ZIP Code Tabulation Area

38551

Celina, TN · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
4,477
Median household income
$39,821
People below poverty
25.6%
Median home value
$116,700

Income

The median income of households in 38551 was $39,821. An estimated 10.5% of households had income below $10,000 a year and 0.2% had income of $200,000 or more.

Household Income in 38551 in 2020-2024

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Percent
Less than $10,000 10.5
$10,000 to $14,999 3.8
$15,000 to $24,999 16
$25,000 to $34,999 9.9
$35,000 to $49,999 16.5
$50,000 to $74,999 17.2
$75,000 to $99,999 12.8
$100,000 to $149,999 9.7
$150,000 to $199,999 3.3
$200,000 or more 0.2

Median Earnings for Full-Time Year-Round Workers by Sex in 38551 in 2020-2024

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Dollars
Male 38105
Female 37103

An estimated 58.5% of households received earnings. An estimated 44.3% of households received Social Security and an estimated 26.6 % of households received retirement income other than Social Security. The average income from Social Security was $19,647. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 38551 in 2020-2024

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Percent
Earnings 58.5
Social Security 44.3
Retirement income 26.6
Supplemental Security Income (SSI) 15
Cash public assistance income 2.2

Poverty and Participation in Government Programs

In 2020-2024, 25.6 % of people were in poverty. An estimated 33.9% of children under 18 were below the poverty level, compared with 11.7% of people 65 years old and over. An estimated 27.6% of people 18 to 64 years were below the poverty level.

Poverty Rates in 38551 in 2020-2024

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Percent
People in poverty 25.6
Children under 18 years below poverty 33.9
People 65 years old and over below poverty 11.7
People 18 to 64 years below poverty 27.6

In 2020-2024, 28.7 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 68% of households that received SNAP had children under 18, and 22.6% of households that received SNAP had one or more people 60 years and over. An estimated 22.2% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 38551 in 2020-2024, 92.8% had health insurance coverage and 7.2% did not have health insurance coverage. Private coverage was 46.5% and public coverage was 60.7%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 1%.


In 2020-2024, 38551 had a total population of 4,477 - 2,428 (54.2%) females and 2,049 (45.8%) males. The median age was 43.5 years. An estimated 21.8% of the population was under 18 years, 28.4% was 19 to 44 years, 25.7% was 45 to 64 years, and 21.4 % was 65 years and older.

Population by Age and Sex for 38551 in 2020-2024

Male Female
Under 5 110 140
5 to 9 60 84
10 to 14 179 188
15 to 19 142 199
20 to 24 105 144
25 to 29 87 21
30 to 34 37 134
35 to 39 226 149
40 to 44 140 226
45 to 49 100 146
50 to 54 274 184
55 to 59 155 85
60 to 64 94 110
65 to 69 73 183
70 to 74 105 165
75 to 79 125 182
80 to 84 10 50
85 and over 27 38

Hispanic Origin and Race

For people reporting one race alone, 90.4% were White; 5.7% were Black or African American; 20.8% were American Indian and Alaska Native; 0.8% were Asian; 3.1% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 2.7% reported Two or More Races. An estimated 0.4% of the people in 38551 were Hispanic or Latino. An estimated 89.9% of the people in 38551 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 1,964 households in 38551. The average household size was 2.23 people.

Married-couple households made up 39.2% of the households in 38551 while cohabiting couple households made up 2.5% of households. Female householders with no spouse or partner present were 36.8% of all households, while 21.5% of households had male householders with no spouse or partner present. Some households had one person, as 12% of households were male householders living alone, and 20.4% were female householders living alone, for a total of 32.4% of all households.

In 38551, 35.6% of all households had one or more people under the age of 18; 37.8% of all households had one or more people 65 years and over.

Types of Households in 38551 in 2020-2024

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Percent
Married-couple households 39.2
Cohabiting Couples 2.5
Male Householder
No spouse/partner present
21.5
Female Householder
No spouse/partner present
36.8

Marital Status

Among persons 15 and older, 52.4% of males and 42.1% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 23.7 22.4
Now married, except separated 52.4 42.1
Separated 2.7 0.5
Widowed 6 17
Divorced 15.2 18

Grandparents and Grandchildren

In 38551, 94 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 57.4% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 98.4% of the people living in 38551 were U.S. natives. 62.8% of the 38551 population were living in the state where they were born.

Approximately 1.6% of 38551 residents in 2020-2024 were foreign-born. 84.9% of foreign-born were naturalized U.S. citizens and an estimated 84.9 % entered the country before the year 2010.

Foreign-born residents of 38551 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 38551.

