5.7

Disability

In Carroll County, Indiana, among the civilian noninstitutionalized population in 2020-2024, 12.3 % reported a disability. The likelihood of having a disability varied by age - from 4.9% of people under 18 years old, to 10.7% of people 18 to 64 years old, and to 24.7% of those 65 and over.


Employment Status and Type of Employer

In Carroll County, Indiana, 61.6 % of the population 16 and over were employed; 36.4% were not currently in the labor force.

An estimated 78.5% of the people employed were private wage and salary workers; 13.4% were federal, state, or local government workers; and 8 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 8,028 78.5
Federal, state, or local government workers 1,373 13.4
Self-employed workers in own not incorporated business 817 8

Industries

In 2020-2024, the civilian employed population 16 years and older in Carroll County, Indiana worked in the following industries:

Percent by Industry in Carroll County, Indiana in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 4.6
Construction 9.7
Manufacturing 22.4
Wholesale trade 1.4
Retail trade 7.7
Transportation and warehousing, and utilities 4.2
Information 0.9
Finance and insurance, and real estate and rental and leasing 3.9
Professional, scientific, and management, and administrative and waste management services 6.8
Educational services, and health care and social assistance 23.8
Arts, entertainment, and recreation, and accommodation, and food services 5.7
Other Services, except public administration 5.2
Public administration 3.6

Occupations

Occupations for the Civilian Employed Population 16 Years and over in Carroll County, Indiana in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 2,993 29.3
Service occupations 1,472 14.4
Sales and office occupations 2,052 20.1
Natural resources, construction, and maintenance occupations 1,503 14.7
Production, transportation, and material moving occupations 2,207 21.6

Commuting to Work

An estimated 83% of Carroll County, Indiana workers drove to work alone in 2020-2024, and 8.4% carpooled. Among those who commuted to work, it took them on average 25.2 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in Carroll County, Indiana in 2020-2024

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Percent
Car, truck, van -- drove alone 83
Car, truck, van -- carpooled 8.4
Public transportation (excluding taxicab) 0.3
Walked 0.8
Other means 1.3
Worked from home 6.2

In 2020-2024, Carroll County, Indiana had a total of 9,559 housing units. Of these housing units, 85.2% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 8.1% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 6.8% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in Carroll County, Indiana in 2020-2024

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Percent
Single-family houses 85.2
Apartments in multi-unit structures 8.1
Mobile homes 6.8
Boat, RV, van, etc 0

6.7% of the housing inventory was comprised of houses built since 2010, while 30.7% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in Carroll County, Indiana was 6.3 rooms, and of these housing units 67.3% had three or more bedrooms.


In 2020-2024, Carroll County, Indiana had 8,085 housing units that were occupied or had people living in them, while the remaining 1,474 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 82.2% while renters occupied 17.8%. The average household size of owner-occupied houses was 2.55 and in renter-occupied houses it was 2.41.

3.1% of householders of these occupied houses had moved into their house since 2021, while 16.5% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 4.6% and another 33.1% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in Carroll County, Indiana:

House Heating Fuel Used in Carroll County, Indiana in 2020-2024

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Percent
Gas 69.9
Electricity 22.3
Fuel oil, kerosene, etc 1.1
All other fuels 6.2
No fuel used 0.5

In 2020-2024, the median property value for owner-occupied houses in Carroll County, Indiana was $180,900.

Of the owner-occupied households, 54.8 % had a mortgage. 45.2% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,190 and for owners without a mortgage it was $457.

For renter-occupied houses, the median gross rent for Carroll County, Indiana was $890. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.