ZIP Code Tabulation Area

37402

Chattanooga, TN · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
3,953
Median household income
$24,214
People below poverty
36.5%
Median home value
$268,800

Income

The median income of households in 37402 was $24,214. An estimated 10.8% of households had income below $10,000 a year and 4.5% had income of $200,000 or more.

Household Income in 37402 in 2020-2024

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Percent
Less than $10,000 10.8
$10,000 to $14,999 17.2
$15,000 to $24,999 24.2
$25,000 to $34,999 8.1
$35,000 to $49,999 10.1
$50,000 to $74,999 10.1
$75,000 to $99,999 6.8
$100,000 to $149,999 6.8
$150,000 to $199,999 1.5
$200,000 or more 4.5

Median Earnings for Full-Time Year-Round Workers by Sex in 37402 in 2020-2024

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Dollars
Male 71071
Female 52218

An estimated 52.5% of households received earnings. An estimated 42.2% of households received Social Security and an estimated 14.5 % of households received retirement income other than Social Security. The average income from Social Security was $16,247. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 37402 in 2020-2024

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Percent
Earnings 52.5
Social Security 42.2
Retirement income 14.5
Supplemental Security Income (SSI) 7.5
Cash public assistance income 1.7

Poverty and Participation in Government Programs

In 2020-2024, 36.5 % of people were in poverty. An estimated 64% of children under 18 were below the poverty level, compared with 32.2% of people 65 years old and over. An estimated 31.2% of people 18 to 64 years were below the poverty level.

Poverty Rates in 37402 in 2020-2024

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Percent
People in poverty 36.5
Children under 18 years below poverty 64
People 65 years old and over below poverty 32.2
People 18 to 64 years below poverty 31.2

In 2020-2024, 33.2 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 23.3% of households that received SNAP had children under 18, and 54.5% of households that received SNAP had one or more people 60 years and over. An estimated 23.8% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 37402 in 2020-2024, 94.5% had health insurance coverage and 5.5% did not have health insurance coverage. Private coverage was 43.5% and public coverage was 57.9%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 0%.


In 2020-2024, 37402 had a total population of 3,953 - 1,667 (42.2%) females and 2,286 (57.8%) males. The median age was 46 years. An estimated 15.3% of the population was under 18 years, 34.1% was 19 to 44 years, 25.7% was 45 to 64 years, and 24.5 % was 65 years and older.

Population by Age and Sex for 37402 in 2020-2024

Male Female
Under 5 132 149
5 to 9 70 104
10 to 14 101 0
15 to 19 60 9
20 to 24 108 145
25 to 29 273 203
30 to 34 244 56
35 to 39 89 71
40 to 44 80 79
45 to 49 60 28
50 to 54 70 122
55 to 59 178 165
60 to 64 183 207
65 to 69 350 125
70 to 74 189 163
75 to 79 62 10
80 to 84 37 24
85 and over 0 7

Hispanic Origin and Race

For people reporting one race alone, 41.3% were White; 53.9% were Black or African American; 5.6% were American Indian and Alaska Native; 0% were Asian; 20.8% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 3% reported Two or More Races. An estimated 4% of the people in 37402 were Hispanic or Latino. An estimated 38.2% of the people in 37402 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 2,665 households in 37402. The average household size was 1.43 people.

Married-couple households made up 8.7% of the households in 37402 while cohabiting couple households made up 2.3% of households. Female householders with no spouse or partner present were 36.2% of all households, while 52.8% of households had male householders with no spouse or partner present. Some households had one person, as 50.9% of households were male householders living alone, and 26.3% were female householders living alone, for a total of 77.2% of all households.

In 37402, 9.1% of all households had one or more people under the age of 18; 33.2% of all households had one or more people 65 years and over.

Types of Households in 37402 in 2020-2024

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Percent
Married-couple households 8.7
Cohabiting Couples 2.3
Male Householder
No spouse/partner present
52.8
Female Householder
No spouse/partner present
36.2

Marital Status

Among persons 15 and older, 13.5% of males and 16.9% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 52.6 55.2
Now married, except separated 13.5 16.9
Separated 4.2 1.4
Widowed 8.3 8.9
Divorced 21.4 17.6

Grandparents and Grandchildren

In 37402, 72 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 0% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 94.2% of the people living in 37402 were U.S. natives. 55.1% of the 37402 population were living in the state where they were born.

Approximately 5.8% of 37402 residents in 2020-2024 were foreign-born. 13.9% of foreign-born were naturalized U.S. citizens and an estimated 63 % entered the country before the year 2010.

Foreign-born residents of 37402 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 37402.

