ZIP Code Tabulation Area

33909

Cape Coral, FL · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
40,231
Median household income
$73,053
People below poverty
12.6%
Median home value
$324,100

Income

The median income of households in 33909 was $73,053. An estimated 2.3% of households had income below $10,000 a year and 5.9% had income of $200,000 or more.

Household Income in 33909 in 2020-2024

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Percent
Less than $10,000 2.3
$10,000 to $14,999 2.3
$15,000 to $24,999 6.7
$25,000 to $34,999 9.7
$35,000 to $49,999 8.1
$50,000 to $74,999 22.5
$75,000 to $99,999 17.9
$100,000 to $149,999 16.4
$150,000 to $199,999 8.2
$200,000 or more 5.9

Median Earnings for Full-Time Year-Round Workers by Sex in 33909 in 2020-2024

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Dollars
Male 58078
Female 43927

An estimated 81.2% of households received earnings. An estimated 32.1% of households received Social Security and an estimated 21.6 % of households received retirement income other than Social Security. The average income from Social Security was $24,394. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 33909 in 2020-2024

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Percent
Earnings 81.2
Social Security 32.1
Retirement income 21.6
Supplemental Security Income (SSI) 3.3
Cash public assistance income 0.8

Poverty and Participation in Government Programs

In 2020-2024, 12.6 % of people were in poverty. An estimated 17.2% of children under 18 were below the poverty level, compared with 11.2% of people 65 years old and over. An estimated 11.3% of people 18 to 64 years were below the poverty level.

Poverty Rates in 33909 in 2020-2024

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Percent
People in poverty 12.6
Children under 18 years below poverty 17.2
People 65 years old and over below poverty 11.2
People 18 to 64 years below poverty 11.3

In 2020-2024, 12.7 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 69.2% of households that received SNAP had children under 18, and 38.4% of households that received SNAP had one or more people 60 years and over. An estimated 33.1% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 33909 in 2020-2024, 86.2% had health insurance coverage and 13.8% did not have health insurance coverage. Private coverage was 61.7% and public coverage was 34%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 9.5%.


In 2020-2024, 33909 had a total population of 40,231 - 20,365 (50.6%) females and 19,866 (49.4%) males. The median age was 38.3 years. An estimated 23.4% of the population was under 18 years, 32.9% was 19 to 44 years, 26.6% was 45 to 64 years, and 15.3 % was 65 years and older.

Population by Age and Sex for 33909 in 2020-2024

Male Female
Under 5 1231 1914
5 to 9 1677 936
10 to 14 1232 1142
15 to 19 1250 797
20 to 24 1411 1166
25 to 29 1184 1331
30 to 34 1227 2235
35 to 39 1185 1174
40 to 44 1191 1101
45 to 49 1677 1177
50 to 54 1194 1079
55 to 59 1531 1484
60 to 64 1099 1469
65 to 69 1050 815
70 to 74 626 910
75 to 79 652 723
80 to 84 258 500
85 and over 191 412

Hispanic Origin and Race

For people reporting one race alone, 59.4% were White; 3.2% were Black or African American; 5.7% were American Indian and Alaska Native; 1.2% were Asian; 0.9% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 28.9% reported Two or More Races. An estimated 39.8% of the people in 33909 were Hispanic or Latino. An estimated 52.7% of the people in 33909 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 14,091 households in 33909. The average household size was 2.85 people.

Married-couple households made up 49.5% of the households in 33909 while cohabiting couple households made up 10.9% of households. Female householders with no spouse or partner present were 23.8% of all households, while 15.7% of households had male householders with no spouse or partner present. Some households had one person, as 11.6% of households were male householders living alone, and 12% were female householders living alone, for a total of 23.6% of all households.

In 33909, 33.1% of all households had one or more people under the age of 18; 30.2% of all households had one or more people 65 years and over.

Types of Households in 33909 in 2020-2024

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Percent
Married-couple households 49.5
Cohabiting Couples 10.9
Male Householder
No spouse/partner present
15.7
Female Householder
No spouse/partner present
23.8

Marital Status

Among persons 15 and older, 47.2% of males and 45% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 38 29.3
Now married, except separated 47.2 45
Separated 1.7 2.4
Widowed 2.7 7.7
Divorced 10.3 15.5

Grandparents and Grandchildren

In 33909, 1,190 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 18.8% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 77.2% of the people living in 33909 were U.S. natives. 32.8% of the 33909 population were living in the state where they were born.

Approximately 22.8% of 33909 residents in 2020-2024 were foreign-born. 64.6% of foreign-born were naturalized U.S. citizens and an estimated 65.9 % entered the country before the year 2010.

Foreign-born residents of 33909 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 33909.

