ZIP Code Tabulation Area

49267

Ottawa Lake, MI · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
3,974
Median household income
$97,961
People below poverty
4.1%
Median home value
$267,900

Income

The median income of households in 49267 was $97,961. An estimated 0.2% of households had income below $10,000 a year and 17.1% had income of $200,000 or more.

Household Income in 49267 in 2020-2024

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Percent
Less than $10,000 0.2
$10,000 to $14,999 0
$15,000 to $24,999 5.9
$25,000 to $34,999 6.3
$35,000 to $49,999 11.4
$50,000 to $74,999 15.6
$75,000 to $99,999 12.5
$100,000 to $149,999 23.5
$150,000 to $199,999 7.4
$200,000 or more 17.1

Median Earnings for Full-Time Year-Round Workers by Sex in 49267 in 2020-2024

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Dollars
Male 73090
Female 60403

An estimated 79.9% of households received earnings. An estimated 40.8% of households received Social Security and an estimated 27.5 % of households received retirement income other than Social Security. The average income from Social Security was $29,415. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 49267 in 2020-2024

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Percent
Earnings 79.9
Social Security 40.8
Retirement income 27.5
Supplemental Security Income (SSI) 1.4
Cash public assistance income 1.6

Poverty and Participation in Government Programs

In 2020-2024, 4.1 % of people were in poverty. An estimated 0% of children under 18 were below the poverty level, compared with 2.4% of people 65 years old and over. An estimated 6.2% of people 18 to 64 years were below the poverty level.

Poverty Rates in 49267 in 2020-2024

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Percent
People in poverty 4.1
Children under 18 years below poverty 0
People 65 years old and over below poverty 2.4
People 18 to 64 years below poverty 6.2

In 2020-2024, 0 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated NaN% of households that received SNAP had children under 18, and NaN% of households that received SNAP had one or more people 60 years and over. An estimated NaN% of all households receiving SNAP were families with a female householder and no spouse present.

Note: The presence of NaN means that the estimate could not be calculated or cannot be published for this topic or geography.


Among the civilian noninstitutionalized population in 49267 in 2020-2024, 98.1% had health insurance coverage and 1.9% did not have health insurance coverage. Private coverage was 81.9% and public coverage was 30.6%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 0%.


In 2020-2024, 49267 had a total population of 3,974 - 1,860 (46.8%) females and 2,114 (53.2%) males. The median age was 49.3 years. An estimated 19.4% of the population was under 18 years, 24.3% was 19 to 44 years, 28.6% was 45 to 64 years, and 23.9 % was 65 years and older.

Population by Age and Sex for 49267 in 2020-2024

Male Female
Under 5 151 107
5 to 9 97 65
10 to 14 124 60
15 to 19 203 116
20 to 24 82 115
25 to 29 96 147
30 to 34 111 87
35 to 39 126 53
40 to 44 71 75
45 to 49 94 61
50 to 54 90 237
55 to 59 187 88
60 to 64 171 211
65 to 69 139 157
70 to 74 139 135
75 to 79 78 50
80 to 84 54 54
85 and over 101 42

Hispanic Origin and Race

For people reporting one race alone, 94.8% were White; 2% were Black or African American; 15.9% were American Indian and Alaska Native; 0% were Asian; 1% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 2.7% reported Two or More Races. An estimated 1.6% of the people in 49267 were Hispanic or Latino. An estimated 94.4% of the people in 49267 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 1,534 households in 49267. The average household size was 2.59 people.

Married-couple households made up 62.3% of the households in 49267 while cohabiting couple households made up 8.5% of households. Female householders with no spouse or partner present were 14.3% of all households, while 14.9% of households had male householders with no spouse or partner present. Some households had one person, as 13.2% of households were male householders living alone, and 7.7% were female householders living alone, for a total of 20.9% of all households.

In 49267, 22.6% of all households had one or more people under the age of 18; 43.3% of all households had one or more people 65 years and over.

Types of Households in 49267 in 2020-2024

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Percent
Married-couple households 62.3
Cohabiting Couples 8.5
Male Householder
No spouse/partner present
14.9
Female Householder
No spouse/partner present
14.3

Marital Status

Among persons 15 and older, 56% of males and 59.5% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 25.9 20.2
Now married, except separated 56 59.5
Separated 0.8 0
Widowed 8.1 7.1
Divorced 9.2 13.2

Grandparents and Grandchildren

In 49267, 66 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 19.7% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 99.5% of the people living in 49267 were U.S. natives. 24.1% of the 49267 population were living in the state where they were born.

Approximately 0.5% of 49267 residents in 2020-2024 were foreign-born. 40% of foreign-born were naturalized U.S. citizens and an estimated 100 % entered the country before the year 2010.

