ZIP Code Tabulation Area

28621

Elkin, NC · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
9,403
Median household income
$53,616
People below poverty
21%
Median home value
$159,000

Income

The median income of households in 28621 was $53,616. An estimated 5.1% of households had income below $10,000 a year and 3.5% had income of $200,000 or more.

Household Income in 28621 in 2020-2024

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Percent
Less than $10,000 5.1
$10,000 to $14,999 9.2
$15,000 to $24,999 7.3
$25,000 to $34,999 14.1
$35,000 to $49,999 11.9
$50,000 to $74,999 19.2
$75,000 to $99,999 10.9
$100,000 to $149,999 12.9
$150,000 to $199,999 5.8
$200,000 or more 3.5

Median Earnings for Full-Time Year-Round Workers by Sex in 28621 in 2020-2024

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Dollars
Male 47170
Female 42715

An estimated 70.2% of households received earnings. An estimated 39.5% of households received Social Security and an estimated 24.6 % of households received retirement income other than Social Security. The average income from Social Security was $20,866. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 28621 in 2020-2024

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Percent
Earnings 70.2
Social Security 39.5
Retirement income 24.6
Supplemental Security Income (SSI) 6.8
Cash public assistance income 5.1

Poverty and Participation in Government Programs

In 2020-2024, 21 % of people were in poverty. An estimated 40.7% of children under 18 were below the poverty level, compared with 12.4% of people 65 years old and over. An estimated 17.4% of people 18 to 64 years were below the poverty level.

Poverty Rates in 28621 in 2020-2024

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Percent
People in poverty 21
Children under 18 years below poverty 40.7
People 65 years old and over below poverty 12.4
People 18 to 64 years below poverty 17.4

In 2020-2024, 22 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 59.5% of households that received SNAP had children under 18, and 20.4% of households that received SNAP had one or more people 60 years and over. An estimated 29% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 28621 in 2020-2024, 88.3% had health insurance coverage and 11.7% did not have health insurance coverage. Private coverage was 61.6% and public coverage was 44.8%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 0.4%.


In 2020-2024, 28621 had a total population of 9,403 - 4,632 (49.3%) females and 4,771 (50.7%) males. The median age was 43.9 years. An estimated 19.6% of the population was under 18 years, 29.8% was 19 to 44 years, 29.6% was 45 to 64 years, and 19.4 % was 65 years and older.

Population by Age and Sex for 28621 in 2020-2024

Male Female
Under 5 214 230
5 to 9 278 172
10 to 14 340 180
15 to 19 289 275
20 to 24 367 317
25 to 29 274 206
30 to 34 260 457
35 to 39 173 192
40 to 44 338 223
45 to 49 421 289
50 to 54 297 349
55 to 59 592 379
60 to 64 195 270
65 to 69 183 264
70 to 74 315 344
75 to 79 135 156
80 to 84 65 75
85 and over 35 254

Hispanic Origin and Race

For people reporting one race alone, 83.2% were White; 2.2% were Black or African American; 20.2% were American Indian and Alaska Native; 1% were Asian; 1.1% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 7.9% reported Two or More Races. An estimated 14.9% of the people in 28621 were Hispanic or Latino. An estimated 80.8% of the people in 28621 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 4,126 households in 28621. The average household size was 2.23 people.

Married-couple households made up 39.9% of the households in 28621 while cohabiting couple households made up 7.4% of households. Female householders with no spouse or partner present were 25.9% of all households, while 26.8% of households had male householders with no spouse or partner present. Some households had one person, as 16.2% of households were male householders living alone, and 16.7% were female householders living alone, for a total of 32.9% of all households.

In 28621, 25% of all households had one or more people under the age of 18; 30.4% of all households had one or more people 65 years and over.

Types of Households in 28621 in 2020-2024

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Percent
Married-couple households 39.9
Cohabiting Couples 7.4
Male Householder
No spouse/partner present
26.8
Female Householder
No spouse/partner present
25.9

Marital Status

Among persons 15 and older, 45% of males and 41.7% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 34.9 21.3
Now married, except separated 45 41.7
Separated 2 7
Widowed 2.3 13.4
Divorced 15.8 16.7

Grandparents and Grandchildren

In 28621, 159 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 74.8% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 95.7% of the people living in 28621 were U.S. natives. 66.3% of the 28621 population were living in the state where they were born.

Approximately 4.3% of 28621 residents in 2020-2024 were foreign-born. 16.8% of foreign-born were naturalized U.S. citizens and an estimated 79 % entered the country before the year 2010.

Foreign-born residents of 28621 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 28621.

