ZIP Code Tabulation Area

55720

Cloquet, MN · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
17,448
Median household income
$64,167
People below poverty
14.1%
Median home value
$223,200

Income

The median income of households in 55720 was $64,167. An estimated 3.6% of households had income below $10,000 a year and 5.9% had income of $200,000 or more.

Household Income in 55720 in 2020-2024

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Percent
Less than $10,000 3.6
$10,000 to $14,999 3.9
$15,000 to $24,999 9.3
$25,000 to $34,999 4.5
$35,000 to $49,999 15.9
$50,000 to $74,999 19.2
$75,000 to $99,999 12.8
$100,000 to $149,999 17.5
$150,000 to $199,999 7.5
$200,000 or more 5.9

Median Earnings for Full-Time Year-Round Workers by Sex in 55720 in 2020-2024

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Dollars
Male 61788
Female 50625

An estimated 75.1% of households received earnings. An estimated 33.7% of households received Social Security and an estimated 28.5 % of households received retirement income other than Social Security. The average income from Social Security was $23,728. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 55720 in 2020-2024

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Percent
Earnings 75.1
Social Security 33.7
Retirement income 28.5
Supplemental Security Income (SSI) 3.5
Cash public assistance income 2.6

Poverty and Participation in Government Programs

In 2020-2024, 14.1 % of people were in poverty. An estimated 22.2% of children under 18 were below the poverty level, compared with 12% of people 65 years old and over. An estimated 11.4% of people 18 to 64 years were below the poverty level.

Poverty Rates in 55720 in 2020-2024

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Percent
People in poverty 14.1
Children under 18 years below poverty 22.2
People 65 years old and over below poverty 12
People 18 to 64 years below poverty 11.4

In 2020-2024, 9.2 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 54.1% of households that received SNAP had children under 18, and 33.9% of households that received SNAP had one or more people 60 years and over. An estimated 30.5% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 55720 in 2020-2024, 95% had health insurance coverage and 5% did not have health insurance coverage. Private coverage was 70.2% and public coverage was 42.4%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 2.3%.


In 2020-2024, 55720 had a total population of 17,448 - 9,144 (52.4%) females and 8,304 (47.6%) males. The median age was 38.2 years. An estimated 23.8% of the population was under 18 years, 33.2% was 19 to 44 years, 22.5% was 45 to 64 years, and 17.5 % was 65 years and older.

Population by Age and Sex for 55720 in 2020-2024

Male Female
Under 5 351 457
5 to 9 539 578
10 to 14 584 830
15 to 19 705 634
20 to 24 579 465
25 to 29 587 582
30 to 34 582 432
35 to 39 679 678
40 to 44 604 597
45 to 49 471 439
50 to 54 362 545
55 to 59 369 521
60 to 64 614 611
65 to 69 372 398
70 to 74 362 542
75 to 79 278 432
80 to 84 138 197
85 and over 128 206

Hispanic Origin and Race

For people reporting one race alone, 83.7% were White; 0.7% were Black or African American; 6.8% were American Indian and Alaska Native; 0.7% were Asian; 0.1% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 7.9% reported Two or More Races. An estimated 2.2% of the people in 55720 were Hispanic or Latino. An estimated 82.8% of the people in 55720 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 7,154 households in 55720. The average household size was 2.37 people.

Married-couple households made up 42.4% of the households in 55720 while cohabiting couple households made up 8.7% of households. Female householders with no spouse or partner present were 30% of all households, while 19% of households had male householders with no spouse or partner present. Some households had one person, as 12.2% of households were male householders living alone, and 17.6% were female householders living alone, for a total of 29.8% of all households.

In 55720, 32% of all households had one or more people under the age of 18; 30.6% of all households had one or more people 65 years and over.

Types of Households in 55720 in 2020-2024

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Percent
Married-couple households 42.4
Cohabiting Couples 8.7
Male Householder
No spouse/partner present
19
Female Householder
No spouse/partner present
30

Marital Status

Among persons 15 and older, 47% of males and 45.1% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 36.9 28.3
Now married, except separated 47 45.1
Separated 2 2.1
Widowed 2.4 11.1
Divorced 11.6 13.4

Grandparents and Grandchildren

In 55720, 250 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 59.2% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 98% of the people living in 55720 were U.S. natives. 80.9% of the 55720 population were living in the state where they were born.

Approximately 2% of 55720 residents in 2020-2024 were foreign-born. 50.7% of foreign-born were naturalized U.S. citizens and an estimated 69.3 % entered the country before the year 2010.

Foreign-born residents of 55720 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 55720.

