ZIP Code Tabulation Area

38109

Memphis, TN · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
42,452
Median household income
$37,496
People below poverty
32.1%
Median home value
$80,400

Income

The median income of households in 38109 was $37,496. An estimated 11.4% of households had income below $10,000 a year and 2.6% had income of $200,000 or more.

Household Income in 38109 in 2020-2024

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Percent
Less than $10,000 11.4
$10,000 to $14,999 6.4
$15,000 to $24,999 14.1
$25,000 to $34,999 14.5
$35,000 to $49,999 13.3
$50,000 to $74,999 17.8
$75,000 to $99,999 9.5
$100,000 to $149,999 8.5
$150,000 to $199,999 1.9
$200,000 or more 2.6

Median Earnings for Full-Time Year-Round Workers by Sex in 38109 in 2020-2024

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Dollars
Male 41873
Female 36450

An estimated 66% of households received earnings. An estimated 39% of households received Social Security and an estimated 21 % of households received retirement income other than Social Security. The average income from Social Security was $17,976. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 38109 in 2020-2024

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Percent
Earnings 66
Social Security 39
Retirement income 21
Supplemental Security Income (SSI) 12.5
Cash public assistance income 2.6

Poverty and Participation in Government Programs

In 2020-2024, 32.1 % of people were in poverty. An estimated 54.7% of children under 18 were below the poverty level, compared with 21% of people 65 years old and over. An estimated 26.1% of people 18 to 64 years were below the poverty level.

Poverty Rates in 38109 in 2020-2024

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Percent
People in poverty 32.1
Children under 18 years below poverty 54.7
People 65 years old and over below poverty 21
People 18 to 64 years below poverty 26.1

In 2020-2024, 29.6 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 50.7% of households that received SNAP had children under 18, and 41.6% of households that received SNAP had one or more people 60 years and over. An estimated 48.2% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 38109 in 2020-2024, 85.4% had health insurance coverage and 14.6% did not have health insurance coverage. Private coverage was 48.2% and public coverage was 55.5%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 5.3%.


In 2020-2024, 38109 had a total population of 42,452 - 23,228 (54.7%) females and 19,224 (45.3%) males. The median age was 38.9 years. An estimated 24.7% of the population was under 18 years, 30.6% was 19 to 44 years, 23.2% was 45 to 64 years, and 18.9 % was 65 years and older.

Population by Age and Sex for 38109 in 2020-2024

Male Female
Under 5 1239 1704
5 to 9 1495 1191
10 to 14 1330 1614
15 to 19 1584 1370
20 to 24 1312 806
25 to 29 1242 1520
30 to 34 1149 1459
35 to 39 1190 1535
40 to 44 1280 1516
45 to 49 1264 1178
50 to 54 1443 1103
55 to 59 931 1371
60 to 64 1146 1451
65 to 69 770 1822
70 to 74 630 1073
75 to 79 593 1192
80 to 84 347 689
85 and over 279 634

Hispanic Origin and Race

For people reporting one race alone, 1.8% were White; 94.9% were Black or African American; 0.3% were American Indian and Alaska Native; 0% were Asian; 64.6% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 2.4% reported Two or More Races. An estimated 0.8% of the people in 38109 were Hispanic or Latino. An estimated 1.8% of the people in 38109 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 16,616 households in 38109. The average household size was 2.55 people.

Married-couple households made up 20.7% of the households in 38109 while cohabiting couple households made up 4.1% of households. Female householders with no spouse or partner present were 53.2% of all households, while 22.1% of households had male householders with no spouse or partner present. Some households had one person, as 15.3% of households were male householders living alone, and 20.6% were female householders living alone, for a total of 35.9% of all households.

In 38109, 27.7% of all households had one or more people under the age of 18; 40.7% of all households had one or more people 65 years and over.

Types of Households in 38109 in 2020-2024

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Percent
Married-couple households 20.7
Cohabiting Couples 4.1
Male Householder
No spouse/partner present
22.1
Female Householder
No spouse/partner present
53.2

Marital Status

Among persons 15 and older, 27.1% of males and 20.5% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 55 46.2
Now married, except separated 27.1 20.5
Separated 4.7 3.9
Widowed 5.2 16.2
Divorced 8.1 13.2

Grandparents and Grandchildren

In 38109, 1,635 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 67.5% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 99.5% of the people living in 38109 were U.S. natives. 76.8% of the 38109 population were living in the state where they were born.

Approximately 0.5% of 38109 residents in 2020-2024 were foreign-born. 32.4% of foreign-born were naturalized U.S. citizens and an estimated 71.7 % entered the country before the year 2010.

Foreign-born residents of 38109 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 38109.

