ZIP Code Tabulation Area

28540

Jacksonville, NC · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
49,141
Median household income
$65,625
People below poverty
16.1%
Median home value
$223,800

Income

The median income of households in 28540 was $65,625. An estimated 3.5% of households had income below $10,000 a year and 4.2% had income of $200,000 or more.

Household Income in 28540 in 2020-2024

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Percent
Less than $10,000 3.5
$10,000 to $14,999 6.2
$15,000 to $24,999 5.3
$25,000 to $34,999 8
$35,000 to $49,999 14.3
$50,000 to $74,999 18.5
$75,000 to $99,999 17.3
$100,000 to $149,999 14.7
$150,000 to $199,999 7.9
$200,000 or more 4.2

Median Earnings for Full-Time Year-Round Workers by Sex in 28540 in 2020-2024

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Dollars
Male 48201
Female 42605

An estimated 80.1% of households received earnings. An estimated 27% of households received Social Security and an estimated 25.9 % of households received retirement income other than Social Security. The average income from Social Security was $22,480. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 28540 in 2020-2024

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Percent
Earnings 80.1
Social Security 27
Retirement income 25.9
Supplemental Security Income (SSI) 8.2
Cash public assistance income 2.4

Poverty and Participation in Government Programs

In 2020-2024, 16.1 % of people were in poverty. An estimated 24.5% of children under 18 were below the poverty level, compared with 12.2% of people 65 years old and over. An estimated 12.9% of people 18 to 64 years were below the poverty level.

Poverty Rates in 28540 in 2020-2024

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Percent
People in poverty 16.1
Children under 18 years below poverty 24.5
People 65 years old and over below poverty 12.2
People 18 to 64 years below poverty 12.9

In 2020-2024, 15.9 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 61.8% of households that received SNAP had children under 18, and 22.4% of households that received SNAP had one or more people 60 years and over. An estimated 35.6% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 28540 in 2020-2024, 89.3% had health insurance coverage and 10.7% did not have health insurance coverage. Private coverage was 65.9% and public coverage was 41.1%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 6.4%.


In 2020-2024, 28540 had a total population of 49,141 - 23,422 (47.7%) females and 25,719 (52.3%) males. The median age was 30.2 years. An estimated 27.2% of the population was under 18 years, 40% was 19 to 44 years, 18.2% was 45 to 64 years, and 11.5 % was 65 years and older.

Population by Age and Sex for 28540 in 2020-2024

Male Female
Under 5 2200 2417
5 to 9 1560 1550
10 to 14 1922 1321
15 to 19 2201 1759
20 to 24 4063 2016
25 to 29 1616 1817
30 to 34 1765 1761
35 to 39 2112 1626
40 to 44 1299 1552
45 to 49 1256 1043
50 to 54 1001 1184
55 to 59 1065 1027
60 to 64 1166 1201
65 to 69 1062 1248
70 to 74 627 605
75 to 79 381 508
80 to 84 175 452
85 and over 248 335

Hispanic Origin and Race

For people reporting one race alone, 66.2% were White; 14.7% were Black or African American; 12.5% were American Indian and Alaska Native; 1.6% were Asian; 5% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 13.3% reported Two or More Races. An estimated 13.4% of the people in 28540 were Hispanic or Latino. An estimated 62.7% of the people in 28540 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 19,048 households in 28540. The average household size was 2.46 people.

Married-couple households made up 51% of the households in 28540 while cohabiting couple households made up 6% of households. Female householders with no spouse or partner present were 24.7% of all households, while 18.4% of households had male householders with no spouse or partner present. Some households had one person, as 12.6% of households were male householders living alone, and 12.4% were female householders living alone, for a total of 25% of all households.

In 28540, 39.1% of all households had one or more people under the age of 18; 23.6% of all households had one or more people 65 years and over.

Types of Households in 28540 in 2020-2024

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Percent
Married-couple households 51
Cohabiting Couples 6
Male Householder
No spouse/partner present
18.4
Female Householder
No spouse/partner present
24.7

Marital Status

Among persons 15 and older, 51.6% of males and 54.3% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 35.6 24
Now married, except separated 51.6 54.3
Separated 2.4 2.7
Widowed 2.3 7.2
Divorced 8.1 11.8

Grandparents and Grandchildren

In 28540, 1,116 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 57.7% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 96.3% of the people living in 28540 were U.S. natives. 42.1% of the 28540 population were living in the state where they were born.

Approximately 3.7% of 28540 residents in 2020-2024 were foreign-born. 59.8% of foreign-born were naturalized U.S. citizens and an estimated 72.9 % entered the country before the year 2010.

Foreign-born residents of 28540 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 28540.

