ZIP Code Tabulation Area

74604

Ponca City, OK · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
12,189
Median household income
$80,331
People below poverty
13.7%
Median home value
$210,000

Income

The median income of households in 74604 was $80,331. An estimated 5.9% of households had income below $10,000 a year and 10.7% had income of $200,000 or more.

Household Income in 74604 in 2020-2024

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Percent
Less than $10,000 5.9
$10,000 to $14,999 3.5
$15,000 to $24,999 7.7
$25,000 to $34,999 7.7
$35,000 to $49,999 10.5
$50,000 to $74,999 12.4
$75,000 to $99,999 14.5
$100,000 to $149,999 18
$150,000 to $199,999 9.1
$200,000 or more 10.7

Median Earnings for Full-Time Year-Round Workers by Sex in 74604 in 2020-2024

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Dollars
Male 67574
Female 44200

An estimated 66.9% of households received earnings. An estimated 44.3% of households received Social Security and an estimated 34 % of households received retirement income other than Social Security. The average income from Social Security was $23,586. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 74604 in 2020-2024

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Percent
Earnings 66.9
Social Security 44.3
Retirement income 34
Supplemental Security Income (SSI) 4
Cash public assistance income 1.6

Poverty and Participation in Government Programs

In 2020-2024, 13.7 % of people were in poverty. An estimated 21.3% of children under 18 were below the poverty level, compared with 10.3% of people 65 years old and over. An estimated 12.4% of people 18 to 64 years were below the poverty level.

Poverty Rates in 74604 in 2020-2024

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Percent
People in poverty 13.7
Children under 18 years below poverty 21.3
People 65 years old and over below poverty 10.3
People 18 to 64 years below poverty 12.4

In 2020-2024, 8 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 46.6% of households that received SNAP had children under 18, and 34.8% of households that received SNAP had one or more people 60 years and over. An estimated 33.8% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 74604 in 2020-2024, 93.4% had health insurance coverage and 6.6% did not have health insurance coverage. Private coverage was 70.6% and public coverage was 41.5%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 4.9%.


In 2020-2024, 74604 had a total population of 12,189 - 6,063 (49.7%) females and 6,126 (50.3%) males. The median age was 45.6 years. An estimated 20.1% of the population was under 18 years, 26.2% was 19 to 44 years, 25.2% was 45 to 64 years, and 25.6 % was 65 years and older.

Population by Age and Sex for 74604 in 2020-2024

Male Female
Under 5 321 206
5 to 9 454 299
10 to 14 409 285
15 to 19 408 423
20 to 24 347 312
25 to 29 197 243
30 to 34 269 288
35 to 39 385 267
40 to 44 397 489
45 to 49 420 375
50 to 54 367 295
55 to 59 312 386
60 to 64 396 521
65 to 69 432 385
70 to 74 480 326
75 to 79 186 361
80 to 84 170 236
85 and over 176 366

Hispanic Origin and Race

For people reporting one race alone, 79.4% were White; 1.3% were Black or African American; 14.5% were American Indian and Alaska Native; 0.4% were Asian; 0.5% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 10% reported Two or More Races. An estimated 5.4% of the people in 74604 were Hispanic or Latino. An estimated 78.4% of the people in 74604 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 4,955 households in 74604. The average household size was 2.41 people.

Married-couple households made up 54.1% of the households in 74604 while cohabiting couple households made up 4.8% of households. Female householders with no spouse or partner present were 25.9% of all households, while 15.2% of households had male householders with no spouse or partner present. Some households had one person, as 11.2% of households were male householders living alone, and 17.5% were female householders living alone, for a total of 28.7% of all households.

In 74604, 26.6% of all households had one or more people under the age of 18; 43.4% of all households had one or more people 65 years and over.

Types of Households in 74604 in 2020-2024

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Percent
Married-couple households 54.1
Cohabiting Couples 4.8
Male Householder
No spouse/partner present
15.2
Female Householder
No spouse/partner present
25.9

Marital Status

Among persons 15 and older, 57.5% of males and 51.1% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 27.2 18.6
Now married, except separated 57.5 51.1
Separated 0.6 0.8
Widowed 3.7 17.1
Divorced 11 12.3

Grandparents and Grandchildren

In 74604, 247 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 23.1% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 97% of the people living in 74604 were U.S. natives. 64.1% of the 74604 population were living in the state where they were born.

Approximately 3% of 74604 residents in 2020-2024 were foreign-born. 53.3% of foreign-born were naturalized U.S. citizens and an estimated 84.2 % entered the country before the year 2010.

Foreign-born residents of 74604 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 74604.

