ZIP Code Tabulation Area

40006

Bedford, KY · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
5,068
Median household income
$59,477
People below poverty
19.1%
Median home value
$181,700

Income

The median income of households in 40006 was $59,477. An estimated 4.4% of households had income below $10,000 a year and 6.2% had income of $200,000 or more.

Household Income in 40006 in 2020-2024

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Percent
Less than $10,000 4.4
$10,000 to $14,999 9.8
$15,000 to $24,999 6.2
$25,000 to $34,999 7.5
$35,000 to $49,999 15.2
$50,000 to $74,999 15.3
$75,000 to $99,999 19.1
$100,000 to $149,999 10
$150,000 to $199,999 6.2
$200,000 or more 6.2

Median Earnings for Full-Time Year-Round Workers by Sex in 40006 in 2020-2024

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Dollars
Male 58552
Female 43472

An estimated 68.4% of households received earnings. An estimated 51.5% of households received Social Security and an estimated 32.4 % of households received retirement income other than Social Security. The average income from Social Security was $17,663. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 40006 in 2020-2024

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Percent
Earnings 68.4
Social Security 51.5
Retirement income 32.4
Supplemental Security Income (SSI) 13
Cash public assistance income 1.1

Poverty and Participation in Government Programs

In 2020-2024, 19.1 % of people were in poverty. An estimated 14.4% of children under 18 were below the poverty level, compared with 30.1% of people 65 years old and over. An estimated 16.8% of people 18 to 64 years were below the poverty level.

Poverty Rates in 40006 in 2020-2024

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Percent
People in poverty 19.1
Children under 18 years below poverty 14.4
People 65 years old and over below poverty 30.1
People 18 to 64 years below poverty 16.8

In 2020-2024, 17.5 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 68.6% of households that received SNAP had children under 18, and 68% of households that received SNAP had one or more people 60 years and over. An estimated 63.7% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 40006 in 2020-2024, 95.5% had health insurance coverage and 4.5% did not have health insurance coverage. Private coverage was 61.1% and public coverage was 49.7%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 7%.


In 2020-2024, 40006 had a total population of 5,068 - 2,338 (46.1%) females and 2,730 (53.9%) males. The median age was 46.6 years. An estimated 20.3% of the population was under 18 years, 26.5% was 19 to 44 years, 29.7% was 45 to 64 years, and 21.2 % was 65 years and older.

Population by Age and Sex for 40006 in 2020-2024

Male Female
Under 5 258 70
5 to 9 83 100
10 to 14 147 113
15 to 19 233 139
20 to 24 121 101
25 to 29 177 155
30 to 34 208 134
35 to 39 225 54
40 to 44 38 129
45 to 49 128 159
50 to 54 190 174
55 to 59 182 266
60 to 64 206 205
65 to 69 187 71
70 to 74 128 196
75 to 79 182 181
80 to 84 34 70
85 and over 3 21

Hispanic Origin and Race

For people reporting one race alone, 93.3% were White; 0.9% were Black or African American; 29.3% were American Indian and Alaska Native; 0.4% were Asian; 0% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 3.9% reported Two or More Races. An estimated 1.6% of the people in 40006 were Hispanic or Latino. An estimated 93.3% of the people in 40006 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 1,983 households in 40006. The average household size was 2.54 people.

Married-couple households made up 41.7% of the households in 40006 while cohabiting couple households made up 7.6% of households. Female householders with no spouse or partner present were 32.7% of all households, while 18% of households had male householders with no spouse or partner present. Some households had one person, as 7.9% of households were male householders living alone, and 14.9% were female householders living alone, for a total of 22.8% of all households.

In 40006, 32.3% of all households had one or more people under the age of 18; 42.9% of all households had one or more people 65 years and over.

Types of Households in 40006 in 2020-2024

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Percent
Married-couple households 41.7
Cohabiting Couples 7.6
Male Householder
No spouse/partner present
18
Female Householder
No spouse/partner present
32.7

Marital Status

Among persons 15 and older, 41.6% of males and 44.4% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 32.2 17.9
Now married, except separated 41.6 44.4
Separated 0 2
Widowed 4 19.8
Divorced 22.2 15.9

Grandparents and Grandchildren

In 40006, 292 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 9.2% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 99.1% of the people living in 40006 were U.S. natives. 60.8% of the 40006 population were living in the state where they were born.

Approximately 0.9% of 40006 residents in 2020-2024 were foreign-born. 57.8% of foreign-born were naturalized U.S. citizens and an estimated 100 % entered the country before the year 2010.

Foreign-born residents of 40006 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 40006.

