ZIP Code Tabulation Area

37051

Cumberland Furnace, TN · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
3,765
Median household income
$69,545
People below poverty
8.4%
Median home value
$342,500

Income

The median income of households in 37051 was $69,545. An estimated 4.3% of households had income below $10,000 a year and 1.9% had income of $200,000 or more.

Household Income in 37051 in 2020-2024

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Percent
Less than $10,000 4.3
$10,000 to $14,999 2.6
$15,000 to $24,999 9
$25,000 to $34,999 3.7
$35,000 to $49,999 11
$50,000 to $74,999 25.2
$75,000 to $99,999 13.6
$100,000 to $149,999 16
$150,000 to $199,999 12.7
$200,000 or more 1.9

Median Earnings for Full-Time Year-Round Workers by Sex in 37051 in 2020-2024

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Dollars
Male 60365
Female 51198

An estimated 65.4% of households received earnings. An estimated 46.8% of households received Social Security and an estimated 27.1 % of households received retirement income other than Social Security. The average income from Social Security was $26,650. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 37051 in 2020-2024

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Percent
Earnings 65.4
Social Security 46.8
Retirement income 27.1
Supplemental Security Income (SSI) 6
Cash public assistance income 0

Poverty and Participation in Government Programs

In 2020-2024, 8.4 % of people were in poverty. An estimated 11.1% of children under 18 were below the poverty level, compared with 5.1% of people 65 years old and over. An estimated 8.6% of people 18 to 64 years were below the poverty level.

Poverty Rates in 37051 in 2020-2024

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Percent
People in poverty 8.4
Children under 18 years below poverty 11.1
People 65 years old and over below poverty 5.1
People 18 to 64 years below poverty 8.6

In 2020-2024, 11.4 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 90.5% of households that received SNAP had children under 18, and 24.1% of households that received SNAP had one or more people 60 years and over. An estimated 38% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 37051 in 2020-2024, 88.7% had health insurance coverage and 11.3% did not have health insurance coverage. Private coverage was 59.9% and public coverage was 41.5%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 4.6%.


In 2020-2024, 37051 had a total population of 3,765 - 1,775 (47.1%) females and 1,990 (52.9%) males. The median age was 41.7 years. An estimated 24.1% of the population was under 18 years, 26.8% was 19 to 44 years, 26.3% was 45 to 64 years, and 21.5 % was 65 years and older.

Population by Age and Sex for 37051 in 2020-2024

Male Female
Under 5 97 73
5 to 9 54 58
10 to 14 232 77
15 to 19 215 154
20 to 24 68 171
25 to 29 93 51
30 to 34 77 99
35 to 39 223 83
40 to 44 52 92
45 to 49 98 100
50 to 54 122 105
55 to 59 147 100
60 to 64 108 208
65 to 69 59 107
70 to 74 100 147
75 to 79 215 74
80 to 84 30 29
85 and over 0 47

Hispanic Origin and Race

For people reporting one race alone, 90.3% were White; 0.9% were Black or African American; 7.1% were American Indian and Alaska Native; 0% were Asian; 0% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 8.6% reported Two or More Races. An estimated 1.4% of the people in 37051 were Hispanic or Latino. An estimated 90.3% of the people in 37051 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 1,392 households in 37051. The average household size was 2.7 people.

Married-couple households made up 62.6% of the households in 37051 while cohabiting couple households made up 4.7% of households. Female householders with no spouse or partner present were 23.6% of all households, while 9.1% of households had male householders with no spouse or partner present. Some households had one person, as 8% of households were male householders living alone, and 10.4% were female householders living alone, for a total of 18.4% of all households.

In 37051, 29.6% of all households had one or more people under the age of 18; 40.5% of all households had one or more people 65 years and over.

Types of Households in 37051 in 2020-2024

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Percent
Married-couple households 62.6
Cohabiting Couples 4.7
Male Householder
No spouse/partner present
9.1
Female Householder
No spouse/partner present
23.6

Marital Status

Among persons 15 and older, 62.7% of males and 56.9% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 26.1 23.7
Now married, except separated 62.7 56.9
Separated 1 3.1
Widowed 1.1 7.9
Divorced 9.1 8.4

Grandparents and Grandchildren

In 37051, 119 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 88.2% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 97.2% of the people living in 37051 were U.S. natives. 54.9% of the 37051 population were living in the state where they were born.

Approximately 2.8% of 37051 residents in 2020-2024 were foreign-born. 19.6% of foreign-born were naturalized U.S. citizens and an estimated 51.4 % entered the country before the year 2010.

Foreign-born residents of 37051 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 37051.

