ZIP Code Tabulation Area

28401

Wilmington, NC · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
22,007
Median household income
$57,968
People below poverty
18.6%
Median home value
$298,500

Income

The median income of households in 28401 was $57,968. An estimated 8.3% of households had income below $10,000 a year and 4.8% had income of $200,000 or more.

Household Income in 28401 in 2020-2024

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Percent
Less than $10,000 8.3
$10,000 to $14,999 5.8
$15,000 to $24,999 10.6
$25,000 to $34,999 8.4
$35,000 to $49,999 11.9
$50,000 to $74,999 16.3
$75,000 to $99,999 13.8
$100,000 to $149,999 14.8
$150,000 to $199,999 5.2
$200,000 or more 4.8

Median Earnings for Full-Time Year-Round Workers by Sex in 28401 in 2020-2024

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Dollars
Male 54006
Female 50506

An estimated 75.5% of households received earnings. An estimated 31.1% of households received Social Security and an estimated 17.8 % of households received retirement income other than Social Security. The average income from Social Security was $17,810. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 28401 in 2020-2024

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Percent
Earnings 75.5
Social Security 31.1
Retirement income 17.8
Supplemental Security Income (SSI) 8
Cash public assistance income 4.4

Poverty and Participation in Government Programs

In 2020-2024, 18.6 % of people were in poverty. An estimated 25.7% of children under 18 were below the poverty level, compared with 19.7% of people 65 years old and over. An estimated 16.7% of people 18 to 64 years were below the poverty level.

Poverty Rates in 28401 in 2020-2024

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Percent
People in poverty 18.6
Children under 18 years below poverty 25.7
People 65 years old and over below poverty 19.7
People 18 to 64 years below poverty 16.7

In 2020-2024, 21.4 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 26.1% of households that received SNAP had children under 18, and 52.4% of households that received SNAP had one or more people 60 years and over. An estimated 29.9% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 28401 in 2020-2024, 87.6% had health insurance coverage and 12.4% did not have health insurance coverage. Private coverage was 60.4% and public coverage was 39.9%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 7%.


In 2020-2024, 28401 had a total population of 22,007 - 11,790 (53.6%) females and 10,217 (46.4%) males. The median age was 41.7 years. An estimated 14.8% of the population was under 18 years, 37.6% was 19 to 44 years, 26.4% was 45 to 64 years, and 20.1 % was 65 years and older.

Population by Age and Sex for 28401 in 2020-2024

Male Female
Under 5 390 403
5 to 9 340 491
10 to 14 721 574
15 to 19 274 309
20 to 24 968 792
25 to 29 943 1040
30 to 34 971 914
35 to 39 760 662
40 to 44 438 790
45 to 49 618 663
50 to 54 738 735
55 to 59 717 772
60 to 64 626 943
65 to 69 592 1077
70 to 74 504 593
75 to 79 289 406
80 to 84 199 377
85 and over 129 249

Hispanic Origin and Race

For people reporting one race alone, 53.6% were White; 30.5% were Black or African American; 7.8% were American Indian and Alaska Native; 0.5% were Asian; 18.6% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 9.9% reported Two or More Races. An estimated 9.4% of the people in 28401 were Hispanic or Latino. An estimated 51.9% of the people in 28401 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 11,085 households in 28401. The average household size was 1.89 people.

Married-couple households made up 24.5% of the households in 28401 while cohabiting couple households made up 9.4% of households. Female householders with no spouse or partner present were 41.9% of all households, while 24.2% of households had male householders with no spouse or partner present. Some households had one person, as 19% of households were male householders living alone, and 29% were female householders living alone, for a total of 48% of all households.

In 28401, 14.7% of all households had one or more people under the age of 18; 31.2% of all households had one or more people 65 years and over.

Types of Households in 28401 in 2020-2024

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Percent
Married-couple households 24.5
Cohabiting Couples 9.4
Male Householder
No spouse/partner present
24.2
Female Householder
No spouse/partner present
41.9

Marital Status

Among persons 15 and older, 33% of males and 27.6% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 47 39
Now married, except separated 33 27.6
Separated 3.9 2.1
Widowed 3.4 8.9
Divorced 12.8 22.4

Grandparents and Grandchildren

In 28401, 336 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 17% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 94.2% of the people living in 28401 were U.S. natives. 50.6% of the 28401 population were living in the state where they were born.

Approximately 5.8% of 28401 residents in 2020-2024 were foreign-born. 22.4% of foreign-born were naturalized U.S. citizens and an estimated 65.3 % entered the country before the year 2010.

Foreign-born residents of 28401 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 28401.

