ZIP Code Tabulation Area

37406

Chattanooga, TN · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
13,364
Median household income
$44,850
People below poverty
30.4%
Median home value
$168,000

Income

The median income of households in 37406 was $44,850. An estimated 9.7% of households had income below $10,000 a year and 4.2% had income of $200,000 or more.

Household Income in 37406 in 2020-2024

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Percent
Less than $10,000 9.7
$10,000 to $14,999 6.6
$15,000 to $24,999 10.1
$25,000 to $34,999 9.8
$35,000 to $49,999 20
$50,000 to $74,999 18.6
$75,000 to $99,999 7.4
$100,000 to $149,999 11.3
$150,000 to $199,999 2.2
$200,000 or more 4.2

Median Earnings for Full-Time Year-Round Workers by Sex in 37406 in 2020-2024

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Dollars
Male 44362
Female 37366

An estimated 72.7% of households received earnings. An estimated 38.6% of households received Social Security and an estimated 23.1 % of households received retirement income other than Social Security. The average income from Social Security was $20,520. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 37406 in 2020-2024

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Percent
Earnings 72.7
Social Security 38.6
Retirement income 23.1
Supplemental Security Income (SSI) 5.6
Cash public assistance income 4.6

Poverty and Participation in Government Programs

In 2020-2024, 30.4 % of people were in poverty. An estimated 53.9% of children under 18 were below the poverty level, compared with 20.7% of people 65 years old and over. An estimated 22.5% of people 18 to 64 years were below the poverty level.

Poverty Rates in 37406 in 2020-2024

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Percent
People in poverty 30.4
Children under 18 years below poverty 53.9
People 65 years old and over below poverty 20.7
People 18 to 64 years below poverty 22.5

In 2020-2024, 22.6 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 45.8% of households that received SNAP had children under 18, and 36.5% of households that received SNAP had one or more people 60 years and over. An estimated 45.9% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 37406 in 2020-2024, 88% had health insurance coverage and 12% did not have health insurance coverage. Private coverage was 49.8% and public coverage was 50.2%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 4.8%.


In 2020-2024, 37406 had a total population of 13,364 - 6,497 (48.6%) females and 6,867 (51.4%) males. The median age was 35.9 years. An estimated 26.3% of the population was under 18 years, 33.4% was 19 to 44 years, 21.2% was 45 to 64 years, and 16.9 % was 65 years and older.

Population by Age and Sex for 37406 in 2020-2024

Male Female
Under 5 736 395
5 to 9 491 364
10 to 14 485 370
15 to 19 273 708
20 to 24 373 278
25 to 29 589 262
30 to 34 443 586
35 to 39 813 402
40 to 44 475 239
45 to 49 302 268
50 to 54 261 514
55 to 59 361 215
60 to 64 398 506
65 to 69 374 491
70 to 74 193 329
75 to 79 108 228
80 to 84 85 158
85 and over 107 184

Hispanic Origin and Race

For people reporting one race alone, 23.4% were White; 65.9% were Black or African American; 3% were American Indian and Alaska Native; 1.3% were Asian; 30.2% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 7.4% reported Two or More Races. An estimated 5.9% of the people in 37406 were Hispanic or Latino. An estimated 23.3% of the people in 37406 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 5,263 households in 37406. The average household size was 2.53 people.

Married-couple households made up 23.8% of the households in 37406 while cohabiting couple households made up 5.7% of households. Female householders with no spouse or partner present were 46.2% of all households, while 24.3% of households had male householders with no spouse or partner present. Some households had one person, as 16.7% of households were male householders living alone, and 17.3% were female householders living alone, for a total of 34% of all households.

In 37406, 25.5% of all households had one or more people under the age of 18; 37.1% of all households had one or more people 65 years and over.

Types of Households in 37406 in 2020-2024

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Percent
Married-couple households 23.8
Cohabiting Couples 5.7
Male Householder
No spouse/partner present
24.3
Female Householder
No spouse/partner present
46.2

Marital Status

Among persons 15 and older, 29.7% of males and 30.4% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 47.1 37.2
Now married, except separated 29.7 30.4
Separated 2.8 1.5
Widowed 3.9 13.8
Divorced 16.5 17.1

Grandparents and Grandchildren

In 37406, 292 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 66.4% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 94.6% of the people living in 37406 were U.S. natives. 68.7% of the 37406 population were living in the state where they were born.

Approximately 5.4% of 37406 residents in 2020-2024 were foreign-born. 28.2% of foreign-born were naturalized U.S. citizens and an estimated 54.1 % entered the country before the year 2010.

Foreign-born residents of 37406 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 37406.

