ZIP Code Tabulation Area

34769

Saint Cloud, FL · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
30,204
Median household income
$67,148
People below poverty
13.7%
Median home value
$313,300

Income

The median income of households in 34769 was $67,148. An estimated 2.6% of households had income below $10,000 a year and 4.8% had income of $200,000 or more.

Household Income in 34769 in 2020-2024

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Percent
Less than $10,000 2.6
$10,000 to $14,999 3.8
$15,000 to $24,999 8
$25,000 to $34,999 10.1
$35,000 to $49,999 12.8
$50,000 to $74,999 17.1
$75,000 to $99,999 14.7
$100,000 to $149,999 19.2
$150,000 to $199,999 6.8
$200,000 or more 4.8

Median Earnings for Full-Time Year-Round Workers by Sex in 34769 in 2020-2024

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Dollars
Male 46748
Female 49466

An estimated 79.1% of households received earnings. An estimated 29.4% of households received Social Security and an estimated 23.5 % of households received retirement income other than Social Security. The average income from Social Security was $21,210. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 34769 in 2020-2024

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Percent
Earnings 79.1
Social Security 29.4
Retirement income 23.5
Supplemental Security Income (SSI) 5.1
Cash public assistance income 4.6

Poverty and Participation in Government Programs

In 2020-2024, 13.7 % of people were in poverty. An estimated 20.5% of children under 18 were below the poverty level, compared with 13.2% of people 65 years old and over. An estimated 10.8% of people 18 to 64 years were below the poverty level.

Poverty Rates in 34769 in 2020-2024

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Percent
People in poverty 13.7
Children under 18 years below poverty 20.5
People 65 years old and over below poverty 13.2
People 18 to 64 years below poverty 10.8

In 2020-2024, 17.1 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 45.5% of households that received SNAP had children under 18, and 45.3% of households that received SNAP had one or more people 60 years and over. An estimated 34.2% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 34769 in 2020-2024, 90.8% had health insurance coverage and 9.2% did not have health insurance coverage. Private coverage was 67.5% and public coverage was 32.7%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 3.3%.


In 2020-2024, 34769 had a total population of 30,204 - 15,247 (50.5%) females and 14,957 (49.5%) males. The median age was 35.4 years. An estimated 26% of the population was under 18 years, 36.5% was 19 to 44 years, 22.5% was 45 to 64 years, and 14 % was 65 years and older.

Population by Age and Sex for 34769 in 2020-2024

Male Female
Under 5 871 1139
5 to 9 1203 1204
10 to 14 922 1091
15 to 19 995 743
20 to 24 1047 989
25 to 29 1363 858
30 to 34 1188 1119
35 to 39 2005 1071
40 to 44 597 794
45 to 49 959 642
50 to 54 768 909
55 to 59 602 1150
60 to 64 900 861
65 to 69 540 567
70 to 74 294 748
75 to 79 409 758
80 to 84 162 347
85 and over 132 257

Hispanic Origin and Race

For people reporting one race alone, 60.6% were White; 5.1% were Black or African American; 4.9% were American Indian and Alaska Native; 0.8% were Asian; 0.9% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 22.1% reported Two or More Races. An estimated 40.1% of the people in 34769 were Hispanic or Latino. An estimated 47.8% of the people in 34769 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 10,367 households in 34769. The average household size was 2.86 people.

Married-couple households made up 43.7% of the households in 34769 while cohabiting couple households made up 9.7% of households. Female householders with no spouse or partner present were 28.7% of all households, while 17.9% of households had male householders with no spouse or partner present. Some households had one person, as 12.8% of households were male householders living alone, and 15.9% were female householders living alone, for a total of 28.7% of all households.

In 34769, 32.7% of all households had one or more people under the age of 18; 29.1% of all households had one or more people 65 years and over.

Types of Households in 34769 in 2020-2024

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Percent
Married-couple households 43.7
Cohabiting Couples 9.7
Male Householder
No spouse/partner present
17.9
Female Householder
No spouse/partner present
28.7

Marital Status

Among persons 15 and older, 43.7% of males and 40.1% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 40.3 29
Now married, except separated 43.7 40.1
Separated 2.8 4.2
Widowed 2.3 8.3
Divorced 10.9 18.4

Grandparents and Grandchildren

In 34769, 611 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 32.1% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 88.5% of the people living in 34769 were U.S. natives. 38.8% of the 34769 population were living in the state where they were born.

Approximately 11.5% of 34769 residents in 2020-2024 were foreign-born. 62.1% of foreign-born were naturalized U.S. citizens and an estimated 71.3 % entered the country before the year 2010.

Foreign-born residents of 34769 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 34769.