Region of Birth for the Foreign-Born Population in 40006 in 2020-2024

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Percent
Latin America 0
Asia 51.1
Europe 48.9
Africa 0
Northern America 0
Oceania 0

Language

Among people at least five years old living in 40006 in 2020-2024, 2.1 % spoke a language other than English at home. Spanish was spoken by 1.6% of people at least five years old; 1.4% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 40006 in 2020-2024

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Percent
Spanish 1.6
Other Indo-European languages 0.1
Asian and Pacific Islander languages 0.4
Other languages 0

Geographic Mobility

In 2020-2024, 93 % of the people at least one year old living in 40006 were living in the same house one year earlier.

Geographic Mobility of Residents of 40006 in 2020-2024

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Percent
Same house 93
Different house, same county 1
Different county, same state 5
Different state 1
Abroad 0

Education

In 2020-2024, 83.5 % of people 25 years and over had at least graduated from high school and 15.7% had a bachelor's degree or higher. An estimated 16.5% did not complete high school.

The total school enrollment in 40006 was 867 in 2020-2024. Nursery school enrollment was 80 and kindergarten through 12th grade enrollment was 685. College or graduate school enrollment was 102.

Educational Attainment of People in 40006 in 2020-2024

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Percent
Less than high school diploma 16.5
High school diploma or equivalency 40.4
Some college, no degree 20.1
Associate's degree 7.3
Bachelor's degree 9.4
Graduate or professional degree 6.2

Disability

In 40006, among the civilian noninstitutionalized population in 2020-2024, 14 % reported a disability. The likelihood of having a disability varied by age - from 0% of people under 18 years old, to 12.5% of people 18 to 64 years old, and to 32% of those 65 and over.


Employment Status and Type of Employer

In 40006, 49.1 % of the population 16 and over were employed; 49.8% were not currently in the labor force.

An estimated 73.2% of the people employed were private wage and salary workers; 17.4% were federal, state, or local government workers; and 9.4 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 1,525 73.2
Federal, state, or local government workers 363 17.4
Self-employed workers in own not incorporated business 195 9.4

Industries

In 2020-2024, the civilian employed population 16 years and older in 40006 worked in the following industries:

Percent by Industry in 40006 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 5.4
Construction 13.7
Manufacturing 17.1
Wholesale trade 0.1
Retail trade 7.2
Transportation and warehousing, and utilities 12.3
Information 0.8
Finance and insurance, and real estate and rental and leasing 1.4
Professional, scientific, and management, and administrative and waste management services 10.7
Educational services, and health care and social assistance 15.6
Arts, entertainment, and recreation, and accommodation, and food services 2.5
Other Services, except public administration 6.5
Public administration 6.7

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 40006 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 648 31.1
Service occupations 353 16.9
Sales and office occupations 230 11
Natural resources, construction, and maintenance occupations 352 16.9
Production, transportation, and material moving occupations 500 24

Commuting to Work

An estimated 70.1% of 40006 workers drove to work alone in 2020-2024, and 15.3% carpooled. Among those who commuted to work, it took them on average 29.3 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 40006 in 2020-2024

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Percent
Car, truck, van -- drove alone 70.1
Car, truck, van -- carpooled 15.3
Public transportation (excluding taxicab) 0
Walked 7.5
Other means 4.5
Worked from home 2.6

In 2020-2024, 40006 had a total of 2,203 housing units. Of these housing units, 62.6% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 5.7% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 30.8% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 40006 in 2020-2024

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Percent
Single-family houses 62.6
Apartments in multi-unit structures 5.7
Mobile homes 30.8
Boat, RV, van, etc 0.9

9.4% of the housing inventory was comprised of houses built since 2010, while 8.1% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 40006 was 6.5 rooms, and of these housing units 73.8% had three or more bedrooms.


In 2020-2024, 40006 had 1,983 housing units that were occupied or had people living in them, while the remaining 220 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 84.5% while renters occupied 15.5%. The average household size of owner-occupied houses was 2.41 and in renter-occupied houses it was 3.22.

0.9% of householders of these occupied houses had moved into their house since 2021, while 13.6% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 2.9% and another 37.3% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 40006:

House Heating Fuel Used in 40006 in 2020-2024

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Percent
Gas 32.2
Electricity 58.4
Fuel oil, kerosene, etc 0.8
All other fuels 7.1
No fuel used 1.6

In 2020-2024, the median property value for owner-occupied houses in 40006 was $181,700.

Of the owner-occupied households, 43.6 % had a mortgage. 56.4% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,256 and for owners without a mortgage it was $401.

For renter-occupied houses, the median gross rent for 40006 was $736. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.