ZIP Code Tabulation Area

38106

Memphis, TN · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
20,962
Median household income
$30,232
People below poverty
43%
Median home value
$71,800

Income

The median income of households in 38106 was $30,232. An estimated 13.7% of households had income below $10,000 a year and 0.7% had income of $200,000 or more.

Household Income in 38106 in 2020-2024

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Percent
Less than $10,000 13.7
$10,000 to $14,999 10.8
$15,000 to $24,999 15.5
$25,000 to $34,999 14.8
$35,000 to $49,999 13.5
$50,000 to $74,999 13.8
$75,000 to $99,999 9.6
$100,000 to $149,999 6.2
$150,000 to $199,999 1.4
$200,000 or more 0.7

Median Earnings for Full-Time Year-Round Workers by Sex in 38106 in 2020-2024

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Dollars
Male 42471
Female 35094

An estimated 56.2% of households received earnings. An estimated 38.8% of households received Social Security and an estimated 18.5 % of households received retirement income other than Social Security. The average income from Social Security was $19,629. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 38106 in 2020-2024

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Percent
Earnings 56.2
Social Security 38.8
Retirement income 18.5
Supplemental Security Income (SSI) 16.5
Cash public assistance income 2.7

Poverty and Participation in Government Programs

In 2020-2024, 43 % of people were in poverty. An estimated 69% of children under 18 were below the poverty level, compared with 25.7% of people 65 years old and over. An estimated 38.2% of people 18 to 64 years were below the poverty level.

Poverty Rates in 38106 in 2020-2024

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Percent
People in poverty 43
Children under 18 years below poverty 69
People 65 years old and over below poverty 25.7
People 18 to 64 years below poverty 38.2

In 2020-2024, 28.8 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 39.5% of households that received SNAP had children under 18, and 41% of households that received SNAP had one or more people 60 years and over. An estimated 48.3% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 38106 in 2020-2024, 83.5% had health insurance coverage and 16.5% did not have health insurance coverage. Private coverage was 47.2% and public coverage was 56.5%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 9.5%.


In 2020-2024, 38106 had a total population of 20,962 - 10,873 (51.9%) females and 10,089 (48.1%) males. The median age was 41.9 years. An estimated 24.2% of the population was under 18 years, 27.7% was 19 to 44 years, 26.4% was 45 to 64 years, and 19.3 % was 65 years and older.

Population by Age and Sex for 38106 in 2020-2024

Male Female
Under 5 731 582
5 to 9 613 757
10 to 14 672 816
15 to 19 603 803
20 to 24 550 327
25 to 29 431 791
30 to 34 582 595
35 to 39 398 625
40 to 44 895 614
45 to 49 552 591
50 to 54 640 723
55 to 59 649 720
60 to 64 966 686
65 to 69 853 535
70 to 74 439 725
75 to 79 308 374
80 to 84 51 286
85 and over 156 323

Hispanic Origin and Race

For people reporting one race alone, 2.3% were White; 94% were Black or African American; 0.2% were American Indian and Alaska Native; 0% were Asian; 68.6% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 1.7% reported Two or More Races. An estimated 2.9% of the people in 38106 were Hispanic or Latino. An estimated 1.7% of the people in 38106 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 8,640 households in 38106. The average household size was 2.41 people.

Married-couple households made up 12.4% of the households in 38106 while cohabiting couple households made up 7.4% of households. Female householders with no spouse or partner present were 46.6% of all households, while 33.6% of households had male householders with no spouse or partner present. Some households had one person, as 25.5% of households were male householders living alone, and 22.4% were female householders living alone, for a total of 47.9% of all households.

In 38106, 20.3% of all households had one or more people under the age of 18; 38.9% of all households had one or more people 65 years and over.

Types of Households in 38106 in 2020-2024

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Percent
Married-couple households 12.4
Cohabiting Couples 7.4
Male Householder
No spouse/partner present
33.6
Female Householder
No spouse/partner present
46.6

Marital Status

Among persons 15 and older, 16.5% of males and 14.8% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 60.6 59.8
Now married, except separated 16.5 14.8
Separated 2.4 3.8
Widowed 5.5 11.3
Divorced 15 10.3

Grandparents and Grandchildren

In 38106, 477 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 75.5% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 98.5% of the people living in 38106 were U.S. natives. 80.1% of the 38106 population were living in the state where they were born.

Approximately 1.5% of 38106 residents in 2020-2024 were foreign-born. 4% of foreign-born were naturalized U.S. citizens and an estimated 59.1 % entered the country before the year 2010.

Foreign-born residents of 38106 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 38106.

