ZIP Code Tabulation Area

94109

San Francisco, CA · ACS 2020–2024

Download data

Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
54,553
Median household income
$106,018
People below poverty
13.8%
Median home value
$1,300,300

Income

The median income of households in 94109 was $106,018. An estimated 6.5% of households had income below $10,000 a year and 28% had income of $200,000 or more.

Household Income in 94109 in 2020-2024

View Data Table ↓

Percent
Less than $10,000 6.5
$10,000 to $14,999 4.8
$15,000 to $24,999 7.1
$25,000 to $34,999 5
$35,000 to $49,999 5.9
$50,000 to $74,999 8.8
$75,000 to $99,999 9.6
$100,000 to $149,999 13.6
$150,000 to $199,999 10.8
$200,000 or more 28

Median Earnings for Full-Time Year-Round Workers by Sex in 94109 in 2020-2024

View Data Table ↓

Dollars
Male 118825
Female 101941

An estimated 77.6% of households received earnings. An estimated 21.8% of households received Social Security and an estimated 16.2 % of households received retirement income other than Social Security. The average income from Social Security was $20,738. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 94109 in 2020-2024

View Data Table ↓

Percent
Earnings 77.6
Social Security 21.8
Retirement income 16.2
Supplemental Security Income (SSI) 7.1
Cash public assistance income 3.4

Poverty and Participation in Government Programs

In 2020-2024, 13.8 % of people were in poverty. An estimated 9.5% of children under 18 were below the poverty level, compared with 22.3% of people 65 years old and over. An estimated 11.9% of people 18 to 64 years were below the poverty level.

Poverty Rates in 94109 in 2020-2024

View Data Table ↓

Percent
People in poverty 13.8
Children under 18 years below poverty 9.5
People 65 years old and over below poverty 22.3
People 18 to 64 years below poverty 11.9

In 2020-2024, 12.7 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 9% of households that received SNAP had children under 18, and 65% of households that received SNAP had one or more people 60 years and over. An estimated 9.4% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 94109 in 2020-2024, 96.2% had health insurance coverage and 3.8% did not have health insurance coverage. Private coverage was 74.2% and public coverage was 32.6%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 3.3%.


In 2020-2024, 94109 had a total population of 54,553 - 26,936 (49.4%) females and 27,617 (50.6%) males. The median age was 39.4 years. An estimated 6.5% of the population was under 18 years, 49.8% was 19 to 44 years, 22.3% was 45 to 64 years, and 20.2 % was 65 years and older.

Population by Age and Sex for 94109 in 2020-2024

Male Female
Under 5 709 503
5 to 9 403 502
10 to 14 444 563
15 to 19 517 577
20 to 24 1397 2233
25 to 29 3177 3664
30 to 34 4168 3693
35 to 39 2658 2605
40 to 44 2059 1518
45 to 49 1426 1498
50 to 54 2212 1284
55 to 59 1452 885
60 to 64 1821 1563
65 to 69 1569 1286
70 to 74 1445 1542
75 to 79 807 1015
80 to 84 702 673
85 and over 651 1332

Hispanic Origin and Race

For people reporting one race alone, 49.1% were White; 4.7% were Black or African American; 3.9% were American Indian and Alaska Native; 27.4% were Asian; 1.8% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 11.2% reported Two or More Races. An estimated 14.3% of the people in 94109 were Hispanic or Latino. An estimated 46.5% of the people in 94109 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 31,491 households in 94109. The average household size was 1.65 people.

Married-couple households made up 21.8% of the households in 94109 while cohabiting couple households made up 9.2% of households. Female householders with no spouse or partner present were 35.7% of all households, while 33.3% of households had male householders with no spouse or partner present. Some households had one person, as 28.7% of households were male householders living alone, and 27.4% were female householders living alone, for a total of 56.1% of all households.

In 94109, 7.3% of all households had one or more people under the age of 18; 26.9% of all households had one or more people 65 years and over.

Types of Households in 94109 in 2020-2024

View Data Table ↓

Percent
Married-couple households 21.8
Cohabiting Couples 9.2
Male Householder
No spouse/partner present
33.3
Female Householder
No spouse/partner present
35.7

Marital Status

Among persons 15 and older, 30.7% of males and 28.3% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 56.8 52.6
Now married, except separated 30.7 28.3
Separated 1.2 1.8
Widowed 1.5 6.9
Divorced 9.8 10.5

Grandparents and Grandchildren

In 94109, 217 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 39.6% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 68.1% of the people living in 94109 were U.S. natives. 34.4% of the 94109 population were living in the state where they were born.

Approximately 31.9% of 94109 residents in 2020-2024 were foreign-born. 54.6% of foreign-born were naturalized U.S. citizens and an estimated 66.5 % entered the country before the year 2010.

Foreign-born residents of 94109 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 94109.

