ZIP Code Tabulation Area

48602

Saginaw, MI · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
27,127
Median household income
$46,984
People below poverty
28.8%
Median home value
$73,600

Income

The median income of households in 48602 was $46,984. An estimated 9.8% of households had income below $10,000 a year and 2.6% had income of $200,000 or more.

Household Income in 48602 in 2020-2024

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Percent
Less than $10,000 9.8
$10,000 to $14,999 7
$15,000 to $24,999 9.4
$25,000 to $34,999 12.1
$35,000 to $49,999 15.1
$50,000 to $74,999 21.1
$75,000 to $99,999 10.6
$100,000 to $149,999 10.4
$150,000 to $199,999 1.9
$200,000 or more 2.6

Median Earnings for Full-Time Year-Round Workers by Sex in 48602 in 2020-2024

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Dollars
Male 46069
Female 41255

An estimated 69.7% of households received earnings. An estimated 33.7% of households received Social Security and an estimated 24.2 % of households received retirement income other than Social Security. The average income from Social Security was $19,357. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 48602 in 2020-2024

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Percent
Earnings 69.7
Social Security 33.7
Retirement income 24.2
Supplemental Security Income (SSI) 12.1
Cash public assistance income 7.6

Poverty and Participation in Government Programs

In 2020-2024, 28.8 % of people were in poverty. An estimated 46% of children under 18 were below the poverty level, compared with 13.7% of people 65 years old and over. An estimated 25% of people 18 to 64 years were below the poverty level.

Poverty Rates in 48602 in 2020-2024

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Percent
People in poverty 28.8
Children under 18 years below poverty 46
People 65 years old and over below poverty 13.7
People 18 to 64 years below poverty 25

In 2020-2024, 36.7 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 46.8% of households that received SNAP had children under 18, and 32.2% of households that received SNAP had one or more people 60 years and over. An estimated 37.3% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 48602 in 2020-2024, 91.9% had health insurance coverage and 8.1% did not have health insurance coverage. Private coverage was 45% and public coverage was 61.2%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 2.5%.


In 2020-2024, 48602 had a total population of 27,127 - 13,696 (50.5%) females and 13,431 (49.5%) males. The median age was 36.1 years. An estimated 24.7% of the population was under 18 years, 35.2% was 19 to 44 years, 24.4% was 45 to 64 years, and 13.8 % was 65 years and older.

Population by Age and Sex for 48602 in 2020-2024

Male Female
Under 5 867 895
5 to 9 867 828
10 to 14 1055 1032
15 to 19 850 817
20 to 24 774 851
25 to 29 1110 1121
30 to 34 1112 1043
35 to 39 918 782
40 to 44 920 904
45 to 49 860 600
50 to 54 692 863
55 to 59 908 875
60 to 64 848 980
65 to 69 568 756
70 to 74 573 515
75 to 79 302 356
80 to 84 88 201
85 and over 119 277

Hispanic Origin and Race

For people reporting one race alone, 53.7% were White; 26.9% were Black or African American; 4.7% were American Indian and Alaska Native; 0.2% were Asian; 8.6% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 14% reported Two or More Races. An estimated 17.9% of the people in 48602 were Hispanic or Latino. An estimated 49.8% of the people in 48602 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 10,827 households in 48602. The average household size was 2.43 people.

Married-couple households made up 30.2% of the households in 48602 while cohabiting couple households made up 11.9% of households. Female householders with no spouse or partner present were 35.7% of all households, while 22.1% of households had male householders with no spouse or partner present. Some households had one person, as 17.2% of households were male householders living alone, and 17.6% were female householders living alone, for a total of 34.8% of all households.

In 48602, 30.2% of all households had one or more people under the age of 18; 25.8% of all households had one or more people 65 years and over.

Types of Households in 48602 in 2020-2024

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Percent
Married-couple households 30.2
Cohabiting Couples 11.9
Male Householder
No spouse/partner present
22.1
Female Householder
No spouse/partner present
35.7

Marital Status

Among persons 15 and older, 33.5% of males and 32.2% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 48.2 44.3
Now married, except separated 33.5 32.2
Separated 1.6 1.6
Widowed 3.1 7.1
Divorced 13.7 14.9

Grandparents and Grandchildren

In 48602, 641 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 24.6% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 98.3% of the people living in 48602 were U.S. natives. 86.1% of the 48602 population were living in the state where they were born.

Approximately 1.7% of 48602 residents in 2020-2024 were foreign-born. 65.7% of foreign-born were naturalized U.S. citizens and an estimated 76.7 % entered the country before the year 2010.

Foreign-born residents of 48602 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 48602.

