ZIP Code Tabulation Area

28732

Fletcher, NC · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
19,279
Median household income
$81,852
People below poverty
7%
Median home value
$376,700

Income

The median income of households in 28732 was $81,852. An estimated 3.4% of households had income below $10,000 a year and 13.4% had income of $200,000 or more.

Household Income in 28732 in 2020-2024

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Percent
Less than $10,000 3.4
$10,000 to $14,999 1.8
$15,000 to $24,999 4.5
$25,000 to $34,999 7
$35,000 to $49,999 10.4
$50,000 to $74,999 18
$75,000 to $99,999 16.2
$100,000 to $149,999 19.6
$150,000 to $199,999 5.6
$200,000 or more 13.4

Median Earnings for Full-Time Year-Round Workers by Sex in 28732 in 2020-2024

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Dollars
Male 58910
Female 49042

An estimated 78.3% of households received earnings. An estimated 34.9% of households received Social Security and an estimated 23.6 % of households received retirement income other than Social Security. The average income from Social Security was $29,231. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 28732 in 2020-2024

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Percent
Earnings 78.3
Social Security 34.9
Retirement income 23.6
Supplemental Security Income (SSI) 2.9
Cash public assistance income 2.1

Poverty and Participation in Government Programs

In 2020-2024, 7 % of people were in poverty. An estimated 3.2% of children under 18 were below the poverty level, compared with 6.1% of people 65 years old and over. An estimated 8.6% of people 18 to 64 years were below the poverty level.

Poverty Rates in 28732 in 2020-2024

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Percent
People in poverty 7
Children under 18 years below poverty 3.2
People 65 years old and over below poverty 6.1
People 18 to 64 years below poverty 8.6

In 2020-2024, 6.2 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 39.2% of households that received SNAP had children under 18, and 44% of households that received SNAP had one or more people 60 years and over. An estimated 18.8% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 28732 in 2020-2024, 90.8% had health insurance coverage and 9.2% did not have health insurance coverage. Private coverage was 69.6% and public coverage was 34.9%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 7.3%.


In 2020-2024, 28732 had a total population of 19,279 - 9,927 (51.5%) females and 9,352 (48.5%) males. The median age was 42.1 years. An estimated 21.1% of the population was under 18 years, 32% was 19 to 44 years, 25.3% was 45 to 64 years, and 20.1 % was 65 years and older.

Population by Age and Sex for 28732 in 2020-2024

Male Female
Under 5 537 410
5 to 9 520 537
10 to 14 674 730
15 to 19 311 626
20 to 24 677 411
25 to 29 230 443
30 to 34 733 687
35 to 39 389 623
40 to 44 1024 946
45 to 49 499 623
50 to 54 667 533
55 to 59 566 830
60 to 64 587 583
65 to 69 345 534
70 to 74 1017 734
75 to 79 299 364
80 to 84 169 179
85 and over 108 134

Hispanic Origin and Race

For people reporting one race alone, 84.4% were White; 1.8% were Black or African American; 20.1% were American Indian and Alaska Native; 1.7% were Asian; 1.5% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 7.5% reported Two or More Races. An estimated 9.3% of the people in 28732 were Hispanic or Latino. An estimated 82.8% of the people in 28732 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 7,326 households in 28732. The average household size was 2.61 people.

Married-couple households made up 61.3% of the households in 28732 while cohabiting couple households made up 5.8% of households. Female householders with no spouse or partner present were 20.1% of all households, while 12.8% of households had male householders with no spouse or partner present. Some households had one person, as 9% of households were male householders living alone, and 13.8% were female householders living alone, for a total of 22.8% of all households.

In 28732, 28.2% of all households had one or more people under the age of 18; 33.7% of all households had one or more people 65 years and over.

Types of Households in 28732 in 2020-2024

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Percent
Married-couple households 61.3
Cohabiting Couples 5.8
Male Householder
No spouse/partner present
12.8
Female Householder
No spouse/partner present
20.1

Marital Status

Among persons 15 and older, 65% of males and 55.7% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 23.3 25.9
Now married, except separated 65 55.7
Separated 1.5 1.3
Widowed 1.9 6.6
Divorced 8.2 10.6

Grandparents and Grandchildren

In 28732, 230 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 0% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 92.8% of the people living in 28732 were U.S. natives. 48.6% of the 28732 population were living in the state where they were born.

Approximately 7.2% of 28732 residents in 2020-2024 were foreign-born. 49.6% of foreign-born were naturalized U.S. citizens and an estimated 55.2 % entered the country before the year 2010.

Foreign-born residents of 28732 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 28732.

