ZIP Code Tabulation Area

02814

Chepachet, RI · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
7,587
Median household income
$110,764
People below poverty
5.5%
Median home value
$390,500

Income

The median income of households in 02814 was $110,764. An estimated 1.9% of households had income below $10,000 a year and 9.1% had income of $200,000 or more.

Household Income in 02814 in 2020-2024

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Percent
Less than $10,000 1.9
$10,000 to $14,999 0.9
$15,000 to $24,999 7.8
$25,000 to $34,999 1.8
$35,000 to $49,999 3
$50,000 to $74,999 16
$75,000 to $99,999 14.6
$100,000 to $149,999 31.7
$150,000 to $199,999 13.2
$200,000 or more 9.1

Median Earnings for Full-Time Year-Round Workers by Sex in 02814 in 2020-2024

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Dollars
Male 90431
Female 61427

An estimated 77.6% of households received earnings. An estimated 42.4% of households received Social Security and an estimated 44.9 % of households received retirement income other than Social Security. The average income from Social Security was $28,685. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 02814 in 2020-2024

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Percent
Earnings 77.6
Social Security 42.4
Retirement income 44.9
Supplemental Security Income (SSI) 3.4
Cash public assistance income 3.7

Poverty and Participation in Government Programs

In 2020-2024, 5.5 % of people were in poverty. An estimated 0% of children under 18 were below the poverty level, compared with 6.5% of people 65 years old and over. An estimated 6.9% of people 18 to 64 years were below the poverty level.

Poverty Rates in 02814 in 2020-2024

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Percent
People in poverty 5.5
Children under 18 years below poverty 0
People 65 years old and over below poverty 6.5
People 18 to 64 years below poverty 6.9

In 2020-2024, 5.5 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 0% of households that received SNAP had children under 18, and 26.2% of households that received SNAP had one or more people 60 years and over. An estimated 15.9% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 02814 in 2020-2024, 98.3% had health insurance coverage and 1.7% did not have health insurance coverage. Private coverage was 81.5% and public coverage was 34.2%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 0%.


In 2020-2024, 02814 had a total population of 7,587 - 3,983 (52.5%) females and 3,604 (47.5%) males. The median age was 52.4 years. An estimated 19.5% of the population was under 18 years, 20.7% was 19 to 44 years, 35.9% was 45 to 64 years, and 22 % was 65 years and older.

Population by Age and Sex for 02814 in 2020-2024

Male Female
Under 5 17 137
5 to 9 201 180
10 to 14 346 366
15 to 19 211 163
20 to 24 65 163
25 to 29 126 130
30 to 34 102 116
35 to 39 165 100
40 to 44 292 314
45 to 49 156 244
50 to 54 362 146
55 to 59 463 553
60 to 64 324 476
65 to 69 194 295
70 to 74 230 202
75 to 79 112 196
80 to 84 84 179
85 and over 154 23

Hispanic Origin and Race

For people reporting one race alone, 94.7% were White; 0.9% were Black or African American; 5.7% were American Indian and Alaska Native; 1% were Asian; 0.1% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 3.2% reported Two or More Races. An estimated 1.2% of the people in 02814 were Hispanic or Latino. An estimated 94.4% of the people in 02814 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 2,980 households in 02814. The average household size was 2.53 people.

Married-couple households made up 62.6% of the households in 02814 while cohabiting couple households made up 8.2% of households. Female householders with no spouse or partner present were 17.2% of all households, while 12% of households had male householders with no spouse or partner present. Some households had one person, as 11.1% of households were male householders living alone, and 10.3% were female householders living alone, for a total of 21.4% of all households.

In 02814, 21.1% of all households had one or more people under the age of 18; 40.5% of all households had one or more people 65 years and over.

Types of Households in 02814 in 2020-2024

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Percent
Married-couple households 62.6
Cohabiting Couples 8.2
Male Householder
No spouse/partner present
12
Female Householder
No spouse/partner present
17.2

Marital Status

Among persons 15 and older, 63% of males and 58.8% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 21.9 17.6
Now married, except separated 63 58.8
Separated 0.8 1.2
Widowed 3.4 11
Divorced 10.9 11.4

Grandparents and Grandchildren

In 02814, 32 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 34.4% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 96.6% of the people living in 02814 were U.S. natives. 71.5% of the 02814 population were living in the state where they were born.

Approximately 3.4% of 02814 residents in 2020-2024 were foreign-born. 50.2% of foreign-born were naturalized U.S. citizens and an estimated 57.3 % entered the country before the year 2010.

Foreign-born residents of 02814 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 02814.

