ZIP Code Tabulation Area

06706

Waterbury, CT · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
15,551
Median household income
$52,242
People below poverty
25.6%
Median home value
$210,700

Income

The median income of households in 06706 was $52,242. An estimated 10.3% of households had income below $10,000 a year and 5.6% had income of $200,000 or more.

Household Income in 06706 in 2020-2024

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Percent
Less than $10,000 10.3
$10,000 to $14,999 10.8
$15,000 to $24,999 7.4
$25,000 to $34,999 6.2
$35,000 to $49,999 11.7
$50,000 to $74,999 23.9
$75,000 to $99,999 10.4
$100,000 to $149,999 9.5
$150,000 to $199,999 4.2
$200,000 or more 5.6

Median Earnings for Full-Time Year-Round Workers by Sex in 06706 in 2020-2024

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Dollars
Male 55281
Female 38836

An estimated 70.5% of households received earnings. An estimated 34.5% of households received Social Security and an estimated 21.9 % of households received retirement income other than Social Security. The average income from Social Security was $18,876. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 06706 in 2020-2024

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Percent
Earnings 70.5
Social Security 34.5
Retirement income 21.9
Supplemental Security Income (SSI) 12.6
Cash public assistance income 6.3

Poverty and Participation in Government Programs

In 2020-2024, 25.6 % of people were in poverty. An estimated 44.1% of children under 18 were below the poverty level, compared with 24.4% of people 65 years old and over. An estimated 18.2% of people 18 to 64 years were below the poverty level.

Poverty Rates in 06706 in 2020-2024

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Percent
People in poverty 25.6
Children under 18 years below poverty 44.1
People 65 years old and over below poverty 24.4
People 18 to 64 years below poverty 18.2

In 2020-2024, 36.8 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 47.5% of households that received SNAP had children under 18, and 44.3% of households that received SNAP had one or more people 60 years and over. An estimated 46.7% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 06706 in 2020-2024, 90.1% had health insurance coverage and 9.9% did not have health insurance coverage. Private coverage was 34.7% and public coverage was 64.2%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 5.3%.


In 2020-2024, 06706 had a total population of 15,551 - 7,675 (49.4%) females and 7,876 (50.6%) males. The median age was 36.1 years. An estimated 24.9% of the population was under 18 years, 34.7% was 19 to 44 years, 22.5% was 45 to 64 years, and 15.9 % was 65 years and older.

Population by Age and Sex for 06706 in 2020-2024

Male Female
Under 5 595 453
5 to 9 421 125
10 to 14 657 829
15 to 19 568 541
20 to 24 300 539
25 to 29 918 367
30 to 34 490 698
35 to 39 508 475
40 to 44 530 566
45 to 49 586 447
50 to 54 498 353
55 to 59 501 430
60 to 64 251 426
65 to 69 363 420
70 to 74 366 619
75 to 79 185 94
80 to 84 64 48
85 and over 75 245

Hispanic Origin and Race

For people reporting one race alone, 35.5% were White; 26.2% were Black or African American; 2.7% were American Indian and Alaska Native; 4.5% were Asian; 10.6% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 16.1% reported Two or More Races. An estimated 37.3% of the people in 06706 were Hispanic or Latino. An estimated 28.1% of the people in 06706 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 5,506 households in 06706. The average household size was 2.81 people.

Married-couple households made up 34.7% of the households in 06706 while cohabiting couple households made up 6.3% of households. Female householders with no spouse or partner present were 38% of all households, while 21% of households had male householders with no spouse or partner present. Some households had one person, as 13.2% of households were male householders living alone, and 15.5% were female householders living alone, for a total of 28.7% of all households.

In 06706, 37.4% of all households had one or more people under the age of 18; 34% of all households had one or more people 65 years and over.

Types of Households in 06706 in 2020-2024

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Percent
Married-couple households 34.7
Cohabiting Couples 6.3
Male Householder
No spouse/partner present
21
Female Householder
No spouse/partner present
38

Marital Status

Among persons 15 and older, 43% of males and 34.9% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 41.7 40.3
Now married, except separated 43 34.9
Separated 2.5 3.6
Widowed 1.3 10.5
Divorced 11.4 10.8

Grandparents and Grandchildren

In 06706, 550 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 24.9% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 77.5% of the people living in 06706 were U.S. natives. 46.6% of the 06706 population were living in the state where they were born.

Approximately 22.5% of 06706 residents in 2020-2024 were foreign-born. 46.6% of foreign-born were naturalized U.S. citizens and an estimated 47.3 % entered the country before the year 2010.

Foreign-born residents of 06706 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 06706.