Region of Birth for the Foreign-Born Population in 94109 in 2020-2024

View Data Table ↓

Percent
Latin America 18.2
Asia 57.1
Europe 16.1
Africa 3.5
Northern America 3
Oceania 2.1

Language

Among people at least five years old living in 94109 in 2020-2024, 38 % spoke a language other than English at home. Spanish was spoken by 8.5% of people at least five years old; 15.7% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 94109 in 2020-2024

View Data Table ↓

Percent
Spanish 8.5
Other Indo-European languages 9.5
Asian and Pacific Islander languages 18
Other languages 2

Geographic Mobility

In 2020-2024, 77.3 % of the people at least one year old living in 94109 were living in the same house one year earlier.

Geographic Mobility of Residents of 94109 in 2020-2024

View Data Table ↓

Percent
Same house 77.3
Different house, same county 10.9
Different county, same state 6.7
Different state 3.4
Abroad 1.8

Education

In 2020-2024, 89.5 % of people 25 years and over had at least graduated from high school and 63.8% had a bachelor's degree or higher. An estimated 10.5% did not complete high school.

The total school enrollment in 94109 was 6,535 in 2020-2024. Nursery school enrollment was 442 and kindergarten through 12th grade enrollment was 2,340. College or graduate school enrollment was 3,753.

Educational Attainment of People in 94109 in 2020-2024

View Data Table ↓

Percent
Less than high school diploma 10.5
High school diploma or equivalency 8.6
Some college, no degree 13
Associate's degree 4
Bachelor's degree 37.2
Graduate or professional degree 26.7

Disability

In 94109, among the civilian noninstitutionalized population in 2020-2024, 16.5 % reported a disability. The likelihood of having a disability varied by age - from 4.3% of people under 18 years old, to 10.3% of people 18 to 64 years old, and to 43.6% of those 65 and over.


Employment Status and Type of Employer

In 94109, 67.2 % of the population 16 and over were employed; 27.7% were not currently in the labor force.

An estimated 87.1% of the people employed were private wage and salary workers; 7.3% were federal, state, or local government workers; and 5.4 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 30,039 87.1
Federal, state, or local government workers 2,511 7.3
Self-employed workers in own not incorporated business 1,867 5.4

Industries

In 2020-2024, the civilian employed population 16 years and older in 94109 worked in the following industries:

Percent by Industry in 94109 in 2020-2024

View Data Table ↓

Percent
Agriculture, forestry, fishing and hunting, and mining 0.8
Construction 2.7
Manufacturing 4.6
Wholesale trade 1.4
Retail trade 8.4
Transportation and warehousing, and utilities 3.3
Information 5.3
Finance and insurance, and real estate and rental and leasing 10.8
Professional, scientific, and management, and administrative and waste management services 32.7
Educational services, and health care and social assistance 15.5
Arts, entertainment, and recreation, and accommodation, and food services 9.2
Other Services, except public administration 3.5
Public administration 1.8

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 94109 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 22,737 66
Service occupations 4,166 12.1
Sales and office occupations 6,065 17.6
Natural resources, construction, and maintenance occupations 285 0.8
Production, transportation, and material moving occupations 1,216 3.5

Commuting to Work

An estimated 15.5% of 94109 workers drove to work alone in 2020-2024, and 3.3% carpooled. Among those who commuted to work, it took them on average 29.2 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 94109 in 2020-2024

View Data Table ↓

Percent
Car, truck, van -- drove alone 15.5
Car, truck, van -- carpooled 3.3
Public transportation (excluding taxicab) 20
Walked 21.7
Other means 7.6
Worked from home 32

In 2020-2024, 94109 had a total of 39,490 housing units. Of these housing units, 3.7% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 96.3% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 0.1% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 94109 in 2020-2024

View Data Table ↓

Percent
Single-family houses 3.7
Apartments in multi-unit structures 96.3
Mobile homes 0.1
Boat, RV, van, etc 0

4.2% of the housing inventory was comprised of houses built since 2010, while 56.1% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 94109 was 2.9 rooms, and of these housing units 10% had three or more bedrooms.


In 2020-2024, 94109 had 31,491 housing units that were occupied or had people living in them, while the remaining 7,999 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 16.8% while renters occupied 83.2%. The average household size of owner-occupied houses was 1.81 and in renter-occupied houses it was 1.62.

8.9% of householders of these occupied houses had moved into their house since 2021, while 7.1% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 51.8% and another 1.8% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 94109:

House Heating Fuel Used in 94109 in 2020-2024

View Data Table ↓

Percent
Gas 45.5
Electricity 41.8
Fuel oil, kerosene, etc 0.3
All other fuels 3
No fuel used 9.5

In 2020-2024, the median property value for owner-occupied houses in 94109 was $1,300,300.

Of the owner-occupied households, 61.5 % had a mortgage. 38.5% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $4,000+ and for owners without a mortgage it was $1,500+.

For renter-occupied houses, the median gross rent for 94109 was $2,177. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.