ZIP Code Tabulation Area

46804

Fort Wayne, IN · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
29,661
Median household income
$85,833
People below poverty
8.3%
Median home value
$258,700

Income

The median income of households in 46804 was $85,833. An estimated 2.9% of households had income below $10,000 a year and 9.5% had income of $200,000 or more.

Household Income in 46804 in 2020-2024

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Percent
Less than $10,000 2.9
$10,000 to $14,999 1
$15,000 to $24,999 6.2
$25,000 to $34,999 5
$35,000 to $49,999 9.9
$50,000 to $74,999 17.9
$75,000 to $99,999 18.5
$100,000 to $149,999 20.6
$150,000 to $199,999 8.4
$200,000 or more 9.5

Median Earnings for Full-Time Year-Round Workers by Sex in 46804 in 2020-2024

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Dollars
Male 71283
Female 53273

An estimated 79.1% of households received earnings. An estimated 31.6% of households received Social Security and an estimated 28.2 % of households received retirement income other than Social Security. The average income from Social Security was $28,361. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 46804 in 2020-2024

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Percent
Earnings 79.1
Social Security 31.6
Retirement income 28.2
Supplemental Security Income (SSI) 2.8
Cash public assistance income 1.6

Poverty and Participation in Government Programs

In 2020-2024, 8.3 % of people were in poverty. An estimated 12.4% of children under 18 were below the poverty level, compared with 3.1% of people 65 years old and over. An estimated 8.5% of people 18 to 64 years were below the poverty level.

Poverty Rates in 46804 in 2020-2024

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Percent
People in poverty 8.3
Children under 18 years below poverty 12.4
People 65 years old and over below poverty 3.1
People 18 to 64 years below poverty 8.5

In 2020-2024, 4.1 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 42% of households that received SNAP had children under 18, and 41.8% of households that received SNAP had one or more people 60 years and over. An estimated 11.1% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 46804 in 2020-2024, 95.5% had health insurance coverage and 4.5% did not have health insurance coverage. Private coverage was 78.3% and public coverage was 30.1%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 2.7%.


In 2020-2024, 46804 had a total population of 29,661 - 15,242 (51.4%) females and 14,419 (48.6%) males. The median age was 42.1 years. An estimated 20.1% of the population was under 18 years, 33.4% was 19 to 44 years, 25.4% was 45 to 64 years, and 19.2 % was 65 years and older.

Population by Age and Sex for 46804 in 2020-2024

Male Female
Under 5 662 683
5 to 9 919 952
10 to 14 980 907
15 to 19 762 702
20 to 24 752 928
25 to 29 1232 907
30 to 34 905 918
35 to 39 985 838
40 to 44 1187 1232
45 to 49 856 868
50 to 54 938 906
55 to 59 947 848
60 to 64 893 1261
65 to 69 773 811
70 to 74 732 894
75 to 79 382 774
80 to 84 313 398
85 and over 201 415

Hispanic Origin and Race

For people reporting one race alone, 81.3% were White; 7.4% were Black or African American; 8.4% were American Indian and Alaska Native; 2.5% were Asian; 3.8% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 5.6% reported Two or More Races. An estimated 5.6% of the people in 46804 were Hispanic or Latino. An estimated 79.7% of the people in 46804 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 13,008 households in 46804. The average household size was 2.25 people.

Married-couple households made up 48.7% of the households in 46804 while cohabiting couple households made up 8.3% of households. Female householders with no spouse or partner present were 24.5% of all households, while 18.4% of households had male householders with no spouse or partner present. Some households had one person, as 14.9% of households were male householders living alone, and 16.6% were female householders living alone, for a total of 31.5% of all households.

In 46804, 25% of all households had one or more people under the age of 18; 30.6% of all households had one or more people 65 years and over.

Types of Households in 46804 in 2020-2024

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Percent
Married-couple households 48.7
Cohabiting Couples 8.3
Male Householder
No spouse/partner present
18.4
Female Householder
No spouse/partner present
24.5

Marital Status

Among persons 15 and older, 55.1% of males and 51.7% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 32 26.1
Now married, except separated 55.1 51.7
Separated 0.4 0.3
Widowed 3 8.2
Divorced 9.5 13.7

Grandparents and Grandchildren

In 46804, 122 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 68.9% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 95.5% of the people living in 46804 were U.S. natives. 64.9% of the 46804 population were living in the state where they were born.

Approximately 4.5% of 46804 residents in 2020-2024 were foreign-born. 53.2% of foreign-born were naturalized U.S. citizens and an estimated 48.8 % entered the country before the year 2010.

Foreign-born residents of 46804 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 46804.

