ZIP Code Tabulation Area

01907

Swampscott, MA · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
15,277
Median household income
$134,386
People below poverty
7.1%
Median home value
$771,100

Income

The median income of households in 01907 was $134,386. An estimated 4.5% of households had income below $10,000 a year and 32.8% had income of $200,000 or more.

Household Income in 01907 in 2020-2024

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Percent
Less than $10,000 4.5
$10,000 to $14,999 2
$15,000 to $24,999 5.3
$25,000 to $34,999 7.4
$35,000 to $49,999 4.9
$50,000 to $74,999 6.2
$75,000 to $99,999 8.3
$100,000 to $149,999 15.6
$150,000 to $199,999 13
$200,000 or more 32.8

Median Earnings for Full-Time Year-Round Workers by Sex in 01907 in 2020-2024

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Dollars
Male 110074
Female 76690

An estimated 78.2% of households received earnings. An estimated 30.7% of households received Social Security and an estimated 21.6 % of households received retirement income other than Social Security. The average income from Social Security was $27,132. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 01907 in 2020-2024

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Percent
Earnings 78.2
Social Security 30.7
Retirement income 21.6
Supplemental Security Income (SSI) 4.9
Cash public assistance income 1.8

Poverty and Participation in Government Programs

In 2020-2024, 7.1 % of people were in poverty. An estimated 6.7% of children under 18 were below the poverty level, compared with 8.5% of people 65 years old and over. An estimated 6.7% of people 18 to 64 years were below the poverty level.

Poverty Rates in 01907 in 2020-2024

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Percent
People in poverty 7.1
Children under 18 years below poverty 6.7
People 65 years old and over below poverty 8.5
People 18 to 64 years below poverty 6.7

In 2020-2024, 6.2 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 27.2% of households that received SNAP had children under 18, and 64.7% of households that received SNAP had one or more people 60 years and over. An estimated 28.8% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 01907 in 2020-2024, 98.9% had health insurance coverage and 1.1% did not have health insurance coverage. Private coverage was 78.8% and public coverage was 32.8%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 0.1%.


In 2020-2024, 01907 had a total population of 15,277 - 8,183 (53.6%) females and 7,094 (46.4%) males. The median age was 44.5 years. An estimated 20.1% of the population was under 18 years, 28.9% was 19 to 44 years, 29% was 45 to 64 years, and 20.4 % was 65 years and older.

Population by Age and Sex for 01907 in 2020-2024

Male Female
Under 5 428 439
5 to 9 397 588
10 to 14 451 387
15 to 19 379 250
20 to 24 292 510
25 to 29 362 477
30 to 34 247 511
35 to 39 593 492
40 to 44 479 453
45 to 49 573 505
50 to 54 464 704
55 to 59 476 591
60 to 64 622 497
65 to 69 394 574
70 to 74 427 314
75 to 79 236 292
80 to 84 114 274
85 and over 160 325

Hispanic Origin and Race

For people reporting one race alone, 89% were White; 3.3% were Black or African American; 5.8% were American Indian and Alaska Native; 1.1% were Asian; 1.3% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 5.4% reported Two or More Races. An estimated 8.9% of the people in 01907 were Hispanic or Latino. An estimated 84.1% of the people in 01907 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 6,155 households in 01907. The average household size was 2.46 people.

Married-couple households made up 59.1% of the households in 01907 while cohabiting couple households made up 6.7% of households. Female householders with no spouse or partner present were 24.9% of all households, while 9.3% of households had male householders with no spouse or partner present. Some households had one person, as 7.5% of households were male householders living alone, and 15.9% were female householders living alone, for a total of 23.4% of all households.

In 01907, 29% of all households had one or more people under the age of 18; 36.3% of all households had one or more people 65 years and over.

Types of Households in 01907 in 2020-2024

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Percent
Married-couple households 59.1
Cohabiting Couples 6.7
Male Householder
No spouse/partner present
9.3
Female Householder
No spouse/partner present
24.9

Marital Status

Among persons 15 and older, 64.5% of males and 55.3% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 23.3 23.9
Now married, except separated 64.5 55.3
Separated 1.4 0.2
Widowed 2.6 9.5
Divorced 8.3 11.2

Grandparents and Grandchildren

In 01907, 95 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 22.1% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 79.5% of the people living in 01907 were U.S. natives. 53.8% of the 01907 population were living in the state where they were born.

Approximately 20.5% of 01907 residents in 2020-2024 were foreign-born. 84.5% of foreign-born were naturalized U.S. citizens and an estimated 84.8 % entered the country before the year 2010.

Foreign-born residents of 01907 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 01907.

