ZIP Code Tabulation Area

46986

Swayzee, IN · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
1,617
Median household income
$79,438
People below poverty
6.6%
Median home value
$162,600

Income

The median income of households in 46986 was $79,438. An estimated 1.3% of households had income below $10,000 a year and 8.9% had income of $200,000 or more.

Household Income in 46986 in 2020-2024

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Percent
Less than $10,000 1.3
$10,000 to $14,999 2.5
$15,000 to $24,999 7.8
$25,000 to $34,999 6.4
$35,000 to $49,999 10.6
$50,000 to $74,999 18.3
$75,000 to $99,999 16.5
$100,000 to $149,999 23.2
$150,000 to $199,999 4.6
$200,000 or more 8.9

Median Earnings for Full-Time Year-Round Workers by Sex in 46986 in 2020-2024

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Dollars
Male 67212
Female 46250

An estimated 72.2% of households received earnings. An estimated 38.5% of households received Social Security and an estimated 24.5 % of households received retirement income other than Social Security. The average income from Social Security was $24,452. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 46986 in 2020-2024

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Percent
Earnings 72.2
Social Security 38.5
Retirement income 24.5
Supplemental Security Income (SSI) 2.1
Cash public assistance income 0.3

Poverty and Participation in Government Programs

In 2020-2024, 6.6 % of people were in poverty. An estimated 12.5% of children under 18 were below the poverty level, compared with 5.3% of people 65 years old and over. An estimated 4.9% of people 18 to 64 years were below the poverty level.

Poverty Rates in 46986 in 2020-2024

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Percent
People in poverty 6.6
Children under 18 years below poverty 12.5
People 65 years old and over below poverty 5.3
People 18 to 64 years below poverty 4.9

In 2020-2024, 3.6 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 53.8% of households that received SNAP had children under 18, and 46.2% of households that received SNAP had one or more people 60 years and over. An estimated 3.8% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 46986 in 2020-2024, 95.1% had health insurance coverage and 4.9% did not have health insurance coverage. Private coverage was 67.9% and public coverage was 40.9%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 3.9%.


In 2020-2024, 46986 had a total population of 1,617 - 853 (52.8%) females and 764 (47.2%) males. The median age was 45.9 years. An estimated 20.8% of the population was under 18 years, 26.3% was 19 to 44 years, 27.6% was 45 to 64 years, and 23.3 % was 65 years and older.

Population by Age and Sex for 46986 in 2020-2024

Male Female
Under 5 32 43
5 to 9 54 53
10 to 14 38 47
15 to 19 41 62
20 to 24 88 57
25 to 29 25 21
30 to 34 18 29
35 to 39 42 58
40 to 44 47 39
45 to 49 11 32
50 to 54 98 70
55 to 59 77 92
60 to 64 29 38
65 to 69 57 76
70 to 74 43 69
75 to 79 28 17
80 to 84 13 31
85 and over 23 19

Hispanic Origin and Race

For people reporting one race alone, 91.1% were White; 0.9% were Black or African American; 10.7% were American Indian and Alaska Native; 0.1% were Asian; 0.5% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 5% reported Two or More Races. An estimated 8.2% of the people in 46986 were Hispanic or Latino. An estimated 85.9% of the people in 46986 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 717 households in 46986. The average household size was 2.26 people.

Married-couple households made up 52.4% of the households in 46986 while cohabiting couple households made up 4.7% of households. Female householders with no spouse or partner present were 25.7% of all households, while 17.2% of households had male householders with no spouse or partner present. Some households had one person, as 17.2% of households were male householders living alone, and 20.5% were female householders living alone, for a total of 37.7% of all households.

In 46986, 23.2% of all households had one or more people under the age of 18; 39.9% of all households had one or more people 65 years and over.

Types of Households in 46986 in 2020-2024

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Percent
Married-couple households 52.4
Cohabiting Couples 4.7
Male Householder
No spouse/partner present
17.2
Female Householder
No spouse/partner present
25.7

Marital Status

Among persons 15 and older, 57.3% of males and 55.8% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 24.7 22.1
Now married, except separated 57.3 55.8
Separated 0 0
Widowed 5.2 12.7
Divorced 12.8 9.4

Grandparents and Grandchildren

In 46986, 9 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 100% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 99.8% of the people living in 46986 were U.S. natives. 79.5% of the 46986 population were living in the state where they were born.

Approximately 0.2% of 46986 residents in 2020-2024 were foreign-born. 50% of foreign-born were naturalized U.S. citizens and an estimated 0 % entered the country before the year 2010.

Foreign-born residents of 46986 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 46986.