Region of Birth for the Foreign-Born Population in 37406 in 2020-2024

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Percent
Latin America 63.8
Asia 17.5
Europe 14.1
Africa 0
Northern America 4.6
Oceania 0

Language

Among people at least five years old living in 37406 in 2020-2024, 7.8 % spoke a language other than English at home. Spanish was spoken by 4.8% of people at least five years old; 3.7% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 37406 in 2020-2024

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Percent
Spanish 4.8
Other Indo-European languages 2.2
Asian and Pacific Islander languages 0.3
Other languages 0.4

Geographic Mobility

In 2020-2024, 84.1 % of the people at least one year old living in 37406 were living in the same house one year earlier.

Geographic Mobility of Residents of 37406 in 2020-2024

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Percent
Same house 84.1
Different house, same county 14
Different county, same state 0.5
Different state 1.4
Abroad 0

Education

In 2020-2024, 87.7 % of people 25 years and over had at least graduated from high school and 18.5% had a bachelor's degree or higher. An estimated 12.3% did not complete high school.

The total school enrollment in 37406 was 2,750 in 2020-2024. Nursery school enrollment was 56 and kindergarten through 12th grade enrollment was 2,462. College or graduate school enrollment was 232.

Educational Attainment of People in 37406 in 2020-2024

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Percent
Less than high school diploma 12.3
High school diploma or equivalency 42.8
Some college, no degree 20.9
Associate's degree 5.5
Bachelor's degree 12.2
Graduate or professional degree 6.4

Disability

In 37406, among the civilian noninstitutionalized population in 2020-2024, 19.7 % reported a disability. The likelihood of having a disability varied by age - from 3.2% of people under 18 years old, to 19.2% of people 18 to 64 years old, and to 47.3% of those 65 and over.


Employment Status and Type of Employer

In 37406, 57.2 % of the population 16 and over were employed; 36.9% were not currently in the labor force.

An estimated 85.4% of the people employed were private wage and salary workers; 10.4% were federal, state, or local government workers; and 4.2 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 4,920 85.4
Federal, state, or local government workers 600 10.4
Self-employed workers in own not incorporated business 244 4.2

Industries

In 2020-2024, the civilian employed population 16 years and older in 37406 worked in the following industries:

Percent by Industry in 37406 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 2.1
Construction 4.5
Manufacturing 20.1
Wholesale trade 1.4
Retail trade 10.1
Transportation and warehousing, and utilities 8.7
Information 0.8
Finance and insurance, and real estate and rental and leasing 3.7
Professional, scientific, and management, and administrative and waste management services 10.1
Educational services, and health care and social assistance 19.9
Arts, entertainment, and recreation, and accommodation, and food services 12.3
Other Services, except public administration 3.5
Public administration 2.6

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 37406 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 1,445 25.1
Service occupations 1,333 23.1
Sales and office occupations 941 16.3
Natural resources, construction, and maintenance occupations 584 10.1
Production, transportation, and material moving occupations 1,461 25.3

Commuting to Work

An estimated 75.3% of 37406 workers drove to work alone in 2020-2024, and 13.5% carpooled. Among those who commuted to work, it took them on average 18.5 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 37406 in 2020-2024

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Percent
Car, truck, van -- drove alone 75.3
Car, truck, van -- carpooled 13.5
Public transportation (excluding taxicab) 1.2
Walked 2.3
Other means 3.4
Worked from home 4.4

In 2020-2024, 37406 had a total of 5,989 housing units. Of these housing units, 72% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 26.7% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 1% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 37406 in 2020-2024

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Percent
Single-family houses 72
Apartments in multi-unit structures 26.7
Mobile homes 1
Boat, RV, van, etc 0.2

6.8% of the housing inventory was comprised of houses built since 2010, while 10.5% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 37406 was 5.3 rooms, and of these housing units 56.9% had three or more bedrooms.


In 2020-2024, 37406 had 5,263 housing units that were occupied or had people living in them, while the remaining 726 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 47.2% while renters occupied 52.8%. The average household size of owner-occupied houses was 2.57 and in renter-occupied houses it was 2.49.

5.2% of householders of these occupied houses had moved into their house since 2021, while 15.1% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 18.3% and another 16.3% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 37406:

House Heating Fuel Used in 37406 in 2020-2024

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Percent
Gas 9.7
Electricity 87.3
Fuel oil, kerosene, etc 1
All other fuels 0
No fuel used 2.1

In 2020-2024, the median property value for owner-occupied houses in 37406 was $168,000.

Of the owner-occupied households, 51.2 % had a mortgage. 48.8% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,281 and for owners without a mortgage it was $485.

For renter-occupied houses, the median gross rent for 37406 was $982. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.