ZIP Code Tabulation Area

28110

Monroe, NC · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
56,971
Median household income
$83,480
People below poverty
11.3%
Median home value
$342,600

Income

The median income of households in 28110 was $83,480. An estimated 3.4% of households had income below $10,000 a year and 8.3% had income of $200,000 or more.

Household Income in 28110 in 2020-2024

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Percent
Less than $10,000 3.4
$10,000 to $14,999 2.1
$15,000 to $24,999 5.2
$25,000 to $34,999 5.8
$35,000 to $49,999 12
$50,000 to $74,999 16.6
$75,000 to $99,999 15.4
$100,000 to $149,999 20.9
$150,000 to $199,999 10.4
$200,000 or more 8.3

Median Earnings for Full-Time Year-Round Workers by Sex in 28110 in 2020-2024

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Dollars
Male 60061
Female 49566

An estimated 81.1% of households received earnings. An estimated 29.2% of households received Social Security and an estimated 23.3 % of households received retirement income other than Social Security. The average income from Social Security was $26,205. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 28110 in 2020-2024

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Percent
Earnings 81.1
Social Security 29.2
Retirement income 23.3
Supplemental Security Income (SSI) 3.9
Cash public assistance income 1.8

Poverty and Participation in Government Programs

In 2020-2024, 11.3 % of people were in poverty. An estimated 16.6% of children under 18 were below the poverty level, compared with 7.5% of people 65 years old and over. An estimated 9.9% of people 18 to 64 years were below the poverty level.

Poverty Rates in 28110 in 2020-2024

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Percent
People in poverty 11.3
Children under 18 years below poverty 16.6
People 65 years old and over below poverty 7.5
People 18 to 64 years below poverty 9.9

In 2020-2024, 10.8 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 56% of households that received SNAP had children under 18, and 42.7% of households that received SNAP had one or more people 60 years and over. An estimated 34.1% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 28110 in 2020-2024, 89.2% had health insurance coverage and 10.8% did not have health insurance coverage. Private coverage was 68.8% and public coverage was 31.6%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 5.7%.


In 2020-2024, 28110 had a total population of 56,971 - 27,972 (49.1%) females and 28,999 (50.9%) males. The median age was 36.9 years. An estimated 25.7% of the population was under 18 years, 32.3% was 19 to 44 years, 24.7% was 45 to 64 years, and 14.4 % was 65 years and older.

Population by Age and Sex for 28110 in 2020-2024

Male Female
Under 5 1758 1364
5 to 9 2010 2008
10 to 14 2479 2086
15 to 19 2429 2124
20 to 24 2121 1606
25 to 29 1670 1729
30 to 34 1741 1946
35 to 39 2098 2143
40 to 44 1861 1522
45 to 49 1872 2222
50 to 54 1939 1622
55 to 59 1687 1514
60 to 64 1659 1567
65 to 69 1354 1407
70 to 74 1088 1344
75 to 79 645 728
80 to 84 283 549
85 and over 305 491

Hispanic Origin and Race

For people reporting one race alone, 65.5% were White; 10.7% were Black or African American; 9.9% were American Indian and Alaska Native; 2.2% were Asian; 6.4% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 9.6% reported Two or More Races. An estimated 21.6% of the people in 28110 were Hispanic or Latino. An estimated 62.3% of the people in 28110 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 19,464 households in 28110. The average household size was 2.91 people.

Married-couple households made up 57.3% of the households in 28110 while cohabiting couple households made up 5.3% of households. Female householders with no spouse or partner present were 21.1% of all households, while 16.3% of households had male householders with no spouse or partner present. Some households had one person, as 9.2% of households were male householders living alone, and 10.6% were female householders living alone, for a total of 19.8% of all households.

In 28110, 37.5% of all households had one or more people under the age of 18; 28.8% of all households had one or more people 65 years and over.

Types of Households in 28110 in 2020-2024

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Percent
Married-couple households 57.3
Cohabiting Couples 5.3
Male Householder
No spouse/partner present
16.3
Female Householder
No spouse/partner present
21.1

Marital Status

Among persons 15 and older, 55.6% of males and 53% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 33.5 26.5
Now married, except separated 55.6 53
Separated 1 2.5
Widowed 1 7.9
Divorced 8.9 10

Grandparents and Grandchildren

In 28110, 1,216 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 26.8% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 87% of the people living in 28110 were U.S. natives. 50.1% of the 28110 population were living in the state where they were born.

Approximately 13% of 28110 residents in 2020-2024 were foreign-born. 26.1% of foreign-born were naturalized U.S. citizens and an estimated 61.5 % entered the country before the year 2010.

Foreign-born residents of 28110 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 28110.

