ZIP Code Tabulation Area

46077

Zionsville, IN · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
36,760
Median household income
$177,679
People below poverty
2.8%
Median home value
$580,600

Income

The median income of households in 46077 was $177,679. An estimated 1.6% of households had income below $10,000 a year and 42.2% had income of $200,000 or more.

Household Income in 46077 in 2020-2024

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Percent
Less than $10,000 1.6
$10,000 to $14,999 0.3
$15,000 to $24,999 2.7
$25,000 to $34,999 2.5
$35,000 to $49,999 4
$50,000 to $74,999 5.8
$75,000 to $99,999 8.5
$100,000 to $149,999 17.6
$150,000 to $199,999 14.7
$200,000 or more 42.2

Median Earnings for Full-Time Year-Round Workers by Sex in 46077 in 2020-2024

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Dollars
Male 131458
Female 101296

An estimated 84.1% of households received earnings. An estimated 23.8% of households received Social Security and an estimated 22.4 % of households received retirement income other than Social Security. The average income from Social Security was $28,132. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 46077 in 2020-2024

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Percent
Earnings 84.1
Social Security 23.8
Retirement income 22.4
Supplemental Security Income (SSI) 1.6
Cash public assistance income 0.5

Poverty and Participation in Government Programs

In 2020-2024, 2.8 % of people were in poverty. An estimated 2.2% of children under 18 were below the poverty level, compared with 6.8% of people 65 years old and over. An estimated 2.2% of people 18 to 64 years were below the poverty level.

Poverty Rates in 46077 in 2020-2024

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Percent
People in poverty 2.8
Children under 18 years below poverty 2.2
People 65 years old and over below poverty 6.8
People 18 to 64 years below poverty 2.2

In 2020-2024, 1.8 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 67.1% of households that received SNAP had children under 18, and 44.4% of households that received SNAP had one or more people 60 years and over. An estimated 32.5% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 46077 in 2020-2024, 97.3% had health insurance coverage and 2.7% did not have health insurance coverage. Private coverage was 87.8% and public coverage was 16.4%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 1.2%.


In 2020-2024, 46077 had a total population of 36,760 - 18,267 (49.7%) females and 18,493 (50.3%) males. The median age was 40.6 years. An estimated 28.6% of the population was under 18 years, 27.2% was 19 to 44 years, 29.6% was 45 to 64 years, and 12.9 % was 65 years and older.

Population by Age and Sex for 46077 in 2020-2024

Male Female
Under 5 1305 1049
5 to 9 1664 1672
10 to 14 1644 1424
15 to 19 1073 1304
20 to 24 1033 614
25 to 29 562 547
30 to 34 836 678
35 to 39 1207 1397
40 to 44 1629 1504
45 to 49 1568 1473
50 to 54 1565 1572
55 to 59 734 1185
60 to 64 1503 1284
65 to 69 741 797
70 to 74 578 629
75 to 79 194 355
80 to 84 273 368
85 and over 384 415

Hispanic Origin and Race

For people reporting one race alone, 82.7% were White; 4.9% were Black or African American; 12.4% were American Indian and Alaska Native; 7.1% were Asian; 1.5% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 4.3% reported Two or More Races. An estimated 4.3% of the people in 46077 were Hispanic or Latino. An estimated 81.2% of the people in 46077 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 13,131 households in 46077. The average household size was 2.8 people.

Married-couple households made up 71.1% of the households in 46077 while cohabiting couple households made up 3.7% of households. Female householders with no spouse or partner present were 13.8% of all households, while 11.5% of households had male householders with no spouse or partner present. Some households had one person, as 7.7% of households were male householders living alone, and 8.7% were female householders living alone, for a total of 16.4% of all households.

In 46077, 41.8% of all households had one or more people under the age of 18; 26.3% of all households had one or more people 65 years and over.

Types of Households in 46077 in 2020-2024

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Percent
Married-couple households 71.1
Cohabiting Couples 3.7
Male Householder
No spouse/partner present
11.5
Female Householder
No spouse/partner present
13.8

Marital Status

Among persons 15 and older, 68.5% of males and 68.9% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 24.3 18.7
Now married, except separated 68.5 68.9
Separated 0.7 0.6
Widowed 2.4 5.5
Divorced 4.2 6.4

Grandparents and Grandchildren

In 46077, 488 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 35.2% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 92.4% of the people living in 46077 were U.S. natives. 55.6% of the 46077 population were living in the state where they were born.

Approximately 7.6% of 46077 residents in 2020-2024 were foreign-born. 59.3% of foreign-born were naturalized U.S. citizens and an estimated 75.4 % entered the country before the year 2010.

Foreign-born residents of 46077 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 46077.

