ZIP Code Tabulation Area

28209

Charlotte, NC · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
24,331
Median household income
$101,873
People below poverty
6.7%
Median home value
$623,000

Income

The median income of households in 28209 was $101,873. An estimated 1.8% of households had income below $10,000 a year and 22.9% had income of $200,000 or more.

Household Income in 28209 in 2020-2024

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Percent
Less than $10,000 1.8
$10,000 to $14,999 1.9
$15,000 to $24,999 3.4
$25,000 to $34,999 5.5
$35,000 to $49,999 8.5
$50,000 to $74,999 12.6
$75,000 to $99,999 14.4
$100,000 to $149,999 18.3
$150,000 to $199,999 10.5
$200,000 or more 22.9

Median Earnings for Full-Time Year-Round Workers by Sex in 28209 in 2020-2024

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Dollars
Male 100403
Female 77733

An estimated 90% of households received earnings. An estimated 15.2% of households received Social Security and an estimated 11.6 % of households received retirement income other than Social Security. The average income from Social Security was $23,664. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 28209 in 2020-2024

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Percent
Earnings 90
Social Security 15.2
Retirement income 11.6
Supplemental Security Income (SSI) 2.2
Cash public assistance income 1.5

Poverty and Participation in Government Programs

In 2020-2024, 6.7 % of people were in poverty. An estimated 13.4% of children under 18 were below the poverty level, compared with 5.3% of people 65 years old and over. An estimated 5.2% of people 18 to 64 years were below the poverty level.

Poverty Rates in 28209 in 2020-2024

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Percent
People in poverty 6.7
Children under 18 years below poverty 13.4
People 65 years old and over below poverty 5.3
People 18 to 64 years below poverty 5.2

In 2020-2024, 4 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 61.5% of households that received SNAP had children under 18, and 33.7% of households that received SNAP had one or more people 60 years and over. An estimated 46.1% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 28209 in 2020-2024, 94.7% had health insurance coverage and 5.3% did not have health insurance coverage. Private coverage was 83.4% and public coverage was 17.8%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 0.2%.


In 2020-2024, 28209 had a total population of 24,331 - 11,355 (46.7%) females and 12,976 (53.3%) males. The median age was 33.7 years. An estimated 18.5% of the population was under 18 years, 50.5% was 19 to 44 years, 20.3% was 45 to 64 years, and 9.6 % was 65 years and older.

Population by Age and Sex for 28209 in 2020-2024

Male Female
Under 5 1196 808
5 to 9 770 299
10 to 14 623 331
15 to 19 374 380
20 to 24 644 917
25 to 29 1717 1248
30 to 34 1833 1786
35 to 39 1268 986
40 to 44 1023 848
45 to 49 646 673
50 to 54 609 583
55 to 59 794 501
60 to 64 746 397
65 to 69 238 478
70 to 74 204 333
75 to 79 67 280
80 to 84 103 123
85 and over 121 384

Hispanic Origin and Race

For people reporting one race alone, 76.3% were White; 8.5% were Black or African American; 11.8% were American Indian and Alaska Native; 2.3% were Asian; 4.9% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 9.2% reported Two or More Races. An estimated 8.4% of the people in 28209 were Hispanic or Latino. An estimated 74.9% of the people in 28209 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 12,793 households in 28209. The average household size was 1.89 people.

Married-couple households made up 29.7% of the households in 28209 while cohabiting couple households made up 8.6% of households. Female householders with no spouse or partner present were 31.8% of all households, while 29.9% of households had male householders with no spouse or partner present. Some households had one person, as 25% of households were male householders living alone, and 25.8% were female householders living alone, for a total of 50.8% of all households.

In 28209, 18.8% of all households had one or more people under the age of 18; 14.8% of all households had one or more people 65 years and over.

Types of Households in 28209 in 2020-2024

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Percent
Married-couple households 29.7
Cohabiting Couples 8.6
Male Householder
No spouse/partner present
29.9
Female Householder
No spouse/partner present
31.8

Marital Status

Among persons 15 and older, 38.5% of males and 37.7% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 49.8 45.5
Now married, except separated 38.5 37.7
Separated 2.6 2.1
Widowed 1.3 6.3
Divorced 7.8 8.5

Grandparents and Grandchildren

In 28209, 137 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 27% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 92% of the people living in 28209 were U.S. natives. 40.5% of the 28209 population were living in the state where they were born.

Approximately 8% of 28209 residents in 2020-2024 were foreign-born. 51.4% of foreign-born were naturalized U.S. citizens and an estimated 77.6 % entered the country before the year 2010.

Foreign-born residents of 28209 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 28209.

