ZIP Code Tabulation Area

38560

Elmwood, TN · ACS 2020–2024

Download data

Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
1,432
Median household income
$77,986
People below poverty
7.3%
Median home value
$241,300

Income

The median income of households in 38560 was $77,986. An estimated 5.7% of households had income below $10,000 a year and 12.8% had income of $200,000 or more.

Household Income in 38560 in 2020-2024

View Data Table ↓

Percent
Less than $10,000 5.7
$10,000 to $14,999 0
$15,000 to $24,999 5.2
$25,000 to $34,999 6.2
$35,000 to $49,999 9.3
$50,000 to $74,999 22.8
$75,000 to $99,999 8.1
$100,000 to $149,999 11.2
$150,000 to $199,999 18.8
$200,000 or more 12.8

Median Earnings for Full-Time Year-Round Workers by Sex in 38560 in 2020-2024

View Data Table ↓

Dollars
Male 52250
Female 50848

An estimated 79.6% of households received earnings. An estimated 31.6% of households received Social Security and an estimated 36.6 % of households received retirement income other than Social Security. The average income from Social Security was $28,547. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 38560 in 2020-2024

View Data Table ↓

Percent
Earnings 79.6
Social Security 31.6
Retirement income 36.6
Supplemental Security Income (SSI) 13.1
Cash public assistance income 1.4

Poverty and Participation in Government Programs

In 2020-2024, 7.3 % of people were in poverty. An estimated 6.9% of children under 18 were below the poverty level, compared with 3.8% of people 65 years old and over. An estimated 8.4% of people 18 to 64 years were below the poverty level.

Poverty Rates in 38560 in 2020-2024

View Data Table ↓

Percent
People in poverty 7.3
Children under 18 years below poverty 6.9
People 65 years old and over below poverty 3.8
People 18 to 64 years below poverty 8.4

In 2020-2024, 11.6 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 49% of households that received SNAP had children under 18, and 22.4% of households that received SNAP had one or more people 60 years and over. An estimated 14.3% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 38560 in 2020-2024, 96.9% had health insurance coverage and 3.1% did not have health insurance coverage. Private coverage was 57% and public coverage was 53.4%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 0.9%.


In 2020-2024, 38560 had a total population of 1,432 - 525 (36.7%) females and 907 (63.3%) males. The median age was 34.3 years. An estimated 30.2% of the population was under 18 years, 35% was 19 to 44 years, 19.5% was 45 to 64 years, and 13 % was 65 years and older.

Population by Age and Sex for 38560 in 2020-2024

Male Female
Under 5 20 7
5 to 9 38 32
10 to 14 124 87
15 to 19 104 53
20 to 24 99 14
25 to 29 59 24
30 to 34 37 35
35 to 39 47 18
40 to 44 127 41
45 to 49 38 54
50 to 54 27 43
55 to 59 36 16
60 to 64 32 34
65 to 69 58 22
70 to 74 30 26
75 to 79 17 19
80 to 84 1 0
85 and over 13 0

Hispanic Origin and Race

For people reporting one race alone, 95.3% were White; 1% were Black or African American; 7% were American Indian and Alaska Native; 0% were Asian; 0% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 2.2% reported Two or More Races. An estimated 2.1% of the people in 38560 were Hispanic or Latino. An estimated 95.3% of the people in 38560 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 421 households in 38560. The average household size was 3.4 people.

Married-couple households made up 55.3% of the households in 38560 while cohabiting couple households made up 7.8% of households. Female householders with no spouse or partner present were 6.9% of all households, while 29.9% of households had male householders with no spouse or partner present. Some households had one person, as 10.9% of households were male householders living alone, and 1.9% were female householders living alone, for a total of 12.8% of all households.

In 38560, 38.2% of all households had one or more people under the age of 18; 30.2% of all households had one or more people 65 years and over.

Types of Households in 38560 in 2020-2024

View Data Table ↓

Percent
Married-couple households 55.3
Cohabiting Couples 7.8
Male Householder
No spouse/partner present
29.9
Female Householder
No spouse/partner present
6.9

Marital Status

Among persons 15 and older, 35.2% of males and 65.2% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 51.4 22.3
Now married, except separated 35.2 65.2
Separated 2.8 0
Widowed 3.6 4.8
Divorced 7 7.8

Grandparents and Grandchildren

In 38560, 56 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 73.2% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 99.4% of the people living in 38560 were U.S. natives. 71.7% of the 38560 population were living in the state where they were born.

Approximately 0.6% of 38560 residents in 2020-2024 were foreign-born. 55.6% of foreign-born were naturalized U.S. citizens and an estimated 55.6 % entered the country before the year 2010.

Foreign-born residents of 38560 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 38560.

