ZIP Code Tabulation Area

34481

Ocala, FL · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
26,782
Median household income
$57,324
People below poverty
12.1%
Median home value
$256,600

Income

The median income of households in 34481 was $57,324. An estimated 5.1% of households had income below $10,000 a year and 4.6% had income of $200,000 or more.

Household Income in 34481 in 2020-2024

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Percent
Less than $10,000 5.1
$10,000 to $14,999 2.4
$15,000 to $24,999 7.5
$25,000 to $34,999 12.6
$35,000 to $49,999 11.9
$50,000 to $74,999 23
$75,000 to $99,999 13.1
$100,000 to $149,999 14.8
$150,000 to $199,999 5.1
$200,000 or more 4.6

Median Earnings for Full-Time Year-Round Workers by Sex in 34481 in 2020-2024

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Dollars
Male 48125
Female 49268

An estimated 35.3% of households received earnings. An estimated 79.6% of households received Social Security and an estimated 62.3 % of households received retirement income other than Social Security. The average income from Social Security was $28,934. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 34481 in 2020-2024

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Percent
Earnings 35.3
Social Security 79.6
Retirement income 62.3
Supplemental Security Income (SSI) 3.7
Cash public assistance income 0.9

Poverty and Participation in Government Programs

In 2020-2024, 12.1 % of people were in poverty. An estimated 50.2% of children under 18 were below the poverty level, compared with 6.7% of people 65 years old and over. An estimated 15.7% of people 18 to 64 years were below the poverty level.

Poverty Rates in 34481 in 2020-2024

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Percent
People in poverty 12.1
Children under 18 years below poverty 50.2
People 65 years old and over below poverty 6.7
People 18 to 64 years below poverty 15.7

In 2020-2024, 6.7 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 19.9% of households that received SNAP had children under 18, and 56.3% of households that received SNAP had one or more people 60 years and over. An estimated 19.7% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 34481 in 2020-2024, 94.2% had health insurance coverage and 5.8% did not have health insurance coverage. Private coverage was 59.5% and public coverage was 70.7%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 13.6%.


In 2020-2024, 34481 had a total population of 26,782 - 14,103 (52.7%) females and 12,679 (47.3%) males. The median age was 68.5 years. An estimated 5.7% of the population was under 18 years, 10.4% was 19 to 44 years, 21.6% was 45 to 64 years, and 62 % was 65 years and older.

Population by Age and Sex for 34481 in 2020-2024

Male Female
Under 5 191 237
5 to 9 81 99
10 to 14 244 321
15 to 19 278 152
20 to 24 379 211
25 to 29 219 232
30 to 34 407 173
35 to 39 445 279
40 to 44 283 162
45 to 49 336 229
50 to 54 434 496
55 to 59 684 821
60 to 64 1226 1561
65 to 69 1824 2852
70 to 74 1950 2482
75 to 79 1670 1990
80 to 84 1288 960
85 and over 740 846

Hispanic Origin and Race

For people reporting one race alone, 81.2% were White; 6.9% were Black or African American; 11.5% were American Indian and Alaska Native; 1% were Asian; 2.2% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 7.4% reported Two or More Races. An estimated 11.3% of the people in 34481 were Hispanic or Latino. An estimated 79% of the people in 34481 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 14,033 households in 34481. The average household size was 1.89 people.

Married-couple households made up 55.2% of the households in 34481 while cohabiting couple households made up 4.3% of households. Female householders with no spouse or partner present were 26.6% of all households, while 13.9% of households had male householders with no spouse or partner present. Some households had one person, as 11.5% of households were male householders living alone, and 20.9% were female householders living alone, for a total of 32.4% of all households.

In 34481, 5.9% of all households had one or more people under the age of 18; 78.3% of all households had one or more people 65 years and over.

Types of Households in 34481 in 2020-2024

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Percent
Married-couple households 55.2
Cohabiting Couples 4.3
Male Householder
No spouse/partner present
13.9
Female Householder
No spouse/partner present
26.6

Marital Status

Among persons 15 and older, 64.9% of males and 58.2% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 16.4 8.3
Now married, except separated 64.9 58.2
Separated 1.2 1
Widowed 9.3 17.5
Divorced 8.3 15

Grandparents and Grandchildren

In 34481, 50 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 20% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 91.1% of the people living in 34481 were U.S. natives. 16.6% of the 34481 population were living in the state where they were born.

Approximately 8.9% of 34481 residents in 2020-2024 were foreign-born. 63.7% of foreign-born were naturalized U.S. citizens and an estimated 83.5 % entered the country before the year 2010.

Foreign-born residents of 34481 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 34481.

