ZIP Code Tabulation Area

37407

Chattanooga, TN · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
9,156
Median household income
$35,845
People below poverty
45.4%
Median home value
$98,900

Income

The median income of households in 37407 was $35,845. An estimated 10.9% of households had income below $10,000 a year and 0.6% had income of $200,000 or more.

Household Income in 37407 in 2020-2024

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Percent
Less than $10,000 10.9
$10,000 to $14,999 12.2
$15,000 to $24,999 9.3
$25,000 to $34,999 16.9
$35,000 to $49,999 18
$50,000 to $74,999 15.9
$75,000 to $99,999 7.5
$100,000 to $149,999 8.7
$150,000 to $199,999 0.2
$200,000 or more 0.6

Median Earnings for Full-Time Year-Round Workers by Sex in 37407 in 2020-2024

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Dollars
Male 35900
Female 37031

An estimated 74.7% of households received earnings. An estimated 27.6% of households received Social Security and an estimated 16.6 % of households received retirement income other than Social Security. The average income from Social Security was $14,654. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 37407 in 2020-2024

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Percent
Earnings 74.7
Social Security 27.6
Retirement income 16.6
Supplemental Security Income (SSI) 12.4
Cash public assistance income 5.4

Poverty and Participation in Government Programs

In 2020-2024, 45.4 % of people were in poverty. An estimated 66.1% of children under 18 were below the poverty level, compared with 34.9% of people 65 years old and over. An estimated 32.3% of people 18 to 64 years were below the poverty level.

Poverty Rates in 37407 in 2020-2024

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Percent
People in poverty 45.4
Children under 18 years below poverty 66.1
People 65 years old and over below poverty 34.9
People 18 to 64 years below poverty 32.3

In 2020-2024, 34 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 54.4% of households that received SNAP had children under 18, and 30.8% of households that received SNAP had one or more people 60 years and over. An estimated 34.9% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 37407 in 2020-2024, 67.5% had health insurance coverage and 32.5% did not have health insurance coverage. Private coverage was 20.1% and public coverage was 52.6%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 18.6%.


In 2020-2024, 37407 had a total population of 9,156 - 4,414 (48.2%) females and 4,742 (51.8%) males. The median age was 26.4 years. An estimated 38.1% of the population was under 18 years, 31.3% was 19 to 44 years, 20.2% was 45 to 64 years, and 8.1 % was 65 years and older.

Population by Age and Sex for 37407 in 2020-2024

Male Female
Under 5 722 406
5 to 9 500 402
10 to 14 296 717
15 to 19 432 224
20 to 24 373 303
25 to 29 304 279
30 to 34 249 196
35 to 39 319 191
40 to 44 387 263
45 to 49 282 301
50 to 54 138 144
55 to 59 148 388
60 to 64 229 223
65 to 69 160 62
70 to 74 63 206
75 to 79 121 46
80 to 84 12 17
85 and over 7 46

Hispanic Origin and Race

For people reporting one race alone, 38% were White; 21.5% were Black or African American; 4.9% were American Indian and Alaska Native; 0% were Asian; 10.8% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 22.7% reported Two or More Races. An estimated 44.6% of the people in 37407 were Hispanic or Latino. An estimated 28.6% of the people in 37407 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 2,864 households in 37407. The average household size was 3.2 people.

Married-couple households made up 32% of the households in 37407 while cohabiting couple households made up 7.8% of households. Female householders with no spouse or partner present were 34% of all households, while 26.2% of households had male householders with no spouse or partner present. Some households had one person, as 13.7% of households were male householders living alone, and 15.9% were female householders living alone, for a total of 29.6% of all households.

In 37407, 38% of all households had one or more people under the age of 18; 24.5% of all households had one or more people 65 years and over.

Types of Households in 37407 in 2020-2024

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Percent
Married-couple households 32
Cohabiting Couples 7.8
Male Householder
No spouse/partner present
26.2
Female Householder
No spouse/partner present
34

Marital Status

Among persons 15 and older, 34.8% of males and 37.1% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 49.6 33.3
Now married, except separated 34.8 37.1
Separated 3.5 4.7
Widowed 3.5 6.3
Divorced 8.7 18.6

Grandparents and Grandchildren

In 37407, 249 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 49.8% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 73% of the people living in 37407 were U.S. natives. 50.8% of the 37407 population were living in the state where they were born.

Approximately 27% of 37407 residents in 2020-2024 were foreign-born. 2.6% of foreign-born were naturalized U.S. citizens and an estimated 42.9 % entered the country before the year 2010.

Foreign-born residents of 37407 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 37407.