Region of Birth for the Foreign-Born Population in 46077 in 2020-2024

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Percent
Latin America 9.4
Asia 61.6
Europe 16.3
Africa 6.2
Northern America 5.1
Oceania 1.4

Language

Among people at least five years old living in 46077 in 2020-2024, 9.8 % spoke a language other than English at home. Spanish was spoken by 1.9% of people at least five years old; 1.5% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 46077 in 2020-2024

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Percent
Spanish 1.9
Other Indo-European languages 2.6
Asian and Pacific Islander languages 4.9
Other languages 0.4

Geographic Mobility

In 2020-2024, 87.1 % of the people at least one year old living in 46077 were living in the same house one year earlier.

Geographic Mobility of Residents of 46077 in 2020-2024

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Percent
Same house 87.1
Different house, same county 3.2
Different county, same state 5.9
Different state 3.5
Abroad 0.3

Education

In 2020-2024, 98.7 % of people 25 years and over had at least graduated from high school and 74.1% had a bachelor's degree or higher. An estimated 1.2% did not complete high school.

The total school enrollment in 46077 was 10,215 in 2020-2024. Nursery school enrollment was 747 and kindergarten through 12th grade enrollment was 8,221. College or graduate school enrollment was 1,247.

Educational Attainment of People in 46077 in 2020-2024

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Percent
Less than high school diploma 1.2
High school diploma or equivalency 8.9
Some college, no degree 10.1
Associate's degree 5.5
Bachelor's degree 38.2
Graduate or professional degree 35.9

Disability

In 46077, among the civilian noninstitutionalized population in 2020-2024, 6.5 % reported a disability. The likelihood of having a disability varied by age - from 3.3% of people under 18 years old, to 4% of people 18 to 64 years old, and to 25.3% of those 65 and over.


Employment Status and Type of Employer

In 46077, 68.1 % of the population 16 and over were employed; 30.1% were not currently in the labor force.

An estimated 84.5% of the people employed were private wage and salary workers; 10.7% were federal, state, or local government workers; and 4.8 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 15,770 84.5
Federal, state, or local government workers 1,989 10.7
Self-employed workers in own not incorporated business 905 4.8

Industries

In 2020-2024, the civilian employed population 16 years and older in 46077 worked in the following industries:

Percent by Industry in 46077 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.7
Construction 4.7
Manufacturing 14.5
Wholesale trade 1.4
Retail trade 7.9
Transportation and warehousing, and utilities 4.1
Information 1.6
Finance and insurance, and real estate and rental and leasing 9.3
Professional, scientific, and management, and administrative and waste management services 14
Educational services, and health care and social assistance 28
Arts, entertainment, and recreation, and accommodation, and food services 6.5
Other Services, except public administration 3.5
Public administration 3.7

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 46077 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 12,540 67.2
Service occupations 1,196 6.4
Sales and office occupations 3,076 16.5
Natural resources, construction, and maintenance occupations 862 4.6
Production, transportation, and material moving occupations 990 5.3

Commuting to Work

An estimated 68.2% of 46077 workers drove to work alone in 2020-2024, and 3.6% carpooled. Among those who commuted to work, it took them on average 23 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 46077 in 2020-2024

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Percent
Car, truck, van -- drove alone 68.2
Car, truck, van -- carpooled 3.6
Public transportation (excluding taxicab) 0
Walked 0.9
Other means 1
Worked from home 26.4

In 2020-2024, 46077 had a total of 13,554 housing units. Of these housing units, 86.9% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 12.9% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 0.3% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 46077 in 2020-2024

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Percent
Single-family houses 86.9
Apartments in multi-unit structures 12.9
Mobile homes 0.3
Boat, RV, van, etc 0

30.2% of the housing inventory was comprised of houses built since 2010, while 3% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 46077 was 9.0+ rooms, and of these housing units 82.2% had three or more bedrooms.


In 2020-2024, 46077 had 13,131 housing units that were occupied or had people living in them, while the remaining 423 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 83.1% while renters occupied 16.9%. The average household size of owner-occupied houses was 2.96 and in renter-occupied houses it was 1.98.

4.8% of householders of these occupied houses had moved into their house since 2021, while 5.7% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 1.5% and another 31.8% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 46077:

House Heating Fuel Used in 46077 in 2020-2024

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Percent
Gas 69.5
Electricity 30.2
Fuel oil, kerosene, etc 0.2
All other fuels 0.1
No fuel used 0

In 2020-2024, the median property value for owner-occupied houses in 46077 was $580,600.

Of the owner-occupied households, 72.8 % had a mortgage. 27.2% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $2,558 and for owners without a mortgage it was $943.

For renter-occupied houses, the median gross rent for 46077 was $1,795. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.