Region of Birth for the Foreign-Born Population in 28401 in 2020-2024

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Percent
Latin America 67
Asia 6.2
Europe 20.5
Africa 1.2
Northern America 5.2
Oceania 0

Language

Among people at least five years old living in 28401 in 2020-2024, 8.8 % spoke a language other than English at home. Spanish was spoken by 7.1% of people at least five years old; 3.9% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 28401 in 2020-2024

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Percent
Spanish 7.1
Other Indo-European languages 1.2
Asian and Pacific Islander languages 0.4
Other languages 0.1

Geographic Mobility

In 2020-2024, 81 % of the people at least one year old living in 28401 were living in the same house one year earlier.

Geographic Mobility of Residents of 28401 in 2020-2024

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Percent
Same house 81
Different house, same county 7.9
Different county, same state 6.2
Different state 4.4
Abroad 0.6

Education

In 2020-2024, 89 % of people 25 years and over had at least graduated from high school and 33.3% had a bachelor's degree or higher. An estimated 11% did not complete high school.

The total school enrollment in 28401 was 3,653 in 2020-2024. Nursery school enrollment was 131 and kindergarten through 12th grade enrollment was 2,367. College or graduate school enrollment was 1,155.

Educational Attainment of People in 28401 in 2020-2024

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Percent
Less than high school diploma 11
High school diploma or equivalency 23.5
Some college, no degree 20.2
Associate's degree 12.1
Bachelor's degree 19.8
Graduate or professional degree 13.4

Disability

In 28401, among the civilian noninstitutionalized population in 2020-2024, 18.7 % reported a disability. The likelihood of having a disability varied by age - from 2.8% of people under 18 years old, to 14.5% of people 18 to 64 years old, and to 45.3% of those 65 and over.


Employment Status and Type of Employer

In 28401, 63.6 % of the population 16 and over were employed; 32.7% were not currently in the labor force.

An estimated 80.1% of the people employed were private wage and salary workers; 10.8% were federal, state, or local government workers; and 9.1 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 9,688 80.1
Federal, state, or local government workers 1,301 10.8
Self-employed workers in own not incorporated business 1,104 9.1

Industries

In 2020-2024, the civilian employed population 16 years and older in 28401 worked in the following industries:

Percent by Industry in 28401 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.2
Construction 8.5
Manufacturing 5.2
Wholesale trade 3
Retail trade 10.4
Transportation and warehousing, and utilities 4
Information 3.1
Finance and insurance, and real estate and rental and leasing 5.8
Professional, scientific, and management, and administrative and waste management services 15.3
Educational services, and health care and social assistance 19.8
Arts, entertainment, and recreation, and accommodation, and food services 16.7
Other Services, except public administration 5.8
Public administration 2.2

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 28401 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 4,836 40
Service occupations 2,383 19.7
Sales and office occupations 2,893 23.9
Natural resources, construction, and maintenance occupations 1,010 8.3
Production, transportation, and material moving occupations 979 8.1

Commuting to Work

An estimated 62.8% of 28401 workers drove to work alone in 2020-2024, and 8% carpooled. Among those who commuted to work, it took them on average 17.4 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 28401 in 2020-2024

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Percent
Car, truck, van -- drove alone 62.8
Car, truck, van -- carpooled 8
Public transportation (excluding taxicab) 0.8
Walked 5.2
Other means 2.1
Worked from home 21.1

In 2020-2024, 28401 had a total of 13,424 housing units. Of these housing units, 57.4% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 40.7% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 1.9% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 28401 in 2020-2024

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Percent
Single-family houses 57.4
Apartments in multi-unit structures 40.7
Mobile homes 1.9
Boat, RV, van, etc 0

12.7% of the housing inventory was comprised of houses built since 2010, while 28% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 28401 was 4.6 rooms, and of these housing units 41% had three or more bedrooms.


In 2020-2024, 28401 had 11,085 housing units that were occupied or had people living in them, while the remaining 2,339 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 41.1% while renters occupied 58.9%. The average household size of owner-occupied houses was 1.87 and in renter-occupied houses it was 1.91.

8.3% of householders of these occupied houses had moved into their house since 2021, while 6.9% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 15.2% and another 11.2% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 28401:

House Heating Fuel Used in 28401 in 2020-2024

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Percent
Gas 26.8
Electricity 71.7
Fuel oil, kerosene, etc 0.2
All other fuels 0.7
No fuel used 0.8

In 2020-2024, the median property value for owner-occupied houses in 28401 was $298,500.

Of the owner-occupied households, 68.2 % had a mortgage. 31.8% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,598 and for owners without a mortgage it was $490.

For renter-occupied houses, the median gross rent for 28401 was $1,274. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.