ZIP Code Tabulation Area

93401

San Luis Obispo, CA · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
29,202
Median household income
$96,824
People below poverty
15.4%
Median home value
$973,000

Income

The median income of households in 93401 was $96,824. An estimated 5.3% of households had income below $10,000 a year and 19.5% had income of $200,000 or more.

Household Income in 93401 in 2020-2024

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Percent
Less than $10,000 5.3
$10,000 to $14,999 2.9
$15,000 to $24,999 7.4
$25,000 to $34,999 6.3
$35,000 to $49,999 9.6
$50,000 to $74,999 10.7
$75,000 to $99,999 8.9
$100,000 to $149,999 20.2
$150,000 to $199,999 9.2
$200,000 or more 19.5

Median Earnings for Full-Time Year-Round Workers by Sex in 93401 in 2020-2024

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Dollars
Male 89395
Female 70974

An estimated 77.5% of households received earnings. An estimated 29.6% of households received Social Security and an estimated 25.3 % of households received retirement income other than Social Security. The average income from Social Security was $24,778. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 93401 in 2020-2024

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Percent
Earnings 77.5
Social Security 29.6
Retirement income 25.3
Supplemental Security Income (SSI) 3.5
Cash public assistance income 2.2

Poverty and Participation in Government Programs

In 2020-2024, 15.4 % of people were in poverty. An estimated 8.3% of children under 18 were below the poverty level, compared with 7.9% of people 65 years old and over. An estimated 18.9% of people 18 to 64 years were below the poverty level.

Poverty Rates in 93401 in 2020-2024

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Percent
People in poverty 15.4
Children under 18 years below poverty 8.3
People 65 years old and over below poverty 7.9
People 18 to 64 years below poverty 18.9

In 2020-2024, 6.9 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 18.3% of households that received SNAP had children under 18, and 35.4% of households that received SNAP had one or more people 60 years and over. An estimated 16.2% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 93401 in 2020-2024, 94% had health insurance coverage and 6% did not have health insurance coverage. Private coverage was 75.7% and public coverage was 30.9%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 1.9%.


In 2020-2024, 93401 had a total population of 29,202 - 14,923 (51.1%) females and 14,279 (48.9%) males. The median age was 37.1 years. An estimated 13.8% of the population was under 18 years, 42% was 19 to 44 years, 21.4% was 45 to 64 years, and 19.1 % was 65 years and older.

Population by Age and Sex for 93401 in 2020-2024

Male Female
Under 5 586 435
5 to 9 538 560
10 to 14 609 657
15 to 19 997 728
20 to 24 1867 2375
25 to 29 1117 1398
30 to 34 1023 979
35 to 39 975 791
40 to 44 729 1008
45 to 49 925 595
50 to 54 827 767
55 to 59 716 640
60 to 64 872 919
65 to 69 694 848
70 to 74 778 861
75 to 79 469 702
80 to 84 329 309
85 and over 228 351

Hispanic Origin and Race

For people reporting one race alone, 74.8% were White; 1.6% were Black or African American; 7.1% were American Indian and Alaska Native; 4.3% were Asian; 0.4% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 13.6% reported Two or More Races. An estimated 18.5% of the people in 93401 were Hispanic or Latino. An estimated 70.3% of the people in 93401 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 13,522 households in 93401. The average household size was 2.1 people.

Married-couple households made up 38.5% of the households in 93401 while cohabiting couple households made up 9.8% of households. Female householders with no spouse or partner present were 30.8% of all households, while 21% of households had male householders with no spouse or partner present. Some households had one person, as 14.8% of households were male householders living alone, and 18.3% were female householders living alone, for a total of 33.1% of all households.

In 93401, 17% of all households had one or more people under the age of 18; 29% of all households had one or more people 65 years and over.

Types of Households in 93401 in 2020-2024

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Percent
Married-couple households 38.5
Cohabiting Couples 9.8
Male Householder
No spouse/partner present
21
Female Householder
No spouse/partner present
30.8

Marital Status

Among persons 15 and older, 44.6% of males and 39.2% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 44.9 40.7
Now married, except separated 44.6 39.2
Separated 0.5 0.9
Widowed 1.9 6.5
Divorced 8.1 12.7

Grandparents and Grandchildren

In 93401, 127 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 26.8% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 90.9% of the people living in 93401 were U.S. natives. 67.4% of the 93401 population were living in the state where they were born.

Approximately 9.1% of 93401 residents in 2020-2024 were foreign-born. 58.1% of foreign-born were naturalized U.S. citizens and an estimated 79.4 % entered the country before the year 2010.

Foreign-born residents of 93401 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 93401.

