ZIP Code Tabulation Area

28734

Franklin, NC · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
29,659
Median household income
$54,021
People below poverty
12.4%
Median home value
$228,500

Income

The median income of households in 28734 was $54,021. An estimated 5.9% of households had income below $10,000 a year and 5.7% had income of $200,000 or more.

Household Income in 28734 in 2020-2024

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Percent
Less than $10,000 5.9
$10,000 to $14,999 6.4
$15,000 to $24,999 9.5
$25,000 to $34,999 10.4
$35,000 to $49,999 14.5
$50,000 to $74,999 19.4
$75,000 to $99,999 10.9
$100,000 to $149,999 13.5
$150,000 to $199,999 3.9
$200,000 or more 5.7

Median Earnings for Full-Time Year-Round Workers by Sex in 28734 in 2020-2024

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Dollars
Male 45788
Female 40337

An estimated 65.9% of households received earnings. An estimated 41.8% of households received Social Security and an estimated 27.1 % of households received retirement income other than Social Security. The average income from Social Security was $23,714. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 28734 in 2020-2024

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Percent
Earnings 65.9
Social Security 41.8
Retirement income 27.1
Supplemental Security Income (SSI) 5.4
Cash public assistance income 2.3

Poverty and Participation in Government Programs

In 2020-2024, 12.4 % of people were in poverty. An estimated 13.4% of children under 18 were below the poverty level, compared with 14.5% of people 65 years old and over. An estimated 11.1% of people 18 to 64 years were below the poverty level.

Poverty Rates in 28734 in 2020-2024

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Percent
People in poverty 12.4
Children under 18 years below poverty 13.4
People 65 years old and over below poverty 14.5
People 18 to 64 years below poverty 11.1

In 2020-2024, 10.4 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 25.4% of households that received SNAP had children under 18, and 40.1% of households that received SNAP had one or more people 60 years and over. An estimated 10.4% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 28734 in 2020-2024, 86.3% had health insurance coverage and 13.7% did not have health insurance coverage. Private coverage was 56.8% and public coverage was 45.7%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 9.8%.


In 2020-2024, 28734 had a total population of 29,659 - 15,455 (52.1%) females and 14,204 (47.9%) males. The median age was 48.3 years. An estimated 18.2% of the population was under 18 years, 27.5% was 19 to 44 years, 26.3% was 45 to 64 years, and 26.6 % was 65 years and older.

Population by Age and Sex for 28734 in 2020-2024

Male Female
Under 5 533 612
5 to 9 665 620
10 to 14 910 963
15 to 19 764 712
20 to 24 664 1096
25 to 29 880 744
30 to 34 629 835
35 to 39 676 715
40 to 44 1057 885
45 to 49 796 778
50 to 54 968 910
55 to 59 1082 1136
60 to 64 914 1220
65 to 69 1161 1276
70 to 74 1103 973
75 to 79 576 837
80 to 84 564 709
85 and over 262 434

Hispanic Origin and Race

For people reporting one race alone, 85.1% were White; 1.4% were Black or African American; 12.3% were American Indian and Alaska Native; 0.9% were Asian; 0.7% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 6.4% reported Two or More Races. An estimated 11% of the people in 28734 were Hispanic or Latino. An estimated 83.9% of the people in 28734 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 14,236 households in 28734. The average household size was 2.07 people.

Married-couple households made up 50.7% of the households in 28734 while cohabiting couple households made up 4.5% of households. Female householders with no spouse or partner present were 27.9% of all households, while 16.9% of households had male householders with no spouse or partner present. Some households had one person, as 12.4% of households were male householders living alone, and 20.7% were female householders living alone, for a total of 33.1% of all households.

In 28734, 21.4% of all households had one or more people under the age of 18; 41.6% of all households had one or more people 65 years and over.

Types of Households in 28734 in 2020-2024

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Percent
Married-couple households 50.7
Cohabiting Couples 4.5
Male Householder
No spouse/partner present
16.9
Female Householder
No spouse/partner present
27.9

Marital Status

Among persons 15 and older, 63.3% of males and 53.7% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 22.8 17.7
Now married, except separated 63.3 53.7
Separated 1.5 1.6
Widowed 2.9 12.5
Divorced 9.5 14.5

Grandparents and Grandchildren

In 28734, 480 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 69% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 93.6% of the people living in 28734 were U.S. natives. 44.8% of the 28734 population were living in the state where they were born.

Approximately 6.4% of 28734 residents in 2020-2024 were foreign-born. 36.2% of foreign-born were naturalized U.S. citizens and an estimated 79.5 % entered the country before the year 2010.

Foreign-born residents of 28734 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 28734.