Region of Birth for the Foreign-Born Population in 02814 in 2020-2024

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Percent
Latin America 24.3
Asia 22.7
Europe 25.1
Africa 24.3
Northern America 3.5
Oceania 0

Language

Among people at least five years old living in 02814 in 2020-2024, 2.8 % spoke a language other than English at home. Spanish was spoken by 0.3% of people at least five years old; 0.5% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 02814 in 2020-2024

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Percent
Spanish 0.3
Other Indo-European languages 1.5
Asian and Pacific Islander languages 0.4
Other languages 0.6

Geographic Mobility

In 2020-2024, 96.2 % of the people at least one year old living in 02814 were living in the same house one year earlier.

Geographic Mobility of Residents of 02814 in 2020-2024

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Percent
Same house 96.2
Different house, same county 1.6
Different county, same state 0
Different state 2.2
Abroad 0

Education

In 2020-2024, 94.1 % of people 25 years and over had at least graduated from high school and 35.7% had a bachelor's degree or higher. An estimated 5.8% did not complete high school.

The total school enrollment in 02814 was 1,364 in 2020-2024. Nursery school enrollment was 68 and kindergarten through 12th grade enrollment was 1,059. College or graduate school enrollment was 237.

Educational Attainment of People in 02814 in 2020-2024

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Percent
Less than high school diploma 5.8
High school diploma or equivalency 25.9
Some college, no degree 21.5
Associate's degree 11
Bachelor's degree 21.7
Graduate or professional degree 13.9

Disability

In 02814, among the civilian noninstitutionalized population in 2020-2024, 16.8 % reported a disability. The likelihood of having a disability varied by age - from 2.6% of people under 18 years old, to 16.7% of people 18 to 64 years old, and to 29.2% of those 65 and over.


Employment Status and Type of Employer

In 02814, 60.3 % of the population 16 and over were employed; 37.9% were not currently in the labor force.

An estimated 78.9% of the people employed were private wage and salary workers; 11.1% were federal, state, or local government workers; and 9.9 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 2,944 78.9
Federal, state, or local government workers 415 11.1
Self-employed workers in own not incorporated business 371 9.9

Industries

In 2020-2024, the civilian employed population 16 years and older in 02814 worked in the following industries:

Percent by Industry in 02814 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0
Construction 10.2
Manufacturing 9.2
Wholesale trade 1.2
Retail trade 7.6
Transportation and warehousing, and utilities 7.1
Information 2
Finance and insurance, and real estate and rental and leasing 10.3
Professional, scientific, and management, and administrative and waste management services 11.5
Educational services, and health care and social assistance 22.4
Arts, entertainment, and recreation, and accommodation, and food services 9.1
Other Services, except public administration 5.1
Public administration 4.4

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 02814 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 1,630 43.7
Service occupations 708 19
Sales and office occupations 663 17.8
Natural resources, construction, and maintenance occupations 285 7.6
Production, transportation, and material moving occupations 444 11.9

Commuting to Work

An estimated 78% of 02814 workers drove to work alone in 2020-2024, and 4.2% carpooled. Among those who commuted to work, it took them on average 35.9 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 02814 in 2020-2024

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Percent
Car, truck, van -- drove alone 78
Car, truck, van -- carpooled 4.2
Public transportation (excluding taxicab) 0.3
Walked 0.3
Other means 3.9
Worked from home 13.3

In 2020-2024, 02814 had a total of 3,348 housing units. Of these housing units, 86.6% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 3.9% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 9.5% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 02814 in 2020-2024

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Percent
Single-family houses 86.6
Apartments in multi-unit structures 3.9
Mobile homes 9.5
Boat, RV, van, etc 0

10.4% of the housing inventory was comprised of houses built since 2010, while 10.9% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 02814 was 5.5 rooms, and of these housing units 58.8% had three or more bedrooms.


In 2020-2024, 02814 had 2,980 housing units that were occupied or had people living in them, while the remaining 368 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 91.9% while renters occupied 8.1%. The average household size of owner-occupied houses was 2.63 and in renter-occupied houses it was 1.48.

1.4% of householders of these occupied houses had moved into their house since 2021, while 21.5% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 2.9% and another 29% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 02814:

House Heating Fuel Used in 02814 in 2020-2024

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Percent
Gas 19
Electricity 6.4
Fuel oil, kerosene, etc 62.8
All other fuels 11.9
No fuel used 0

In 2020-2024, the median property value for owner-occupied houses in 02814 was $390,500.

Of the owner-occupied households, 62.7 % had a mortgage. 37.3% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $2,226 and for owners without a mortgage it was $766.

For renter-occupied houses, the median gross rent for 02814 was $970. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.