ZIP Code Tabulation Area

95064

Santa Cruz, CA · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
10,168
Median household income
$121,042
People below poverty
18.7%
Median home value
$467,000

Income

The median income of households in 95064 was $121,042. An estimated 13.3% of households had income below $10,000 a year and 14.3% had income of $200,000 or more.

Household Income in 95064 in 2020-2024

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Percent
Less than $10,000 13.3
$10,000 to $14,999 4
$15,000 to $24,999 1.4
$25,000 to $34,999 0
$35,000 to $49,999 15.6
$50,000 to $74,999 7.7
$75,000 to $99,999 3
$100,000 to $149,999 27.1
$150,000 to $199,999 13.5
$200,000 or more 14.3

Median Earnings for Full-Time Year-Round Workers by Sex in 95064 in 2020-2024

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Dollars
Male 60951
Female NaN

An estimated 89.7% of households received earnings. An estimated 6.5% of households received Social Security and an estimated 11.5 % of households received retirement income other than Social Security. The average income from Social Security was $30,553. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 95064 in 2020-2024

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Percent
Earnings 89.7
Social Security 6.5
Retirement income 11.5
Supplemental Security Income (SSI) 4.6
Cash public assistance income 5.5

Note: The presence of NaN means that the estimate could not be calculated or cannot be published for this topic or geography.


Poverty and Participation in Government Programs

In 2020-2024, 18.7 % of people were in poverty. An estimated 18.7% of children under 18 were below the poverty level, compared with 21.3% of people 65 years old and over. An estimated 18.5% of people 18 to 64 years were below the poverty level.

Poverty Rates in 95064 in 2020-2024

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Percent
People in poverty 18.7
Children under 18 years below poverty 18.7
People 65 years old and over below poverty 21.3
People 18 to 64 years below poverty 18.5

In 2020-2024, 20 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 44.4% of households that received SNAP had children under 18, and 0% of households that received SNAP had one or more people 60 years and over. An estimated 17.2% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 95064 in 2020-2024, 98.1% had health insurance coverage and 1.9% did not have health insurance coverage. Private coverage was 88.5% and public coverage was 16.2%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 0.3%.


In 2020-2024, 95064 had a total population of 10,168 - 5,683 (55.9%) females and 4,485 (44.1%) males. The median age was 19.6 years. An estimated 3.3% of the population was under 18 years, 35.4% was 19 to 44 years, 2.8% was 45 to 64 years, and 0.6 % was 65 years and older.

Population by Age and Sex for 95064 in 2020-2024

Male Female
Under 5 70 14
5 to 9 48 5
10 to 14 30 4
15 to 19 2450 3596
20 to 24 1230 1510
25 to 29 179 133
30 to 34 129 112
35 to 39 93 76
40 to 44 63 81
45 to 49 51 62
50 to 54 56 33
55 to 59 41 12
60 to 64 22 7
65 to 69 12 22
70 to 74 7 13
75 to 79 1 0
80 to 84 3 3
85 and over 0 0

Hispanic Origin and Race

For people reporting one race alone, 34.2% were White; 3% were Black or African American; 1.5% were American Indian and Alaska Native; 29.3% were Asian; 1.4% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 22.8% reported Two or More Races. An estimated 30.9% of the people in 95064 were Hispanic or Latino. An estimated 27.2% of the people in 95064 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 495 households in 95064. The average household size was 2.26 people.

Married-couple households made up 48.5% of the households in 95064 while cohabiting couple households made up 15.6% of households. Female householders with no spouse or partner present were 29.1% of all households, while 6.9% of households had male householders with no spouse or partner present. Some households had one person, as 5.5% of households were male householders living alone, and 18.6% were female householders living alone, for a total of 24.1% of all households.

In 95064, 25.5% of all households had one or more people under the age of 18; 5.7% of all households had one or more people 65 years and over.

Types of Households in 95064 in 2020-2024

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Percent
Married-couple households 48.5
Cohabiting Couples 15.6
Male Householder
No spouse/partner present
6.9
Female Householder
No spouse/partner present
29.1

Marital Status

Among persons 15 and older, 7.8% of males and 4.6% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 90.3 94
Now married, except separated 7.8 4.6
Separated 0.2 0.2
Widowed 0 0
Divorced 1.7 1.1

Grandparents and Grandchildren

In 95064, 18 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 0% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 86% of the people living in 95064 were U.S. natives. 71% of the 95064 population were living in the state where they were born.

Approximately 14% of 95064 residents in 2020-2024 were foreign-born. 40.9% of foreign-born were naturalized U.S. citizens and an estimated 42.9 % entered the country before the year 2010.

Foreign-born residents of 95064 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 95064.

