ZIP Code Tabulation Area

49657

Mc Bain, MI · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
3,801
Median household income
$76,250
People below poverty
7.5%
Median home value
$196,400

Income

The median income of households in 49657 was $76,250. An estimated 3.3% of households had income below $10,000 a year and 3.5% had income of $200,000 or more.

Household Income in 49657 in 2020-2024

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Percent
Less than $10,000 3.3
$10,000 to $14,999 4.1
$15,000 to $24,999 7.3
$25,000 to $34,999 9.3
$35,000 to $49,999 10.6
$50,000 to $74,999 14.3
$75,000 to $99,999 18.7
$100,000 to $149,999 18.2
$150,000 to $199,999 10.7
$200,000 or more 3.5

Median Earnings for Full-Time Year-Round Workers by Sex in 49657 in 2020-2024

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Dollars
Male 60507
Female 45938

An estimated 77.7% of households received earnings. An estimated 34.1% of households received Social Security and an estimated 22.6 % of households received retirement income other than Social Security. The average income from Social Security was $22,801. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 49657 in 2020-2024

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Percent
Earnings 77.7
Social Security 34.1
Retirement income 22.6
Supplemental Security Income (SSI) 8
Cash public assistance income 1.2

Poverty and Participation in Government Programs

In 2020-2024, 7.5 % of people were in poverty. An estimated 6.5% of children under 18 were below the poverty level, compared with 9.9% of people 65 years old and over. An estimated 7.3% of people 18 to 64 years were below the poverty level.

Poverty Rates in 49657 in 2020-2024

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Percent
People in poverty 7.5
Children under 18 years below poverty 6.5
People 65 years old and over below poverty 9.9
People 18 to 64 years below poverty 7.3

In 2020-2024, 13.1 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 51.9% of households that received SNAP had children under 18, and 28.4% of households that received SNAP had one or more people 60 years and over. An estimated 16.9% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 49657 in 2020-2024, 89.7% had health insurance coverage and 10.3% did not have health insurance coverage. Private coverage was 67.2% and public coverage was 38.9%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 14.5%.


In 2020-2024, 49657 had a total population of 3,801 - 1,926 (50.7%) females and 1,875 (49.3%) males. The median age was 37 years. An estimated 26.4% of the population was under 18 years, 32.1% was 19 to 44 years, 21.4% was 45 to 64 years, and 18.8 % was 65 years and older.

Population by Age and Sex for 49657 in 2020-2024

Male Female
Under 5 133 139
5 to 9 143 115
10 to 14 147 148
15 to 19 109 120
20 to 24 104 63
25 to 29 104 166
30 to 34 166 154
35 to 39 144 105
40 to 44 113 103
45 to 49 40 93
50 to 54 110 91
55 to 59 147 95
60 to 64 113 121
65 to 69 115 121
70 to 74 91 113
75 to 79 34 40
80 to 84 36 50
85 and over 26 89

Hispanic Origin and Race

For people reporting one race alone, 93.5% were White; 0.3% were Black or African American; 10.8% were American Indian and Alaska Native; 0.4% were Asian; 0.1% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 4.3% reported Two or More Races. An estimated 4.6% of the people in 49657 were Hispanic or Latino. An estimated 92.5% of the people in 49657 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 1,402 households in 49657. The average household size was 2.67 people.

Married-couple households made up 59.8% of the households in 49657 while cohabiting couple households made up 7.1% of households. Female householders with no spouse or partner present were 18% of all households, while 15% of households had male householders with no spouse or partner present. Some households had one person, as 10.6% of households were male householders living alone, and 12.3% were female householders living alone, for a total of 22.9% of all households.

In 49657, 32.5% of all households had one or more people under the age of 18; 32.3% of all households had one or more people 65 years and over.

Types of Households in 49657 in 2020-2024

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Percent
Married-couple households 59.8
Cohabiting Couples 7.1
Male Householder
No spouse/partner present
15
Female Householder
No spouse/partner present
18

Marital Status

Among persons 15 and older, 58.6% of males and 55.9% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 25.9 22.4
Now married, except separated 58.6 55.9
Separated 1.2 2.2
Widowed 3.3 9.8
Divorced 11 9.7

Grandparents and Grandchildren

In 49657, 68 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 11.8% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 98.1% of the people living in 49657 were U.S. natives. 89.2% of the 49657 population were living in the state where they were born.

Approximately 1.9% of 49657 residents in 2020-2024 were foreign-born. 40.5% of foreign-born were naturalized U.S. citizens and an estimated 86.5 % entered the country before the year 2010.

Foreign-born residents of 49657 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 49657.

