ZIP Code Tabulation Area

03055

Milford, NH · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
16,337
Median household income
$97,768
People below poverty
3.9%
Median home value
$398,800

Income

The median income of households in 03055 was $97,768. An estimated 1.6% of households had income below $10,000 a year and 15.3% had income of $200,000 or more.

Household Income in 03055 in 2020-2024

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Percent
Less than $10,000 1.6
$10,000 to $14,999 1.7
$15,000 to $24,999 4.2
$25,000 to $34,999 2.9
$35,000 to $49,999 8.6
$50,000 to $74,999 16.8
$75,000 to $99,999 14.8
$100,000 to $149,999 20.7
$150,000 to $199,999 13.4
$200,000 or more 15.3

Median Earnings for Full-Time Year-Round Workers by Sex in 03055 in 2020-2024

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Dollars
Male 80750
Female 60730

An estimated 85.8% of households received earnings. An estimated 27.2% of households received Social Security and an estimated 23.3 % of households received retirement income other than Social Security. The average income from Social Security was $27,486. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 03055 in 2020-2024

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Percent
Earnings 85.8
Social Security 27.2
Retirement income 23.3
Supplemental Security Income (SSI) 3.9
Cash public assistance income 1.6

Poverty and Participation in Government Programs

In 2020-2024, 3.9 % of people were in poverty. An estimated 2.1% of children under 18 were below the poverty level, compared with 7.5% of people 65 years old and over. An estimated 3.7% of people 18 to 64 years were below the poverty level.

Poverty Rates in 03055 in 2020-2024

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Percent
People in poverty 3.9
Children under 18 years below poverty 2.1
People 65 years old and over below poverty 7.5
People 18 to 64 years below poverty 3.7

In 2020-2024, 4 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 67.6% of households that received SNAP had children under 18, and 29.7% of households that received SNAP had one or more people 60 years and over. An estimated 40.9% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 03055 in 2020-2024, 94.7% had health insurance coverage and 5.3% did not have health insurance coverage. Private coverage was 77.2% and public coverage was 28.4%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 0.3%.


In 2020-2024, 03055 had a total population of 16,337 - 8,087 (49.5%) females and 8,250 (50.5%) males. The median age was 36.8 years. An estimated 23.7% of the population was under 18 years, 36% was 19 to 44 years, 23.1% was 45 to 64 years, and 15.1 % was 65 years and older.

Population by Age and Sex for 03055 in 2020-2024

Male Female
Under 5 530 512
5 to 9 547 403
10 to 14 781 467
15 to 19 473 528
20 to 24 326 311
25 to 29 701 610
30 to 34 920 663
35 to 39 499 511
40 to 44 562 773
45 to 49 384 493
50 to 54 627 450
55 to 59 459 499
60 to 64 395 449
65 to 69 341 375
70 to 74 326 317
75 to 79 194 239
80 to 84 59 238
85 and over 126 249

Hispanic Origin and Race

For people reporting one race alone, 85.6% were White; 0.9% were Black or African American; 10.9% were American Indian and Alaska Native; 2.6% were Asian; 0.3% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 9.6% reported Two or More Races. An estimated 2.8% of the people in 03055 were Hispanic or Latino. An estimated 85.3% of the people in 03055 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 6,399 households in 03055. The average household size was 2.53 people.

Married-couple households made up 50.6% of the households in 03055 while cohabiting couple households made up 10.8% of households. Female householders with no spouse or partner present were 24.6% of all households, while 14% of households had male householders with no spouse or partner present. Some households had one person, as 8.9% of households were male householders living alone, and 14.9% were female householders living alone, for a total of 23.8% of all households.

In 03055, 35.5% of all households had one or more people under the age of 18; 26.3% of all households had one or more people 65 years and over.

Types of Households in 03055 in 2020-2024

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Percent
Married-couple households 50.6
Cohabiting Couples 10.8
Male Householder
No spouse/partner present
14
Female Householder
No spouse/partner present
24.6

Marital Status

Among persons 15 and older, 55.6% of males and 48.5% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 31 25.3
Now married, except separated 55.6 48.5
Separated 1.6 0.7
Widowed 2.7 9.6
Divorced 9.1 16

Grandparents and Grandchildren

In 03055, 202 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 21.3% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 92% of the people living in 03055 were U.S. natives. 47.1% of the 03055 population were living in the state where they were born.

Approximately 8% of 03055 residents in 2020-2024 were foreign-born. 39.7% of foreign-born were naturalized U.S. citizens and an estimated 52.5 % entered the country before the year 2010.

Foreign-born residents of 03055 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 03055.