Region of Birth for the Foreign-Born Population in 34769 in 2020-2024

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Percent
Latin America 81.5
Asia 6.1
Europe 9.4
Africa 2.2
Northern America 0.9
Oceania 0

Language

Among people at least five years old living in 34769 in 2020-2024, 33.8 % spoke a language other than English at home. Spanish was spoken by 30.8% of people at least five years old; 10.9% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 34769 in 2020-2024

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Percent
Spanish 30.8
Other Indo-European languages 1.9
Asian and Pacific Islander languages 0.4
Other languages 0.7

Geographic Mobility

In 2020-2024, 87.5 % of the people at least one year old living in 34769 were living in the same house one year earlier.

Geographic Mobility of Residents of 34769 in 2020-2024

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Percent
Same house 87.5
Different house, same county 7.1
Different county, same state 1.7
Different state 2.5
Abroad 1.1

Education

In 2020-2024, 91.1 % of people 25 years and over had at least graduated from high school and 27.4% had a bachelor's degree or higher. An estimated 8.9% did not complete high school.

The total school enrollment in 34769 was 8,207 in 2020-2024. Nursery school enrollment was 386 and kindergarten through 12th grade enrollment was 5,833. College or graduate school enrollment was 1,988.

Educational Attainment of People in 34769 in 2020-2024

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Percent
Less than high school diploma 8.9
High school diploma or equivalency 31.7
Some college, no degree 22.5
Associate's degree 9.5
Bachelor's degree 19.3
Graduate or professional degree 8.1

Disability

In 34769, among the civilian noninstitutionalized population in 2020-2024, 13.7 % reported a disability. The likelihood of having a disability varied by age - from 8% of people under 18 years old, to 10.6% of people 18 to 64 years old, and to 39.6% of those 65 and over.


Employment Status and Type of Employer

In 34769, 61.2 % of the population 16 and over were employed; 34.4% were not currently in the labor force.

An estimated 75.9% of the people employed were private wage and salary workers; 17.8% were federal, state, or local government workers; and 5.8 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 10,842 75.9
Federal, state, or local government workers 2,550 17.8
Self-employed workers in own not incorporated business 827 5.8

Industries

In 2020-2024, the civilian employed population 16 years and older in 34769 worked in the following industries:

Percent by Industry in 34769 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.3
Construction 8.4
Manufacturing 6.2
Wholesale trade 3
Retail trade 14.5
Transportation and warehousing, and utilities 9.6
Information 0.8
Finance and insurance, and real estate and rental and leasing 4.5
Professional, scientific, and management, and administrative and waste management services 9.1
Educational services, and health care and social assistance 20.6
Arts, entertainment, and recreation, and accommodation, and food services 14.1
Other Services, except public administration 3.7
Public administration 5.3

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 34769 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 4,840 33.9
Service occupations 2,729 19.1
Sales and office occupations 3,140 22
Natural resources, construction, and maintenance occupations 1,339 9.4
Production, transportation, and material moving occupations 2,240 15.7

Commuting to Work

An estimated 76.9% of 34769 workers drove to work alone in 2020-2024, and 8.4% carpooled. Among those who commuted to work, it took them on average 31.1 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 34769 in 2020-2024

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Percent
Car, truck, van -- drove alone 76.9
Car, truck, van -- carpooled 8.4
Public transportation (excluding taxicab) 0.2
Walked 1.4
Other means 0.9
Worked from home 12.3

In 2020-2024, 34769 had a total of 11,404 housing units. Of these housing units, 72.2% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 17% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 10.4% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 34769 in 2020-2024

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Percent
Single-family houses 72.2
Apartments in multi-unit structures 17
Mobile homes 10.4
Boat, RV, van, etc 0.2

13.9% of the housing inventory was comprised of houses built since 2010, while 8.6% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 34769 was 5.4 rooms, and of these housing units 61.1% had three or more bedrooms.


In 2020-2024, 34769 had 10,367 housing units that were occupied or had people living in them, while the remaining 1,037 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 66.9% while renters occupied 33.1%. The average household size of owner-occupied houses was 2.98 and in renter-occupied houses it was 2.64.

4.8% of householders of these occupied houses had moved into their house since 2021, while 3.2% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 5% and another 21.6% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 34769:

House Heating Fuel Used in 34769 in 2020-2024

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Percent
Gas 2.8
Electricity 93.2
Fuel oil, kerosene, etc 0.1
All other fuels 1.2
No fuel used 2.7

In 2020-2024, the median property value for owner-occupied houses in 34769 was $313,300.

Of the owner-occupied households, 67.1 % had a mortgage. 32.9% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,657 and for owners without a mortgage it was $560.

For renter-occupied houses, the median gross rent for 34769 was $1,560. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.