ZIP Code Tabulation Area

49022

Benton Harbor, MI · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
29,460
Median household income
$39,499
People below poverty
31%
Median home value
$159,600

Income

The median income of households in 49022 was $39,499. An estimated 11.3% of households had income below $10,000 a year and 2.9% had income of $200,000 or more.

Household Income in 49022 in 2020-2024

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Percent
Less than $10,000 11.3
$10,000 to $14,999 9.6
$15,000 to $24,999 12.3
$25,000 to $34,999 9.5
$35,000 to $49,999 16
$50,000 to $74,999 16.3
$75,000 to $99,999 8.5
$100,000 to $149,999 9.6
$150,000 to $199,999 4
$200,000 or more 2.9

Median Earnings for Full-Time Year-Round Workers by Sex in 49022 in 2020-2024

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Dollars
Male 50311
Female 37808

An estimated 72.6% of households received earnings. An estimated 33.5% of households received Social Security and an estimated 21.5 % of households received retirement income other than Social Security. The average income from Social Security was $19,855. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 49022 in 2020-2024

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Percent
Earnings 72.6
Social Security 33.5
Retirement income 21.5
Supplemental Security Income (SSI) 14.2
Cash public assistance income 6

Poverty and Participation in Government Programs

In 2020-2024, 31 % of people were in poverty. An estimated 42.3% of children under 18 were below the poverty level, compared with 20.3% of people 65 years old and over. An estimated 29% of people 18 to 64 years were below the poverty level.

Poverty Rates in 49022 in 2020-2024

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Percent
People in poverty 31
Children under 18 years below poverty 42.3
People 65 years old and over below poverty 20.3
People 18 to 64 years below poverty 29

In 2020-2024, 34 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 49.9% of households that received SNAP had children under 18, and 27.5% of households that received SNAP had one or more people 60 years and over. An estimated 44.3% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 49022 in 2020-2024, 92.2% had health insurance coverage and 7.8% did not have health insurance coverage. Private coverage was 46.9% and public coverage was 58.2%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 4.1%.


In 2020-2024, 49022 had a total population of 29,460 - 15,534 (52.7%) females and 13,926 (47.3%) males. The median age was 39.1 years. An estimated 25.7% of the population was under 18 years, 29.6% was 19 to 44 years, 26.1% was 45 to 64 years, and 16.3 % was 65 years and older.

Population by Age and Sex for 49022 in 2020-2024

Male Female
Under 5 983 771
5 to 9 1407 1063
10 to 14 816 1102
15 to 19 1113 969
20 to 24 470 797
25 to 29 921 1044
30 to 34 1001 1169
35 to 39 489 835
40 to 44 1055 936
45 to 49 886 1016
50 to 54 837 925
55 to 59 855 1133
60 to 64 1003 1068
65 to 69 838 843
70 to 74 597 912
75 to 79 311 403
80 to 84 165 369
85 and over 179 179

Hispanic Origin and Race

For people reporting one race alone, 38.6% were White; 49.9% were Black or African American; 3.9% were American Indian and Alaska Native; 0.4% were Asian; 28.7% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 6.8% reported Two or More Races. An estimated 6.6% of the people in 49022 were Hispanic or Latino. An estimated 37.4% of the people in 49022 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 12,868 households in 49022. The average household size was 2.27 people.

Married-couple households made up 30.5% of the households in 49022 while cohabiting couple households made up 8.3% of households. Female householders with no spouse or partner present were 42.3% of all households, while 18.9% of households had male householders with no spouse or partner present. Some households had one person, as 14% of households were male householders living alone, and 19.3% were female householders living alone, for a total of 33.3% of all households.

In 49022, 32.2% of all households had one or more people under the age of 18; 28.5% of all households had one or more people 65 years and over.

Types of Households in 49022 in 2020-2024

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Percent
Married-couple households 30.5
Cohabiting Couples 8.3
Male Householder
No spouse/partner present
18.9
Female Householder
No spouse/partner present
42.3

Marital Status

Among persons 15 and older, 40% of males and 31.7% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 42.6 43.4
Now married, except separated 40 31.7
Separated 1.2 4.7
Widowed 2.9 7.4
Divorced 13.4 12.8

Grandparents and Grandchildren

In 49022, 659 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 51.7% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 97.2% of the people living in 49022 were U.S. natives. 71.8% of the 49022 population were living in the state where they were born.

Approximately 2.8% of 49022 residents in 2020-2024 were foreign-born. 30.3% of foreign-born were naturalized U.S. citizens and an estimated 63.2 % entered the country before the year 2010.

Foreign-born residents of 49022 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 49022.