Region of Birth for the Foreign-Born Population in 48602 in 2020-2024

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Percent
Latin America 30
Asia 49.1
Europe 12.4
Africa 0
Northern America 8.5
Oceania 0

Language

Among people at least five years old living in 48602 in 2020-2024, 5.7 % spoke a language other than English at home. Spanish was spoken by 3.7% of people at least five years old; 1.2% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 48602 in 2020-2024

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Percent
Spanish 3.7
Other Indo-European languages 1.1
Asian and Pacific Islander languages 0.3
Other languages 0.6

Geographic Mobility

In 2020-2024, 89 % of the people at least one year old living in 48602 were living in the same house one year earlier.

Geographic Mobility of Residents of 48602 in 2020-2024

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Percent
Same house 89
Different house, same county 6.9
Different county, same state 3.2
Different state 0.9
Abroad 0.1

Education

In 2020-2024, 83.8 % of people 25 years and over had at least graduated from high school and 16.5% had a bachelor's degree or higher. An estimated 16.2% did not complete high school.

The total school enrollment in 48602 was 5,991 in 2020-2024. Nursery school enrollment was 296 and kindergarten through 12th grade enrollment was 4,708. College or graduate school enrollment was 987.

Educational Attainment of People in 48602 in 2020-2024

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Percent
Less than high school diploma 16.2
High school diploma or equivalency 33.2
Some college, no degree 24.4
Associate's degree 9.7
Bachelor's degree 10.8
Graduate or professional degree 5.6

Disability

In 48602, among the civilian noninstitutionalized population in 2020-2024, 20.4 % reported a disability. The likelihood of having a disability varied by age - from 11.7% of people under 18 years old, to 20.4% of people 18 to 64 years old, and to 37% of those 65 and over.


Employment Status and Type of Employer

In 48602, 51.2 % of the population 16 and over were employed; 43.4% were not currently in the labor force.

An estimated 84.6% of the people employed were private wage and salary workers; 11.2% were federal, state, or local government workers; and 4 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 9,174 84.6
Federal, state, or local government workers 1,211 11.2
Self-employed workers in own not incorporated business 437 4

Industries

In 2020-2024, the civilian employed population 16 years and older in 48602 worked in the following industries:

Percent by Industry in 48602 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.3
Construction 3.7
Manufacturing 13.6
Wholesale trade 2.2
Retail trade 14.5
Transportation and warehousing, and utilities 7.3
Information 1.2
Finance and insurance, and real estate and rental and leasing 5.2
Professional, scientific, and management, and administrative and waste management services 8.5
Educational services, and health care and social assistance 25.2
Arts, entertainment, and recreation, and accommodation, and food services 10.2
Other Services, except public administration 4.6
Public administration 3.6

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 48602 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 3,143 29
Service occupations 2,440 22.5
Sales and office occupations 2,324 21.4
Natural resources, construction, and maintenance occupations 613 5.7
Production, transportation, and material moving occupations 2,326 21.4

Commuting to Work

An estimated 75.3% of 48602 workers drove to work alone in 2020-2024, and 12.2% carpooled. Among those who commuted to work, it took them on average 19.8 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 48602 in 2020-2024

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Percent
Car, truck, van -- drove alone 75.3
Car, truck, van -- carpooled 12.2
Public transportation (excluding taxicab) 0.9
Walked 2
Other means 1.4
Worked from home 8.2

In 2020-2024, 48602 had a total of 12,301 housing units. Of these housing units, 83% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 16.6% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 0.3% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 48602 in 2020-2024

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Percent
Single-family houses 83
Apartments in multi-unit structures 16.6
Mobile homes 0.3
Boat, RV, van, etc 0

1.4% of the housing inventory was comprised of houses built since 2010, while 42.1% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 48602 was 5.8 rooms, and of these housing units 58.6% had three or more bedrooms.


In 2020-2024, 48602 had 10,827 housing units that were occupied or had people living in them, while the remaining 1,474 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 64.2% while renters occupied 35.8%. The average household size of owner-occupied houses was 2.34 and in renter-occupied houses it was 2.58.

3.9% of householders of these occupied houses had moved into their house since 2021, while 9.4% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 10.6% and another 14.7% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 48602:

House Heating Fuel Used in 48602 in 2020-2024

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Percent
Gas 84.3
Electricity 14.8
Fuel oil, kerosene, etc 0
All other fuels 0.5
No fuel used 0.4

In 2020-2024, the median property value for owner-occupied houses in 48602 was $73,600.

Of the owner-occupied households, 54.4 % had a mortgage. 45.6% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,043 and for owners without a mortgage it was $518.

For renter-occupied houses, the median gross rent for 48602 was $933. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.