ZIP Code Tabulation Area

46816

Fort Wayne, IN · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
19,514
Median household income
$45,343
People below poverty
26.3%
Median home value
$157,700

Income

The median income of households in 46816 was $45,343. An estimated 9.6% of households had income below $10,000 a year and 2.1% had income of $200,000 or more.

Household Income in 46816 in 2020-2024

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Percent
Less than $10,000 9.6
$10,000 to $14,999 7.7
$15,000 to $24,999 10.6
$25,000 to $34,999 13.7
$35,000 to $49,999 13.1
$50,000 to $74,999 18.6
$75,000 to $99,999 10.2
$100,000 to $149,999 11.3
$150,000 to $199,999 3.1
$200,000 or more 2.1

Median Earnings for Full-Time Year-Round Workers by Sex in 46816 in 2020-2024

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Dollars
Male 45237
Female 37745

An estimated 74.3% of households received earnings. An estimated 34.1% of households received Social Security and an estimated 21.6 % of households received retirement income other than Social Security. The average income from Social Security was $19,631. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 46816 in 2020-2024

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Percent
Earnings 74.3
Social Security 34.1
Retirement income 21.6
Supplemental Security Income (SSI) 11.5
Cash public assistance income 3.4

Poverty and Participation in Government Programs

In 2020-2024, 26.3 % of people were in poverty. An estimated 37.9% of children under 18 were below the poverty level, compared with 18.6% of people 65 years old and over. An estimated 22.4% of people 18 to 64 years were below the poverty level.

Poverty Rates in 46816 in 2020-2024

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Percent
People in poverty 26.3
Children under 18 years below poverty 37.9
People 65 years old and over below poverty 18.6
People 18 to 64 years below poverty 22.4

In 2020-2024, 23.3 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 47.5% of households that received SNAP had children under 18, and 27.8% of households that received SNAP had one or more people 60 years and over. An estimated 40.6% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 46816 in 2020-2024, 91% had health insurance coverage and 9% did not have health insurance coverage. Private coverage was 46.4% and public coverage was 52.7%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 9.4%.


In 2020-2024, 46816 had a total population of 19,514 - 9,802 (50.2%) females and 9,712 (49.8%) males. The median age was 34.2 years. An estimated 29.5% of the population was under 18 years, 30.5% was 19 to 44 years, 21.6% was 45 to 64 years, and 16.4 % was 65 years and older.

Population by Age and Sex for 46816 in 2020-2024

Male Female
Under 5 1002 1022
5 to 9 750 397
10 to 14 1098 473
15 to 19 735 668
20 to 24 792 673
25 to 29 479 885
30 to 34 410 652
35 to 39 507 559
40 to 44 411 584
45 to 49 345 505
50 to 54 720 547
55 to 59 359 550
60 to 64 642 553
65 to 69 429 547
70 to 74 600 636
75 to 79 248 189
80 to 84 30 127
85 and over 155 235

Hispanic Origin and Race

For people reporting one race alone, 34.8% were White; 30.2% were Black or African American; 5.2% were American Indian and Alaska Native; 19.7% were Asian; 12.7% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 8.2% reported Two or More Races. An estimated 10% of the people in 46816 were Hispanic or Latino. An estimated 34.1% of the people in 46816 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 7,557 households in 46816. The average household size was 2.56 people.

Married-couple households made up 31.3% of the households in 46816 while cohabiting couple households made up 8.7% of households. Female householders with no spouse or partner present were 37.3% of all households, while 22.7% of households had male householders with no spouse or partner present. Some households had one person, as 17.1% of households were male householders living alone, and 17% were female householders living alone, for a total of 34.1% of all households.

In 46816, 33.9% of all households had one or more people under the age of 18; 30.6% of all households had one or more people 65 years and over.

Types of Households in 46816 in 2020-2024

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Percent
Married-couple households 31.3
Cohabiting Couples 8.7
Male Householder
No spouse/partner present
22.7
Female Householder
No spouse/partner present
37.3

Marital Status

Among persons 15 and older, 39.7% of males and 35% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 38.7 38.4
Now married, except separated 39.7 35
Separated 1.1 1.8
Widowed 3.6 11.4
Divorced 16.9 13.4

Grandparents and Grandchildren

In 46816, 564 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 29.1% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 80.4% of the people living in 46816 were U.S. natives. 57.1% of the 46816 population were living in the state where they were born.

Approximately 19.6% of 46816 residents in 2020-2024 were foreign-born. 50.4% of foreign-born were naturalized U.S. citizens and an estimated 57.4 % entered the country before the year 2010.

Foreign-born residents of 46816 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 46816.