Region of Birth for the Foreign-Born Population in 95064 in 2020-2024

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Percent
Latin America 15.1
Asia 74.9
Europe 5.1
Africa 3.5
Northern America 1.5
Oceania 0

Language

Among people at least five years old living in 95064 in 2020-2024, 44.8 % spoke a language other than English at home. Spanish was spoken by 20.3% of people at least five years old; 6.8% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 95064 in 2020-2024

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Percent
Spanish 20.3
Other Indo-European languages 7.5
Asian and Pacific Islander languages 15.3
Other languages 1.8

Geographic Mobility

In 2020-2024, 46.1 % of the people at least one year old living in 95064 were living in the same house one year earlier.

Geographic Mobility of Residents of 95064 in 2020-2024

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Percent
Same house 46.1
Different house, same county 9.4
Different county, same state 38.9
Different state 3.3
Abroad 2.2

Education

In 2020-2024, 99.4 % of people 25 years and over had at least graduated from high school and 75.7% had a bachelor's degree or higher. An estimated 0.6% did not complete high school.

The total school enrollment in 95064 was 9,431 in 2020-2024. Nursery school enrollment was 4 and kindergarten through 12th grade enrollment was 129. College or graduate school enrollment was 9,298.

Educational Attainment of People in 95064 in 2020-2024

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Percent
Less than high school diploma 0.6
High school diploma or equivalency 5
Some college, no degree 8.8
Associate's degree 9.9
Bachelor's degree 24.4
Graduate or professional degree 51.3

Disability

In 95064, among the civilian noninstitutionalized population in 2020-2024, 9 % reported a disability. The likelihood of having a disability varied by age - from 17.1% of people under 18 years old, to 8.7% of people 18 to 64 years old, and to 26.2% of those 65 and over.


Employment Status and Type of Employer

In 95064, 38.1 % of the population 16 and over were employed; 54.9% were not currently in the labor force.

An estimated 56.9% of the people employed were private wage and salary workers; 39.4% were federal, state, or local government workers; and 3.7 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 2,166 56.9
Federal, state, or local government workers 1,500 39.4
Self-employed workers in own not incorporated business 139 3.7

Industries

In 2020-2024, the civilian employed population 16 years and older in 95064 worked in the following industries:

Percent by Industry in 95064 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.1
Construction 0.9
Manufacturing 1.3
Wholesale trade 0
Retail trade 8.6
Transportation and warehousing, and utilities 0.8
Information 0.9
Finance and insurance, and real estate and rental and leasing 0.1
Professional, scientific, and management, and administrative and waste management services 7.5
Educational services, and health care and social assistance 48.9
Arts, entertainment, and recreation, and accommodation, and food services 28.5
Other Services, except public administration 1.2
Public administration 1.2

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 95064 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 1,796 47.2
Service occupations 1,074 28.2
Sales and office occupations 852 22.4
Natural resources, construction, and maintenance occupations 4 0.1
Production, transportation, and material moving occupations 79 2.1

Commuting to Work

An estimated 14.4% of 95064 workers drove to work alone in 2020-2024, and 6.1% carpooled. Among those who commuted to work, it took them on average 22.7 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 95064 in 2020-2024

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Percent
Car, truck, van -- drove alone 14.4
Car, truck, van -- carpooled 6.1
Public transportation (excluding taxicab) 15.2
Walked 35.8
Other means 12.1
Worked from home 16.4

In 2020-2024, 95064 had a total of 536 housing units. Of these housing units, 47.9% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 39% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 4.1% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 95064 in 2020-2024

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Percent
Single-family houses 47.9
Apartments in multi-unit structures 39
Mobile homes 4.1
Boat, RV, van, etc 8.8

7.6% of the housing inventory was comprised of houses built since 2010, while 2.6% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 95064 was 4.1 rooms, and of these housing units 22.6% had three or more bedrooms.


In 2020-2024, 95064 had 495 housing units that were occupied or had people living in them, while the remaining 41 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 34.7% while renters occupied 65.3%. The average household size of owner-occupied houses was 2.37 and in renter-occupied houses it was 2.2.

1.4% of householders of these occupied houses had moved into their house since 2021, while 3.2% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 10.1% and another 4.8% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 95064:

House Heating Fuel Used in 95064 in 2020-2024

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Percent
Gas 70.7
Electricity 29.3
Fuel oil, kerosene, etc 0
All other fuels 0
No fuel used 0

In 2020-2024, the median property value for owner-occupied houses in 95064 was $467,000.

Of the owner-occupied households, 63.4 % had a mortgage. 36.6% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $2,835 and for owners without a mortgage it was $1,031.

For renter-occupied houses, the median gross rent for 95064 was $1,586. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.