ZIP Code Tabulation Area

94903

San Rafael, CA · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
30,615
Median household income
$142,083
People below poverty
6.9%
Median home value
$1,197,300

Income

The median income of households in 94903 was $142,083. An estimated 4.6% of households had income below $10,000 a year and 33.9% had income of $200,000 or more.

Household Income in 94903 in 2020-2024

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Percent
Less than $10,000 4.6
$10,000 to $14,999 3
$15,000 to $24,999 2.7
$25,000 to $34,999 4.1
$35,000 to $49,999 4.8
$50,000 to $74,999 12.9
$75,000 to $99,999 7
$100,000 to $149,999 14
$150,000 to $199,999 12.9
$200,000 or more 33.9

Median Earnings for Full-Time Year-Round Workers by Sex in 94903 in 2020-2024

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Dollars
Male 111278
Female 89598

An estimated 70% of households received earnings. An estimated 43.2% of households received Social Security and an estimated 33.2 % of households received retirement income other than Social Security. The average income from Social Security was $26,000. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 94903 in 2020-2024

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Percent
Earnings 70
Social Security 43.2
Retirement income 33.2
Supplemental Security Income (SSI) 4.6
Cash public assistance income 3.4

Poverty and Participation in Government Programs

In 2020-2024, 6.9 % of people were in poverty. An estimated 7.1% of children under 18 were below the poverty level, compared with 10.1% of people 65 years old and over. An estimated 5.4% of people 18 to 64 years were below the poverty level.

Poverty Rates in 94903 in 2020-2024

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Percent
People in poverty 6.9
Children under 18 years below poverty 7.1
People 65 years old and over below poverty 10.1
People 18 to 64 years below poverty 5.4

In 2020-2024, 6.2 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 30.6% of households that received SNAP had children under 18, and 49.5% of households that received SNAP had one or more people 60 years and over. An estimated 17.5% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 94903 in 2020-2024, 95.8% had health insurance coverage and 4.2% did not have health insurance coverage. Private coverage was 75.2% and public coverage was 39.4%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 1%.


In 2020-2024, 94903 had a total population of 30,615 - 16,694 (54.5%) females and 13,921 (45.5%) males. The median age was 49.5 years. An estimated 16.2% of the population was under 18 years, 24.9% was 19 to 44 years, 30.1% was 45 to 64 years, and 26 % was 65 years and older.

Population by Age and Sex for 94903 in 2020-2024

Male Female
Under 5 415 566
5 to 9 784 750
10 to 14 669 728
15 to 19 924 979
20 to 24 655 769
25 to 29 802 713
30 to 34 813 882
35 to 39 674 662
40 to 44 798 848
45 to 49 1082 985
50 to 54 1143 1359
55 to 59 1119 1455
60 to 64 914 1161
65 to 69 920 843
70 to 74 612 1175
75 to 79 645 882
80 to 84 432 787
85 and over 520 1150

Hispanic Origin and Race

For people reporting one race alone, 66.9% were White; 3.7% were Black or African American; 8.3% were American Indian and Alaska Native; 6.1% were Asian; 2% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 12.8% reported Two or More Races. An estimated 19.4% of the people in 94903 were Hispanic or Latino. An estimated 64.8% of the people in 94903 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 12,013 households in 94903. The average household size was 2.43 people.

Married-couple households made up 49.2% of the households in 94903 while cohabiting couple households made up 6.2% of households. Female householders with no spouse or partner present were 34.9% of all households, while 9.7% of households had male householders with no spouse or partner present. Some households had one person, as 7.1% of households were male householders living alone, and 25.8% were female householders living alone, for a total of 32.9% of all households.

In 94903, 23.1% of all households had one or more people under the age of 18; 46.8% of all households had one or more people 65 years and over.

Types of Households in 94903 in 2020-2024

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Percent
Married-couple households 49.2
Cohabiting Couples 6.2
Male Householder
No spouse/partner present
9.7
Female Householder
No spouse/partner present
34.9

Marital Status

Among persons 15 and older, 54.7% of males and 42.6% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 31.1 28
Now married, except separated 54.7 42.6
Separated 0.4 2.4
Widowed 2.1 8.8
Divorced 11.7 18.2

Grandparents and Grandchildren

In 94903, 171 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 18.7% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 79.3% of the people living in 94903 were U.S. natives. 50.4% of the 94903 population were living in the state where they were born.

Approximately 20.7% of 94903 residents in 2020-2024 were foreign-born. 53.6% of foreign-born were naturalized U.S. citizens and an estimated 74.8 % entered the country before the year 2010.

Foreign-born residents of 94903 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 94903.