Region of Birth for the Foreign-Born Population in 49657 in 2020-2024

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Percent
Latin America 52.7
Asia 20.3
Europe 5.4
Africa 0
Northern America 21.6
Oceania 0

Language

Among people at least five years old living in 49657 in 2020-2024, 8.2 % spoke a language other than English at home. Spanish was spoken by 2% of people at least five years old; 3.7% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 49657 in 2020-2024

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Percent
Spanish 2
Other Indo-European languages 5.8
Asian and Pacific Islander languages 0.5
Other languages 0

Geographic Mobility

In 2020-2024, 89.5 % of the people at least one year old living in 49657 were living in the same house one year earlier.

Geographic Mobility of Residents of 49657 in 2020-2024

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Percent
Same house 89.5
Different house, same county 2.9
Different county, same state 6.7
Different state 0.8
Abroad 0.1

Education

In 2020-2024, 91.8 % of people 25 years and over had at least graduated from high school and 17.3% had a bachelor's degree or higher. An estimated 8.1% did not complete high school.

The total school enrollment in 49657 was 815 in 2020-2024. Nursery school enrollment was 62 and kindergarten through 12th grade enrollment was 683. College or graduate school enrollment was 70.

Educational Attainment of People in 49657 in 2020-2024

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Percent
Less than high school diploma 8.1
High school diploma or equivalency 41.6
Some college, no degree 22.2
Associate's degree 10.7
Bachelor's degree 11.6
Graduate or professional degree 5.7

Disability

In 49657, among the civilian noninstitutionalized population in 2020-2024, 14.7 % reported a disability. The likelihood of having a disability varied by age - from 2.2% of people under 18 years old, to 13.9% of people 18 to 64 years old, and to 36.2% of those 65 and over.


Employment Status and Type of Employer

In 49657, 61.1 % of the population 16 and over were employed; 36.8% were not currently in the labor force.

An estimated 81.7% of the people employed were private wage and salary workers; 10.7% were federal, state, or local government workers; and 7.5 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 1,451 81.7
Federal, state, or local government workers 190 10.7
Self-employed workers in own not incorporated business 133 7.5

Industries

In 2020-2024, the civilian employed population 16 years and older in 49657 worked in the following industries:

Percent by Industry in 49657 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 9.8
Construction 7
Manufacturing 19
Wholesale trade 2.4
Retail trade 11.5
Transportation and warehousing, and utilities 5.5
Information 0.3
Finance and insurance, and real estate and rental and leasing 2.6
Professional, scientific, and management, and administrative and waste management services 5
Educational services, and health care and social assistance 20.5
Arts, entertainment, and recreation, and accommodation, and food services 6.1
Other Services, except public administration 6.4
Public administration 3.7

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 49657 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 560 31.5
Service occupations 295 16.6
Sales and office occupations 305 17.2
Natural resources, construction, and maintenance occupations 259 14.6
Production, transportation, and material moving occupations 358 20.1

Commuting to Work

An estimated 76.3% of 49657 workers drove to work alone in 2020-2024, and 8.6% carpooled. Among those who commuted to work, it took them on average 20 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 49657 in 2020-2024

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Percent
Car, truck, van -- drove alone 76.3
Car, truck, van -- carpooled 8.6
Public transportation (excluding taxicab) 0
Walked 3.9
Other means 3.5
Worked from home 7.6

In 2020-2024, 49657 had a total of 1,613 housing units. Of these housing units, 85.4% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 6.8% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 7.9% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 49657 in 2020-2024

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Percent
Single-family houses 85.4
Apartments in multi-unit structures 6.8
Mobile homes 7.9
Boat, RV, van, etc 0

5.4% of the housing inventory was comprised of houses built since 2010, while 18.2% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 49657 was 6.3 rooms, and of these housing units 72.9% had three or more bedrooms.


In 2020-2024, 49657 had 1,402 housing units that were occupied or had people living in them, while the remaining 211 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 82.5% while renters occupied 17.5%. The average household size of owner-occupied houses was 2.83 and in renter-occupied houses it was 1.93.

1.7% of householders of these occupied houses had moved into their house since 2021, while 16.7% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 8.6% and another 24.6% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 49657:

House Heating Fuel Used in 49657 in 2020-2024

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Percent
Gas 78.4
Electricity 4.4
Fuel oil, kerosene, etc 2.1
All other fuels 14.2
No fuel used 0.9

In 2020-2024, the median property value for owner-occupied houses in 49657 was $196,400.

Of the owner-occupied households, 49.2 % had a mortgage. 50.8% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,365 and for owners without a mortgage it was $536.

For renter-occupied houses, the median gross rent for 49657 was $751. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.