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Zip Code 01440 - Population, Income & Demographics

Popular Secions:

πŸ’° Income         | πŸͺ™ Poverty

🚻 Age & Sex    | 🀝 Race

πŸ‘¨β€πŸ‘©β€πŸ‘§β€πŸ‘¦ Households  | πŸ—£οΈ Language  | πŸŽ“ Education

πŸ’Ό Employment | 🏭 Industry     | 🏠 Housing

🌍 State: MA - Massachusetts

🏑 City: Gardner

πŸ—ΊοΈ County: Worcester County

⏰ Timezone: America/New_York

☎️ Area Codes: 351, 978

Income

The median income of households in 01440 was $63,526. An estimated 4.3% of households had income below $10,000 a year and 5% had income of $200,000 or more.

Household Income in 01440 in 2019-2023

View Data Table ↓

Percent
Less than $10,000 4.3
$10,000 to $14,999 5.1
$15,000 to $24,999 11.8
$25,000 to $34,999 7.1
$35,000 to $49,999 12.7
$50,000 to $74,999 17.3
$75,000 to $99,999 12
$100,000 to $149,999 19.4
$150,000 to $199,999 5.3
$200,000 or more 5

Median Earnings for Full-Time Year-Round Workers by Sex in 01440 in 2019-2023

View Data Table ↓

Dollars
Male 60703
Female 53911

An estimated 72.8% of households received earnings. An estimated 36.3% of households received Social Security and an estimated 26.2 % of households received retirement income other than Social Security. The average income from Social Security was $20,622. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 01440 in 2019-2023

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Percent
Earnings 72.8
Social Security 36.3
Retirement income 26.2
Supplemental Security Income (SSI) 9.2
Cash public assistance income 2.1

Poverty and Participation in Government Programs

In 2019-2023, 14.1 % of people were in poverty. An estimated 20.8% of children under 18 were below the poverty level, compared with 8.9% of people 65 years old and over. An estimated 13.7% of people 18 to 64 years were below the poverty level.

Poverty Rates in 01440 in 2019-2023

View Data Table ↓

Percent
People in poverty 14.1
Children under 18 years below poverty 20.8
People 65 years old and over below poverty 8.9
People 18 to 64 years below poverty 13.7

In 2019-2023, 22.8 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 45.9% of households that received SNAP had children under 18, and 37.5% of households that received SNAP had one or more people 60 years and over. An estimated 31.2% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 01440 in 2019-2023, 96.8% had health insurance coverage and 3.2% did not have health insurance coverage. Private coverage was 61.6% and public coverage was 49.4%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 1.6%.


In 2019-2023, 01440 had a total population of 21,298 - 10,540 (49.5%) females and 10,758 (50.5%) males. The median age was 43.7 years. An estimated 18.3% of the population was under 18 years, 32.1% was 19 to 44 years, 28.8% was 45 to 64 years, and 19.2 % was 65 years and older.

Population by Age and Sex for 01440 in 2019-2023

Male Female
Under 5 653 437
5 to 9 523 300
10 to 14 434 681
15 to 19 554 663
20 to 24 379 423
25 to 29 636 766
30 to 34 1039 703
35 to 39 973 718
40 to 44 505 671
45 to 49 688 457
50 to 54 707 493
55 to 59 706 1090
60 to 64 990 1015
65 to 69 788 565
70 to 74 480 571
75 to 79 356 315
80 to 84 135 223
85 and over 212 449

Hispanic Origin and Race

For people reporting one race alone, 81.5% were White; 4.7% were Black or African American; 0.2% were American Indian and Alaska Native; 0% were Asian; 0.3% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 8.5% reported Two or More Races. An estimated 0.1% of the people in 01440 were Hispanic or Latino. An estimated 0% of the people in 01440 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2019-2023, there were 9,021 households in 01440. The average household size was 2.23 people.

Married-couple households made up 39.5% of the households in 01440 while cohabiting couple households made up 12% of households. Female householders with no spouse or partner present were 28.8% of all households, while 19.6% of households had male householders with no spouse or partner present. Some households had one person, as 14.5% of households were male householders living alone, and 16.3% were female householders living alone, for a total of 30.8% of all households.

In 01440, 28.7% of all households had one or more people under the age of 18; 32.9% of all households had one or more people 65 years and over.

Types of Households in 01440 in 2019-2023

View Data Table ↓

Percent
Married-couple households 39.5
Cohabiting Couples 12
Male Householder
No spouse/partner present
19.6
Female Householder
No spouse/partner present
28.8

Marital Status

Among persons 15 and older, 42.3% of males and 41.4% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 40 32.2
Now married, except separated 42.3 41.4
Separated 1.4 4.2
Widowed 2.8 12.1
Divorced 13.6 10.1

Grandparents and Grandchildren

In 01440, 464 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 53.2% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2019-2023, an estimated 92.1% of the people living in 01440 were U.S. natives. 75.1% of the 01440 population were living in the state where they were born.

Approximately 7.9% of 01440 residents in 2019-2023 were foreign-born. 63.4% of foreign-born were naturalized U.S. citizens and an estimated 87.2 % entered the country before the year 2010.