Region of Birth for the Foreign-Born Population in 28209 in 2020-2024

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Percent
Latin America 43.3
Asia 28.2
Europe 23.1
Africa 1.2
Northern America 3.7
Oceania 0.5

Language

Among people at least five years old living in 28209 in 2020-2024, 11.7 % spoke a language other than English at home. Spanish was spoken by 5.8% of people at least five years old; 3.6% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 28209 in 2020-2024

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Percent
Spanish 5.8
Other Indo-European languages 3.5
Asian and Pacific Islander languages 2.3
Other languages 0.1

Geographic Mobility

In 2020-2024, 79.2 % of the people at least one year old living in 28209 were living in the same house one year earlier.

Geographic Mobility of Residents of 28209 in 2020-2024

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Percent
Same house 79.2
Different house, same county 11.4
Different county, same state 2.6
Different state 6.1
Abroad 0.7

Education

In 2020-2024, 97.4 % of people 25 years and over had at least graduated from high school and 70.9% had a bachelor's degree or higher. An estimated 2.6% did not complete high school.

The total school enrollment in 28209 was 3,858 in 2020-2024. Nursery school enrollment was 667 and kindergarten through 12th grade enrollment was 2,392. College or graduate school enrollment was 799.

Educational Attainment of People in 28209 in 2020-2024

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Percent
Less than high school diploma 2.6
High school diploma or equivalency 9.9
Some college, no degree 12.5
Associate's degree 4.1
Bachelor's degree 46.3
Graduate or professional degree 24.6

Disability

In 28209, among the civilian noninstitutionalized population in 2020-2024, 5.7 % reported a disability. The likelihood of having a disability varied by age - from 0.9% of people under 18 years old, to 4.5% of people 18 to 64 years old, and to 24.8% of those 65 and over.


Employment Status and Type of Employer

In 28209, 79.8 % of the population 16 and over were employed; 18% were not currently in the labor force.

An estimated 89.6% of the people employed were private wage and salary workers; 3.9% were federal, state, or local government workers; and 6.5 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 14,437 89.6
Federal, state, or local government workers 634 3.9
Self-employed workers in own not incorporated business 1,040 6.5

Industries

In 2020-2024, the civilian employed population 16 years and older in 28209 worked in the following industries:

Percent by Industry in 28209 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.1
Construction 5.8
Manufacturing 8
Wholesale trade 1.8
Retail trade 8.9
Transportation and warehousing, and utilities 4.3
Information 2.2
Finance and insurance, and real estate and rental and leasing 19.8
Professional, scientific, and management, and administrative and waste management services 20.8
Educational services, and health care and social assistance 17.2
Arts, entertainment, and recreation, and accommodation, and food services 7
Other Services, except public administration 3.3
Public administration 0.7

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 28209 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 10,420 64.6
Service occupations 1,285 8
Sales and office occupations 2,894 18
Natural resources, construction, and maintenance occupations 569 3.5
Production, transportation, and material moving occupations 953 5.9

Commuting to Work

An estimated 60.4% of 28209 workers drove to work alone in 2020-2024, and 3% carpooled. Among those who commuted to work, it took them on average 21.3 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 28209 in 2020-2024

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Percent
Car, truck, van -- drove alone 60.4
Car, truck, van -- carpooled 3
Public transportation (excluding taxicab) 3.5
Walked 1.3
Other means 1.8
Worked from home 30

In 2020-2024, 28209 had a total of 13,943 housing units. Of these housing units, 45.1% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 54.3% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 0.6% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 28209 in 2020-2024

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Percent
Single-family houses 45.1
Apartments in multi-unit structures 54.3
Mobile homes 0.6
Boat, RV, van, etc 0

33.6% of the housing inventory was comprised of houses built since 2010, while 1.5% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 28209 was 4.6 rooms, and of these housing units 43.5% had three or more bedrooms.


In 2020-2024, 28209 had 12,793 housing units that were occupied or had people living in them, while the remaining 1,150 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 48% while renters occupied 52%. The average household size of owner-occupied houses was 2.31 and in renter-occupied houses it was 1.51.

9.7% of householders of these occupied houses had moved into their house since 2021, while 3.1% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 7.9% and another 9.2% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 28209:

House Heating Fuel Used in 28209 in 2020-2024

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Percent
Gas 40.8
Electricity 58.5
Fuel oil, kerosene, etc 0
All other fuels 0
No fuel used 0.6

In 2020-2024, the median property value for owner-occupied houses in 28209 was $623,000.

Of the owner-occupied households, 76.7 % had a mortgage. 23.3% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $2,439 and for owners without a mortgage it was $778.

For renter-occupied houses, the median gross rent for 28209 was $1,710. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.