ZIP Code Tabulation Area

38104

Memphis, TN · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
22,634
Median household income
$58,117
People below poverty
16%
Median home value
$317,200

Income

The median income of households in 38104 was $58,117. An estimated 8.6% of households had income below $10,000 a year and 10.3% had income of $200,000 or more.

Household Income in 38104 in 2020-2024

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Percent
Less than $10,000 8.6
$10,000 to $14,999 4.3
$15,000 to $24,999 7.5
$25,000 to $34,999 9.6
$35,000 to $49,999 13.7
$50,000 to $74,999 17.5
$75,000 to $99,999 11.6
$100,000 to $149,999 11.4
$150,000 to $199,999 5.4
$200,000 or more 10.3

Median Earnings for Full-Time Year-Round Workers by Sex in 38104 in 2020-2024

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Dollars
Male 66187
Female 59348

An estimated 81.5% of households received earnings. An estimated 19.9% of households received Social Security and an estimated 12.7 % of households received retirement income other than Social Security. The average income from Social Security was $20,458. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 38104 in 2020-2024

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Percent
Earnings 81.5
Social Security 19.9
Retirement income 12.7
Supplemental Security Income (SSI) 6.4
Cash public assistance income 0.5

Poverty and Participation in Government Programs

In 2020-2024, 16 % of people were in poverty. An estimated 15.5% of children under 18 were below the poverty level, compared with 13.9% of people 65 years old and over. An estimated 16.5% of people 18 to 64 years were below the poverty level.

Poverty Rates in 38104 in 2020-2024

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Percent
People in poverty 16
Children under 18 years below poverty 15.5
People 65 years old and over below poverty 13.9
People 18 to 64 years below poverty 16.5

In 2020-2024, 10 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 26.2% of households that received SNAP had children under 18, and 40.8% of households that received SNAP had one or more people 60 years and over. An estimated 25.2% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 38104 in 2020-2024, 87.5% had health insurance coverage and 12.5% did not have health insurance coverage. Private coverage was 70.2% and public coverage was 26.4%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 3.2%.


In 2020-2024, 38104 had a total population of 22,634 - 11,291 (49.9%) females and 11,343 (50.1%) males. The median age was 37 years. An estimated 12.9% of the population was under 18 years, 46.1% was 19 to 44 years, 23.4% was 45 to 64 years, and 15.4 % was 65 years and older.

Population by Age and Sex for 38104 in 2020-2024

Male Female
Under 5 357 439
5 to 9 483 352
10 to 14 387 456
15 to 19 573 366
20 to 24 716 858
25 to 29 1459 1435
30 to 34 1558 1145
35 to 39 924 952
40 to 44 702 685
45 to 49 889 831
50 to 54 550 546
55 to 59 612 549
60 to 64 709 622
65 to 69 361 752
70 to 74 625 538
75 to 79 275 359
80 to 84 109 177
85 and over 54 229

Hispanic Origin and Race

For people reporting one race alone, 59.9% were White; 28.8% were Black or African American; 12.4% were American Indian and Alaska Native; 2.9% were Asian; 15.9% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 5.3% reported Two or More Races. An estimated 5.5% of the people in 38104 were Hispanic or Latino. An estimated 59.5% of the people in 38104 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 12,863 households in 38104. The average household size was 1.7 people.

Married-couple households made up 19% of the households in 38104 while cohabiting couple households made up 5.8% of households. Female householders with no spouse or partner present were 38.8% of all households, while 36.4% of households had male householders with no spouse or partner present. Some households had one person, as 29.4% of households were male householders living alone, and 28.8% were female householders living alone, for a total of 58.2% of all households.

In 38104, 12.8% of all households had one or more people under the age of 18; 21.1% of all households had one or more people 65 years and over.

Types of Households in 38104 in 2020-2024

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Percent
Married-couple households 19
Cohabiting Couples 5.8
Male Householder
No spouse/partner present
36.4
Female Householder
No spouse/partner present
38.8

Marital Status

Among persons 15 and older, 26.4% of males and 26.8% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 56 49.7
Now married, except separated 26.4 26.8
Separated 3 1.8
Widowed 2.4 5.5
Divorced 12.2 16.2

Grandparents and Grandchildren

In 38104, 120 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 59.2% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 94.3% of the people living in 38104 were U.S. natives. 54.7% of the 38104 population were living in the state where they were born.

Approximately 5.7% of 38104 residents in 2020-2024 were foreign-born. 46% of foreign-born were naturalized U.S. citizens and an estimated 60.8 % entered the country before the year 2010.

Foreign-born residents of 38104 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 38104.

