ZIP Code Tabulation Area

37324

Decherd, TN · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
5,628
Median household income
$50,417
People below poverty
11.7%
Median home value
$223,200

Income

The median income of households in 37324 was $50,417. An estimated 5.6% of households had income below $10,000 a year and 5.7% had income of $200,000 or more.

Household Income in 37324 in 2020-2024

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Percent
Less than $10,000 5.6
$10,000 to $14,999 3.9
$15,000 to $24,999 6.3
$25,000 to $34,999 17.5
$35,000 to $49,999 16.5
$50,000 to $74,999 14
$75,000 to $99,999 9.4
$100,000 to $149,999 12.7
$150,000 to $199,999 8.4
$200,000 or more 5.7

Median Earnings for Full-Time Year-Round Workers by Sex in 37324 in 2020-2024

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Dollars
Male 56438
Female 29261

An estimated 77.6% of households received earnings. An estimated 28.7% of households received Social Security and an estimated 20.5 % of households received retirement income other than Social Security. The average income from Social Security was $22,175. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 37324 in 2020-2024

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Percent
Earnings 77.6
Social Security 28.7
Retirement income 20.5
Supplemental Security Income (SSI) 5.5
Cash public assistance income 1.6

Poverty and Participation in Government Programs

In 2020-2024, 11.7 % of people were in poverty. An estimated 17.1% of children under 18 were below the poverty level, compared with 14.9% of people 65 years old and over. An estimated 9.5% of people 18 to 64 years were below the poverty level.

Poverty Rates in 37324 in 2020-2024

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Percent
People in poverty 11.7
Children under 18 years below poverty 17.1
People 65 years old and over below poverty 14.9
People 18 to 64 years below poverty 9.5

In 2020-2024, 13.4 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 65.6% of households that received SNAP had children under 18, and 31.2% of households that received SNAP had one or more people 60 years and over. An estimated 37.3% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 37324 in 2020-2024, 90.6% had health insurance coverage and 9.4% did not have health insurance coverage. Private coverage was 58.8% and public coverage was 42.6%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 3.8%.


In 2020-2024, 37324 had a total population of 5,628 - 2,865 (50.9%) females and 2,763 (49.1%) males. The median age was 39.3 years. An estimated 19.5% of the population was under 18 years, 38.3% was 19 to 44 years, 26.3% was 45 to 64 years, and 14.4 % was 65 years and older.

Population by Age and Sex for 37324 in 2020-2024

Male Female
Under 5 113 114
5 to 9 192 96
10 to 14 160 210
15 to 19 165 134
20 to 24 334 283
25 to 29 199 213
30 to 34 92 131
35 to 39 241 374
40 to 44 120 163
45 to 49 272 210
50 to 54 157 291
55 to 59 120 113
60 to 64 210 109
65 to 69 163 105
70 to 74 147 92
75 to 79 38 100
80 to 84 11 69
85 and over 29 58

Hispanic Origin and Race

For people reporting one race alone, 90.4% were White; 3.8% were Black or African American; 24.4% were American Indian and Alaska Native; 2.7% were Asian; 1% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 2.6% reported Two or More Races. An estimated 1.5% of the people in 37324 were Hispanic or Latino. An estimated 89.8% of the people in 37324 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 2,344 households in 37324. The average household size was 2.4 people.

Married-couple households made up 42.2% of the households in 37324 while cohabiting couple households made up 6.7% of households. Female householders with no spouse or partner present were 35.5% of all households, while 15.7% of households had male householders with no spouse or partner present. Some households had one person, as 13.4% of households were male householders living alone, and 19.6% were female householders living alone, for a total of 33% of all households.

In 37324, 29.4% of all households had one or more people under the age of 18; 23.9% of all households had one or more people 65 years and over.

Types of Households in 37324 in 2020-2024

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Percent
Married-couple households 42.2
Cohabiting Couples 6.7
Male Householder
No spouse/partner present
15.7
Female Householder
No spouse/partner present
35.5

Marital Status

Among persons 15 and older, 53% of males and 37.5% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 29.4 32.5
Now married, except separated 53 37.5
Separated 1.7 0.7
Widowed 1.5 13.5
Divorced 14.3 15.9

Grandparents and Grandchildren

In 37324, 218 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 70.6% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 97% of the people living in 37324 were U.S. natives. 65.8% of the 37324 population were living in the state where they were born.

Approximately 3% of 37324 residents in 2020-2024 were foreign-born. 54.8% of foreign-born were naturalized U.S. citizens and an estimated 60.7 % entered the country before the year 2010.

Foreign-born residents of 37324 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 37324.