Region of Birth for the Foreign-Born Population in 55720 in 2020-2024

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Percent
Latin America 11.7
Asia 20.9
Europe 26.6
Africa 35
Northern America 3.4
Oceania 2.3

Language

Among people at least five years old living in 55720 in 2020-2024, 4.3 % spoke a language other than English at home. Spanish was spoken by 0.5% of people at least five years old; 0.7% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 55720 in 2020-2024

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Percent
Spanish 0.5
Other Indo-European languages 1.2
Asian and Pacific Islander languages 0.3
Other languages 2.2

Geographic Mobility

In 2020-2024, 86.2 % of the people at least one year old living in 55720 were living in the same house one year earlier.

Geographic Mobility of Residents of 55720 in 2020-2024

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Percent
Same house 86.2
Different house, same county 7.3
Different county, same state 4.9
Different state 1.4
Abroad 0.2

Education

In 2020-2024, 91.2 % of people 25 years and over had at least graduated from high school and 25.2% had a bachelor's degree or higher. An estimated 8.8% did not complete high school.

The total school enrollment in 55720 was 4,095 in 2020-2024. Nursery school enrollment was 293 and kindergarten through 12th grade enrollment was 3,124. College or graduate school enrollment was 678.

Educational Attainment of People in 55720 in 2020-2024

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Percent
Less than high school diploma 8.8
High school diploma or equivalency 30
Some college, no degree 22.1
Associate's degree 13.8
Bachelor's degree 17.4
Graduate or professional degree 7.8

Disability

In 55720, among the civilian noninstitutionalized population in 2020-2024, 17.2 % reported a disability. The likelihood of having a disability varied by age - from 12.2% of people under 18 years old, to 14% of people 18 to 64 years old, and to 35.4% of those 65 and over.


Employment Status and Type of Employer

In 55720, 60.4 % of the population 16 and over were employed; 36.1% were not currently in the labor force.

An estimated 78.6% of the people employed were private wage and salary workers; 14.9% were federal, state, or local government workers; and 6.5 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 6,577 78.6
Federal, state, or local government workers 1,249 14.9
Self-employed workers in own not incorporated business 544 6.5

Industries

In 2020-2024, the civilian employed population 16 years and older in 55720 worked in the following industries:

Percent by Industry in 55720 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.5
Construction 7.4
Manufacturing 10.6
Wholesale trade 2.2
Retail trade 14.3
Transportation and warehousing, and utilities 5
Information 0.9
Finance and insurance, and real estate and rental and leasing 6.8
Professional, scientific, and management, and administrative and waste management services 8.4
Educational services, and health care and social assistance 28.1
Arts, entertainment, and recreation, and accommodation, and food services 7.8
Other Services, except public administration 2.4
Public administration 5.7

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 55720 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 2,797 33.4
Service occupations 1,635 19.5
Sales and office occupations 1,753 20.9
Natural resources, construction, and maintenance occupations 969 11.6
Production, transportation, and material moving occupations 1,218 14.5

Commuting to Work

An estimated 78.5% of 55720 workers drove to work alone in 2020-2024, and 8.5% carpooled. Among those who commuted to work, it took them on average 18.6 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 55720 in 2020-2024

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Percent
Car, truck, van -- drove alone 78.5
Car, truck, van -- carpooled 8.5
Public transportation (excluding taxicab) 0.3
Walked 2.4
Other means 1.6
Worked from home 8.6

In 2020-2024, 55720 had a total of 7,692 housing units. Of these housing units, 79.1% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 16.3% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 4.5% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 55720 in 2020-2024

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Percent
Single-family houses 79.1
Apartments in multi-unit structures 16.3
Mobile homes 4.5
Boat, RV, van, etc 0.1

6.1% of the housing inventory was comprised of houses built since 2010, while 23.2% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 55720 was 5.5 rooms, and of these housing units 59.1% had three or more bedrooms.


In 2020-2024, 55720 had 7,154 housing units that were occupied or had people living in them, while the remaining 538 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 71.8% while renters occupied 28.2%. The average household size of owner-occupied houses was 2.51 and in renter-occupied houses it was 2.03.

4.4% of householders of these occupied houses had moved into their house since 2021, while 11.5% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 7.9% and another 23% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 55720:

House Heating Fuel Used in 55720 in 2020-2024

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Percent
Gas 72.2
Electricity 19.5
Fuel oil, kerosene, etc 5.3
All other fuels 2.9
No fuel used 0.1

In 2020-2024, the median property value for owner-occupied houses in 55720 was $223,200.

Of the owner-occupied households, 63.8 % had a mortgage. 36.2% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,549 and for owners without a mortgage it was $619.

For renter-occupied houses, the median gross rent for 55720 was $1,023. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.