Region of Birth for the Foreign-Born Population in 34481 in 2020-2024

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Percent
Latin America 59.6
Asia 10.4
Europe 22.9
Africa 1.8
Northern America 5.2
Oceania 0

Language

Among people at least five years old living in 34481 in 2020-2024, 13.8 % spoke a language other than English at home. Spanish was spoken by 9.5% of people at least five years old; 4.9% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 34481 in 2020-2024

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Percent
Spanish 9.5
Other Indo-European languages 2.7
Asian and Pacific Islander languages 1.2
Other languages 0.5

Geographic Mobility

In 2020-2024, 88 % of the people at least one year old living in 34481 were living in the same house one year earlier.

Geographic Mobility of Residents of 34481 in 2020-2024

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Percent
Same house 88
Different house, same county 2.5
Different county, same state 3.5
Different state 5.8
Abroad 0.1

Education

In 2020-2024, 93.4 % of people 25 years and over had at least graduated from high school and 31% had a bachelor's degree or higher. An estimated 6.6% did not complete high school.

The total school enrollment in 34481 was 1,518 in 2020-2024. Nursery school enrollment was 52 and kindergarten through 12th grade enrollment was 1,200. College or graduate school enrollment was 266.

Educational Attainment of People in 34481 in 2020-2024

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Percent
Less than high school diploma 6.6
High school diploma or equivalency 28.3
Some college, no degree 25.4
Associate's degree 8.6
Bachelor's degree 20.2
Graduate or professional degree 10.9

Disability

In 34481, among the civilian noninstitutionalized population in 2020-2024, 21 % reported a disability. The likelihood of having a disability varied by age - from 9.4% of people under 18 years old, to 12.4% of people 18 to 64 years old, and to 26.6% of those 65 and over.


Employment Status and Type of Employer

In 34481, 24.7 % of the population 16 and over were employed; 74.5% were not currently in the labor force.

An estimated 86% of the people employed were private wage and salary workers; 6.7% were federal, state, or local government workers; and 7.3 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 5,430 86
Federal, state, or local government workers 422 6.7
Self-employed workers in own not incorporated business 464 7.3

Industries

In 2020-2024, the civilian employed population 16 years and older in 34481 worked in the following industries:

Percent by Industry in 34481 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 4.9
Construction 6.5
Manufacturing 6.2
Wholesale trade 0.6
Retail trade 19
Transportation and warehousing, and utilities 3.9
Information 0.5
Finance and insurance, and real estate and rental and leasing 8.4
Professional, scientific, and management, and administrative and waste management services 13.7
Educational services, and health care and social assistance 18.6
Arts, entertainment, and recreation, and accommodation, and food services 10.1
Other Services, except public administration 5.2
Public administration 2.3

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 34481 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 1,928 30.5
Service occupations 1,340 21.2
Sales and office occupations 1,807 28.6
Natural resources, construction, and maintenance occupations 430 6.8
Production, transportation, and material moving occupations 811 12.8

Commuting to Work

An estimated 67.5% of 34481 workers drove to work alone in 2020-2024, and 10.9% carpooled. Among those who commuted to work, it took them on average 29 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 34481 in 2020-2024

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Percent
Car, truck, van -- drove alone 67.5
Car, truck, van -- carpooled 10.9
Public transportation (excluding taxicab) 0
Walked 1.4
Other means 1.9
Worked from home 18.3

In 2020-2024, 34481 had a total of 15,087 housing units. Of these housing units, 80.6% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 10.7% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 8.6% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 34481 in 2020-2024

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Percent
Single-family houses 80.6
Apartments in multi-unit structures 10.7
Mobile homes 8.6
Boat, RV, van, etc 0.1

29.7% of the housing inventory was comprised of houses built since 2010, while 0.4% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 34481 was 5.4 rooms, and of these housing units 42% had three or more bedrooms.


In 2020-2024, 34481 had 14,033 housing units that were occupied or had people living in them, while the remaining 1,054 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 90.2% while renters occupied 9.8%. The average household size of owner-occupied houses was 1.89 and in renter-occupied houses it was 1.83.

5.6% of householders of these occupied houses had moved into their house since 2021, while 3% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 3% and another 7.3% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 34481:

House Heating Fuel Used in 34481 in 2020-2024

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Percent
Gas 17.8
Electricity 80.3
Fuel oil, kerosene, etc 0.2
All other fuels 1
No fuel used 0.7

In 2020-2024, the median property value for owner-occupied houses in 34481 was $256,600.

Of the owner-occupied households, 40.9 % had a mortgage. 59.1% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,437 and for owners without a mortgage it was $569.

For renter-occupied houses, the median gross rent for 34481 was $1,236. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.