Region of Birth for the Foreign-Born Population in 38106 in 2020-2024

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Percent
Latin America 85.1
Asia 0
Europe 14.2
Africa 0.6
Northern America 0
Oceania 0

Language

Among people at least five years old living in 38106 in 2020-2024, 2.9 % spoke a language other than English at home. Spanish was spoken by 2.5% of people at least five years old; 1.3% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 38106 in 2020-2024

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Percent
Spanish 2.5
Other Indo-European languages 0.4
Asian and Pacific Islander languages 0
Other languages 0

Geographic Mobility

In 2020-2024, 91 % of the people at least one year old living in 38106 were living in the same house one year earlier.

Geographic Mobility of Residents of 38106 in 2020-2024

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Percent
Same house 91
Different house, same county 8.4
Different county, same state 0.1
Different state 0.5
Abroad 0

Education

In 2020-2024, 81.9 % of people 25 years and over had at least graduated from high school and 10.3% had a bachelor's degree or higher. An estimated 18% did not complete high school.

The total school enrollment in 38106 was 4,480 in 2020-2024. Nursery school enrollment was 298 and kindergarten through 12th grade enrollment was 3,477. College or graduate school enrollment was 705.

Educational Attainment of People in 38106 in 2020-2024

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Percent
Less than high school diploma 18
High school diploma or equivalency 46.9
Some college, no degree 18.2
Associate's degree 6.5
Bachelor's degree 7.2
Graduate or professional degree 3.1

Disability

In 38106, among the civilian noninstitutionalized population in 2020-2024, 17.3 % reported a disability. The likelihood of having a disability varied by age - from 2% of people under 18 years old, to 18.2% of people 18 to 64 years old, and to 34% of those 65 and over.


Employment Status and Type of Employer

In 38106, 39.7 % of the population 16 and over were employed; 50.5% were not currently in the labor force.

An estimated 84% of the people employed were private wage and salary workers; 13.6% were federal, state, or local government workers; and 2.3 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 5,499 84
Federal, state, or local government workers 893 13.6
Self-employed workers in own not incorporated business 152 2.3

Industries

In 2020-2024, the civilian employed population 16 years and older in 38106 worked in the following industries:

Percent by Industry in 38106 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0
Construction 4.4
Manufacturing 7.4
Wholesale trade 2.1
Retail trade 8.9
Transportation and warehousing, and utilities 24.7
Information 0.8
Finance and insurance, and real estate and rental and leasing 2.6
Professional, scientific, and management, and administrative and waste management services 10.8
Educational services, and health care and social assistance 19.8
Arts, entertainment, and recreation, and accommodation, and food services 8.7
Other Services, except public administration 4.4
Public administration 5.3

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 38106 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 1,088 16.6
Service occupations 1,370 20.9
Sales and office occupations 1,662 25.4
Natural resources, construction, and maintenance occupations 515 7.9
Production, transportation, and material moving occupations 1,915 29.2

Commuting to Work

An estimated 79% of 38106 workers drove to work alone in 2020-2024, and 10.1% carpooled. Among those who commuted to work, it took them on average 21.2 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 38106 in 2020-2024

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Percent
Car, truck, van -- drove alone 79
Car, truck, van -- carpooled 10.1
Public transportation (excluding taxicab) 2.6
Walked 2.4
Other means 0.9
Worked from home 4.9

In 2020-2024, 38106 had a total of 11,226 housing units. Of these housing units, 83.8% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 15% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 1.2% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 38106 in 2020-2024

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Percent
Single-family houses 83.8
Apartments in multi-unit structures 15
Mobile homes 1.2
Boat, RV, van, etc 0

1.5% of the housing inventory was comprised of houses built since 2010, while 8.6% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 38106 was 5.6 rooms, and of these housing units 50.7% had three or more bedrooms.


In 2020-2024, 38106 had 8,640 housing units that were occupied or had people living in them, while the remaining 2,586 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 38.6% while renters occupied 61.4%. The average household size of owner-occupied houses was 2.37 and in renter-occupied houses it was 2.44.

2% of householders of these occupied houses had moved into their house since 2021, while 19% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 16.3% and another 7.5% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 38106:

House Heating Fuel Used in 38106 in 2020-2024

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Percent
Gas 65.5
Electricity 33.1
Fuel oil, kerosene, etc 0.4
All other fuels 0.6
No fuel used 0.4

In 2020-2024, the median property value for owner-occupied houses in 38106 was $71,800.

Of the owner-occupied households, 22.1 % had a mortgage. 77.9% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $947 and for owners without a mortgage it was $453.

For renter-occupied houses, the median gross rent for 38106 was $952. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.