Foreign-born residents of 49267 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 49267.

Region of Birth for the Foreign-Born Population in 49267 in 2020-2024

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Percent
Latin America 0
Asia 0
Europe 40
Africa 0
Northern America 60
Oceania 0

Language

Among people at least five years old living in 49267 in 2020-2024, 1.5 % spoke a language other than English at home. Spanish was spoken by 0.7% of people at least five years old; 0.1% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 49267 in 2020-2024

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Percent
Spanish 0.7
Other Indo-European languages 0.8
Asian and Pacific Islander languages 0
Other languages 0

Geographic Mobility

In 2020-2024, 91.5 % of the people at least one year old living in 49267 were living in the same house one year earlier.

Geographic Mobility of Residents of 49267 in 2020-2024

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Percent
Same house 91.5
Different house, same county 3.3
Different county, same state 0.3
Different state 4.8
Abroad 0

Education

In 2020-2024, 97.2 % of people 25 years and over had at least graduated from high school and 25.1% had a bachelor's degree or higher. An estimated 2.7% did not complete high school.

The total school enrollment in 49267 was 647 in 2020-2024. Nursery school enrollment was 14 and kindergarten through 12th grade enrollment was 539. College or graduate school enrollment was 94.

Educational Attainment of People in 49267 in 2020-2024

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Percent
Less than high school diploma 2.7
High school diploma or equivalency 44
Some college, no degree 21.4
Associate's degree 6.7
Bachelor's degree 19.2
Graduate or professional degree 5.9

Disability

In 49267, among the civilian noninstitutionalized population in 2020-2024, 10 % reported a disability. The likelihood of having a disability varied by age - from 5.8% of people under 18 years old, to 6.8% of people 18 to 64 years old, and to 20.7% of those 65 and over.


Employment Status and Type of Employer

In 49267, 64.3 % of the population 16 and over were employed; 33.5% were not currently in the labor force.

An estimated 83.3% of the people employed were private wage and salary workers; 10.4% were federal, state, or local government workers; and 6.3 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 1,758 83.3
Federal, state, or local government workers 219 10.4
Self-employed workers in own not incorporated business 134 6.3

Industries

In 2020-2024, the civilian employed population 16 years and older in 49267 worked in the following industries:

Percent by Industry in 49267 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 1.7
Construction 10.6
Manufacturing 20
Wholesale trade 1.2
Retail trade 6.1
Transportation and warehousing, and utilities 4.7
Information 4.6
Finance and insurance, and real estate and rental and leasing 2.2
Professional, scientific, and management, and administrative and waste management services 9.1
Educational services, and health care and social assistance 29
Arts, entertainment, and recreation, and accommodation, and food services 4.7
Other Services, except public administration 5.2
Public administration 1

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 49267 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 834 39.5
Service occupations 332 15.7
Sales and office occupations 232 11
Natural resources, construction, and maintenance occupations 278 13.2
Production, transportation, and material moving occupations 435 20.6

Commuting to Work

An estimated 82.4% of 49267 workers drove to work alone in 2020-2024, and 9.3% carpooled. Among those who commuted to work, it took them on average 24.5 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 49267 in 2020-2024

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Percent
Car, truck, van -- drove alone 82.4
Car, truck, van -- carpooled 9.3
Public transportation (excluding taxicab) 0
Walked 0
Other means 1.1
Worked from home 7.2

In 2020-2024, 49267 had a total of 1,600 housing units. Of these housing units, 92.8% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 7.2% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 0% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 49267 in 2020-2024

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Percent
Single-family houses 92.8
Apartments in multi-unit structures 7.2
Mobile homes 0
Boat, RV, van, etc 0

6.8% of the housing inventory was comprised of houses built since 2010, while 22.3% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 49267 was 6.8 rooms, and of these housing units 80.5% had three or more bedrooms.


In 2020-2024, 49267 had 1,534 housing units that were occupied or had people living in them, while the remaining 66 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 83.6% while renters occupied 16.4%. The average household size of owner-occupied houses was 2.65 and in renter-occupied houses it was 2.29.

5.2% of householders of these occupied houses had moved into their house since 2021, while 25.5% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 3.8% and another 35.1% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 49267:

House Heating Fuel Used in 49267 in 2020-2024

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Percent
Gas 87.3
Electricity 6.6
Fuel oil, kerosene, etc 0.2
All other fuels 4
No fuel used 1.9

In 2020-2024, the median property value for owner-occupied houses in 49267 was $267,900.

Of the owner-occupied households, 68.6 % had a mortgage. 31.4% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,823 and for owners without a mortgage it was $659.

For renter-occupied houses, the median gross rent for 49267 was $866. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.