Region of Birth for the Foreign-Born Population in 01907 in 2020-2024

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Percent
Latin America 23.9
Asia 19.5
Europe 48.5
Africa 6.3
Northern America 1.8
Oceania 0

Language

Among people at least five years old living in 01907 in 2020-2024, 26 % spoke a language other than English at home. Spanish was spoken by 5.8% of people at least five years old; 10.1% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 01907 in 2020-2024

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Percent
Spanish 5.8
Other Indo-European languages 17.6
Asian and Pacific Islander languages 0.6
Other languages 2

Geographic Mobility

In 2020-2024, 90 % of the people at least one year old living in 01907 were living in the same house one year earlier.

Geographic Mobility of Residents of 01907 in 2020-2024

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Percent
Same house 90
Different house, same county 6.3
Different county, same state 3.1
Different state 0.3
Abroad 0.3

Education

In 2020-2024, 96 % of people 25 years and over had at least graduated from high school and 62.2% had a bachelor's degree or higher. An estimated 4% did not complete high school.

The total school enrollment in 01907 was 3,173 in 2020-2024. Nursery school enrollment was 297 and kindergarten through 12th grade enrollment was 2,157. College or graduate school enrollment was 719.

Educational Attainment of People in 01907 in 2020-2024

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Percent
Less than high school diploma 4
High school diploma or equivalency 14.2
Some college, no degree 12.8
Associate's degree 6.8
Bachelor's degree 31.1
Graduate or professional degree 31.1

Disability

In 01907, among the civilian noninstitutionalized population in 2020-2024, 10.3 % reported a disability. The likelihood of having a disability varied by age - from 2.1% of people under 18 years old, to 5.9% of people 18 to 64 years old, and to 32.1% of those 65 and over.


Employment Status and Type of Employer

In 01907, 62.5 % of the population 16 and over were employed; 33.4% were not currently in the labor force.

An estimated 80% of the people employed were private wage and salary workers; 12% were federal, state, or local government workers; and 8 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 6,215 80
Federal, state, or local government workers 936 12
Self-employed workers in own not incorporated business 619 8

Industries

In 2020-2024, the civilian employed population 16 years and older in 01907 worked in the following industries:

Percent by Industry in 01907 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.4
Construction 3.7
Manufacturing 6.8
Wholesale trade 1.3
Retail trade 6.6
Transportation and warehousing, and utilities 5.5
Information 1.9
Finance and insurance, and real estate and rental and leasing 9.3
Professional, scientific, and management, and administrative and waste management services 19.4
Educational services, and health care and social assistance 28.5
Arts, entertainment, and recreation, and accommodation, and food services 7.3
Other Services, except public administration 4
Public administration 5.2

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 01907 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 5,021 64.6
Service occupations 806 10.4
Sales and office occupations 1,225 15.8
Natural resources, construction, and maintenance occupations 341 4.4
Production, transportation, and material moving occupations 377 4.9

Commuting to Work

An estimated 54.5% of 01907 workers drove to work alone in 2020-2024, and 4.7% carpooled. Among those who commuted to work, it took them on average 34.3 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 01907 in 2020-2024

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Percent
Car, truck, van -- drove alone 54.5
Car, truck, van -- carpooled 4.7
Public transportation (excluding taxicab) 11.4
Walked 1.5
Other means 0.8
Worked from home 27.2

In 2020-2024, 01907 had a total of 6,593 housing units. Of these housing units, 58% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 42% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 0% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 01907 in 2020-2024

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Percent
Single-family houses 58
Apartments in multi-unit structures 42
Mobile homes 0
Boat, RV, van, etc 0

10% of the housing inventory was comprised of houses built since 2010, while 41.4% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 01907 was 6.4 rooms, and of these housing units 62.9% had three or more bedrooms.


In 2020-2024, 01907 had 6,155 housing units that were occupied or had people living in them, while the remaining 438 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 75.9% while renters occupied 24.1%. The average household size of owner-occupied houses was 2.66 and in renter-occupied houses it was 1.82.

1.3% of householders of these occupied houses had moved into their house since 2021, while 11.2% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 5.6% and another 17.7% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 01907:

House Heating Fuel Used in 01907 in 2020-2024

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Percent
Gas 67.5
Electricity 15.1
Fuel oil, kerosene, etc 16.9
All other fuels 0.4
No fuel used 0

In 2020-2024, the median property value for owner-occupied houses in 01907 was $771,100.

Of the owner-occupied households, 74.6 % had a mortgage. 25.4% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $3,465 and for owners without a mortgage it was $1,253.

For renter-occupied houses, the median gross rent for 01907 was $2,303. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.