ZIP Code Tabulation Area

46787

South Whitley, IN · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
4,031
Median household income
$62,242
People below poverty
16.7%
Median home value
$166,600

Income

The median income of households in 46787 was $62,242. An estimated 3.1% of households had income below $10,000 a year and 7.2% had income of $200,000 or more.

Household Income in 46787 in 2020-2024

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Percent
Less than $10,000 3.1
$10,000 to $14,999 1.8
$15,000 to $24,999 6.8
$25,000 to $34,999 6.1
$35,000 to $49,999 12.8
$50,000 to $74,999 28.5
$75,000 to $99,999 12.4
$100,000 to $149,999 14.8
$150,000 to $199,999 6.6
$200,000 or more 7.2

Median Earnings for Full-Time Year-Round Workers by Sex in 46787 in 2020-2024

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Dollars
Male 60669
Female 47263

An estimated 84.4% of households received earnings. An estimated 30.7% of households received Social Security and an estimated 19 % of households received retirement income other than Social Security. The average income from Social Security was $28,772. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 46787 in 2020-2024

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Percent
Earnings 84.4
Social Security 30.7
Retirement income 19
Supplemental Security Income (SSI) 1.2
Cash public assistance income 1.4

Poverty and Participation in Government Programs

In 2020-2024, 16.7 % of people were in poverty. An estimated 30.2% of children under 18 were below the poverty level, compared with 3.7% of people 65 years old and over. An estimated 13.8% of people 18 to 64 years were below the poverty level.

Poverty Rates in 46787 in 2020-2024

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Percent
People in poverty 16.7
Children under 18 years below poverty 30.2
People 65 years old and over below poverty 3.7
People 18 to 64 years below poverty 13.8

In 2020-2024, 7 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 80.4% of households that received SNAP had children under 18, and 24.3% of households that received SNAP had one or more people 60 years and over. An estimated 41.1% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 46787 in 2020-2024, 92.9% had health insurance coverage and 7.1% did not have health insurance coverage. Private coverage was 61% and public coverage was 44.3%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 3.2%.


In 2020-2024, 46787 had a total population of 4,031 - 1,884 (46.7%) females and 2,147 (53.3%) males. The median age was 34 years. An estimated 26.8% of the population was under 18 years, 30.7% was 19 to 44 years, 24.7% was 45 to 64 years, and 14.6 % was 65 years and older.

Population by Age and Sex for 46787 in 2020-2024

Male Female
Under 5 226 145
5 to 9 222 192
10 to 14 120 39
15 to 19 141 123
20 to 24 97 92
25 to 29 143 137
30 to 34 189 187
35 to 39 104 110
40 to 44 124 52
45 to 49 215 172
50 to 54 114 182
55 to 59 66 51
60 to 64 134 64
65 to 69 104 156
70 to 74 90 73
75 to 79 9 17
80 to 84 16 36
85 and over 33 56

Hispanic Origin and Race

For people reporting one race alone, 96.4% were White; 0% were Black or African American; 18.9% were American Indian and Alaska Native; 1.7% were Asian; 0% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 1.6% reported Two or More Races. An estimated 0.1% of the people in 46787 were Hispanic or Latino. An estimated 96.2% of the people in 46787 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 1,536 households in 46787. The average household size was 2.62 people.

Married-couple households made up 52.8% of the households in 46787 while cohabiting couple households made up 9.8% of households. Female householders with no spouse or partner present were 19.6% of all households, while 17.8% of households had male householders with no spouse or partner present. Some households had one person, as 16.4% of households were male householders living alone, and 7.6% were female householders living alone, for a total of 24% of all households.

In 46787, 38.4% of all households had one or more people under the age of 18; 26.8% of all households had one or more people 65 years and over.

Types of Households in 46787 in 2020-2024

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Percent
Married-couple households 52.8
Cohabiting Couples 9.8
Male Householder
No spouse/partner present
17.8
Female Householder
No spouse/partner present
19.6

Marital Status

Among persons 15 and older, 52.4% of males and 52.2% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 27.4 24.2
Now married, except separated 52.4 52.2
Separated 0.1 2.5
Widowed 2.2 6.9
Divorced 18 14.3

Grandparents and Grandchildren

In 46787, 169 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 17.2% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 97.8% of the people living in 46787 were U.S. natives. 79.5% of the 46787 population were living in the state where they were born.

Approximately 2.2% of 46787 residents in 2020-2024 were foreign-born. 74.4% of foreign-born were naturalized U.S. citizens and an estimated 100 % entered the country before the year 2010.

Foreign-born residents of 46787 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 46787.