Region of Birth for the Foreign-Born Population in 93401 in 2020-2024

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Percent
Latin America 39.9
Asia 21.6
Europe 25.1
Africa 2.1
Northern America 11
Oceania 0.3

Language

Among people at least five years old living in 93401 in 2020-2024, 15.7 % spoke a language other than English at home. Spanish was spoken by 10.7% of people at least five years old; 3.1% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 93401 in 2020-2024

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Percent
Spanish 10.7
Other Indo-European languages 2.4
Asian and Pacific Islander languages 2
Other languages 0.5

Geographic Mobility

In 2020-2024, 77.5 % of the people at least one year old living in 93401 were living in the same house one year earlier.

Geographic Mobility of Residents of 93401 in 2020-2024

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Percent
Same house 77.5
Different house, same county 12.8
Different county, same state 7.3
Different state 1.7
Abroad 0.7

Education

In 2020-2024, 96.8 % of people 25 years and over had at least graduated from high school and 55.9% had a bachelor's degree or higher. An estimated 3.2% did not complete high school.

The total school enrollment in 93401 was 7,724 in 2020-2024. Nursery school enrollment was 321 and kindergarten through 12th grade enrollment was 2,938. College or graduate school enrollment was 4,465.

Educational Attainment of People in 93401 in 2020-2024

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Percent
Less than high school diploma 3.2
High school diploma or equivalency 12.7
Some college, no degree 19.6
Associate's degree 8.6
Bachelor's degree 30.9
Graduate or professional degree 25

Disability

In 93401, among the civilian noninstitutionalized population in 2020-2024, 11.6 % reported a disability. The likelihood of having a disability varied by age - from 3.9% of people under 18 years old, to 8% of people 18 to 64 years old, and to 30.3% of those 65 and over.


Employment Status and Type of Employer

In 93401, 62.9 % of the population 16 and over were employed; 34.3% were not currently in the labor force.

An estimated 72.4% of the people employed were private wage and salary workers; 21.1% were federal, state, or local government workers; and 6.4 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 11,704 72.4
Federal, state, or local government workers 3,402 21.1
Self-employed workers in own not incorporated business 1,034 6.4

Industries

In 2020-2024, the civilian employed population 16 years and older in 93401 worked in the following industries:

Percent by Industry in 93401 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.8
Construction 5.1
Manufacturing 6.4
Wholesale trade 1.1
Retail trade 12.7
Transportation and warehousing, and utilities 3.3
Information 1.9
Finance and insurance, and real estate and rental and leasing 2.9
Professional, scientific, and management, and administrative and waste management services 16.7
Educational services, and health care and social assistance 27.4
Arts, entertainment, and recreation, and accommodation, and food services 12.9
Other Services, except public administration 3.8
Public administration 5.1

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 93401 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 8,933 55.3
Service occupations 2,710 16.8
Sales and office occupations 2,482 15.4
Natural resources, construction, and maintenance occupations 791 4.9
Production, transportation, and material moving occupations 1,245 7.7

Commuting to Work

An estimated 62.4% of 93401 workers drove to work alone in 2020-2024, and 6.4% carpooled. Among those who commuted to work, it took them on average 17.3 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 93401 in 2020-2024

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Percent
Car, truck, van -- drove alone 62.4
Car, truck, van -- carpooled 6.4
Public transportation (excluding taxicab) 1.3
Walked 5.6
Other means 3.6
Worked from home 20.7

In 2020-2024, 93401 had a total of 14,459 housing units. Of these housing units, 58.5% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 34.6% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 6.9% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 93401 in 2020-2024

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Percent
Single-family houses 58.5
Apartments in multi-unit structures 34.6
Mobile homes 6.9
Boat, RV, van, etc 0

10.3% of the housing inventory was comprised of houses built since 2010, while 12.4% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 93401 was 4.5 rooms, and of these housing units 43.2% had three or more bedrooms.


In 2020-2024, 93401 had 13,522 housing units that were occupied or had people living in them, while the remaining 937 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 47.9% while renters occupied 52.1%. The average household size of owner-occupied houses was 2.28 and in renter-occupied houses it was 1.93.

6.9% of householders of these occupied houses had moved into their house since 2021, while 5.6% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 6.3% and another 21.4% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 93401:

House Heating Fuel Used in 93401 in 2020-2024

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Percent
Gas 68.1
Electricity 27.9
Fuel oil, kerosene, etc 0
All other fuels 3
No fuel used 0.9

In 2020-2024, the median property value for owner-occupied houses in 93401 was $973,000.

Of the owner-occupied households, 62 % had a mortgage. 38% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $3,181 and for owners without a mortgage it was $914.

For renter-occupied houses, the median gross rent for 93401 was $1,912. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.