Region of Birth for the Foreign-Born Population in 74604 in 2020-2024

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Percent
Latin America 20.7
Asia 12
Europe 44.8
Africa 0
Northern America 0
Oceania 22.6

Language

Among people at least five years old living in 74604 in 2020-2024, 4.6 % spoke a language other than English at home. Spanish was spoken by 1.6% of people at least five years old; 1.5% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 74604 in 2020-2024

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Percent
Spanish 1.6
Other Indo-European languages 1.2
Asian and Pacific Islander languages 1.7
Other languages 0.1

Geographic Mobility

In 2020-2024, 87.2 % of the people at least one year old living in 74604 were living in the same house one year earlier.

Geographic Mobility of Residents of 74604 in 2020-2024

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Percent
Same house 87.2
Different house, same county 7.8
Different county, same state 3.1
Different state 1.8
Abroad 0

Education

In 2020-2024, 94.7 % of people 25 years and over had at least graduated from high school and 29.1% had a bachelor's degree or higher. An estimated 5.3% did not complete high school.

The total school enrollment in 74604 was 2,660 in 2020-2024. Nursery school enrollment was 184 and kindergarten through 12th grade enrollment was 1,943. College or graduate school enrollment was 533.

Educational Attainment of People in 74604 in 2020-2024

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Percent
Less than high school diploma 5.3
High school diploma or equivalency 27.7
Some college, no degree 24.1
Associate's degree 13.8
Bachelor's degree 19.8
Graduate or professional degree 9.2

Disability

In 74604, among the civilian noninstitutionalized population in 2020-2024, 17.1 % reported a disability. The likelihood of having a disability varied by age - from 8.2% of people under 18 years old, to 13.7% of people 18 to 64 years old, and to 31.6% of those 65 and over.


Employment Status and Type of Employer

In 74604, 52.3 % of the population 16 and over were employed; 45.6% were not currently in the labor force.

An estimated 72.8% of the people employed were private wage and salary workers; 20.7% were federal, state, or local government workers; and 6 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 3,825 72.8
Federal, state, or local government workers 1,090 20.7
Self-employed workers in own not incorporated business 314 6

Industries

In 2020-2024, the civilian employed population 16 years and older in 74604 worked in the following industries:

Percent by Industry in 74604 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 3.6
Construction 8
Manufacturing 17.6
Wholesale trade 1.4
Retail trade 11.8
Transportation and warehousing, and utilities 4.6
Information 0.9
Finance and insurance, and real estate and rental and leasing 4
Professional, scientific, and management, and administrative and waste management services 6.9
Educational services, and health care and social assistance 23.1
Arts, entertainment, and recreation, and accommodation, and food services 5.9
Other Services, except public administration 5.4
Public administration 6.9

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 74604 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 2,124 40.4
Service occupations 650 12.4
Sales and office occupations 1,046 19.9
Natural resources, construction, and maintenance occupations 647 12.3
Production, transportation, and material moving occupations 788 15

Commuting to Work

An estimated 85% of 74604 workers drove to work alone in 2020-2024, and 9.4% carpooled. Among those who commuted to work, it took them on average 18.3 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 74604 in 2020-2024

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Percent
Car, truck, van -- drove alone 85
Car, truck, van -- carpooled 9.4
Public transportation (excluding taxicab) 0
Walked 0.3
Other means 0.4
Worked from home 5

In 2020-2024, 74604 had a total of 5,653 housing units. Of these housing units, 81.7% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 9.5% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 8.8% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 74604 in 2020-2024

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Percent
Single-family houses 81.7
Apartments in multi-unit structures 9.5
Mobile homes 8.8
Boat, RV, van, etc 0.1

5.3% of the housing inventory was comprised of houses built since 2010, while 2.4% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 74604 was 6.2 rooms, and of these housing units 79.2% had three or more bedrooms.


In 2020-2024, 74604 had 4,955 housing units that were occupied or had people living in them, while the remaining 698 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 80.1% while renters occupied 19.9%. The average household size of owner-occupied houses was 2.53 and in renter-occupied houses it was 1.93.

4% of householders of these occupied houses had moved into their house since 2021, while 9.1% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 3.2% and another 27.6% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 74604:

House Heating Fuel Used in 74604 in 2020-2024

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Percent
Gas 75.2
Electricity 21.6
Fuel oil, kerosene, etc 1.1
All other fuels 2.1
No fuel used 0

In 2020-2024, the median property value for owner-occupied houses in 74604 was $210,000.

Of the owner-occupied households, 48.1 % had a mortgage. 51.9% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,460 and for owners without a mortgage it was $604.

For renter-occupied houses, the median gross rent for 74604 was $823. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.