ZIP Code Tabulation Area

74081

Terlton, OK · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
1,829
Median household income
$52,941
People below poverty
18.5%
Median home value
$124,200

Income

The median income of households in 74081 was $52,941. An estimated 11.3% of households had income below $10,000 a year and 7.6% had income of $200,000 or more.

Household Income in 74081 in 2020-2024

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Percent
Less than $10,000 11.3
$10,000 to $14,999 3.5
$15,000 to $24,999 0.5
$25,000 to $34,999 7.8
$35,000 to $49,999 23.5
$50,000 to $74,999 18.7
$75,000 to $99,999 5.6
$100,000 to $149,999 18.2
$150,000 to $199,999 3.3
$200,000 or more 7.6

Median Earnings for Full-Time Year-Round Workers by Sex in 74081 in 2020-2024

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Dollars
Male 54714
Female 52750

An estimated 69.5% of households received earnings. An estimated 39.3% of households received Social Security and an estimated 25.6 % of households received retirement income other than Social Security. The average income from Social Security was $22,688. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 74081 in 2020-2024

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Percent
Earnings 69.5
Social Security 39.3
Retirement income 25.6
Supplemental Security Income (SSI) 14.9
Cash public assistance income 0.4

Poverty and Participation in Government Programs

In 2020-2024, 18.5 % of people were in poverty. An estimated 24.6% of children under 18 were below the poverty level, compared with 9.4% of people 65 years old and over. An estimated 18.9% of people 18 to 64 years were below the poverty level.

Poverty Rates in 74081 in 2020-2024

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Percent
People in poverty 18.5
Children under 18 years below poverty 24.6
People 65 years old and over below poverty 9.4
People 18 to 64 years below poverty 18.9

In 2020-2024, 15.1 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 75.9% of households that received SNAP had children under 18, and 53% of households that received SNAP had one or more people 60 years and over. An estimated 26.5% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 74081 in 2020-2024, 91% had health insurance coverage and 9% did not have health insurance coverage. Private coverage was 48.3% and public coverage was 55.7%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 2.3%.


In 2020-2024, 74081 had a total population of 1,829 - 907 (49.6%) females and 922 (50.4%) males. The median age was 39.3 years. An estimated 28.8% of the population was under 18 years, 26.5% was 19 to 44 years, 22% was 45 to 64 years, and 20.4 % was 65 years and older.

Population by Age and Sex for 74081 in 2020-2024

Male Female
Under 5 15 67
5 to 9 111 70
10 to 14 93 58
15 to 19 46 111
20 to 24 23 0
25 to 29 26 13
30 to 34 28 64
35 to 39 80 125
40 to 44 89 35
45 to 49 75 73
50 to 54 33 60
55 to 59 58 17
60 to 64 44 42
65 to 69 56 67
70 to 74 2 50
75 to 79 54 20
80 to 84 79 26
85 and over 10 9

Hispanic Origin and Race

For people reporting one race alone, 86.8% were White; 0% were Black or African American; 15.7% were American Indian and Alaska Native; 0% were Asian; 0% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 7.7% reported Two or More Races. An estimated 2.4% of the people in 74081 were Hispanic or Latino. An estimated 84.5% of the people in 74081 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 550 households in 74081. The average household size was 3.33 people.

Married-couple households made up 62.7% of the households in 74081 while cohabiting couple households made up 5.3% of households. Female householders with no spouse or partner present were 17.1% of all households, while 14.9% of households had male householders with no spouse or partner present. Some households had one person, as 8.4% of households were male householders living alone, and 12% were female householders living alone, for a total of 20.4% of all households.

In 74081, 39.5% of all households had one or more people under the age of 18; 36.5% of all households had one or more people 65 years and over.

Types of Households in 74081 in 2020-2024

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Percent
Married-couple households 62.7
Cohabiting Couples 5.3
Male Householder
No spouse/partner present
14.9
Female Householder
No spouse/partner present
17.1

Marital Status

Among persons 15 and older, 66% of males and 56.2% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 20.8 20.8
Now married, except separated 66 56.2
Separated 1 5.8
Widowed 5 10.1
Divorced 7.3 7.2

Grandparents and Grandchildren

In 74081, 54 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 63% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 99.9% of the people living in 74081 were U.S. natives. 70.9% of the 74081 population were living in the state where they were born.

Approximately 0.1% of 74081 residents in 2020-2024 were foreign-born. 100% of foreign-born were naturalized U.S. citizens and an estimated 100 % entered the country before the year 2010.

Foreign-born residents of 74081 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 74081.