Region of Birth for the Foreign-Born Population in 28621 in 2020-2024

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Percent
Latin America 85.7
Asia 12.3
Europe 2
Africa 0
Northern America 0
Oceania 0

Language

Among people at least five years old living in 28621 in 2020-2024, 10.7 % spoke a language other than English at home. Spanish was spoken by 10% of people at least five years old; 2.1% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 28621 in 2020-2024

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Percent
Spanish 10
Other Indo-European languages 0.6
Asian and Pacific Islander languages 0.1
Other languages 0

Geographic Mobility

In 2020-2024, 90.6 % of the people at least one year old living in 28621 were living in the same house one year earlier.

Geographic Mobility of Residents of 28621 in 2020-2024

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Percent
Same house 90.6
Different house, same county 2.5
Different county, same state 5
Different state 1.3
Abroad 0.7

Education

In 2020-2024, 84.1 % of people 25 years and over had at least graduated from high school and 20.3% had a bachelor's degree or higher. An estimated 15.9% did not complete high school.

The total school enrollment in 28621 was 1,827 in 2020-2024. Nursery school enrollment was 71 and kindergarten through 12th grade enrollment was 1,452. College or graduate school enrollment was 304.

Educational Attainment of People in 28621 in 2020-2024

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Percent
Less than high school diploma 15.9
High school diploma or equivalency 27.1
Some college, no degree 26.4
Associate's degree 10.4
Bachelor's degree 14
Graduate or professional degree 6.2

Disability

In 28621, among the civilian noninstitutionalized population in 2020-2024, 24.1 % reported a disability. The likelihood of having a disability varied by age - from 14.8% of people under 18 years old, to 21.9% of people 18 to 64 years old, and to 42.3% of those 65 and over.


Employment Status and Type of Employer

In 28621, 57.4 % of the population 16 and over were employed; 39.6% were not currently in the labor force.

An estimated 80.8% of the people employed were private wage and salary workers; 12.7% were federal, state, or local government workers; and 6.5 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 3,614 80.8
Federal, state, or local government workers 568 12.7
Self-employed workers in own not incorporated business 290 6.5

Industries

In 2020-2024, the civilian employed population 16 years and older in 28621 worked in the following industries:

Percent by Industry in 28621 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 3.5
Construction 10.3
Manufacturing 19.7
Wholesale trade 2.1
Retail trade 15
Transportation and warehousing, and utilities 5
Information 0.2
Finance and insurance, and real estate and rental and leasing 1.1
Professional, scientific, and management, and administrative and waste management services 8.6
Educational services, and health care and social assistance 18.4
Arts, entertainment, and recreation, and accommodation, and food services 5.3
Other Services, except public administration 7.6
Public administration 3.2

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 28621 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 1,291 28.9
Service occupations 530 11.9
Sales and office occupations 796 17.8
Natural resources, construction, and maintenance occupations 544 12.2
Production, transportation, and material moving occupations 1,311 29.3

Commuting to Work

An estimated 71.3% of 28621 workers drove to work alone in 2020-2024, and 19% carpooled. Among those who commuted to work, it took them on average 24.4 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 28621 in 2020-2024

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Percent
Car, truck, van -- drove alone 71.3
Car, truck, van -- carpooled 19
Public transportation (excluding taxicab) 0
Walked 0.3
Other means 0.5
Worked from home 8.8

In 2020-2024, 28621 had a total of 4,843 housing units. Of these housing units, 63.6% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 10.7% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 24.8% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 28621 in 2020-2024

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Percent
Single-family houses 63.6
Apartments in multi-unit structures 10.7
Mobile homes 24.8
Boat, RV, van, etc 0.8

2.6% of the housing inventory was comprised of houses built since 2010, while 12.4% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 28621 was 5.3 rooms, and of these housing units 53% had three or more bedrooms.


In 2020-2024, 28621 had 4,126 housing units that were occupied or had people living in them, while the remaining 717 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 68.7% while renters occupied 31.3%. The average household size of owner-occupied houses was 2.2 and in renter-occupied houses it was 2.28.

3.3% of householders of these occupied houses had moved into their house since 2021, while 15% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 6.9% and another 24.2% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 28621:

House Heating Fuel Used in 28621 in 2020-2024

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Percent
Gas 18.4
Electricity 71.6
Fuel oil, kerosene, etc 6.9
All other fuels 1.5
No fuel used 1.5

In 2020-2024, the median property value for owner-occupied houses in 28621 was $159,000.

Of the owner-occupied households, 47.8 % had a mortgage. 52.2% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,248 and for owners without a mortgage it was $383.

For renter-occupied houses, the median gross rent for 28621 was $783. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.