Region of Birth for the Foreign-Born Population in 37407 in 2020-2024

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Percent
Latin America 83.9
Asia 0
Europe 0.4
Africa 15.7
Northern America 0
Oceania 0

Language

Among people at least five years old living in 37407 in 2020-2024, 47.4 % spoke a language other than English at home. Spanish was spoken by 42.5% of people at least five years old; 32.1% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 37407 in 2020-2024

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Percent
Spanish 42.5
Other Indo-European languages 0.1
Asian and Pacific Islander languages 0
Other languages 4.8

Geographic Mobility

In 2020-2024, 89.5 % of the people at least one year old living in 37407 were living in the same house one year earlier.

Geographic Mobility of Residents of 37407 in 2020-2024

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Percent
Same house 89.5
Different house, same county 6.5
Different county, same state 0.7
Different state 2.3
Abroad 1.1

Education

In 2020-2024, 56.9 % of people 25 years and over had at least graduated from high school and 7.8% had a bachelor's degree or higher. An estimated 43.1% did not complete high school.

The total school enrollment in 37407 was 2,457 in 2020-2024. Nursery school enrollment was 51 and kindergarten through 12th grade enrollment was 2,290. College or graduate school enrollment was 116.

Educational Attainment of People in 37407 in 2020-2024

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Percent
Less than high school diploma 43.1
High school diploma or equivalency 34.3
Some college, no degree 12.4
Associate's degree 2.4
Bachelor's degree 4.7
Graduate or professional degree 3.2

Disability

In 37407, among the civilian noninstitutionalized population in 2020-2024, 14.3 % reported a disability. The likelihood of having a disability varied by age - from 2.2% of people under 18 years old, to 20.1% of people 18 to 64 years old, and to 32.7% of those 65 and over.


Employment Status and Type of Employer

In 37407, 55.2 % of the population 16 and over were employed; 39.4% were not currently in the labor force.

An estimated 91.3% of the people employed were private wage and salary workers; 4.8% were federal, state, or local government workers; and 3.4 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 2,986 91.3
Federal, state, or local government workers 156 4.8
Self-employed workers in own not incorporated business 111 3.4

Industries

In 2020-2024, the civilian employed population 16 years and older in 37407 worked in the following industries:

Percent by Industry in 37407 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 1.2
Construction 12.5
Manufacturing 20.5
Wholesale trade 0.8
Retail trade 7
Transportation and warehousing, and utilities 8
Information 0.4
Finance and insurance, and real estate and rental and leasing 5.2
Professional, scientific, and management, and administrative and waste management services 15.5
Educational services, and health care and social assistance 9.9
Arts, entertainment, and recreation, and accommodation, and food services 12.9
Other Services, except public administration 5.3
Public administration 0.8

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 37407 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 546 16.7
Service occupations 781 23.9
Sales and office occupations 544 16.6
Natural resources, construction, and maintenance occupations 508 15.5
Production, transportation, and material moving occupations 893 27.3

Commuting to Work

An estimated 72.2% of 37407 workers drove to work alone in 2020-2024, and 16.9% carpooled. Among those who commuted to work, it took them on average 18.4 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 37407 in 2020-2024

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Percent
Car, truck, van -- drove alone 72.2
Car, truck, van -- carpooled 16.9
Public transportation (excluding taxicab) 1.1
Walked 0.9
Other means 3
Worked from home 6

In 2020-2024, 37407 had a total of 3,399 housing units. Of these housing units, 78.3% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 19.9% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 1.8% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 37407 in 2020-2024

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Percent
Single-family houses 78.3
Apartments in multi-unit structures 19.9
Mobile homes 1.8
Boat, RV, van, etc 0

2.1% of the housing inventory was comprised of houses built since 2010, while 26.2% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 37407 was 5 rooms, and of these housing units 42.2% had three or more bedrooms.


In 2020-2024, 37407 had 2,864 housing units that were occupied or had people living in them, while the remaining 535 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 42.3% while renters occupied 57.7%. The average household size of owner-occupied houses was 2.68 and in renter-occupied houses it was 3.57.

9.7% of householders of these occupied houses had moved into their house since 2021, while 12.4% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 14.6% and another 24% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 37407:

House Heating Fuel Used in 37407 in 2020-2024

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Percent
Gas 16.6
Electricity 81.2
Fuel oil, kerosene, etc 1.6
All other fuels 0
No fuel used 0.6

In 2020-2024, the median property value for owner-occupied houses in 37407 was $98,900.

Of the owner-occupied households, 39.6 % had a mortgage. 60.4% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,157 and for owners without a mortgage it was $313.

For renter-occupied houses, the median gross rent for 37407 was $942. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.