Region of Birth for the Foreign-Born Population in 74081 in 2020-2024

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Percent
Latin America 0
Asia 0
Europe 100
Africa 0
Northern America 0
Oceania 0

Language

Among people at least five years old living in 74081 in 2020-2024, 1.4 % spoke a language other than English at home. Spanish was spoken by 0% of people at least five years old; 0% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 74081 in 2020-2024

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Percent
Spanish 0
Other Indo-European languages 1.1
Asian and Pacific Islander languages 0
Other languages 0.3

Geographic Mobility

In 2020-2024, 91.6 % of the people at least one year old living in 74081 were living in the same house one year earlier.

Geographic Mobility of Residents of 74081 in 2020-2024

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Percent
Same house 91.6
Different house, same county 3.4
Different county, same state 4.2
Different state 0.8
Abroad 0

Education

In 2020-2024, 89.3 % of people 25 years and over had at least graduated from high school and 15.5% had a bachelor's degree or higher. An estimated 10.7% did not complete high school.

The total school enrollment in 74081 was 509 in 2020-2024. Nursery school enrollment was 31 and kindergarten through 12th grade enrollment was 437. College or graduate school enrollment was 41.

Educational Attainment of People in 74081 in 2020-2024

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Percent
Less than high school diploma 10.7
High school diploma or equivalency 49.2
Some college, no degree 19.4
Associate's degree 5.3
Bachelor's degree 10.4
Graduate or professional degree 5.1

Disability

In 74081, among the civilian noninstitutionalized population in 2020-2024, 23.6 % reported a disability. The likelihood of having a disability varied by age - from 16.9% of people under 18 years old, to 13.8% of people 18 to 64 years old, and to 57.6% of those 65 and over.


Employment Status and Type of Employer

In 74081, 39.4 % of the population 16 and over were employed; 56% were not currently in the labor force.

An estimated 72.7% of the people employed were private wage and salary workers; 16.8% were federal, state, or local government workers; and 10.5 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 389 72.7
Federal, state, or local government workers 90 16.8
Self-employed workers in own not incorporated business 56 10.5

Industries

In 2020-2024, the civilian employed population 16 years and older in 74081 worked in the following industries:

Percent by Industry in 74081 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 7.7
Construction 10.3
Manufacturing 15
Wholesale trade 0.9
Retail trade 12.9
Transportation and warehousing, and utilities 6.9
Information 0
Finance and insurance, and real estate and rental and leasing 4.5
Professional, scientific, and management, and administrative and waste management services 5.6
Educational services, and health care and social assistance 23.4
Arts, entertainment, and recreation, and accommodation, and food services 3.4
Other Services, except public administration 1.7
Public administration 7.9

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 74081 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 233 43.6
Service occupations 49 9.2
Sales and office occupations 78 14.6
Natural resources, construction, and maintenance occupations 106 19.8
Production, transportation, and material moving occupations 69 12.9

Commuting to Work

An estimated 79.6% of 74081 workers drove to work alone in 2020-2024, and 9.9% carpooled. Among those who commuted to work, it took them on average 32 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 74081 in 2020-2024

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Percent
Car, truck, van -- drove alone 79.6
Car, truck, van -- carpooled 9.9
Public transportation (excluding taxicab) 0
Walked 0.8
Other means 0
Worked from home 9.7

In 2020-2024, 74081 had a total of 647 housing units. Of these housing units, 66.2% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 0% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 33.8% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 74081 in 2020-2024

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Percent
Single-family houses 66.2
Apartments in multi-unit structures 0
Mobile homes 33.8
Boat, RV, van, etc 0

18% of the housing inventory was comprised of houses built since 2010, while 2% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 74081 was 5.4 rooms, and of these housing units 74.9% had three or more bedrooms.


In 2020-2024, 74081 had 550 housing units that were occupied or had people living in them, while the remaining 97 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 91.1% while renters occupied 8.9%. The average household size of owner-occupied houses was 3.43 and in renter-occupied houses it was 2.24.

0.9% of householders of these occupied houses had moved into their house since 2021, while 14.5% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 1.1% and another 44.5% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 74081:

House Heating Fuel Used in 74081 in 2020-2024

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Percent
Gas 30
Electricity 59.5
Fuel oil, kerosene, etc 0.5
All other fuels 10
No fuel used 0

In 2020-2024, the median property value for owner-occupied houses in 74081 was $124,200.

Of the owner-occupied households, 43.7 % had a mortgage. 56.3% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,201 and for owners without a mortgage it was $434.

For renter-occupied houses, the median gross rent for 74081 was $NaN. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.

Note: The presence of NaN means that the estimate could not be calculated or cannot be published for this topic or geography.