Region of Birth for the Foreign-Born Population in 28540 in 2020-2024

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Percent
Latin America 44.3
Asia 30.5
Europe 8.9
Africa 11.9
Northern America 0.4
Oceania 3.9

Language

Among people at least five years old living in 28540 in 2020-2024, 9.3 % spoke a language other than English at home. Spanish was spoken by 6.6% of people at least five years old; 2.6% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 28540 in 2020-2024

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Percent
Spanish 6.6
Other Indo-European languages 0.9
Asian and Pacific Islander languages 1.3
Other languages 0.5

Geographic Mobility

In 2020-2024, 80.9 % of the people at least one year old living in 28540 were living in the same house one year earlier.

Geographic Mobility of Residents of 28540 in 2020-2024

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Percent
Same house 80.9
Different house, same county 9.7
Different county, same state 2.4
Different state 6.5
Abroad 0.5

Education

In 2020-2024, 93 % of people 25 years and over had at least graduated from high school and 24.3% had a bachelor's degree or higher. An estimated 7% did not complete high school.

The total school enrollment in 28540 was 11,850 in 2020-2024. Nursery school enrollment was 632 and kindergarten through 12th grade enrollment was 8,035. College or graduate school enrollment was 3,183.

Educational Attainment of People in 28540 in 2020-2024

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Percent
Less than high school diploma 7
High school diploma or equivalency 32.4
Some college, no degree 24
Associate's degree 12.3
Bachelor's degree 15.4
Graduate or professional degree 8.9

Disability

In 28540, among the civilian noninstitutionalized population in 2020-2024, 20.5 % reported a disability. The likelihood of having a disability varied by age - from 10.1% of people under 18 years old, to 21% of people 18 to 64 years old, and to 42.7% of those 65 and over.


Employment Status and Type of Employer

In 28540, 49.9 % of the population 16 and over were employed; 34.9% were not currently in the labor force.

An estimated 71.3% of the people employed were private wage and salary workers; 22.2% were federal, state, or local government workers; and 6.6 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 13,401 71.3
Federal, state, or local government workers 4,170 22.2
Self-employed workers in own not incorporated business 1,236 6.6

Industries

In 2020-2024, the civilian employed population 16 years and older in 28540 worked in the following industries:

Percent by Industry in 28540 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.2
Construction 9.4
Manufacturing 3.9
Wholesale trade 1.6
Retail trade 18.1
Transportation and warehousing, and utilities 7.3
Information 0.8
Finance and insurance, and real estate and rental and leasing 6.7
Professional, scientific, and management, and administrative and waste management services 8.7
Educational services, and health care and social assistance 19.6
Arts, entertainment, and recreation, and accommodation, and food services 11.8
Other Services, except public administration 3.5
Public administration 8.5

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 28540 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 5,758 30.6
Service occupations 3,068 16.3
Sales and office occupations 5,321 28.3
Natural resources, construction, and maintenance occupations 2,114 11.2
Production, transportation, and material moving occupations 2,546 13.5

Commuting to Work

An estimated 69.1% of 28540 workers drove to work alone in 2020-2024, and 12.1% carpooled. Among those who commuted to work, it took them on average 23.8 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 28540 in 2020-2024

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Percent
Car, truck, van -- drove alone 69.1
Car, truck, van -- carpooled 12.1
Public transportation (excluding taxicab) 0
Walked 4.3
Other means 4.5
Worked from home 10

In 2020-2024, 28540 had a total of 21,131 housing units. Of these housing units, 73.6% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 14.4% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 11.6% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 28540 in 2020-2024

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Percent
Single-family houses 73.6
Apartments in multi-unit structures 14.4
Mobile homes 11.6
Boat, RV, van, etc 0.3

12.7% of the housing inventory was comprised of houses built since 2010, while 0.8% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 28540 was 5.8 rooms, and of these housing units 71.5% had three or more bedrooms.


In 2020-2024, 28540 had 19,048 housing units that were occupied or had people living in them, while the remaining 2,083 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 61.8% while renters occupied 38.2%. The average household size of owner-occupied houses was 2.56 and in renter-occupied houses it was 2.29.

9% of householders of these occupied houses had moved into their house since 2021, while 7.9% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 6.1% and another 23.2% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 28540:

House Heating Fuel Used in 28540 in 2020-2024

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Percent
Gas 7.7
Electricity 90.7
Fuel oil, kerosene, etc 0.1
All other fuels 0.3
No fuel used 1.1

In 2020-2024, the median property value for owner-occupied houses in 28540 was $223,800.

Of the owner-occupied households, 68.2 % had a mortgage. 31.8% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,519 and for owners without a mortgage it was $474.

For renter-occupied houses, the median gross rent for 28540 was $1,091. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.