ZIP Code Tabulation Area

74426

Checotah, OK · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
9,712
Median household income
$48,592
People below poverty
19%
Median home value
$133,100

Income

The median income of households in 74426 was $48,592. An estimated 10.5% of households had income below $10,000 a year and 3.7% had income of $200,000 or more.

Household Income in 74426 in 2020-2024

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Percent
Less than $10,000 10.5
$10,000 to $14,999 5.1
$15,000 to $24,999 10.1
$25,000 to $34,999 10.6
$35,000 to $49,999 15
$50,000 to $74,999 20.3
$75,000 to $99,999 11.7
$100,000 to $149,999 7.2
$150,000 to $199,999 5.7
$200,000 or more 3.7

Median Earnings for Full-Time Year-Round Workers by Sex in 74426 in 2020-2024

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Dollars
Male 46016
Female 40122

An estimated 57.8% of households received earnings. An estimated 50.3% of households received Social Security and an estimated 26.8 % of households received retirement income other than Social Security. The average income from Social Security was $23,658. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 74426 in 2020-2024

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Percent
Earnings 57.8
Social Security 50.3
Retirement income 26.8
Supplemental Security Income (SSI) 6.8
Cash public assistance income 3.2

Poverty and Participation in Government Programs

In 2020-2024, 19 % of people were in poverty. An estimated 29.7% of children under 18 were below the poverty level, compared with 11.4% of people 65 years old and over. An estimated 18.6% of people 18 to 64 years were below the poverty level.

Poverty Rates in 74426 in 2020-2024

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Percent
People in poverty 19
Children under 18 years below poverty 29.7
People 65 years old and over below poverty 11.4
People 18 to 64 years below poverty 18.6

In 2020-2024, 21 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 44.4% of households that received SNAP had children under 18, and 43% of households that received SNAP had one or more people 60 years and over. An estimated 30.4% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 74426 in 2020-2024, 79.7% had health insurance coverage and 20.3% did not have health insurance coverage. Private coverage was 47% and public coverage was 46.1%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 18.7%.


In 2020-2024, 74426 had a total population of 9,712 - 5,021 (51.7%) females and 4,691 (48.3%) males. The median age was 44.5 years. An estimated 19.9% of the population was under 18 years, 28.4% was 19 to 44 years, 25.6% was 45 to 64 years, and 24 % was 65 years and older.

Population by Age and Sex for 74426 in 2020-2024

Male Female
Under 5 330 320
5 to 9 268 284
10 to 14 250 188
15 to 19 244 263
20 to 24 276 288
25 to 29 313 354
30 to 34 239 286
35 to 39 186 180
40 to 44 249 382
45 to 49 275 197
50 to 54 240 289
55 to 59 390 397
60 to 64 304 391
65 to 69 303 277
70 to 74 306 377
75 to 79 342 194
80 to 84 106 184
85 and over 70 170

Hispanic Origin and Race

For people reporting one race alone, 63.5% were White; 2.5% were Black or African American; 7.7% were American Indian and Alaska Native; 1.6% were Asian; 0.8% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 14.1% reported Two or More Races. An estimated 4.7% of the people in 74426 were Hispanic or Latino. An estimated 61% of the people in 74426 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 3,766 households in 74426. The average household size was 2.55 people.

Married-couple households made up 40.9% of the households in 74426 while cohabiting couple households made up 4.8% of households. Female householders with no spouse or partner present were 29.8% of all households, while 24.5% of households had male householders with no spouse or partner present. Some households had one person, as 15.5% of households were male householders living alone, and 15.9% were female householders living alone, for a total of 31.4% of all households.

In 74426, 27.4% of all households had one or more people under the age of 18; 43.5% of all households had one or more people 65 years and over.

Types of Households in 74426 in 2020-2024

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Percent
Married-couple households 40.9
Cohabiting Couples 4.8
Male Householder
No spouse/partner present
24.5
Female Householder
No spouse/partner present
29.8

Marital Status

Among persons 15 and older, 46% of males and 42.2% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 29 23.1
Now married, except separated 46 42.2
Separated 0.9 2.4
Widowed 7.7 14.3
Divorced 16.3 18

Grandparents and Grandchildren

In 74426, 304 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 48.4% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 98% of the people living in 74426 were U.S. natives. 71.4% of the 74426 population were living in the state where they were born.

Approximately 2% of 74426 residents in 2020-2024 were foreign-born. 81.7% of foreign-born were naturalized U.S. citizens and an estimated 74.3 % entered the country before the year 2010.

Foreign-born residents of 74426 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 74426.

