ZIP Code Tabulation Area

28785

Waynesville, NC · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
8,311
Median household income
$61,769
People below poverty
12.2%
Median home value
$310,300

Income

The median income of households in 28785 was $61,769. An estimated 4% of households had income below $10,000 a year and 5.2% had income of $200,000 or more.

Household Income in 28785 in 2020-2024

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Percent
Less than $10,000 4
$10,000 to $14,999 6.4
$15,000 to $24,999 5.1
$25,000 to $34,999 5.3
$35,000 to $49,999 18.9
$50,000 to $74,999 17.7
$75,000 to $99,999 10.7
$100,000 to $149,999 20.1
$150,000 to $199,999 6.5
$200,000 or more 5.2

Median Earnings for Full-Time Year-Round Workers by Sex in 28785 in 2020-2024

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Dollars
Male 55196
Female 54111

An estimated 62.1% of households received earnings. An estimated 43.6% of households received Social Security and an estimated 29.7 % of households received retirement income other than Social Security. The average income from Social Security was $25,574. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 28785 in 2020-2024

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Percent
Earnings 62.1
Social Security 43.6
Retirement income 29.7
Supplemental Security Income (SSI) 3.3
Cash public assistance income 2.1

Poverty and Participation in Government Programs

In 2020-2024, 12.2 % of people were in poverty. An estimated 13.8% of children under 18 were below the poverty level, compared with 19.1% of people 65 years old and over. An estimated 8.5% of people 18 to 64 years were below the poverty level.

Poverty Rates in 28785 in 2020-2024

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Percent
People in poverty 12.2
Children under 18 years below poverty 13.8
People 65 years old and over below poverty 19.1
People 18 to 64 years below poverty 8.5

In 2020-2024, 11.4 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 43.1% of households that received SNAP had children under 18, and 45.1% of households that received SNAP had one or more people 60 years and over. An estimated 20.4% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 28785 in 2020-2024, 86% had health insurance coverage and 14% did not have health insurance coverage. Private coverage was 62.1% and public coverage was 41.8%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 12.2%.


In 2020-2024, 28785 had a total population of 8,311 - 3,980 (47.9%) females and 4,331 (52.1%) males. The median age was 48.4 years. An estimated 15.8% of the population was under 18 years, 26% was 19 to 44 years, 28.8% was 45 to 64 years, and 27.4 % was 65 years and older.

Population by Age and Sex for 28785 in 2020-2024

Male Female
Under 5 133 23
5 to 9 197 53
10 to 14 368 175
15 to 19 307 226
20 to 24 411 76
25 to 29 95 120
30 to 34 197 346
35 to 39 69 205
40 to 44 481 158
45 to 49 241 397
50 to 54 221 362
55 to 59 339 218
60 to 64 262 357
65 to 69 362 439
70 to 74 249 305
75 to 79 189 279
80 to 84 128 155
85 and over 82 86

Hispanic Origin and Race

For people reporting one race alone, 93% were White; 0.1% were Black or African American; 17.3% were American Indian and Alaska Native; 0.5% were Asian; 0% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 5.5% reported Two or More Races. An estimated 3.4% of the people in 28785 were Hispanic or Latino. An estimated 92.9% of the people in 28785 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 3,496 households in 28785. The average household size was 2.37 people.

Married-couple households made up 57.3% of the households in 28785 while cohabiting couple households made up 4.8% of households. Female householders with no spouse or partner present were 27.4% of all households, while 10.5% of households had male householders with no spouse or partner present. Some households had one person, as 7.4% of households were male householders living alone, and 16.6% were female householders living alone, for a total of 24% of all households.

In 28785, 21.8% of all households had one or more people under the age of 18; 44.7% of all households had one or more people 65 years and over.

Types of Households in 28785 in 2020-2024

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Percent
Married-couple households 57.3
Cohabiting Couples 4.8
Male Householder
No spouse/partner present
10.5
Female Householder
No spouse/partner present
27.4

Marital Status

Among persons 15 and older, 56.8% of males and 56.2% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 30.9 15
Now married, except separated 56.8 56.2
Separated 0 3.7
Widowed 2.7 9.4
Divorced 9.6 15.7

Grandparents and Grandchildren

In 28785, 157 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 35% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 98.3% of the people living in 28785 were U.S. natives. 54.4% of the 28785 population were living in the state where they were born.

Approximately 1.7% of 28785 residents in 2020-2024 were foreign-born. 40.6% of foreign-born were naturalized U.S. citizens and an estimated 92.3 % entered the country before the year 2010.

Foreign-born residents of 28785 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 28785.