Region of Birth for the Foreign-Born Population in 38104 in 2020-2024

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Percent
Latin America 41.6
Asia 34
Europe 18.3
Africa 0.2
Northern America 4.2
Oceania 1.7

Language

Among people at least five years old living in 38104 in 2020-2024, 6.9 % spoke a language other than English at home. Spanish was spoken by 3.5% of people at least five years old; 2.6% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 38104 in 2020-2024

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Percent
Spanish 3.5
Other Indo-European languages 1.1
Asian and Pacific Islander languages 2.1
Other languages 0.2

Geographic Mobility

In 2020-2024, 81.2 % of the people at least one year old living in 38104 were living in the same house one year earlier.

Geographic Mobility of Residents of 38104 in 2020-2024

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Percent
Same house 81.2
Different house, same county 12.1
Different county, same state 1.8
Different state 4.5
Abroad 0.4

Education

In 2020-2024, 93.9 % of people 25 years and over had at least graduated from high school and 51.3% had a bachelor's degree or higher. An estimated 6% did not complete high school.

The total school enrollment in 38104 was 4,210 in 2020-2024. Nursery school enrollment was 339 and kindergarten through 12th grade enrollment was 1,868. College or graduate school enrollment was 2,003.

Educational Attainment of People in 38104 in 2020-2024

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Percent
Less than high school diploma 6
High school diploma or equivalency 15.6
Some college, no degree 23.8
Associate's degree 3.3
Bachelor's degree 27.2
Graduate or professional degree 24.1

Disability

In 38104, among the civilian noninstitutionalized population in 2020-2024, 12.7 % reported a disability. The likelihood of having a disability varied by age - from 5.7% of people under 18 years old, to 9.5% of people 18 to 64 years old, and to 35% of those 65 and over.


Employment Status and Type of Employer

In 38104, 68.1 % of the population 16 and over were employed; 28.7% were not currently in the labor force.

An estimated 81.2% of the people employed were private wage and salary workers; 12.3% were federal, state, or local government workers; and 6.5 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 11,074 81.2
Federal, state, or local government workers 1,676 12.3
Self-employed workers in own not incorporated business 881 6.5

Industries

In 2020-2024, the civilian employed population 16 years and older in 38104 worked in the following industries:

Percent by Industry in 38104 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.1
Construction 3.2
Manufacturing 6.9
Wholesale trade 2.3
Retail trade 7.3
Transportation and warehousing, and utilities 7.9
Information 2.3
Finance and insurance, and real estate and rental and leasing 6
Professional, scientific, and management, and administrative and waste management services 14.9
Educational services, and health care and social assistance 27.1
Arts, entertainment, and recreation, and accommodation, and food services 12.1
Other Services, except public administration 7.4
Public administration 2.5

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 38104 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 7,558 55.4
Service occupations 2,098 15.4
Sales and office occupations 2,405 17.6
Natural resources, construction, and maintenance occupations 435 3.2
Production, transportation, and material moving occupations 1,135 8.3

Commuting to Work

An estimated 73.5% of 38104 workers drove to work alone in 2020-2024, and 8.8% carpooled. Among those who commuted to work, it took them on average 19.1 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 38104 in 2020-2024

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Percent
Car, truck, van -- drove alone 73.5
Car, truck, van -- carpooled 8.8
Public transportation (excluding taxicab) 0.6
Walked 4.9
Other means 0.9
Worked from home 11.3

In 2020-2024, 38104 had a total of 14,392 housing units. Of these housing units, 43% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 56.7% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 0.2% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 38104 in 2020-2024

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Percent
Single-family houses 43
Apartments in multi-unit structures 56.7
Mobile homes 0.2
Boat, RV, van, etc 0

3.7% of the housing inventory was comprised of houses built since 2010, while 42.7% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 38104 was 4.6 rooms, and of these housing units 30.1% had three or more bedrooms.


In 2020-2024, 38104 had 12,863 housing units that were occupied or had people living in them, while the remaining 1,529 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 38% while renters occupied 62%. The average household size of owner-occupied houses was 2.05 and in renter-occupied houses it was 1.49.

9% of householders of these occupied houses had moved into their house since 2021, while 4.3% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 10.5% and another 9.3% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 38104:

House Heating Fuel Used in 38104 in 2020-2024

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Percent
Gas 49.6
Electricity 49.5
Fuel oil, kerosene, etc 0
All other fuels 0.7
No fuel used 0.3

In 2020-2024, the median property value for owner-occupied houses in 38104 was $317,200.

Of the owner-occupied households, 68.8 % had a mortgage. 31.2% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $2,035 and for owners without a mortgage it was $808.

For renter-occupied houses, the median gross rent for 38104 was $1,112. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.