ZIP Code Tabulation Area

04055

Naples, ME · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
3,985
Median household income
$78,188
People below poverty
9.5%
Median home value
$340,100

Income

The median income of households in 04055 was $78,188. An estimated 11.1% of households had income below $10,000 a year and 9.2% had income of $200,000 or more.

Household Income in 04055 in 2020-2024

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Percent
Less than $10,000 11.1
$10,000 to $14,999 2
$15,000 to $24,999 3
$25,000 to $34,999 5.4
$35,000 to $49,999 12.1
$50,000 to $74,999 14.3
$75,000 to $99,999 15.1
$100,000 to $149,999 20.1
$150,000 to $199,999 7.8
$200,000 or more 9.2

Median Earnings for Full-Time Year-Round Workers by Sex in 04055 in 2020-2024

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Dollars
Male 63210
Female 73811

An estimated 81.5% of households received earnings. An estimated 33.7% of households received Social Security and an estimated 22 % of households received retirement income other than Social Security. The average income from Social Security was $24,329. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 04055 in 2020-2024

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Percent
Earnings 81.5
Social Security 33.7
Retirement income 22
Supplemental Security Income (SSI) 1.1
Cash public assistance income 0.4

Poverty and Participation in Government Programs

In 2020-2024, 9.5 % of people were in poverty. An estimated 0.2% of children under 18 were below the poverty level, compared with 6.5% of people 65 years old and over. An estimated 13% of people 18 to 64 years were below the poverty level.

Poverty Rates in 04055 in 2020-2024

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Percent
People in poverty 9.5
Children under 18 years below poverty 0.2
People 65 years old and over below poverty 6.5
People 18 to 64 years below poverty 13

In 2020-2024, 0.9 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 5.6% of households that received SNAP had children under 18, and 0% of households that received SNAP had one or more people 60 years and over. An estimated 0% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 04055 in 2020-2024, 89.2% had health insurance coverage and 10.8% did not have health insurance coverage. Private coverage was 69.1% and public coverage was 33.1%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 0%.


In 2020-2024, 04055 had a total population of 3,985 - 1,749 (43.9%) females and 2,236 (56.1%) males. The median age was 49.8 years. An estimated 15.6% of the population was under 18 years, 29.2% was 19 to 44 years, 31.5% was 45 to 64 years, and 23.3 % was 65 years and older.

Population by Age and Sex for 04055 in 2020-2024

Male Female
Under 5 128 92
5 to 9 43 104
10 to 14 144 85
15 to 19 18 20
20 to 24 112 28
25 to 29 180 129
30 to 34 190 96
35 to 39 115 119
40 to 44 75 123
45 to 49 102 96
50 to 54 95 93
55 to 59 165 146
60 to 64 349 210
65 to 69 129 107
70 to 74 331 149
75 to 79 48 62
80 to 84 0 63
85 and over 12 27

Hispanic Origin and Race

For people reporting one race alone, 91.4% were White; 0% were Black or African American; 15.7% were American Indian and Alaska Native; 0% were Asian; 0% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 7% reported Two or More Races. An estimated 2.8% of the people in 04055 were Hispanic or Latino. An estimated 90.1% of the people in 04055 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 2,021 households in 04055. The average household size was 1.97 people.

Married-couple households made up 36.4% of the households in 04055 while cohabiting couple households made up 16.5% of households. Female householders with no spouse or partner present were 14% of all households, while 33.1% of households had male householders with no spouse or partner present. Some households had one person, as 32.1% of households were male householders living alone, and 9.8% were female householders living alone, for a total of 41.9% of all households.

In 04055, 18.1% of all households had one or more people under the age of 18; 34.4% of all households had one or more people 65 years and over.

Types of Households in 04055 in 2020-2024

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Percent
Married-couple households 36.4
Cohabiting Couples 16.5
Male Householder
No spouse/partner present
33.1
Female Householder
No spouse/partner present
14

Marital Status

Among persons 15 and older, 40.7% of males and 51.4% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 39.9 22.5
Now married, except separated 40.7 51.4
Separated 0 2.2
Widowed 0.7 9.6
Divorced 18.6 14.2

Grandparents and Grandchildren

In 04055, 28 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 0% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 97.4% of the people living in 04055 were U.S. natives. 52.7% of the 04055 population were living in the state where they were born.

Approximately 2.6% of 04055 residents in 2020-2024 were foreign-born. 63.1% of foreign-born were naturalized U.S. citizens and an estimated 63.1 % entered the country before the year 2010.

Foreign-born residents of 04055 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 04055.