Region of Birth for the Foreign-Born Population in 37402 in 2020-2024

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Percent
Latin America 89.6
Asia 0
Europe 3.5
Africa 3
Northern America 3.9
Oceania 0

Language

Among people at least five years old living in 37402 in 2020-2024, 3.5 % spoke a language other than English at home. Spanish was spoken by 0.9% of people at least five years old; 2.1% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 37402 in 2020-2024

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Percent
Spanish 0.9
Other Indo-European languages 2.6
Asian and Pacific Islander languages 0
Other languages 0

Geographic Mobility

In 2020-2024, 69 % of the people at least one year old living in 37402 were living in the same house one year earlier.

Geographic Mobility of Residents of 37402 in 2020-2024

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Percent
Same house 69
Different house, same county 20.1
Different county, same state 1.3
Different state 6.7
Abroad 3

Education

In 2020-2024, 87 % of people 25 years and over had at least graduated from high school and 32.1% had a bachelor's degree or higher. An estimated 13% did not complete high school.

The total school enrollment in 37402 was 428 in 2020-2024. Nursery school enrollment was 19 and kindergarten through 12th grade enrollment was 265. College or graduate school enrollment was 144.

Educational Attainment of People in 37402 in 2020-2024

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Percent
Less than high school diploma 13
High school diploma or equivalency 32
Some college, no degree 19.5
Associate's degree 3.3
Bachelor's degree 19.4
Graduate or professional degree 12.7

Disability

In 37402, among the civilian noninstitutionalized population in 2020-2024, 21.3 % reported a disability. The likelihood of having a disability varied by age - from 2.2% of people under 18 years old, to 19.5% of people 18 to 64 years old, and to 37.3% of those 65 and over.


Employment Status and Type of Employer

In 37402, 44.5 % of the population 16 and over were employed; 52.7% were not currently in the labor force.

An estimated 81.4% of the people employed were private wage and salary workers; 12.5% were federal, state, or local government workers; and 6.1 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 1,229 81.4
Federal, state, or local government workers 189 12.5
Self-employed workers in own not incorporated business 92 6.1

Industries

In 2020-2024, the civilian employed population 16 years and older in 37402 worked in the following industries:

Percent by Industry in 37402 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 2.8
Construction 5.4
Manufacturing 17.7
Wholesale trade 4.3
Retail trade 0.4
Transportation and warehousing, and utilities 5.7
Information 0
Finance and insurance, and real estate and rental and leasing 6.4
Professional, scientific, and management, and administrative and waste management services 16
Educational services, and health care and social assistance 23.4
Arts, entertainment, and recreation, and accommodation, and food services 12.1
Other Services, except public administration 5.4
Public administration 0.6

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 37402 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 861 57
Service occupations 232 15.4
Sales and office occupations 157 10.4
Natural resources, construction, and maintenance occupations 95 6.3
Production, transportation, and material moving occupations 165 10.9

Commuting to Work

An estimated 68.6% of 37402 workers drove to work alone in 2020-2024, and 0.1% carpooled. Among those who commuted to work, it took them on average 19.8 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 37402 in 2020-2024

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Percent
Car, truck, van -- drove alone 68.6
Car, truck, van -- carpooled 0.1
Public transportation (excluding taxicab) 1.4
Walked 7.7
Other means 4.8
Worked from home 17.5

In 2020-2024, 37402 had a total of 3,355 housing units. Of these housing units, 4.6% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 95% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 0.4% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 37402 in 2020-2024

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Percent
Single-family houses 4.6
Apartments in multi-unit structures 95
Mobile homes 0.4
Boat, RV, van, etc 0

36.6% of the housing inventory was comprised of houses built since 2010, while 19.6% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 37402 was 3 rooms, and of these housing units 6.8% had three or more bedrooms.


In 2020-2024, 37402 had 2,665 housing units that were occupied or had people living in them, while the remaining 690 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 5% while renters occupied 95%. The average household size of owner-occupied houses was 1.53 and in renter-occupied houses it was 1.43.

7% of householders of these occupied houses had moved into their house since 2021, while 0% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 37.2% and another 2.3% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 37402:

House Heating Fuel Used in 37402 in 2020-2024

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Percent
Gas 9.7
Electricity 88.3
Fuel oil, kerosene, etc 0
All other fuels 0
No fuel used 2

In 2020-2024, the median property value for owner-occupied houses in 37402 was $268,800.

Of the owner-occupied households, 68.7 % had a mortgage. 31.3% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,665 and for owners without a mortgage it was $1,357.

For renter-occupied houses, the median gross rent for 37402 was $615. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.