Foreign-born residents of 01440 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2019-2023 for 01440.

Region of Birth for the Foreign-Born Population in 01440 in 2019-2023

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Percent
Latin America 18.9
Asia 29
Europe 5.3
Africa 6.8
Northern America 40
Oceania 0

Language

Among people at least five years old living in 01440 in 2019-2023, 13.5 % spoke a language other than English at home. Spanish was spoken by 6.1% of people at least five years old; 4% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 01440 in 2019-2023

View Data Table ↓

Percent
Spanish 6.1
Other Indo-European languages 3.8
Asian and Pacific Islander languages 2.4
Other languages 1.2

Geographic Mobility

In 2019-2023, 91.2 % of the people at least one year old living in 01440 were living in the same house one year earlier.

Geographic Mobility of Residents of 01440 in 2019-2023

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Percent
Same house 91.2
Different house, same county 6.4
Different county, same state 1.6
Different state 0.3
Abroad 0.5

Education

In 2019-2023, 87.5 % of people 25 years and over had at least graduated from high school and 22.7% had a bachelor's degree or higher. An estimated 12.4% did not complete high school.

The total school enrollment in 01440 was 4,018 in 2019-2023. Nursery school enrollment was 279 and kindergarten through 12th grade enrollment was 2,811. College or graduate school enrollment was 928.

Educational Attainment of People in 01440 in 2019-2023

View Data Table ↓

Percent
Less than high school diploma 12.4
High school diploma or equivalency 33.9
Some college, no degree 20.5
Associate's degree 10.4
Bachelor's degree 15.6
Graduate or professional degree 7.2

Disability

In 01440, among the civilian noninstitutionalized population in 2019-2023, 17.7 % reported a disability. The likelihood of having a disability varied by age - from 9.6% of people under 18 years old, to 15.8% of people 18 to 64 years old, and to 32.3% of those 65 and over.


Employment Status and Type of Employer

In 01440, 53.7 % of the population 16 and over were employed; 43.1% were not currently in the labor force.

An estimated 76.6% of the people employed were private wage and salary workers; 17.6% were federal, state, or local government workers; and 5.6 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 7,381 76.6
Federal, state, or local government workers 1,695 17.6
Self-employed workers in own not incorporated business 536 5.6

Industries

In 2019-2023, the civilian employed population 16 years and older in 01440 worked in the following industries:

Percent by Industry in 01440 in 2019-2023

View Data Table ↓

Percent
Agriculture, forestry, fishing and hunting, and mining 0.2
Construction 7.7
Manufacturing 12.5
Wholesale trade 2
Retail trade 11.3
Transportation and warehousing, and utilities 5.8
Information 0.4
Finance and insurance, and real estate and rental and leasing 5.5
Professional, scientific, and management, and administrative and waste management services 7.7
Educational services, and health care and social assistance 30.8
Arts, entertainment, and recreation, and accommodation, and food services 6.5
Other Services, except public administration 5.2
Public administration 4.4

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 01440 in 2019-2023

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 3,732 38.7
Service occupations 1,460 15.2
Sales and office occupations 2,248 23.3
Natural resources, construction, and maintenance occupations 823 8.5
Production, transportation, and material moving occupations 1,368 14.2

Commuting to Work

An estimated 69.5% of 01440 workers drove to work alone in 2019-2023, and 10.2% carpooled. Among those who commuted to work, it took them on average 30.9 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 01440 in 2019-2023

View Data Table ↓

Percent
Car, truck, van -- drove alone 69.5
Car, truck, van -- carpooled 10.2
Public transportation (excluding taxicab) 2.2
Walked 2.2
Other means 3.7
Worked from home 12.1

In 2019-2023, 01440 had a total of 9,600 housing units. Of these housing units, 51.2% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 47.4% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 1.4% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 01440 in 2019-2023

View Data Table ↓

Percent
Single-family houses 51.2
Apartments in multi-unit structures 47.4
Mobile homes 1.4
Boat, RV, van, etc 0.1

3.1% of the housing inventory was comprised of houses built since 2010, while 39.8% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 01440 was 5.2 rooms, and of these housing units 46.9% had three or more bedrooms.


In 2019-2023, 01440 had 9,021 housing units that were occupied or had people living in them, while the remaining 579 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 57.2% while renters occupied 42.8%. The average household size of owner-occupied houses was 2.47 and in renter-occupied houses it was 1.91.

11.3% of householders of these occupied houses had moved into their house since 2021, while 11.7% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 11% and another 14.9% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 01440:

House Heating Fuel Used in 01440 in 2019-2023

View Data Table ↓

Percent
Gas † 21.9
Electricity 18.5
Fuel oil, kerosene, etc 54.6
All other fuels 3.6
No fuel used 1.5

In 2019-2023, the median property value for owner-occupied houses in 01440 was $270,500.

Of the owner-occupied households, 62.3 % had a mortgage. 37.7% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,869 and for owners without a mortgage it was $727.

For renter-occupied houses, the median gross rent for 01440 was $1,071. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.