Region of Birth for the Foreign-Born Population in 28110 in 2020-2024

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Percent
Latin America 72.7
Asia 12.3
Europe 10.2
Africa 4.6
Northern America 0.1
Oceania 0

Language

Among people at least five years old living in 28110 in 2020-2024, 21.9 % spoke a language other than English at home. Spanish was spoken by 16.8% of people at least five years old; 9% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 28110 in 2020-2024

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Percent
Spanish 16.8
Other Indo-European languages 2.6
Asian and Pacific Islander languages 1.3
Other languages 1.2

Geographic Mobility

In 2020-2024, 90.9 % of the people at least one year old living in 28110 were living in the same house one year earlier.

Geographic Mobility of Residents of 28110 in 2020-2024

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Percent
Same house 90.9
Different house, same county 3.2
Different county, same state 3.5
Different state 1.5
Abroad 0.9

Education

In 2020-2024, 86.4 % of people 25 years and over had at least graduated from high school and 25.6% had a bachelor's degree or higher. An estimated 13.6% did not complete high school.

The total school enrollment in 28110 was 15,395 in 2020-2024. Nursery school enrollment was 590 and kindergarten through 12th grade enrollment was 11,848. College or graduate school enrollment was 2,957.

Educational Attainment of People in 28110 in 2020-2024

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Percent
Less than high school diploma 13.6
High school diploma or equivalency 29.1
Some college, no degree 21.4
Associate's degree 10.3
Bachelor's degree 18
Graduate or professional degree 7.6

Disability

In 28110, among the civilian noninstitutionalized population in 2020-2024, 12.2 % reported a disability. The likelihood of having a disability varied by age - from 4.9% of people under 18 years old, to 10.1% of people 18 to 64 years old, and to 34.2% of those 65 and over.


Employment Status and Type of Employer

In 28110, 64.2 % of the population 16 and over were employed; 33.5% were not currently in the labor force.

An estimated 83.9% of the people employed were private wage and salary workers; 11.7% were federal, state, or local government workers; and 4.3 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 23,927 83.9
Federal, state, or local government workers 3,322 11.7
Self-employed workers in own not incorporated business 1,229 4.3

Industries

In 2020-2024, the civilian employed population 16 years and older in 28110 worked in the following industries:

Percent by Industry in 28110 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.9
Construction 13.1
Manufacturing 13.1
Wholesale trade 3.3
Retail trade 12.5
Transportation and warehousing, and utilities 5.2
Information 1.8
Finance and insurance, and real estate and rental and leasing 5.8
Professional, scientific, and management, and administrative and waste management services 10
Educational services, and health care and social assistance 19.2
Arts, entertainment, and recreation, and accommodation, and food services 7.4
Other Services, except public administration 4.6
Public administration 3

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 28110 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 10,412 36.5
Service occupations 3,790 13.3
Sales and office occupations 6,012 21.1
Natural resources, construction, and maintenance occupations 4,111 14.4
Production, transportation, and material moving occupations 4,189 14.7

Commuting to Work

An estimated 74.2% of 28110 workers drove to work alone in 2020-2024, and 10.6% carpooled. Among those who commuted to work, it took them on average 31.4 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 28110 in 2020-2024

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Percent
Car, truck, van -- drove alone 74.2
Car, truck, van -- carpooled 10.6
Public transportation (excluding taxicab) 0
Walked 0.5
Other means 1.2
Worked from home 13.5

In 2020-2024, 28110 had a total of 20,817 housing units. Of these housing units, 84.7% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 7.8% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 7.6% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 28110 in 2020-2024

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Percent
Single-family houses 84.7
Apartments in multi-unit structures 7.8
Mobile homes 7.6
Boat, RV, van, etc 0

13.5% of the housing inventory was comprised of houses built since 2010, while 2.3% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 28110 was 6.1 rooms, and of these housing units 81% had three or more bedrooms.


In 2020-2024, 28110 had 19,464 housing units that were occupied or had people living in them, while the remaining 1,353 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 75% while renters occupied 25%. The average household size of owner-occupied houses was 2.93 and in renter-occupied houses it was 2.85.

4.9% of householders of these occupied houses had moved into their house since 2021, while 7.4% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 3.1% and another 33.1% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 28110:

House Heating Fuel Used in 28110 in 2020-2024

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Percent
Gas 45.9
Electricity 52.3
Fuel oil, kerosene, etc 0.3
All other fuels 1.1
No fuel used 0.5

In 2020-2024, the median property value for owner-occupied houses in 28110 was $342,600.

Of the owner-occupied households, 69.5 % had a mortgage. 30.5% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,646 and for owners without a mortgage it was $497.

For renter-occupied houses, the median gross rent for 28110 was $1,376. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.