Region of Birth for the Foreign-Born Population in 28734 in 2020-2024

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Percent
Latin America 68.4
Asia 7.3
Europe 11.8
Africa 7.6
Northern America 4.9
Oceania 0

Language

Among people at least five years old living in 28734 in 2020-2024, 9.6 % spoke a language other than English at home. Spanish was spoken by 7.9% of people at least five years old; 3.9% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 28734 in 2020-2024

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Percent
Spanish 7.9
Other Indo-European languages 1
Asian and Pacific Islander languages 0.5
Other languages 0.2

Geographic Mobility

In 2020-2024, 87.9 % of the people at least one year old living in 28734 were living in the same house one year earlier.

Geographic Mobility of Residents of 28734 in 2020-2024

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Percent
Same house 87.9
Different house, same county 5.6
Different county, same state 4.2
Different state 2.3
Abroad 0.1

Education

In 2020-2024, 88.8 % of people 25 years and over had at least graduated from high school and 22.8% had a bachelor's degree or higher. An estimated 11.2% did not complete high school.

The total school enrollment in 28734 was 5,822 in 2020-2024. Nursery school enrollment was 188 and kindergarten through 12th grade enrollment was 4,226. College or graduate school enrollment was 1,408.

Educational Attainment of People in 28734 in 2020-2024

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Percent
Less than high school diploma 11.2
High school diploma or equivalency 32.6
Some college, no degree 20.7
Associate's degree 12.8
Bachelor's degree 14.7
Graduate or professional degree 8.1

Disability

In 28734, among the civilian noninstitutionalized population in 2020-2024, 16.3 % reported a disability. The likelihood of having a disability varied by age - from 5% of people under 18 years old, to 12% of people 18 to 64 years old, and to 32.8% of those 65 and over.


Employment Status and Type of Employer

In 28734, 53.1 % of the population 16 and over were employed; 45% were not currently in the labor force.

An estimated 75.1% of the people employed were private wage and salary workers; 14.9% were federal, state, or local government workers; and 9.4 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 9,946 75.1
Federal, state, or local government workers 1,973 14.9
Self-employed workers in own not incorporated business 1,242 9.4

Industries

In 2020-2024, the civilian employed population 16 years and older in 28734 worked in the following industries:

Percent by Industry in 28734 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.7
Construction 11.8
Manufacturing 4.4
Wholesale trade 1.8
Retail trade 15
Transportation and warehousing, and utilities 3.6
Information 2.4
Finance and insurance, and real estate and rental and leasing 5.4
Professional, scientific, and management, and administrative and waste management services 10.2
Educational services, and health care and social assistance 21.7
Arts, entertainment, and recreation, and accommodation, and food services 11.6
Other Services, except public administration 6.5
Public administration 4.9

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 28734 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 4,488 33.9
Service occupations 2,565 19.4
Sales and office occupations 3,045 23
Natural resources, construction, and maintenance occupations 1,812 13.7
Production, transportation, and material moving occupations 1,325 10

Commuting to Work

An estimated 80.3% of 28734 workers drove to work alone in 2020-2024, and 9.3% carpooled. Among those who commuted to work, it took them on average 23.2 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 28734 in 2020-2024

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Percent
Car, truck, van -- drove alone 80.3
Car, truck, van -- carpooled 9.3
Public transportation (excluding taxicab) 0.1
Walked 1
Other means 0.2
Worked from home 9.1

In 2020-2024, 28734 had a total of 18,690 housing units. Of these housing units, 74% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 6.6% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 18.9% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 28734 in 2020-2024

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Percent
Single-family houses 74
Apartments in multi-unit structures 6.6
Mobile homes 18.9
Boat, RV, van, etc 0.5

7.3% of the housing inventory was comprised of houses built since 2010, while 3.1% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 28734 was 5.2 rooms, and of these housing units 56.4% had three or more bedrooms.


In 2020-2024, 28734 had 14,236 housing units that were occupied or had people living in them, while the remaining 4,454 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 76.8% while renters occupied 23.2%. The average household size of owner-occupied houses was 2.09 and in renter-occupied houses it was 1.99.

3.9% of householders of these occupied houses had moved into their house since 2021, while 8.9% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 6.8% and another 25.9% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 28734:

House Heating Fuel Used in 28734 in 2020-2024

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Percent
Gas 19.4
Electricity 72.4
Fuel oil, kerosene, etc 2
All other fuels 4.9
No fuel used 1.3

In 2020-2024, the median property value for owner-occupied houses in 28734 was $228,500.

Of the owner-occupied households, 48.3 % had a mortgage. 51.7% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,215 and for owners without a mortgage it was $365.

For renter-occupied houses, the median gross rent for 28734 was $793. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.