Region of Birth for the Foreign-Born Population in 06706 in 2020-2024

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Percent
Latin America 61.3
Asia 8.3
Europe 28.4
Africa 1
Northern America 1.1
Oceania 0

Language

Among people at least five years old living in 06706 in 2020-2024, 43.7 % spoke a language other than English at home. Spanish was spoken by 27% of people at least five years old; 21.4% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 06706 in 2020-2024

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Percent
Spanish 27
Other Indo-European languages 14.9
Asian and Pacific Islander languages 0.9
Other languages 0.9

Geographic Mobility

In 2020-2024, 91.4 % of the people at least one year old living in 06706 were living in the same house one year earlier.

Geographic Mobility of Residents of 06706 in 2020-2024

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Percent
Same house 91.4
Different house, same county 2.6
Different county, same state 0.5
Different state 4.6
Abroad 0.8

Education

In 2020-2024, 75.1 % of people 25 years and over had at least graduated from high school and 16.7% had a bachelor's degree or higher. An estimated 24.9% did not complete high school.

The total school enrollment in 06706 was 3,690 in 2020-2024. Nursery school enrollment was 265 and kindergarten through 12th grade enrollment was 2,661. College or graduate school enrollment was 764.

Educational Attainment of People in 06706 in 2020-2024

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Percent
Less than high school diploma 24.9
High school diploma or equivalency 39.7
Some college, no degree 11.3
Associate's degree 7.3
Bachelor's degree 8.2
Graduate or professional degree 8.6

Disability

In 06706, among the civilian noninstitutionalized population in 2020-2024, 17.6 % reported a disability. The likelihood of having a disability varied by age - from 5.6% of people under 18 years old, to 16.2% of people 18 to 64 years old, and to 41.5% of those 65 and over.


Employment Status and Type of Employer

In 06706, 51.5 % of the population 16 and over were employed; 42.6% were not currently in the labor force.

An estimated 86.9% of the people employed were private wage and salary workers; 6.8% were federal, state, or local government workers; and 6.3 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 5,488 86.9
Federal, state, or local government workers 431 6.8
Self-employed workers in own not incorporated business 395 6.3

Industries

In 2020-2024, the civilian employed population 16 years and older in 06706 worked in the following industries:

Percent by Industry in 06706 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0
Construction 6.7
Manufacturing 13.6
Wholesale trade 0.3
Retail trade 13.7
Transportation and warehousing, and utilities 2.5
Information 0.4
Finance and insurance, and real estate and rental and leasing 10.4
Professional, scientific, and management, and administrative and waste management services 11.3
Educational services, and health care and social assistance 25.1
Arts, entertainment, and recreation, and accommodation, and food services 8.5
Other Services, except public administration 5.1
Public administration 2.3

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 06706 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 1,305 20.7
Service occupations 1,717 27.2
Sales and office occupations 1,388 22
Natural resources, construction, and maintenance occupations 600 9.5
Production, transportation, and material moving occupations 1,304 20.7

Commuting to Work

An estimated 60.1% of 06706 workers drove to work alone in 2020-2024, and 18.9% carpooled. Among those who commuted to work, it took them on average 25.6 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 06706 in 2020-2024

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Percent
Car, truck, van -- drove alone 60.1
Car, truck, van -- carpooled 18.9
Public transportation (excluding taxicab) 7.7
Walked 0.6
Other means 6.4
Worked from home 6.4

In 2020-2024, 06706 had a total of 6,007 housing units. Of these housing units, 43.9% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 55.5% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 0.6% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 06706 in 2020-2024

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Percent
Single-family houses 43.9
Apartments in multi-unit structures 55.5
Mobile homes 0.6
Boat, RV, van, etc 0

1.7% of the housing inventory was comprised of houses built since 2010, while 38.7% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 06706 was 5.1 rooms, and of these housing units 53.8% had three or more bedrooms.


In 2020-2024, 06706 had 5,506 housing units that were occupied or had people living in them, while the remaining 501 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 40.8% while renters occupied 59.2%. The average household size of owner-occupied houses was 2.71 and in renter-occupied houses it was 2.88.

3.5% of householders of these occupied houses had moved into their house since 2021, while 8.9% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 23% and another 14.4% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 06706:

House Heating Fuel Used in 06706 in 2020-2024

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Percent
Gas 44.5
Electricity 31.9
Fuel oil, kerosene, etc 22.5
All other fuels 0.6
No fuel used 0.5

In 2020-2024, the median property value for owner-occupied houses in 06706 was $210,700.

Of the owner-occupied households, 71.5 % had a mortgage. 28.5% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,789 and for owners without a mortgage it was $811.

For renter-occupied houses, the median gross rent for 06706 was $1,269. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.