Region of Birth for the Foreign-Born Population in 46986 in 2020-2024

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Percent
Latin America 0
Asia 50
Europe 0
Africa 50
Northern America 0
Oceania 0

Language

Among people at least five years old living in 46986 in 2020-2024, 0.3 % spoke a language other than English at home. Spanish was spoken by 0.1% of people at least five years old; 0.1% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 46986 in 2020-2024

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Percent
Spanish 0.1
Other Indo-European languages 0
Asian and Pacific Islander languages 0.1
Other languages 0

Geographic Mobility

In 2020-2024, 91.4 % of the people at least one year old living in 46986 were living in the same house one year earlier.

Geographic Mobility of Residents of 46986 in 2020-2024

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Percent
Same house 91.4
Different house, same county 1.6
Different county, same state 6.6
Different state 0.3
Abroad 0

Education

In 2020-2024, 89.7 % of people 25 years and over had at least graduated from high school and 22.4% had a bachelor's degree or higher. An estimated 10.2% did not complete high school.

The total school enrollment in 46986 was 341 in 2020-2024. Nursery school enrollment was 15 and kindergarten through 12th grade enrollment was 260. College or graduate school enrollment was 66.

Educational Attainment of People in 46986 in 2020-2024

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Percent
Less than high school diploma 10.2
High school diploma or equivalency 34.8
Some college, no degree 16.8
Associate's degree 15.8
Bachelor's degree 12.6
Graduate or professional degree 9.8

Disability

In 46986, among the civilian noninstitutionalized population in 2020-2024, 11.1 % reported a disability. The likelihood of having a disability varied by age - from 2.4% of people under 18 years old, to 9.5% of people 18 to 64 years old, and to 22.9% of those 65 and over.


Employment Status and Type of Employer

In 46986, 64.8 % of the population 16 and over were employed; 34% were not currently in the labor force.

An estimated 76.5% of the people employed were private wage and salary workers; 15.1% were federal, state, or local government workers; and 8.4 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 654 76.5
Federal, state, or local government workers 129 15.1
Self-employed workers in own not incorporated business 72 8.4

Industries

In 2020-2024, the civilian employed population 16 years and older in 46986 worked in the following industries:

Percent by Industry in 46986 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 3.6
Construction 2.3
Manufacturing 21.9
Wholesale trade 0.6
Retail trade 8.1
Transportation and warehousing, and utilities 4.2
Information 1.3
Finance and insurance, and real estate and rental and leasing 1.1
Professional, scientific, and management, and administrative and waste management services 3.2
Educational services, and health care and social assistance 25.4
Arts, entertainment, and recreation, and accommodation, and food services 8.2
Other Services, except public administration 13.9
Public administration 6.3

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 46986 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 364 42.6
Service occupations 63 7.4
Sales and office occupations 154 18
Natural resources, construction, and maintenance occupations 67 7.8
Production, transportation, and material moving occupations 207 24.2

Commuting to Work

An estimated 84.3% of 46986 workers drove to work alone in 2020-2024, and 12% carpooled. Among those who commuted to work, it took them on average 21.5 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 46986 in 2020-2024

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Percent
Car, truck, van -- drove alone 84.3
Car, truck, van -- carpooled 12
Public transportation (excluding taxicab) 0.4
Walked 0.9
Other means 0
Worked from home 2.4

In 2020-2024, 46986 had a total of 770 housing units. Of these housing units, 90.9% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 0.4% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 8.7% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 46986 in 2020-2024

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Percent
Single-family houses 90.9
Apartments in multi-unit structures 0.4
Mobile homes 8.7
Boat, RV, van, etc 0

0.4% of the housing inventory was comprised of houses built since 2010, while 33.4% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 46986 was 6.6 rooms, and of these housing units 81.5% had three or more bedrooms.


In 2020-2024, 46986 had 717 housing units that were occupied or had people living in them, while the remaining 53 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 93.4% while renters occupied 6.6%. The average household size of owner-occupied houses was 2.21 and in renter-occupied houses it was 2.87.

2.4% of householders of these occupied houses had moved into their house since 2021, while 16% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 0.8% and another 34.7% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 46986:

House Heating Fuel Used in 46986 in 2020-2024

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Percent
Gas 62.9
Electricity 31.7
Fuel oil, kerosene, etc 0.4
All other fuels 5
No fuel used 0

In 2020-2024, the median property value for owner-occupied houses in 46986 was $162,600.

Of the owner-occupied households, 59.9 % had a mortgage. 40.1% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,234 and for owners without a mortgage it was $565.

For renter-occupied houses, the median gross rent for 46986 was $925. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.