Region of Birth for the Foreign-Born Population in 74426 in 2020-2024

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Percent
Latin America 55.5
Asia 10.5
Europe 34
Africa 0
Northern America 0
Oceania 0

Language

Among people at least five years old living in 74426 in 2020-2024, 6.4 % spoke a language other than English at home. Spanish was spoken by 0.8% of people at least five years old; 0.4% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 74426 in 2020-2024

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Percent
Spanish 0.8
Other Indo-European languages 3.6
Asian and Pacific Islander languages 0.1
Other languages 1.9

Geographic Mobility

In 2020-2024, 91 % of the people at least one year old living in 74426 were living in the same house one year earlier.

Geographic Mobility of Residents of 74426 in 2020-2024

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Percent
Same house 91
Different house, same county 3.5
Different county, same state 4.4
Different state 1.2
Abroad 0

Education

In 2020-2024, 87.7 % of people 25 years and over had at least graduated from high school and 15.4% had a bachelor's degree or higher. An estimated 12.4% did not complete high school.

The total school enrollment in 74426 was 1,806 in 2020-2024. Nursery school enrollment was 105 and kindergarten through 12th grade enrollment was 1,343. College or graduate school enrollment was 358.

Educational Attainment of People in 74426 in 2020-2024

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Percent
Less than high school diploma 12.4
High school diploma or equivalency 42.3
Some college, no degree 21.2
Associate's degree 8.8
Bachelor's degree 10.2
Graduate or professional degree 5.2

Disability

In 74426, among the civilian noninstitutionalized population in 2020-2024, 24.3 % reported a disability. The likelihood of having a disability varied by age - from 2% of people under 18 years old, to 21.9% of people 18 to 64 years old, and to 48.8% of those 65 and over.


Employment Status and Type of Employer

In 74426, 42.9 % of the population 16 and over were employed; 54% were not currently in the labor force.

An estimated 69.4% of the people employed were private wage and salary workers; 21.4% were federal, state, or local government workers; and 8.4 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 2,383 69.4
Federal, state, or local government workers 733 21.4
Self-employed workers in own not incorporated business 289 8.4

Industries

In 2020-2024, the civilian employed population 16 years and older in 74426 worked in the following industries:

Percent by Industry in 74426 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 1.6
Construction 8.1
Manufacturing 7.6
Wholesale trade 0.1
Retail trade 16.9
Transportation and warehousing, and utilities 8.9
Information 0.3
Finance and insurance, and real estate and rental and leasing 3.6
Professional, scientific, and management, and administrative and waste management services 8.6
Educational services, and health care and social assistance 24.6
Arts, entertainment, and recreation, and accommodation, and food services 10.8
Other Services, except public administration 3.7
Public administration 5

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 74426 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 1,033 30.1
Service occupations 723 21.1
Sales and office occupations 704 20.5
Natural resources, construction, and maintenance occupations 374 10.9
Production, transportation, and material moving occupations 598 17.4

Commuting to Work

An estimated 78.9% of 74426 workers drove to work alone in 2020-2024, and 9.9% carpooled. Among those who commuted to work, it took them on average 25.8 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 74426 in 2020-2024

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Percent
Car, truck, van -- drove alone 78.9
Car, truck, van -- carpooled 9.9
Public transportation (excluding taxicab) 0
Walked 2.2
Other means 0.2
Worked from home 8.7

In 2020-2024, 74426 had a total of 5,589 housing units. Of these housing units, 62.7% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 3.3% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 33.1% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 74426 in 2020-2024

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Percent
Single-family houses 62.7
Apartments in multi-unit structures 3.3
Mobile homes 33.1
Boat, RV, van, etc 0.9

9.6% of the housing inventory was comprised of houses built since 2010, while 3.5% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 74426 was 5.1 rooms, and of these housing units 64.5% had three or more bedrooms.


In 2020-2024, 74426 had 3,766 housing units that were occupied or had people living in them, while the remaining 1,823 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 77% while renters occupied 23%. The average household size of owner-occupied houses was 2.66 and in renter-occupied houses it was 2.18.

2.9% of householders of these occupied houses had moved into their house since 2021, while 8.3% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 6.7% and another 28.6% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 74426:

House Heating Fuel Used in 74426 in 2020-2024

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Percent
Gas 46.5
Electricity 48.9
Fuel oil, kerosene, etc 0
All other fuels 4.2
No fuel used 0.4

In 2020-2024, the median property value for owner-occupied houses in 74426 was $133,100.

Of the owner-occupied households, 40.2 % had a mortgage. 59.8% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,194 and for owners without a mortgage it was $405.

For renter-occupied houses, the median gross rent for 74426 was $757. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.