Region of Birth for the Foreign-Born Population in 38560 in 2020-2024

View Data Table ↓

Percent
Latin America 44.4
Asia 0
Europe 55.6
Africa 0
Northern America 0
Oceania 0

Language

Among people at least five years old living in 38560 in 2020-2024, 2.6 % spoke a language other than English at home. Spanish was spoken by 2.1% of people at least five years old; 0.9% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 38560 in 2020-2024

View Data Table ↓

Percent
Spanish 2.1
Other Indo-European languages 0.4
Asian and Pacific Islander languages 0
Other languages 0.1

Geographic Mobility

In 2020-2024, 92.7 % of the people at least one year old living in 38560 were living in the same house one year earlier.

Geographic Mobility of Residents of 38560 in 2020-2024

View Data Table ↓

Percent
Same house 92.7
Different house, same county 1
Different county, same state 3.8
Different state 2.4
Abroad 0

Education

In 2020-2024, 91.5 % of people 25 years and over had at least graduated from high school and 12.5% had a bachelor's degree or higher. An estimated 8.5% did not complete high school.

The total school enrollment in 38560 was 468 in 2020-2024. Nursery school enrollment was 10 and kindergarten through 12th grade enrollment was 429. College or graduate school enrollment was 29.

Educational Attainment of People in 38560 in 2020-2024

View Data Table ↓

Percent
Less than high school diploma 8.5
High school diploma or equivalency 46.1
Some college, no degree 14.6
Associate's degree 18.1
Bachelor's degree 8.2
Graduate or professional degree 4.3

Disability

In 38560, among the civilian noninstitutionalized population in 2020-2024, 14.7 % reported a disability. The likelihood of having a disability varied by age - from 4.8% of people under 18 years old, to 12.2% of people 18 to 64 years old, and to 48.4% of those 65 and over.


Employment Status and Type of Employer

In 38560, 54.5 % of the population 16 and over were employed; 44.1% were not currently in the labor force.

An estimated 80.2% of the people employed were private wage and salary workers; 15.9% were federal, state, or local government workers; and 3.9 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 479 80.2
Federal, state, or local government workers 95 15.9
Self-employed workers in own not incorporated business 23 3.9

Industries

In 2020-2024, the civilian employed population 16 years and older in 38560 worked in the following industries:

Percent by Industry in 38560 in 2020-2024

View Data Table ↓

Percent
Agriculture, forestry, fishing and hunting, and mining 1.3
Construction 6.7
Manufacturing 15.9
Wholesale trade 0.8
Retail trade 0
Transportation and warehousing, and utilities 3.5
Information 0
Finance and insurance, and real estate and rental and leasing 5
Professional, scientific, and management, and administrative and waste management services 15.6
Educational services, and health care and social assistance 39.9
Arts, entertainment, and recreation, and accommodation, and food services 3.9
Other Services, except public administration 4.4
Public administration 3

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 38560 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 133 22.3
Service occupations 140 23.5
Sales and office occupations 110 18.4
Natural resources, construction, and maintenance occupations 60 10.1
Production, transportation, and material moving occupations 154 25.8

Commuting to Work

An estimated 83.6% of 38560 workers drove to work alone in 2020-2024, and 6.7% carpooled. Among those who commuted to work, it took them on average 46.7 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 38560 in 2020-2024

View Data Table ↓

Percent
Car, truck, van -- drove alone 83.6
Car, truck, van -- carpooled 6.7
Public transportation (excluding taxicab) 0
Walked 0
Other means 2.7
Worked from home 7

In 2020-2024, 38560 had a total of 530 housing units. Of these housing units, 81.5% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 0% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 18.5% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 38560 in 2020-2024

View Data Table ↓

Percent
Single-family houses 81.5
Apartments in multi-unit structures 0
Mobile homes 18.5
Boat, RV, van, etc 0

10.2% of the housing inventory was comprised of houses built since 2010, while 17.7% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 38560 was 5.8 rooms, and of these housing units 66.8% had three or more bedrooms.


In 2020-2024, 38560 had 421 housing units that were occupied or had people living in them, while the remaining 109 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 75.3% while renters occupied 24.7%. The average household size of owner-occupied houses was 3.61 and in renter-occupied houses it was 2.78.

0% of householders of these occupied houses had moved into their house since 2021, while 7.1% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 1.9% and another 53.2% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 38560:

House Heating Fuel Used in 38560 in 2020-2024

View Data Table ↓

Percent
Gas 18.3
Electricity 69.8
Fuel oil, kerosene, etc 0
All other fuels 11.9
No fuel used 0

In 2020-2024, the median property value for owner-occupied houses in 38560 was $241,300.

Of the owner-occupied households, 36.9 % had a mortgage. 63.1% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,211 and for owners without a mortgage it was $450.

For renter-occupied houses, the median gross rent for 38560 was $777. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.