Region of Birth for the Foreign-Born Population in 37324 in 2020-2024

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Percent
Latin America 5.4
Asia 91.1
Europe 2.4
Africa 0
Northern America 1.2
Oceania 0

Language

Among people at least five years old living in 37324 in 2020-2024, 3.5 % spoke a language other than English at home. Spanish was spoken by 1.2% of people at least five years old; 1.8% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 37324 in 2020-2024

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Percent
Spanish 1.2
Other Indo-European languages 0.4
Asian and Pacific Islander languages 1.9
Other languages 0

Geographic Mobility

In 2020-2024, 90.8 % of the people at least one year old living in 37324 were living in the same house one year earlier.

Geographic Mobility of Residents of 37324 in 2020-2024

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Percent
Same house 90.8
Different house, same county 7.2
Different county, same state 1.2
Different state 0.7
Abroad 0.1

Education

In 2020-2024, 93.7 % of people 25 years and over had at least graduated from high school and 17.3% had a bachelor's degree or higher. An estimated 6.3% did not complete high school.

The total school enrollment in 37324 was 1,099 in 2020-2024. Nursery school enrollment was 38 and kindergarten through 12th grade enrollment was 888. College or graduate school enrollment was 173.

Educational Attainment of People in 37324 in 2020-2024

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Percent
Less than high school diploma 6.3
High school diploma or equivalency 50.9
Some college, no degree 20
Associate's degree 5.6
Bachelor's degree 11.8
Graduate or professional degree 5.4

Disability

In 37324, among the civilian noninstitutionalized population in 2020-2024, 14.6 % reported a disability. The likelihood of having a disability varied by age - from 7.2% of people under 18 years old, to 11.3% of people 18 to 64 years old, and to 39.8% of those 65 and over.


Employment Status and Type of Employer

In 37324, 63.6 % of the population 16 and over were employed; 33.6% were not currently in the labor force.

An estimated 81.7% of the people employed were private wage and salary workers; 14.2% were federal, state, or local government workers; and 4.1 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 2,450 81.7
Federal, state, or local government workers 427 14.2
Self-employed workers in own not incorporated business 122 4.1

Industries

In 2020-2024, the civilian employed population 16 years and older in 37324 worked in the following industries:

Percent by Industry in 37324 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.7
Construction 5
Manufacturing 21.5
Wholesale trade 1.8
Retail trade 10.6
Transportation and warehousing, and utilities 8.9
Information 0.2
Finance and insurance, and real estate and rental and leasing 3.8
Professional, scientific, and management, and administrative and waste management services 4.7
Educational services, and health care and social assistance 25.4
Arts, entertainment, and recreation, and accommodation, and food services 11.5
Other Services, except public administration 1.8
Public administration 4.1

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 37324 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 708 23.6
Service occupations 692 23.1
Sales and office occupations 501 16.7
Natural resources, construction, and maintenance occupations 380 12.7
Production, transportation, and material moving occupations 718 23.9

Commuting to Work

An estimated 83.1% of 37324 workers drove to work alone in 2020-2024, and 8.9% carpooled. Among those who commuted to work, it took them on average 28.3 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 37324 in 2020-2024

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Percent
Car, truck, van -- drove alone 83.1
Car, truck, van -- carpooled 8.9
Public transportation (excluding taxicab) 0
Walked 0.6
Other means 1.2
Worked from home 6.3

In 2020-2024, 37324 had a total of 2,549 housing units. Of these housing units, 74.7% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 18% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 6.6% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 37324 in 2020-2024

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Percent
Single-family houses 74.7
Apartments in multi-unit structures 18
Mobile homes 6.6
Boat, RV, van, etc 0.7

8.2% of the housing inventory was comprised of houses built since 2010, while 4.5% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 37324 was 5.6 rooms, and of these housing units 61% had three or more bedrooms.


In 2020-2024, 37324 had 2,344 housing units that were occupied or had people living in them, while the remaining 205 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 61.5% while renters occupied 38.5%. The average household size of owner-occupied houses was 2.51 and in renter-occupied houses it was 2.22.

4.1% of householders of these occupied houses had moved into their house since 2021, while 10.8% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 7.3% and another 31.6% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 37324:

House Heating Fuel Used in 37324 in 2020-2024

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Percent
Gas 24.9
Electricity 72.6
Fuel oil, kerosene, etc 0
All other fuels 1.3
No fuel used 1.2

In 2020-2024, the median property value for owner-occupied houses in 37324 was $223,200.

Of the owner-occupied households, 49.8 % had a mortgage. 50.2% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,246 and for owners without a mortgage it was $486.

For renter-occupied houses, the median gross rent for 37324 was $869. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.