Region of Birth for the Foreign-Born Population in 46804 in 2020-2024

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Percent
Latin America 20.1
Asia 52
Europe 8.9
Africa 18
Northern America 1
Oceania 0

Language

Among people at least five years old living in 46804 in 2020-2024, 7.2 % spoke a language other than English at home. Spanish was spoken by 3.2% of people at least five years old; 2.4% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 46804 in 2020-2024

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Percent
Spanish 3.2
Other Indo-European languages 2
Asian and Pacific Islander languages 1.3
Other languages 0.8

Geographic Mobility

In 2020-2024, 86.8 % of the people at least one year old living in 46804 were living in the same house one year earlier.

Geographic Mobility of Residents of 46804 in 2020-2024

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Percent
Same house 86.8
Different house, same county 7.9
Different county, same state 3.3
Different state 1.5
Abroad 0.6

Education

In 2020-2024, 95.6 % of people 25 years and over had at least graduated from high school and 44.6% had a bachelor's degree or higher. An estimated 4.4% did not complete high school.

The total school enrollment in 46804 was 6,749 in 2020-2024. Nursery school enrollment was 679 and kindergarten through 12th grade enrollment was 4,732. College or graduate school enrollment was 1,338.

Educational Attainment of People in 46804 in 2020-2024

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Percent
Less than high school diploma 4.4
High school diploma or equivalency 20.4
Some college, no degree 21.3
Associate's degree 9.4
Bachelor's degree 29
Graduate or professional degree 15.6

Disability

In 46804, among the civilian noninstitutionalized population in 2020-2024, 12.6 % reported a disability. The likelihood of having a disability varied by age - from 3.6% of people under 18 years old, to 11.2% of people 18 to 64 years old, and to 27.2% of those 65 and over.


Employment Status and Type of Employer

In 46804, 64.9 % of the population 16 and over were employed; 33.3% were not currently in the labor force.

An estimated 84% of the people employed were private wage and salary workers; 13.2% were federal, state, or local government workers; and 2.8 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 13,246 84
Federal, state, or local government workers 2,085 13.2
Self-employed workers in own not incorporated business 445 2.8

Industries

In 2020-2024, the civilian employed population 16 years and older in 46804 worked in the following industries:

Percent by Industry in 46804 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0
Construction 3.8
Manufacturing 18.2
Wholesale trade 2.1
Retail trade 11.7
Transportation and warehousing, and utilities 5.1
Information 1.3
Finance and insurance, and real estate and rental and leasing 6.2
Professional, scientific, and management, and administrative and waste management services 10.1
Educational services, and health care and social assistance 29.5
Arts, entertainment, and recreation, and accommodation, and food services 5.7
Other Services, except public administration 5.4
Public administration 0.9

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 46804 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 7,632 48.4
Service occupations 1,833 11.6
Sales and office occupations 2,883 18.3
Natural resources, construction, and maintenance occupations 805 5.1
Production, transportation, and material moving occupations 2,623 16.6

Commuting to Work

An estimated 80.2% of 46804 workers drove to work alone in 2020-2024, and 6.1% carpooled. Among those who commuted to work, it took them on average 21.3 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 46804 in 2020-2024

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Percent
Car, truck, van -- drove alone 80.2
Car, truck, van -- carpooled 6.1
Public transportation (excluding taxicab) 0.6
Walked 1.3
Other means 1.3
Worked from home 10.5

In 2020-2024, 46804 had a total of 13,221 housing units. Of these housing units, 73.6% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 26.2% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 0.2% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 46804 in 2020-2024

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Percent
Single-family houses 73.6
Apartments in multi-unit structures 26.2
Mobile homes 0.2
Boat, RV, van, etc 0

5.6% of the housing inventory was comprised of houses built since 2010, while 1.8% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 46804 was 6.5 rooms, and of these housing units 64.9% had three or more bedrooms.


In 2020-2024, 46804 had 13,008 housing units that were occupied or had people living in them, while the remaining 213 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 68.1% while renters occupied 31.9%. The average household size of owner-occupied houses was 2.47 and in renter-occupied houses it was 1.79.

2.8% of householders of these occupied houses had moved into their house since 2021, while 5.9% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 1.8% and another 17.6% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 46804:

House Heating Fuel Used in 46804 in 2020-2024

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Percent
Gas 78
Electricity 21.7
Fuel oil, kerosene, etc 0
All other fuels 0.2
No fuel used 0.2

In 2020-2024, the median property value for owner-occupied houses in 46804 was $258,700.

Of the owner-occupied households, 64.4 % had a mortgage. 35.6% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,579 and for owners without a mortgage it was $578.

For renter-occupied houses, the median gross rent for 46804 was $1,183. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.