Region of Birth for the Foreign-Born Population in 04055 in 2020-2024

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Percent
Latin America 22.3
Asia 0
Europe 36.9
Africa 0
Northern America 40.8
Oceania 0

Language

Among people at least five years old living in 04055 in 2020-2024, 4.1 % spoke a language other than English at home. Spanish was spoken by 1.1% of people at least five years old; 0.9% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 04055 in 2020-2024

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Percent
Spanish 1.1
Other Indo-European languages 3.1
Asian and Pacific Islander languages 0
Other languages 0

Geographic Mobility

In 2020-2024, 97.9 % of the people at least one year old living in 04055 were living in the same house one year earlier.

Geographic Mobility of Residents of 04055 in 2020-2024

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Percent
Same house 97.9
Different house, same county 1.9
Different county, same state 0.2
Different state 0
Abroad 0

Education

In 2020-2024, 97.9 % of people 25 years and over had at least graduated from high school and 37.9% had a bachelor's degree or higher. An estimated 2.1% did not complete high school.

The total school enrollment in 04055 was 461 in 2020-2024. Nursery school enrollment was 24 and kindergarten through 12th grade enrollment was 330. College or graduate school enrollment was 107.

Educational Attainment of People in 04055 in 2020-2024

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Percent
Less than high school diploma 2.1
High school diploma or equivalency 33.8
Some college, no degree 13.5
Associate's degree 12.8
Bachelor's degree 22.6
Graduate or professional degree 15.2

Disability

In 04055, among the civilian noninstitutionalized population in 2020-2024, 13.9 % reported a disability. The likelihood of having a disability varied by age - from 6.5% of people under 18 years old, to 6.7% of people 18 to 64 years old, and to 38% of those 65 and over.


Employment Status and Type of Employer

In 04055, 71.3 % of the population 16 and over were employed; 28.1% were not currently in the labor force.

An estimated 73.3% of the people employed were private wage and salary workers; 11.4% were federal, state, or local government workers; and 15.3 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 1,766 73.3
Federal, state, or local government workers 274 11.4
Self-employed workers in own not incorporated business 369 15.3

Industries

In 2020-2024, the civilian employed population 16 years and older in 04055 worked in the following industries:

Percent by Industry in 04055 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 1.5
Construction 6.1
Manufacturing 11.2
Wholesale trade 2.4
Retail trade 13.8
Transportation and warehousing, and utilities 2.7
Information 1.4
Finance and insurance, and real estate and rental and leasing 8.1
Professional, scientific, and management, and administrative and waste management services 12.4
Educational services, and health care and social assistance 19.8
Arts, entertainment, and recreation, and accommodation, and food services 13.5
Other Services, except public administration 1.9
Public administration 5.1

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 04055 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 934 38.8
Service occupations 345 14.3
Sales and office occupations 466 19.3
Natural resources, construction, and maintenance occupations 398 16.5
Production, transportation, and material moving occupations 266 11

Commuting to Work

An estimated 66.8% of 04055 workers drove to work alone in 2020-2024, and 6.4% carpooled. Among those who commuted to work, it took them on average 38.4 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 04055 in 2020-2024

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Percent
Car, truck, van -- drove alone 66.8
Car, truck, van -- carpooled 6.4
Public transportation (excluding taxicab) 0
Walked 0.1
Other means 0
Worked from home 26.7

In 2020-2024, 04055 had a total of 3,360 housing units. Of these housing units, 83.5% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 5.9% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 10.6% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 04055 in 2020-2024

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Percent
Single-family houses 83.5
Apartments in multi-unit structures 5.9
Mobile homes 10.6
Boat, RV, van, etc 0

12.6% of the housing inventory was comprised of houses built since 2010, while 4.4% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 04055 was 5.2 rooms, and of these housing units 56.2% had three or more bedrooms.


In 2020-2024, 04055 had 2,021 housing units that were occupied or had people living in them, while the remaining 1,339 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 87.5% while renters occupied 12.5%. The average household size of owner-occupied houses was 2.06 and in renter-occupied houses it was 1.31.

2.4% of householders of these occupied houses had moved into their house since 2021, while 17.8% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 3.3% and another 14.8% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 04055:

House Heating Fuel Used in 04055 in 2020-2024

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Percent
Gas 28.5
Electricity 6.9
Fuel oil, kerosene, etc 56.1
All other fuels 8.5
No fuel used 0

In 2020-2024, the median property value for owner-occupied houses in 04055 was $340,100.

Of the owner-occupied households, 57.2 % had a mortgage. 42.8% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,801 and for owners without a mortgage it was $609.

For renter-occupied houses, the median gross rent for 04055 was $1,941. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.