ZIP Code Tabulation Area

06412

Chester, CT · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
3,825
Median household income
$109,191
People below poverty
11.8%
Median home value
$442,200

Income

The median income of households in 06412 was $109,191. An estimated 7.2% of households had income below $10,000 a year and 26.8% had income of $200,000 or more.

Household Income in 06412 in 2020-2024

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Percent
Less than $10,000 7.2
$10,000 to $14,999 0.9
$15,000 to $24,999 6.3
$25,000 to $34,999 8.3
$35,000 to $49,999 6.5
$50,000 to $74,999 10.1
$75,000 to $99,999 7.6
$100,000 to $149,999 16.6
$150,000 to $199,999 9.6
$200,000 or more 26.8

Median Earnings for Full-Time Year-Round Workers by Sex in 06412 in 2020-2024

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Dollars
Male 87538
Female 81094

An estimated 74.9% of households received earnings. An estimated 38% of households received Social Security and an estimated 28.9 % of households received retirement income other than Social Security. The average income from Social Security was $28,037. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 06412 in 2020-2024

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Percent
Earnings 74.9
Social Security 38
Retirement income 28.9
Supplemental Security Income (SSI) 1.7
Cash public assistance income 1.1

Poverty and Participation in Government Programs

In 2020-2024, 11.8 % of people were in poverty. An estimated 27.5% of children under 18 were below the poverty level, compared with 5.6% of people 65 years old and over. An estimated 9.7% of people 18 to 64 years were below the poverty level.

Poverty Rates in 06412 in 2020-2024

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Percent
People in poverty 11.8
Children under 18 years below poverty 27.5
People 65 years old and over below poverty 5.6
People 18 to 64 years below poverty 9.7

In 2020-2024, 6.2 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 55.4% of households that received SNAP had children under 18, and 27.7% of households that received SNAP had one or more people 60 years and over. An estimated 37.6% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 06412 in 2020-2024, 96.5% had health insurance coverage and 3.5% did not have health insurance coverage. Private coverage was 68.8% and public coverage was 42.2%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 0%.


In 2020-2024, 06412 had a total population of 3,825 - 1,736 (45.4%) females and 2,089 (54.6%) males. The median age was 54 years. An estimated 17.5% of the population was under 18 years, 24.5% was 19 to 44 years, 29% was 45 to 64 years, and 26.8 % was 65 years and older.

Population by Age and Sex for 06412 in 2020-2024

Male Female
Under 5 177 86
5 to 9 150 62
10 to 14 66 23
15 to 19 86 100
20 to 24 175 69
25 to 29 92 5
30 to 34 104 107
35 to 39 107 102
40 to 44 45 130
45 to 49 23 41
50 to 54 102 107
55 to 59 201 313
60 to 64 231 94
65 to 69 175 150
70 to 74 201 128
75 to 79 64 105
80 to 84 44 23
85 and over 46 91

Hispanic Origin and Race

For people reporting one race alone, 89.4% were White; 1.6% were Black or African American; 3.7% were American Indian and Alaska Native; 0.4% were Asian; 1.6% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 6.7% reported Two or More Races. An estimated 6.7% of the people in 06412 were Hispanic or Latino. An estimated 85.8% of the people in 06412 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 1,628 households in 06412. The average household size was 2.27 people.

Married-couple households made up 50.6% of the households in 06412 while cohabiting couple households made up 4.4% of households. Female householders with no spouse or partner present were 22.3% of all households, while 22.7% of households had male householders with no spouse or partner present. Some households had one person, as 19.6% of households were male householders living alone, and 12.8% were female householders living alone, for a total of 32.4% of all households.

In 06412, 21.8% of all households had one or more people under the age of 18; 43.4% of all households had one or more people 65 years and over.

Types of Households in 06412 in 2020-2024

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Percent
Married-couple households 50.6
Cohabiting Couples 4.4
Male Householder
No spouse/partner present
22.7
Female Householder
No spouse/partner present
22.3

Marital Status

Among persons 15 and older, 49.4% of males and 54% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 28.8 24.9
Now married, except separated 49.4 54
Separated 0.5 0.4
Widowed 4.4 10.2
Divorced 16.9 10.5

Grandparents and Grandchildren

In 06412, 59 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 0% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 94.1% of the people living in 06412 were U.S. natives. 66.3% of the 06412 population were living in the state where they were born.

Approximately 5.9% of 06412 residents in 2020-2024 were foreign-born. 65.8% of foreign-born were naturalized U.S. citizens and an estimated 84.4 % entered the country before the year 2010.

Foreign-born residents of 06412 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 06412.