Region of Birth for the Foreign-Born Population in 38109 in 2020-2024

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Percent
Latin America 46.6
Asia 0.5
Europe 0
Africa 53
Northern America 0
Oceania 0

Language

Among people at least five years old living in 38109 in 2020-2024, 1.2 % spoke a language other than English at home. Spanish was spoken by 0.8% of people at least five years old; 0.3% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 38109 in 2020-2024

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Percent
Spanish 0.8
Other Indo-European languages 0.3
Asian and Pacific Islander languages 0
Other languages 0.1

Geographic Mobility

In 2020-2024, 90.7 % of the people at least one year old living in 38109 were living in the same house one year earlier.

Geographic Mobility of Residents of 38109 in 2020-2024

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Percent
Same house 90.7
Different house, same county 7
Different county, same state 0.2
Different state 1.7
Abroad 0.4

Education

In 2020-2024, 87.5 % of people 25 years and over had at least graduated from high school and 14.2% had a bachelor's degree or higher. An estimated 12.4% did not complete high school.

The total school enrollment in 38109 was 8,907 in 2020-2024. Nursery school enrollment was 203 and kindergarten through 12th grade enrollment was 7,468. College or graduate school enrollment was 1,236.

Educational Attainment of People in 38109 in 2020-2024

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Percent
Less than high school diploma 12.4
High school diploma or equivalency 45.7
Some college, no degree 21.8
Associate's degree 5.9
Bachelor's degree 9.4
Graduate or professional degree 4.8

Disability

In 38109, among the civilian noninstitutionalized population in 2020-2024, 15.9 % reported a disability. The likelihood of having a disability varied by age - from 3.2% of people under 18 years old, to 16.2% of people 18 to 64 years old, and to 31.7% of those 65 and over.


Employment Status and Type of Employer

In 38109, 46.2 % of the population 16 and over were employed; 45.3% were not currently in the labor force.

An estimated 75.1% of the people employed were private wage and salary workers; 18.9% were federal, state, or local government workers; and 6 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 11,432 75.1
Federal, state, or local government workers 2,882 18.9
Self-employed workers in own not incorporated business 912 6

Industries

In 2020-2024, the civilian employed population 16 years and older in 38109 worked in the following industries:

Percent by Industry in 38109 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.2
Construction 5.6
Manufacturing 8.4
Wholesale trade 2.8
Retail trade 7.6
Transportation and warehousing, and utilities 18.9
Information 1.6
Finance and insurance, and real estate and rental and leasing 3.6
Professional, scientific, and management, and administrative and waste management services 9
Educational services, and health care and social assistance 19.2
Arts, entertainment, and recreation, and accommodation, and food services 9.8
Other Services, except public administration 6.9
Public administration 6.4

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 38109 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 3,408 22.4
Service occupations 3,509 23
Sales and office occupations 3,169 20.8
Natural resources, construction, and maintenance occupations 1,500 9.9
Production, transportation, and material moving occupations 3,640 23.9

Commuting to Work

An estimated 77.8% of 38109 workers drove to work alone in 2020-2024, and 11.8% carpooled. Among those who commuted to work, it took them on average 23.7 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 38109 in 2020-2024

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Percent
Car, truck, van -- drove alone 77.8
Car, truck, van -- carpooled 11.8
Public transportation (excluding taxicab) 1
Walked 0.8
Other means 1
Worked from home 7.5

In 2020-2024, 38109 had a total of 18,865 housing units. Of these housing units, 89.2% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 9.8% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 1% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 38109 in 2020-2024

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Percent
Single-family houses 89.2
Apartments in multi-unit structures 9.8
Mobile homes 1
Boat, RV, van, etc 0

2.4% of the housing inventory was comprised of houses built since 2010, while 1.7% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 38109 was 5.8 rooms, and of these housing units 75.4% had three or more bedrooms.


In 2020-2024, 38109 had 16,616 housing units that were occupied or had people living in them, while the remaining 2,249 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 55.7% while renters occupied 44.3%. The average household size of owner-occupied houses was 2.42 and in renter-occupied houses it was 2.71.

2.4% of householders of these occupied houses had moved into their house since 2021, while 23.6% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 11.3% and another 13.4% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 38109:

House Heating Fuel Used in 38109 in 2020-2024

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Percent
Gas 51.9
Electricity 47.7
Fuel oil, kerosene, etc 0
All other fuels 0.1
No fuel used 0.3

In 2020-2024, the median property value for owner-occupied houses in 38109 was $80,400.

Of the owner-occupied households, 38.7 % had a mortgage. 61.3% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,128 and for owners without a mortgage it was $442.

For renter-occupied houses, the median gross rent for 38109 was $1,040. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.