ZIP Code Tabulation Area

28777

Spruce Pine, NC · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
10,178
Median household income
$63,378
People below poverty
12.5%
Median home value
$228,400

Income

The median income of households in 28777 was $63,378. An estimated 5.1% of households had income below $10,000 a year and 5.9% had income of $200,000 or more.

Household Income in 28777 in 2020-2024

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Percent
Less than $10,000 5.1
$10,000 to $14,999 6.4
$15,000 to $24,999 10.5
$25,000 to $34,999 8.5
$35,000 to $49,999 10.6
$50,000 to $74,999 18.9
$75,000 to $99,999 16
$100,000 to $149,999 13.8
$150,000 to $199,999 4.2
$200,000 or more 5.9

Median Earnings for Full-Time Year-Round Workers by Sex in 28777 in 2020-2024

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Dollars
Male 47947
Female 41822

An estimated 66.6% of households received earnings. An estimated 45.7% of households received Social Security and an estimated 29.8 % of households received retirement income other than Social Security. The average income from Social Security was $20,219. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 28777 in 2020-2024

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Percent
Earnings 66.6
Social Security 45.7
Retirement income 29.8
Supplemental Security Income (SSI) 5.9
Cash public assistance income 1.6

Poverty and Participation in Government Programs

In 2020-2024, 12.5 % of people were in poverty. An estimated 13.4% of children under 18 were below the poverty level, compared with 14.6% of people 65 years old and over. An estimated 11.4% of people 18 to 64 years were below the poverty level.

Poverty Rates in 28777 in 2020-2024

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Percent
People in poverty 12.5
Children under 18 years below poverty 13.4
People 65 years old and over below poverty 14.6
People 18 to 64 years below poverty 11.4

In 2020-2024, 18.1 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 32.7% of households that received SNAP had children under 18, and 38.5% of households that received SNAP had one or more people 60 years and over. An estimated 16.2% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 28777 in 2020-2024, 88% had health insurance coverage and 12% did not have health insurance coverage. Private coverage was 64.3% and public coverage was 38.9%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 0%.


In 2020-2024, 28777 had a total population of 10,178 - 4,312 (42.4%) females and 5,866 (57.6%) males. The median age was 46.6 years. An estimated 15.1% of the population was under 18 years, 31.1% was 19 to 44 years, 31.1% was 45 to 64 years, and 22 % was 65 years and older.

Population by Age and Sex for 28777 in 2020-2024

Male Female
Under 5 280 209
5 to 9 158 349
10 to 14 175 121
15 to 19 167 147
20 to 24 268 104
25 to 29 497 299
30 to 34 427 294
35 to 39 400 205
40 to 44 526 144
45 to 49 458 270
50 to 54 524 264
55 to 59 509 418
60 to 64 445 277
65 to 69 267 427
70 to 74 372 303
75 to 79 195 224
80 to 84 120 184
85 and over 78 73

Hispanic Origin and Race

For people reporting one race alone, 83.3% were White; 4.9% were Black or African American; 14.3% were American Indian and Alaska Native; 0.3% were Asian; 1.8% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 4.4% reported Two or More Races. An estimated 7.7% of the people in 28777 were Hispanic or Latino. An estimated 83.2% of the people in 28777 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 3,989 households in 28777. The average household size was 2.18 people.

Married-couple households made up 52.3% of the households in 28777 while cohabiting couple households made up 4% of households. Female householders with no spouse or partner present were 26.8% of all households, while 17% of households had male householders with no spouse or partner present. Some households had one person, as 11.6% of households were male householders living alone, and 21.5% were female householders living alone, for a total of 33.1% of all households.

In 28777, 23.9% of all households had one or more people under the age of 18; 40.2% of all households had one or more people 65 years and over.

Types of Households in 28777 in 2020-2024

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Percent
Married-couple households 52.3
Cohabiting Couples 4
Male Householder
No spouse/partner present
17
Female Householder
No spouse/partner present
26.8

Marital Status

Among persons 15 and older, 48.4% of males and 55% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 31.5 15.4
Now married, except separated 48.4 55
Separated 1.1 3.4
Widowed 1.7 11.6
Divorced 17.4 14.5

Grandparents and Grandchildren

In 28777, 105 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 19% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 94.7% of the people living in 28777 were U.S. natives. 67% of the 28777 population were living in the state where they were born.

Approximately 5.3% of 28777 residents in 2020-2024 were foreign-born. 30.1% of foreign-born were naturalized U.S. citizens and an estimated 61.2 % entered the country before the year 2010.

Foreign-born residents of 28777 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 28777.