Region of Birth for the Foreign-Born Population in 46816 in 2020-2024

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Percent
Latin America 25.8
Asia 70.5
Europe 1.2
Africa 2.6
Northern America 0
Oceania 0

Language

Among people at least five years old living in 46816 in 2020-2024, 23.6 % spoke a language other than English at home. Spanish was spoken by 7.6% of people at least five years old; 14.3% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 46816 in 2020-2024

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Percent
Spanish 7.6
Other Indo-European languages 1.6
Asian and Pacific Islander languages 13.2
Other languages 1.3

Geographic Mobility

In 2020-2024, 86.7 % of the people at least one year old living in 46816 were living in the same house one year earlier.

Geographic Mobility of Residents of 46816 in 2020-2024

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Percent
Same house 86.7
Different house, same county 10.1
Different county, same state 1.3
Different state 1.9
Abroad 0.1

Education

In 2020-2024, 76.9 % of people 25 years and over had at least graduated from high school and 10% had a bachelor's degree or higher. An estimated 23% did not complete high school.

The total school enrollment in 46816 was 5,060 in 2020-2024. Nursery school enrollment was 219 and kindergarten through 12th grade enrollment was 3,728. College or graduate school enrollment was 1,113.

Educational Attainment of People in 46816 in 2020-2024

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Percent
Less than high school diploma 23
High school diploma or equivalency 33.9
Some college, no degree 24
Associate's degree 9
Bachelor's degree 6.9
Graduate or professional degree 3.1

Disability

In 46816, among the civilian noninstitutionalized population in 2020-2024, 17.3 % reported a disability. The likelihood of having a disability varied by age - from 4.5% of people under 18 years old, to 19.2% of people 18 to 64 years old, and to 35.2% of those 65 and over.


Employment Status and Type of Employer

In 46816, 55.5 % of the population 16 and over were employed; 41.1% were not currently in the labor force.

An estimated 84.7% of the people employed were private wage and salary workers; 10.2% were federal, state, or local government workers; and 5.1 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 6,788 84.7
Federal, state, or local government workers 814 10.2
Self-employed workers in own not incorporated business 411 5.1

Industries

In 2020-2024, the civilian employed population 16 years and older in 46816 worked in the following industries:

Percent by Industry in 46816 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.2
Construction 2.7
Manufacturing 24.4
Wholesale trade 1.1
Retail trade 11.4
Transportation and warehousing, and utilities 9.8
Information 0.8
Finance and insurance, and real estate and rental and leasing 3.1
Professional, scientific, and management, and administrative and waste management services 6.7
Educational services, and health care and social assistance 26.1
Arts, entertainment, and recreation, and accommodation, and food services 6.5
Other Services, except public administration 4.4
Public administration 2.9

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 46816 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 1,918 23.9
Service occupations 1,676 20.9
Sales and office occupations 1,279 16
Natural resources, construction, and maintenance occupations 344 4.3
Production, transportation, and material moving occupations 2,796 34.9

Commuting to Work

An estimated 74.1% of 46816 workers drove to work alone in 2020-2024, and 14.4% carpooled. Among those who commuted to work, it took them on average 25.8 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 46816 in 2020-2024

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Percent
Car, truck, van -- drove alone 74.1
Car, truck, van -- carpooled 14.4
Public transportation (excluding taxicab) 2.4
Walked 0.5
Other means 0.2
Worked from home 8.5

In 2020-2024, 46816 had a total of 8,230 housing units. Of these housing units, 54.8% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 38% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 7.1% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 46816 in 2020-2024

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Percent
Single-family houses 54.8
Apartments in multi-unit structures 38
Mobile homes 7.1
Boat, RV, van, etc 0

4.3% of the housing inventory was comprised of houses built since 2010, while 6.9% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 46816 was 5.3 rooms, and of these housing units 56.1% had three or more bedrooms.


In 2020-2024, 46816 had 7,557 housing units that were occupied or had people living in them, while the remaining 673 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 54.5% while renters occupied 45.5%. The average household size of owner-occupied houses was 2.94 and in renter-occupied houses it was 2.1.

5.5% of householders of these occupied houses had moved into their house since 2021, while 8.7% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 15.8% and another 18.5% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 46816:

House Heating Fuel Used in 46816 in 2020-2024

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Percent
Gas 50.8
Electricity 47.7
Fuel oil, kerosene, etc 0.6
All other fuels 0.7
No fuel used 0.2

In 2020-2024, the median property value for owner-occupied houses in 46816 was $157,700.

Of the owner-occupied households, 53.6 % had a mortgage. 46.4% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,178 and for owners without a mortgage it was $478.

For renter-occupied houses, the median gross rent for 46816 was $865. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.