Region of Birth for the Foreign-Born Population in 03055 in 2020-2024

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Percent
Latin America 38
Asia 29.9
Europe 22.4
Africa 4.7
Northern America 5
Oceania 0

Language

Among people at least five years old living in 03055 in 2020-2024, 11 % spoke a language other than English at home. Spanish was spoken by 1.5% of people at least five years old; 2.8% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 03055 in 2020-2024

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Percent
Spanish 1.5
Other Indo-European languages 7.6
Asian and Pacific Islander languages 1.7
Other languages 0.2

Geographic Mobility

In 2020-2024, 84.3 % of the people at least one year old living in 03055 were living in the same house one year earlier.

Geographic Mobility of Residents of 03055 in 2020-2024

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Percent
Same house 84.3
Different house, same county 11.3
Different county, same state 0.5
Different state 3.4
Abroad 0.5

Education

In 2020-2024, 96 % of people 25 years and over had at least graduated from high school and 37.2% had a bachelor's degree or higher. An estimated 4% did not complete high school.

The total school enrollment in 03055 was 3,834 in 2020-2024. Nursery school enrollment was 352 and kindergarten through 12th grade enrollment was 2,802. College or graduate school enrollment was 680.

Educational Attainment of People in 03055 in 2020-2024

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Percent
Less than high school diploma 4
High school diploma or equivalency 29.7
Some college, no degree 19.6
Associate's degree 9.5
Bachelor's degree 23.1
Graduate or professional degree 14.2

Disability

In 03055, among the civilian noninstitutionalized population in 2020-2024, 11 % reported a disability. The likelihood of having a disability varied by age - from 7.2% of people under 18 years old, to 8.2% of people 18 to 64 years old, and to 29.2% of those 65 and over.


Employment Status and Type of Employer

In 03055, 69.7 % of the population 16 and over were employed; 27.9% were not currently in the labor force.

An estimated 82.6% of the people employed were private wage and salary workers; 9.7% were federal, state, or local government workers; and 7.7 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 7,339 82.6
Federal, state, or local government workers 866 9.7
Self-employed workers in own not incorporated business 684 7.7

Industries

In 2020-2024, the civilian employed population 16 years and older in 03055 worked in the following industries:

Percent by Industry in 03055 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0
Construction 7.9
Manufacturing 18
Wholesale trade 1.5
Retail trade 11.4
Transportation and warehousing, and utilities 4.9
Information 2.2
Finance and insurance, and real estate and rental and leasing 5
Professional, scientific, and management, and administrative and waste management services 13.1
Educational services, and health care and social assistance 21
Arts, entertainment, and recreation, and accommodation, and food services 7.3
Other Services, except public administration 5
Public administration 2.8

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 03055 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 3,711 41.7
Service occupations 1,316 14.8
Sales and office occupations 1,943 21.9
Natural resources, construction, and maintenance occupations 750 8.4
Production, transportation, and material moving occupations 1,169 13.2

Commuting to Work

An estimated 75.6% of 03055 workers drove to work alone in 2020-2024, and 6.9% carpooled. Among those who commuted to work, it took them on average 27 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 03055 in 2020-2024

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Percent
Car, truck, van -- drove alone 75.6
Car, truck, van -- carpooled 6.9
Public transportation (excluding taxicab) 0.4
Walked 1.1
Other means 0.4
Worked from home 15.6

In 2020-2024, 03055 had a total of 6,596 housing units. Of these housing units, 57.2% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 38.5% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 4.3% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 03055 in 2020-2024

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Percent
Single-family houses 57.2
Apartments in multi-unit structures 38.5
Mobile homes 4.3
Boat, RV, van, etc 0

12.6% of the housing inventory was comprised of houses built since 2010, while 17.4% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 03055 was 5.1 rooms, and of these housing units 51.8% had three or more bedrooms.


In 2020-2024, 03055 had 6,399 housing units that were occupied or had people living in them, while the remaining 197 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 64.9% while renters occupied 35.1%. The average household size of owner-occupied houses was 2.62 and in renter-occupied houses it was 2.35.

3.5% of householders of these occupied houses had moved into their house since 2021, while 5.6% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 3.7% and another 21.4% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 03055:

House Heating Fuel Used in 03055 in 2020-2024

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Percent
Gas 45.3
Electricity 18.1
Fuel oil, kerosene, etc 31.1
All other fuels 5.3
No fuel used 0.1

In 2020-2024, the median property value for owner-occupied houses in 03055 was $398,800.

Of the owner-occupied households, 75.1 % had a mortgage. 24.9% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $2,482 and for owners without a mortgage it was $1,079.

For renter-occupied houses, the median gross rent for 03055 was $1,661. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.