Region of Birth for the Foreign-Born Population in 46787 in 2020-2024

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Percent
Latin America 0
Asia 74.4
Europe 25.6
Africa 0
Northern America 0
Oceania 0

Language

Among people at least five years old living in 46787 in 2020-2024, 3.1 % spoke a language other than English at home. Spanish was spoken by 0.1% of people at least five years old; 0.8% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 46787 in 2020-2024

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Percent
Spanish 0.1
Other Indo-European languages 2.2
Asian and Pacific Islander languages 0.8
Other languages 0

Geographic Mobility

In 2020-2024, 87.5 % of the people at least one year old living in 46787 were living in the same house one year earlier.

Geographic Mobility of Residents of 46787 in 2020-2024

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Percent
Same house 87.5
Different house, same county 2.2
Different county, same state 8.6
Different state 1.7
Abroad 0

Education

In 2020-2024, 89 % of people 25 years and over had at least graduated from high school and 20.4% had a bachelor's degree or higher. An estimated 11.1% did not complete high school.

The total school enrollment in 46787 was 1,142 in 2020-2024. Nursery school enrollment was 175 and kindergarten through 12th grade enrollment was 762. College or graduate school enrollment was 205.

Educational Attainment of People in 46787 in 2020-2024

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Percent
Less than high school diploma 11.1
High school diploma or equivalency 37
Some college, no degree 22.1
Associate's degree 9.5
Bachelor's degree 14.8
Graduate or professional degree 5.5

Disability

In 46787, among the civilian noninstitutionalized population in 2020-2024, 14 % reported a disability. The likelihood of having a disability varied by age - from 14.6% of people under 18 years old, to 9.5% of people 18 to 64 years old, and to 30.7% of those 65 and over.


Employment Status and Type of Employer

In 46787, 64.4 % of the population 16 and over were employed; 33% were not currently in the labor force.

An estimated 77.9% of the people employed were private wage and salary workers; 8.9% were federal, state, or local government workers; and 13.3 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 1,543 77.9
Federal, state, or local government workers 176 8.9
Self-employed workers in own not incorporated business 263 13.3

Industries

In 2020-2024, the civilian employed population 16 years and older in 46787 worked in the following industries:

Percent by Industry in 46787 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 9.9
Construction 6.4
Manufacturing 29.8
Wholesale trade 0.5
Retail trade 10
Transportation and warehousing, and utilities 4.9
Information 1.3
Finance and insurance, and real estate and rental and leasing 6
Professional, scientific, and management, and administrative and waste management services 5
Educational services, and health care and social assistance 11.6
Arts, entertainment, and recreation, and accommodation, and food services 7.1
Other Services, except public administration 5.4
Public administration 2.3

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 46787 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 558 28.2
Service occupations 382 19.3
Sales and office occupations 332 16.8
Natural resources, construction, and maintenance occupations 241 12.2
Production, transportation, and material moving occupations 469 23.7

Commuting to Work

An estimated 83.3% of 46787 workers drove to work alone in 2020-2024, and 3.2% carpooled. Among those who commuted to work, it took them on average 25.6 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 46787 in 2020-2024

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Percent
Car, truck, van -- drove alone 83.3
Car, truck, van -- carpooled 3.2
Public transportation (excluding taxicab) 0
Walked 3.2
Other means 0
Worked from home 10.4

In 2020-2024, 46787 had a total of 1,571 housing units. Of these housing units, 83.4% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 9.7% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 6.9% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 46787 in 2020-2024

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Percent
Single-family houses 83.4
Apartments in multi-unit structures 9.7
Mobile homes 6.9
Boat, RV, van, etc 0

6% of the housing inventory was comprised of houses built since 2010, while 38.1% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 46787 was 6.8 rooms, and of these housing units 77.4% had three or more bedrooms.


In 2020-2024, 46787 had 1,536 housing units that were occupied or had people living in them, while the remaining 35 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 81.6% while renters occupied 18.4%. The average household size of owner-occupied houses was 2.67 and in renter-occupied houses it was 2.39.

0.3% of householders of these occupied houses had moved into their house since 2021, while 9.5% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 9.2% and another 31.6% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 46787:

House Heating Fuel Used in 46787 in 2020-2024

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Percent
Gas 67.9
Electricity 19.2
Fuel oil, kerosene, etc 1.2
All other fuels 11
No fuel used 0.8

In 2020-2024, the median property value for owner-occupied houses in 46787 was $166,600.

Of the owner-occupied households, 63.8 % had a mortgage. 36.2% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,172 and for owners without a mortgage it was $564.

For renter-occupied houses, the median gross rent for 46787 was $765. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.