Region of Birth for the Foreign-Born Population in 49022 in 2020-2024

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Percent
Latin America 68.2
Asia 13.2
Europe 8.7
Africa 0.5
Northern America 9.3
Oceania 0

Language

Among people at least five years old living in 49022 in 2020-2024, 6.1 % spoke a language other than English at home. Spanish was spoken by 4.9% of people at least five years old; 1.4% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 49022 in 2020-2024

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Percent
Spanish 4.9
Other Indo-European languages 0.4
Asian and Pacific Islander languages 0.6
Other languages 0.2

Geographic Mobility

In 2020-2024, 89.3 % of the people at least one year old living in 49022 were living in the same house one year earlier.

Geographic Mobility of Residents of 49022 in 2020-2024

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Percent
Same house 89.3
Different house, same county 6.7
Different county, same state 1.3
Different state 2.7
Abroad 0

Education

In 2020-2024, 85.2 % of people 25 years and over had at least graduated from high school and 18% had a bachelor's degree or higher. An estimated 14.7% did not complete high school.

The total school enrollment in 49022 was 6,539 in 2020-2024. Nursery school enrollment was 354 and kindergarten through 12th grade enrollment was 5,415. College or graduate school enrollment was 770.

Educational Attainment of People in 49022 in 2020-2024

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Percent
Less than high school diploma 14.7
High school diploma or equivalency 33.8
Some college, no degree 25.1
Associate's degree 8.3
Bachelor's degree 11.1
Graduate or professional degree 6.9

Disability

In 49022, among the civilian noninstitutionalized population in 2020-2024, 15.4 % reported a disability. The likelihood of having a disability varied by age - from 5.9% of people under 18 years old, to 14.2% of people 18 to 64 years old, and to 34.8% of those 65 and over.


Employment Status and Type of Employer

In 49022, 51.7 % of the population 16 and over were employed; 39.5% were not currently in the labor force.

An estimated 85.6% of the people employed were private wage and salary workers; 9.3% were federal, state, or local government workers; and 4.9 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 10,084 85.6
Federal, state, or local government workers 1,096 9.3
Self-employed workers in own not incorporated business 580 4.9

Industries

In 2020-2024, the civilian employed population 16 years and older in 49022 worked in the following industries:

Percent by Industry in 49022 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 1.4
Construction 4.4
Manufacturing 18.1
Wholesale trade 1
Retail trade 13.6
Transportation and warehousing, and utilities 5.8
Information 1
Finance and insurance, and real estate and rental and leasing 4.8
Professional, scientific, and management, and administrative and waste management services 7.7
Educational services, and health care and social assistance 23.7
Arts, entertainment, and recreation, and accommodation, and food services 12.6
Other Services, except public administration 2.9
Public administration 3

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 49022 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 2,884 24.5
Service occupations 2,845 24.2
Sales and office occupations 3,095 26.3
Natural resources, construction, and maintenance occupations 861 7.3
Production, transportation, and material moving occupations 2,094 17.8

Commuting to Work

An estimated 80.3% of 49022 workers drove to work alone in 2020-2024, and 8.6% carpooled. Among those who commuted to work, it took them on average 18.9 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 49022 in 2020-2024

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Percent
Car, truck, van -- drove alone 80.3
Car, truck, van -- carpooled 8.6
Public transportation (excluding taxicab) 0.6
Walked 1.9
Other means 1.1
Worked from home 7.4

In 2020-2024, 49022 had a total of 14,560 housing units. Of these housing units, 76.4% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 20.2% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 3.3% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 49022 in 2020-2024

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Percent
Single-family houses 76.4
Apartments in multi-unit structures 20.2
Mobile homes 3.3
Boat, RV, van, etc 0

4.6% of the housing inventory was comprised of houses built since 2010, while 18.3% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 49022 was 5.3 rooms, and of these housing units 56.7% had three or more bedrooms.


In 2020-2024, 49022 had 12,868 housing units that were occupied or had people living in them, while the remaining 1,692 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 57.5% while renters occupied 42.5%. The average household size of owner-occupied houses was 2.26 and in renter-occupied houses it was 2.28.

5% of householders of these occupied houses had moved into their house since 2021, while 8.8% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 17.1% and another 12.6% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 49022:

House Heating Fuel Used in 49022 in 2020-2024

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Percent
Gas 73.5
Electricity 22.7
Fuel oil, kerosene, etc 1.9
All other fuels 1
No fuel used 0.9

In 2020-2024, the median property value for owner-occupied houses in 49022 was $159,600.

Of the owner-occupied households, 57.2 % had a mortgage. 42.8% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,231 and for owners without a mortgage it was $520.

For renter-occupied houses, the median gross rent for 49022 was $881. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.