Region of Birth for the Foreign-Born Population in 94903 in 2020-2024

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Percent
Latin America 38
Asia 24.2
Europe 23.3
Africa 5.5
Northern America 5.1
Oceania 3.9

Language

Among people at least five years old living in 94903 in 2020-2024, 23.7 % spoke a language other than English at home. Spanish was spoken by 11.6% of people at least five years old; 10.8% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 94903 in 2020-2024

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Percent
Spanish 11.6
Other Indo-European languages 6.2
Asian and Pacific Islander languages 3
Other languages 2.8

Geographic Mobility

In 2020-2024, 90 % of the people at least one year old living in 94903 were living in the same house one year earlier.

Geographic Mobility of Residents of 94903 in 2020-2024

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Percent
Same house 90
Different house, same county 5.9
Different county, same state 3.3
Different state 0.6
Abroad 0.3

Education

In 2020-2024, 91.8 % of people 25 years and over had at least graduated from high school and 55.5% had a bachelor's degree or higher. An estimated 8.2% did not complete high school.

The total school enrollment in 94903 was 6,139 in 2020-2024. Nursery school enrollment was 290 and kindergarten through 12th grade enrollment was 4,013. College or graduate school enrollment was 1,836.

Educational Attainment of People in 94903 in 2020-2024

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Percent
Less than high school diploma 8.2
High school diploma or equivalency 12.5
Some college, no degree 16.8
Associate's degree 7
Bachelor's degree 34.2
Graduate or professional degree 21.3

Disability

In 94903, among the civilian noninstitutionalized population in 2020-2024, 13.8 % reported a disability. The likelihood of having a disability varied by age - from 5% of people under 18 years old, to 8.4% of people 18 to 64 years old, and to 31.9% of those 65 and over.


Employment Status and Type of Employer

In 94903, 55.7 % of the population 16 and over were employed; 40.3% were not currently in the labor force.

An estimated 75.8% of the people employed were private wage and salary workers; 12.1% were federal, state, or local government workers; and 12.1 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 11,150 75.8
Federal, state, or local government workers 1,780 12.1
Self-employed workers in own not incorporated business 1,783 12.1

Industries

In 2020-2024, the civilian employed population 16 years and older in 94903 worked in the following industries:

Percent by Industry in 94903 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.6
Construction 5.4
Manufacturing 4.7
Wholesale trade 1.3
Retail trade 11
Transportation and warehousing, and utilities 6.5
Information 4.1
Finance and insurance, and real estate and rental and leasing 5.6
Professional, scientific, and management, and administrative and waste management services 23.6
Educational services, and health care and social assistance 21.2
Arts, entertainment, and recreation, and accommodation, and food services 6.5
Other Services, except public administration 5.5
Public administration 4

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 94903 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 8,546 58.1
Service occupations 1,652 11.2
Sales and office occupations 2,811 19.1
Natural resources, construction, and maintenance occupations 600 4.1
Production, transportation, and material moving occupations 1,104 7.5

Commuting to Work

An estimated 51.8% of 94903 workers drove to work alone in 2020-2024, and 8.3% carpooled. Among those who commuted to work, it took them on average 27 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 94903 in 2020-2024

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Percent
Car, truck, van -- drove alone 51.8
Car, truck, van -- carpooled 8.3
Public transportation (excluding taxicab) 4.1
Walked 4.6
Other means 2
Worked from home 29.2

In 2020-2024, 94903 had a total of 12,665 housing units. Of these housing units, 65.6% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 31.7% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 2.7% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 94903 in 2020-2024

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Percent
Single-family houses 65.6
Apartments in multi-unit structures 31.7
Mobile homes 2.7
Boat, RV, van, etc 0

1.6% of the housing inventory was comprised of houses built since 2010, while 0.5% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 94903 was 5.5 rooms, and of these housing units 62.7% had three or more bedrooms.


In 2020-2024, 94903 had 12,013 housing units that were occupied or had people living in them, while the remaining 652 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 65.8% while renters occupied 34.2%. The average household size of owner-occupied houses was 2.42 and in renter-occupied houses it was 2.44.

2.7% of householders of these occupied houses had moved into their house since 2021, while 13.7% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 8.3% and another 21.6% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 94903:

House Heating Fuel Used in 94903 in 2020-2024

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Percent
Gas 66.9
Electricity 31.9
Fuel oil, kerosene, etc 0
All other fuels 0.8
No fuel used 0.4

In 2020-2024, the median property value for owner-occupied houses in 94903 was $1,197,300.

Of the owner-occupied households, 62.9 % had a mortgage. 37.1% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $4,000+ and for owners without a mortgage it was $1,333.

For renter-occupied houses, the median gross rent for 94903 was $2,993. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.