Region of Birth for the Foreign-Born Population in 37051 in 2020-2024

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Percent
Latin America 10.3
Asia 0
Europe 89.7
Africa 0
Northern America 0
Oceania 0

Language

Among people at least five years old living in 37051 in 2020-2024, 3 % spoke a language other than English at home. Spanish was spoken by 1.9% of people at least five years old; 0% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 37051 in 2020-2024

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Percent
Spanish 1.9
Other Indo-European languages 1.1
Asian and Pacific Islander languages 0
Other languages 0

Geographic Mobility

In 2020-2024, 85.9 % of the people at least one year old living in 37051 were living in the same house one year earlier.

Geographic Mobility of Residents of 37051 in 2020-2024

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Percent
Same house 85.9
Different house, same county 7.5
Different county, same state 5.3
Different state 1.3
Abroad 0

Education

In 2020-2024, 91 % of people 25 years and over had at least graduated from high school and 16% had a bachelor's degree or higher. An estimated 9.1% did not complete high school.

The total school enrollment in 37051 was 882 in 2020-2024. Nursery school enrollment was 80 and kindergarten through 12th grade enrollment was 710. College or graduate school enrollment was 92.

Educational Attainment of People in 37051 in 2020-2024

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Percent
Less than high school diploma 9.1
High school diploma or equivalency 45.4
Some college, no degree 19.8
Associate's degree 9.7
Bachelor's degree 6.4
Graduate or professional degree 9.6

Disability

In 37051, among the civilian noninstitutionalized population in 2020-2024, 26.2 % reported a disability. The likelihood of having a disability varied by age - from 15% of people under 18 years old, to 26.7% of people 18 to 64 years old, and to 37.7% of those 65 and over.


Employment Status and Type of Employer

In 37051, 48.1 % of the population 16 and over were employed; 48.9% were not currently in the labor force.

An estimated 72.4% of the people employed were private wage and salary workers; 16.4% were federal, state, or local government workers; and 11.2 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 1,071 72.4
Federal, state, or local government workers 242 16.4
Self-employed workers in own not incorporated business 166 11.2

Industries

In 2020-2024, the civilian employed population 16 years and older in 37051 worked in the following industries:

Percent by Industry in 37051 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 2.6
Construction 12.2
Manufacturing 11.7
Wholesale trade 4.7
Retail trade 7.8
Transportation and warehousing, and utilities 7.6
Information 0.9
Finance and insurance, and real estate and rental and leasing 7.6
Professional, scientific, and management, and administrative and waste management services 8.6
Educational services, and health care and social assistance 24.7
Arts, entertainment, and recreation, and accommodation, and food services 2.3
Other Services, except public administration 3.4
Public administration 5.9

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 37051 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 431 29.1
Service occupations 284 19.2
Sales and office occupations 254 17.2
Natural resources, construction, and maintenance occupations 359 24.3
Production, transportation, and material moving occupations 151 10.2

Commuting to Work

An estimated 90.1% of 37051 workers drove to work alone in 2020-2024, and 2.9% carpooled. Among those who commuted to work, it took them on average 39.8 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 37051 in 2020-2024

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Percent
Car, truck, van -- drove alone 90.1
Car, truck, van -- carpooled 2.9
Public transportation (excluding taxicab) 0
Walked 0.8
Other means 0.6
Worked from home 5.5

In 2020-2024, 37051 had a total of 1,633 housing units. Of these housing units, 71.7% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 0% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 28.3% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 37051 in 2020-2024

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Percent
Single-family houses 71.7
Apartments in multi-unit structures 0
Mobile homes 28.3
Boat, RV, van, etc 0

17.8% of the housing inventory was comprised of houses built since 2010, while 15.3% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 37051 was 6.2 rooms, and of these housing units 80% had three or more bedrooms.


In 2020-2024, 37051 had 1,392 housing units that were occupied or had people living in them, while the remaining 241 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 77.9% while renters occupied 22.1%. The average household size of owner-occupied houses was 2.4 and in renter-occupied houses it was 3.77.

2.7% of householders of these occupied houses had moved into their house since 2021, while 16% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 1.2% and another 38.2% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 37051:

House Heating Fuel Used in 37051 in 2020-2024

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Percent
Gas 26.1
Electricity 69.4
Fuel oil, kerosene, etc 0.6
All other fuels 2.2
No fuel used 1.7

In 2020-2024, the median property value for owner-occupied houses in 37051 was $342,500.

Of the owner-occupied households, 56.5 % had a mortgage. 43.5% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,422 and for owners without a mortgage it was $516.

For renter-occupied houses, the median gross rent for 37051 was $867. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.