Region of Birth for the Foreign-Born Population in 06412 in 2020-2024

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Percent
Latin America 66.7
Asia 5.8
Europe 20.9
Africa 1.8
Northern America 4.9
Oceania 0

Language

Among people at least five years old living in 06412 in 2020-2024, 4.9 % spoke a language other than English at home. Spanish was spoken by 3.5% of people at least five years old; 0.1% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 06412 in 2020-2024

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Percent
Spanish 3.5
Other Indo-European languages 1.4
Asian and Pacific Islander languages 0
Other languages 0

Geographic Mobility

In 2020-2024, 94.8 % of the people at least one year old living in 06412 were living in the same house one year earlier.

Geographic Mobility of Residents of 06412 in 2020-2024

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Percent
Same house 94.8
Different house, same county 0.8
Different county, same state 2.8
Different state 1.2
Abroad 0.4

Education

In 2020-2024, 96.7 % of people 25 years and over had at least graduated from high school and 47.9% had a bachelor's degree or higher. An estimated 3.3% did not complete high school.

The total school enrollment in 06412 was 560 in 2020-2024. Nursery school enrollment was 52 and kindergarten through 12th grade enrollment was 355. College or graduate school enrollment was 153.

Educational Attainment of People in 06412 in 2020-2024

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Percent
Less than high school diploma 3.3
High school diploma or equivalency 18.7
Some college, no degree 22.5
Associate's degree 7.6
Bachelor's degree 22.3
Graduate or professional degree 25.5

Disability

In 06412, among the civilian noninstitutionalized population in 2020-2024, 14.5 % reported a disability. The likelihood of having a disability varied by age - from 3.9% of people under 18 years old, to 13.7% of people 18 to 64 years old, and to 24% of those 65 and over.


Employment Status and Type of Employer

In 06412, 59.2 % of the population 16 and over were employed; 37.8% were not currently in the labor force.

An estimated 75.1% of the people employed were private wage and salary workers; 17.6% were federal, state, or local government workers; and 7.3 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 1,438 75.1
Federal, state, or local government workers 337 17.6
Self-employed workers in own not incorporated business 139 7.3

Industries

In 2020-2024, the civilian employed population 16 years and older in 06412 worked in the following industries:

Percent by Industry in 06412 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.4
Construction 6.7
Manufacturing 12.5
Wholesale trade 2
Retail trade 6.1
Transportation and warehousing, and utilities 3.5
Information 2.4
Finance and insurance, and real estate and rental and leasing 8
Professional, scientific, and management, and administrative and waste management services 12.9
Educational services, and health care and social assistance 21
Arts, entertainment, and recreation, and accommodation, and food services 10.9
Other Services, except public administration 6.9
Public administration 6.6

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 06412 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 852 44.5
Service occupations 310 16.2
Sales and office occupations 388 20.3
Natural resources, construction, and maintenance occupations 109 5.7
Production, transportation, and material moving occupations 255 13.3

Commuting to Work

An estimated 75% of 06412 workers drove to work alone in 2020-2024, and 4.1% carpooled. Among those who commuted to work, it took them on average 28.3 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 06412 in 2020-2024

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Percent
Car, truck, van -- drove alone 75
Car, truck, van -- carpooled 4.1
Public transportation (excluding taxicab) 1.7
Walked 0.6
Other means 0.3
Worked from home 18.3

In 2020-2024, 06412 had a total of 1,715 housing units. Of these housing units, 80.6% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 19.4% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 0% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 06412 in 2020-2024

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Percent
Single-family houses 80.6
Apartments in multi-unit structures 19.4
Mobile homes 0
Boat, RV, van, etc 0

2.6% of the housing inventory was comprised of houses built since 2010, while 29% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 06412 was 5.9 rooms, and of these housing units 66.2% had three or more bedrooms.


In 2020-2024, 06412 had 1,628 housing units that were occupied or had people living in them, while the remaining 87 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 73.2% while renters occupied 26.8%. The average household size of owner-occupied houses was 2.43 and in renter-occupied houses it was 1.81.

2.2% of householders of these occupied houses had moved into their house since 2021, while 11.2% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 7.2% and another 20.9% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 06412:

House Heating Fuel Used in 06412 in 2020-2024

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Percent
Gas 17
Electricity 21.8
Fuel oil, kerosene, etc 57.6
All other fuels 3.6
No fuel used 0

In 2020-2024, the median property value for owner-occupied houses in 06412 was $442,200.

Of the owner-occupied households, 63.7 % had a mortgage. 36.3% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $2,672 and for owners without a mortgage it was $925.

For renter-occupied houses, the median gross rent for 06412 was $1,549. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.