Region of Birth for the Foreign-Born Population in 28777 in 2020-2024

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Percent
Latin America 75.8
Asia 7
Europe 11.5
Africa 1.7
Northern America 0
Oceania 4.1

Language

Among people at least five years old living in 28777 in 2020-2024, 7.6 % spoke a language other than English at home. Spanish was spoken by 5.1% of people at least five years old; 3.9% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 28777 in 2020-2024

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Percent
Spanish 5.1
Other Indo-European languages 2
Asian and Pacific Islander languages 0.3
Other languages 0.2

Geographic Mobility

In 2020-2024, 84.1 % of the people at least one year old living in 28777 were living in the same house one year earlier.

Geographic Mobility of Residents of 28777 in 2020-2024

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Percent
Same house 84.1
Different house, same county 5.2
Different county, same state 7.2
Different state 3.5
Abroad 0

Education

In 2020-2024, 89.1 % of people 25 years and over had at least graduated from high school and 19.7% had a bachelor's degree or higher. An estimated 10.9% did not complete high school.

The total school enrollment in 28777 was 1,362 in 2020-2024. Nursery school enrollment was 164 and kindergarten through 12th grade enrollment was 990. College or graduate school enrollment was 208.

Educational Attainment of People in 28777 in 2020-2024

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Percent
Less than high school diploma 10.9
High school diploma or equivalency 36.8
Some college, no degree 20.7
Associate's degree 11.9
Bachelor's degree 12.2
Graduate or professional degree 7.5

Disability

In 28777, among the civilian noninstitutionalized population in 2020-2024, 18.4 % reported a disability. The likelihood of having a disability varied by age - from 6.1% of people under 18 years old, to 14.3% of people 18 to 64 years old, and to 37.1% of those 65 and over.


Employment Status and Type of Employer

In 28777, 46 % of the population 16 and over were employed; 50.9% were not currently in the labor force.

An estimated 73.4% of the people employed were private wage and salary workers; 20.4% were federal, state, or local government workers; and 6.3 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 2,994 73.4
Federal, state, or local government workers 831 20.4
Self-employed workers in own not incorporated business 256 6.3

Industries

In 2020-2024, the civilian employed population 16 years and older in 28777 worked in the following industries:

Percent by Industry in 28777 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 5.6
Construction 5.5
Manufacturing 19.8
Wholesale trade 1.6
Retail trade 8.6
Transportation and warehousing, and utilities 5.2
Information 0.3
Finance and insurance, and real estate and rental and leasing 3.4
Professional, scientific, and management, and administrative and waste management services 8.1
Educational services, and health care and social assistance 21.8
Arts, entertainment, and recreation, and accommodation, and food services 5.6
Other Services, except public administration 5.6
Public administration 9

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 28777 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 1,502 36.8
Service occupations 474 11.6
Sales and office occupations 627 15.4
Natural resources, construction, and maintenance occupations 613 15
Production, transportation, and material moving occupations 865 21.2

Commuting to Work

An estimated 80.4% of 28777 workers drove to work alone in 2020-2024, and 12.9% carpooled. Among those who commuted to work, it took them on average 24.3 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 28777 in 2020-2024

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Percent
Car, truck, van -- drove alone 80.4
Car, truck, van -- carpooled 12.9
Public transportation (excluding taxicab) 0
Walked 1.5
Other means 0.3
Worked from home 4.9

In 2020-2024, 28777 had a total of 5,093 housing units. Of these housing units, 75.3% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 7.7% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 17.1% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 28777 in 2020-2024

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Percent
Single-family houses 75.3
Apartments in multi-unit structures 7.7
Mobile homes 17.1
Boat, RV, van, etc 0

6% of the housing inventory was comprised of houses built since 2010, while 5.3% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 28777 was 5.2 rooms, and of these housing units 61.1% had three or more bedrooms.


In 2020-2024, 28777 had 3,989 housing units that were occupied or had people living in them, while the remaining 1,104 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 76.7% while renters occupied 23.3%. The average household size of owner-occupied houses was 2.18 and in renter-occupied houses it was 2.19.

3.4% of householders of these occupied houses had moved into their house since 2021, while 15.8% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 8.1% and another 28.1% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 28777:

House Heating Fuel Used in 28777 in 2020-2024

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Percent
Gas 21.7
Electricity 40.4
Fuel oil, kerosene, etc 28.5
All other fuels 8.8
No fuel used 0.6

In 2020-2024, the median property value for owner-occupied houses in 28777 was $228,400.

Of the owner-occupied households, 41 % had a mortgage. 59% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,391 and for owners without a mortgage it was $394.

For renter-occupied houses, the median gross rent for 28777 was $739. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.