Region of Birth for the Foreign-Born Population in 38551 in 2020-2024

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Percent
Latin America 24.7
Asia 47.9
Europe 27.4
Africa 0
Northern America 0
Oceania 0

Language

Among people at least five years old living in 38551 in 2020-2024, 2 % spoke a language other than English at home. Spanish was spoken by 0.4% of people at least five years old; 0.4% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 38551 in 2020-2024

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Percent
Spanish 0.4
Other Indo-European languages 0.4
Asian and Pacific Islander languages 1.1
Other languages 0

Geographic Mobility

In 2020-2024, 92.8 % of the people at least one year old living in 38551 were living in the same house one year earlier.

Geographic Mobility of Residents of 38551 in 2020-2024

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Percent
Same house 92.8
Different house, same county 2.3
Different county, same state 4.4
Different state 0.5
Abroad 0

Education

In 2020-2024, 82.1 % of people 25 years and over had at least graduated from high school and 8.4% had a bachelor's degree or higher. An estimated 17.8% did not complete high school.

The total school enrollment in 38551 was 909 in 2020-2024. Nursery school enrollment was 37 and kindergarten through 12th grade enrollment was 755. College or graduate school enrollment was 117.

Educational Attainment of People in 38551 in 2020-2024

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Percent
Less than high school diploma 17.8
High school diploma or equivalency 49
Some college, no degree 15.4
Associate's degree 9.3
Bachelor's degree 3.7
Graduate or professional degree 4.7

Disability

In 38551, among the civilian noninstitutionalized population in 2020-2024, 22.9 % reported a disability. The likelihood of having a disability varied by age - from 4.5% of people under 18 years old, to 19.2% of people 18 to 64 years old, and to 51.7% of those 65 and over.


Employment Status and Type of Employer

In 38551, 39.9 % of the population 16 and over were employed; 54.8% were not currently in the labor force.

An estimated 64.3% of the people employed were private wage and salary workers; 25.1% were federal, state, or local government workers; and 10.6 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 926 64.3
Federal, state, or local government workers 361 25.1
Self-employed workers in own not incorporated business 153 10.6

Industries

In 2020-2024, the civilian employed population 16 years and older in 38551 worked in the following industries:

Percent by Industry in 38551 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 7.5
Construction 11.7
Manufacturing 16.3
Wholesale trade 1.6
Retail trade 8.8
Transportation and warehousing, and utilities 1.3
Information 0
Finance and insurance, and real estate and rental and leasing 5.2
Professional, scientific, and management, and administrative and waste management services 12.8
Educational services, and health care and social assistance 20.1
Arts, entertainment, and recreation, and accommodation, and food services 0.8
Other Services, except public administration 4.2
Public administration 9.8

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 38551 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 357 24.8
Service occupations 233 16.2
Sales and office occupations 417 29
Natural resources, construction, and maintenance occupations 196 13.6
Production, transportation, and material moving occupations 237 16.5

Commuting to Work

An estimated 90.1% of 38551 workers drove to work alone in 2020-2024, and 2.8% carpooled. Among those who commuted to work, it took them on average 26.5 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 38551 in 2020-2024

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Percent
Car, truck, van -- drove alone 90.1
Car, truck, van -- carpooled 2.8
Public transportation (excluding taxicab) 0
Walked 0.3
Other means 1.2
Worked from home 5.6

In 2020-2024, 38551 had a total of 2,220 housing units. Of these housing units, 51.5% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 16.3% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 32.3% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 38551 in 2020-2024

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Percent
Single-family houses 51.5
Apartments in multi-unit structures 16.3
Mobile homes 32.3
Boat, RV, van, etc 0

10% of the housing inventory was comprised of houses built since 2010, while 2.7% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 38551 was 5.3 rooms, and of these housing units 50.8% had three or more bedrooms.


In 2020-2024, 38551 had 1,964 housing units that were occupied or had people living in them, while the remaining 256 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 63.5% while renters occupied 36.5%. The average household size of owner-occupied houses was 2.24 and in renter-occupied houses it was 2.21.

9.1% of householders of these occupied houses had moved into their house since 2021, while 10.6% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 6.8% and another 31.5% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 38551:

House Heating Fuel Used in 38551 in 2020-2024

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Percent
Gas 12.4
Electricity 81.7
Fuel oil, kerosene, etc 0
All other fuels 5.9
No fuel used 0

In 2020-2024, the median property value for owner-occupied houses in 38551 was $116,700.

Of the owner-occupied households, 18.3 % had a mortgage. 81.7% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,211 and for owners without a mortgage it was $349.

For renter-occupied houses, the median gross rent for 38551 was $544. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.