Region of Birth for the Foreign-Born Population in 28732 in 2020-2024

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Percent
Latin America 40.5
Asia 22.9
Europe 26.8
Africa 8.6
Northern America 1.2
Oceania 0

Language

Among people at least five years old living in 28732 in 2020-2024, 9.1 % spoke a language other than English at home. Spanish was spoken by 6.1% of people at least five years old; 5.4% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 28732 in 2020-2024

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Percent
Spanish 6.1
Other Indo-European languages 2.1
Asian and Pacific Islander languages 0.7
Other languages 0.3

Geographic Mobility

In 2020-2024, 91.1 % of the people at least one year old living in 28732 were living in the same house one year earlier.

Geographic Mobility of Residents of 28732 in 2020-2024

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Percent
Same house 91.1
Different house, same county 4
Different county, same state 2.1
Different state 2.3
Abroad 0.5

Education

In 2020-2024, 93.5 % of people 25 years and over had at least graduated from high school and 41.4% had a bachelor's degree or higher. An estimated 6.5% did not complete high school.

The total school enrollment in 28732 was 4,071 in 2020-2024. Nursery school enrollment was 277 and kindergarten through 12th grade enrollment was 2,973. College or graduate school enrollment was 821.

Educational Attainment of People in 28732 in 2020-2024

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Percent
Less than high school diploma 6.5
High school diploma or equivalency 23.2
Some college, no degree 21.1
Associate's degree 7.8
Bachelor's degree 28.3
Graduate or professional degree 13.1

Disability

In 28732, among the civilian noninstitutionalized population in 2020-2024, 12.4 % reported a disability. The likelihood of having a disability varied by age - from 7.8% of people under 18 years old, to 8.3% of people 18 to 64 years old, and to 29.4% of those 65 and over.


Employment Status and Type of Employer

In 28732, 59.8 % of the population 16 and over were employed; 38.5% were not currently in the labor force.

An estimated 79.8% of the people employed were private wage and salary workers; 12.5% were federal, state, or local government workers; and 7.5 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 7,414 79.8
Federal, state, or local government workers 1,164 12.5
Self-employed workers in own not incorporated business 700 7.5

Industries

In 2020-2024, the civilian employed population 16 years and older in 28732 worked in the following industries:

Percent by Industry in 28732 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 1
Construction 7.7
Manufacturing 12.8
Wholesale trade 1.6
Retail trade 14.5
Transportation and warehousing, and utilities 5.6
Information 1.6
Finance and insurance, and real estate and rental and leasing 3.2
Professional, scientific, and management, and administrative and waste management services 9.4
Educational services, and health care and social assistance 25.1
Arts, entertainment, and recreation, and accommodation, and food services 8.4
Other Services, except public administration 5.8
Public administration 3.2

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 28732 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 4,307 46.4
Service occupations 1,215 13.1
Sales and office occupations 1,878 20.2
Natural resources, construction, and maintenance occupations 680 7.3
Production, transportation, and material moving occupations 1,210 13

Commuting to Work

An estimated 75.9% of 28732 workers drove to work alone in 2020-2024, and 8.6% carpooled. Among those who commuted to work, it took them on average 22.3 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 28732 in 2020-2024

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Percent
Car, truck, van -- drove alone 75.9
Car, truck, van -- carpooled 8.6
Public transportation (excluding taxicab) 0
Walked 1.5
Other means 0.1
Worked from home 13.9

In 2020-2024, 28732 had a total of 8,163 housing units. Of these housing units, 80.5% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 8.4% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 10.6% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 28732 in 2020-2024

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Percent
Single-family houses 80.5
Apartments in multi-unit structures 8.4
Mobile homes 10.6
Boat, RV, van, etc 0.6

19.2% of the housing inventory was comprised of houses built since 2010, while 3% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 28732 was 6.2 rooms, and of these housing units 78.5% had three or more bedrooms.


In 2020-2024, 28732 had 7,326 housing units that were occupied or had people living in them, while the remaining 837 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 83.4% while renters occupied 16.6%. The average household size of owner-occupied houses was 2.67 and in renter-occupied houses it was 2.3.

2.3% of householders of these occupied houses had moved into their house since 2021, while 6% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 2.6% and another 28.9% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 28732:

House Heating Fuel Used in 28732 in 2020-2024

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Percent
Gas 40.7
Electricity 54.4
Fuel oil, kerosene, etc 1.4
All other fuels 2.5
No fuel used 1

In 2020-2024, the median property value for owner-occupied houses in 28732 was $376,700.

Of the owner-occupied households, 63.5 % had a mortgage. 36.5% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,624 and for owners without a mortgage it was $516.

For renter-occupied houses, the median gross rent for 28732 was $1,366. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.