Region of Birth for the Foreign-Born Population in 28785 in 2020-2024

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Percent
Latin America 29.4
Asia 27.3
Europe 38.5
Africa 0
Northern America 4.9
Oceania 0

Language

Among people at least five years old living in 28785 in 2020-2024, 3 % spoke a language other than English at home. Spanish was spoken by 1.6% of people at least five years old; 1% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 28785 in 2020-2024

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Percent
Spanish 1.6
Other Indo-European languages 1
Asian and Pacific Islander languages 0.4
Other languages 0

Geographic Mobility

In 2020-2024, 93.1 % of the people at least one year old living in 28785 were living in the same house one year earlier.

Geographic Mobility of Residents of 28785 in 2020-2024

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Percent
Same house 93.1
Different house, same county 3.8
Different county, same state 0.9
Different state 2.3
Abroad 0

Education

In 2020-2024, 89.6 % of people 25 years and over had at least graduated from high school and 34.6% had a bachelor's degree or higher. An estimated 10.3% did not complete high school.

The total school enrollment in 28785 was 1,529 in 2020-2024. Nursery school enrollment was 71 and kindergarten through 12th grade enrollment was 1,076. College or graduate school enrollment was 382.

Educational Attainment of People in 28785 in 2020-2024

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Percent
Less than high school diploma 10.3
High school diploma or equivalency 21.2
Some college, no degree 18.9
Associate's degree 14.9
Bachelor's degree 22.6
Graduate or professional degree 12.1

Disability

In 28785, among the civilian noninstitutionalized population in 2020-2024, 13.7 % reported a disability. The likelihood of having a disability varied by age - from 2.6% of people under 18 years old, to 9.9% of people 18 to 64 years old, and to 28.3% of those 65 and over.


Employment Status and Type of Employer

In 28785, 52.6 % of the population 16 and over were employed; 46.2% were not currently in the labor force.

An estimated 70.8% of the people employed were private wage and salary workers; 20.8% were federal, state, or local government workers; and 8.4 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 2,717 70.8
Federal, state, or local government workers 800 20.8
Self-employed workers in own not incorporated business 321 8.4

Industries

In 2020-2024, the civilian employed population 16 years and older in 28785 worked in the following industries:

Percent by Industry in 28785 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 2.6
Construction 8.3
Manufacturing 10.1
Wholesale trade 1
Retail trade 14.2
Transportation and warehousing, and utilities 3.5
Information 1
Finance and insurance, and real estate and rental and leasing 5.7
Professional, scientific, and management, and administrative and waste management services 7.2
Educational services, and health care and social assistance 21.9
Arts, entertainment, and recreation, and accommodation, and food services 12.2
Other Services, except public administration 3.2
Public administration 9.2

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 28785 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 1,453 37.9
Service occupations 729 19
Sales and office occupations 763 19.9
Natural resources, construction, and maintenance occupations 428 11.2
Production, transportation, and material moving occupations 465 12.1

Commuting to Work

An estimated 79.6% of 28785 workers drove to work alone in 2020-2024, and 5.3% carpooled. Among those who commuted to work, it took them on average 22.7 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 28785 in 2020-2024

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Percent
Car, truck, van -- drove alone 79.6
Car, truck, van -- carpooled 5.3
Public transportation (excluding taxicab) 0
Walked 0.7
Other means 0
Worked from home 14.4

In 2020-2024, 28785 had a total of 4,852 housing units. Of these housing units, 74.6% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 2.6% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 21.4% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 28785 in 2020-2024

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Percent
Single-family houses 74.6
Apartments in multi-unit structures 2.6
Mobile homes 21.4
Boat, RV, van, etc 1.3

9.4% of the housing inventory was comprised of houses built since 2010, while 4.1% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 28785 was 5.5 rooms, and of these housing units 61.2% had three or more bedrooms.


In 2020-2024, 28785 had 3,496 housing units that were occupied or had people living in them, while the remaining 1,356 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 83.3% while renters occupied 16.7%. The average household size of owner-occupied houses was 2.46 and in renter-occupied houses it was 1.92.

1.5% of householders of these occupied houses had moved into their house since 2021, while 8.2% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 2.3% and another 27.3% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 28785:

House Heating Fuel Used in 28785 in 2020-2024

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Percent
Gas 19.3
Electricity 59.4
Fuel oil, kerosene, etc 12
All other fuels 9.1
No fuel used 0.2

In 2020-2024, the median property value for owner-occupied houses in 28785 was $310,300.

Of the owner-occupied households, 51.3 % had a mortgage. 48.7% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,531 and for owners without a mortgage it was $482.

For renter-occupied houses, the median gross rent for 28785 was $1,105. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.