Region of Birth for the Foreign-Born Population in 33909 in 2020-2024

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Percent
Latin America 84.4
Asia 4.4
Europe 7.7
Africa 1.1
Northern America 2.4
Oceania 0

Language

Among people at least five years old living in 33909 in 2020-2024, 35.7 % spoke a language other than English at home. Spanish was spoken by 31.1% of people at least five years old; 16.7% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 33909 in 2020-2024

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Percent
Spanish 31.1
Other Indo-European languages 3.5
Asian and Pacific Islander languages 0.7
Other languages 0.4

Geographic Mobility

In 2020-2024, 90.1 % of the people at least one year old living in 33909 were living in the same house one year earlier.

Geographic Mobility of Residents of 33909 in 2020-2024

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Percent
Same house 90.1
Different house, same county 5.6
Different county, same state 1.2
Different state 2.2
Abroad 0.9

Education

In 2020-2024, 93.4 % of people 25 years and over had at least graduated from high school and 25.1% had a bachelor's degree or higher. An estimated 6.5% did not complete high school.

The total school enrollment in 33909 was 9,008 in 2020-2024. Nursery school enrollment was 398 and kindergarten through 12th grade enrollment was 6,347. College or graduate school enrollment was 2,263.

Educational Attainment of People in 33909 in 2020-2024

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Percent
Less than high school diploma 6.5
High school diploma or equivalency 38.7
Some college, no degree 20.8
Associate's degree 8.9
Bachelor's degree 16
Graduate or professional degree 9.1

Disability

In 33909, among the civilian noninstitutionalized population in 2020-2024, 13.9 % reported a disability. The likelihood of having a disability varied by age - from 7% of people under 18 years old, to 11.9% of people 18 to 64 years old, and to 32.6% of those 65 and over.


Employment Status and Type of Employer

In 33909, 64.3 % of the population 16 and over were employed; 33.5% were not currently in the labor force.

An estimated 78.7% of the people employed were private wage and salary workers; 13.7% were federal, state, or local government workers; and 7.5 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 15,995 78.7
Federal, state, or local government workers 2,786 13.7
Self-employed workers in own not incorporated business 1,529 7.5

Industries

In 2020-2024, the civilian employed population 16 years and older in 33909 worked in the following industries:

Percent by Industry in 33909 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.3
Construction 13.8
Manufacturing 6
Wholesale trade 2
Retail trade 10.3
Transportation and warehousing, and utilities 6.2
Information 1.4
Finance and insurance, and real estate and rental and leasing 6.4
Professional, scientific, and management, and administrative and waste management services 11.7
Educational services, and health care and social assistance 19
Arts, entertainment, and recreation, and accommodation, and food services 13
Other Services, except public administration 5.6
Public administration 4.6

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 33909 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 6,449 31.7
Service occupations 4,004 19.7
Sales and office occupations 4,680 23
Natural resources, construction, and maintenance occupations 2,935 14.4
Production, transportation, and material moving occupations 2,265 11.1

Commuting to Work

An estimated 74.6% of 33909 workers drove to work alone in 2020-2024, and 9% carpooled. Among those who commuted to work, it took them on average 31.4 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 33909 in 2020-2024

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Percent
Car, truck, van -- drove alone 74.6
Car, truck, van -- carpooled 9
Public transportation (excluding taxicab) 0.8
Walked 1.4
Other means 1.8
Worked from home 12.3

In 2020-2024, 33909 had a total of 15,312 housing units. Of these housing units, 82.6% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 17.2% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 0.3% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 33909 in 2020-2024

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Percent
Single-family houses 82.6
Apartments in multi-unit structures 17.2
Mobile homes 0.3
Boat, RV, van, etc 0

23% of the housing inventory was comprised of houses built since 2010, while 0.2% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 33909 was 5.3 rooms, and of these housing units 77.7% had three or more bedrooms.


In 2020-2024, 33909 had 14,091 housing units that were occupied or had people living in them, while the remaining 1,221 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 70.4% while renters occupied 29.6%. The average household size of owner-occupied houses was 2.94 and in renter-occupied houses it was 2.64.

6.7% of householders of these occupied houses had moved into their house since 2021, while 1% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 2.9% and another 20.6% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 33909:

House Heating Fuel Used in 33909 in 2020-2024

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Percent
Gas 1.2
Electricity 93.8
Fuel oil, kerosene, etc 0.5
All other fuels 1
No fuel used 3.5

In 2020-2024, the median property value for owner-occupied houses in 33909 was $324,100.

Of the owner-occupied households, 74.7 % had a mortgage. 25.3% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,694 and for owners without a mortgage it was $634.

For renter-occupied houses, the median gross rent for 33909 was $1,902. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.