ZIP Code Tabulation Area

95066

Scotts Valley, CA · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
15,135
Median household income
$151,250
People below poverty
5.7%
Median home value
$1,136,400

Income

The median income of households in 95066 was $151,250. An estimated 3.2% of households had income below $10,000 a year and 37% had income of $200,000 or more.

Household Income in 95066 in 2020-2024

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Percent
Less than $10,000 3.2
$10,000 to $14,999 2
$15,000 to $24,999 4.1
$25,000 to $34,999 3
$35,000 to $49,999 3.6
$50,000 to $74,999 7.7
$75,000 to $99,999 9.8
$100,000 to $149,999 16.3
$150,000 to $199,999 13.3
$200,000 or more 37

Median Earnings for Full-Time Year-Round Workers by Sex in 95066 in 2020-2024

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Dollars
Male 146881
Female 103097

An estimated 78.6% of households received earnings. An estimated 32.5% of households received Social Security and an estimated 27 % of households received retirement income other than Social Security. The average income from Social Security was $27,891. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 95066 in 2020-2024

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Percent
Earnings 78.6
Social Security 32.5
Retirement income 27
Supplemental Security Income (SSI) 3.7
Cash public assistance income 2.3

Poverty and Participation in Government Programs

In 2020-2024, 5.7 % of people were in poverty. An estimated 4.1% of children under 18 were below the poverty level, compared with 5.5% of people 65 years old and over. An estimated 6.2% of people 18 to 64 years were below the poverty level.

Poverty Rates in 95066 in 2020-2024

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Percent
People in poverty 5.7
Children under 18 years below poverty 4.1
People 65 years old and over below poverty 5.5
People 18 to 64 years below poverty 6.2

In 2020-2024, 2.6 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 51.5% of households that received SNAP had children under 18, and 17.8% of households that received SNAP had one or more people 60 years and over. An estimated 38% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 95066 in 2020-2024, 97.4% had health insurance coverage and 2.6% did not have health insurance coverage. Private coverage was 84.3% and public coverage was 30.9%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 2.9%.


In 2020-2024, 95066 had a total population of 15,135 - 7,509 (49.6%) females and 7,626 (50.4%) males. The median age was 47.1 years. An estimated 19.3% of the population was under 18 years, 24.1% was 19 to 44 years, 30.6% was 45 to 64 years, and 22.6 % was 65 years and older.

Population by Age and Sex for 95066 in 2020-2024

Male Female
Under 5 381 477
5 to 9 392 244
10 to 14 364 329
15 to 19 701 557
20 to 24 445 116
25 to 29 293 406
30 to 34 334 250
35 to 39 556 518
40 to 44 374 348
45 to 49 422 527
50 to 54 339 559
55 to 59 695 724
60 to 64 637 732
65 to 69 789 482
70 to 74 296 312
75 to 79 220 261
80 to 84 96 233
85 and over 292 434

Hispanic Origin and Race

For people reporting one race alone, 74% were White; 0.5% were Black or African American; 7.5% were American Indian and Alaska Native; 7.4% were Asian; 0% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 14.9% reported Two or More Races. An estimated 16% of the people in 95066 were Hispanic or Latino. An estimated 69.5% of the people in 95066 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 6,195 households in 95066. The average household size was 2.39 people.

Married-couple households made up 58.7% of the households in 95066 while cohabiting couple households made up 5.8% of households. Female householders with no spouse or partner present were 22% of all households, while 13.6% of households had male householders with no spouse or partner present. Some households had one person, as 9.6% of households were male householders living alone, and 16.1% were female householders living alone, for a total of 25.7% of all households.

In 95066, 29% of all households had one or more people under the age of 18; 41.9% of all households had one or more people 65 years and over.

Types of Households in 95066 in 2020-2024

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Percent
Married-couple households 58.7
Cohabiting Couples 5.8
Male Householder
No spouse/partner present
13.6
Female Householder
No spouse/partner present
22

Marital Status

Among persons 15 and older, 57.7% of males and 59.6% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 28 19.5
Now married, except separated 57.7 59.6
Separated 0.6 2.5
Widowed 3.7 7.2
Divorced 10.1 11.3

Grandparents and Grandchildren

In 95066, 4 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 0% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 88.2% of the people living in 95066 were U.S. natives. 60.3% of the 95066 population were living in the state where they were born.

Approximately 11.8% of 95066 residents in 2020-2024 were foreign-born. 58.1% of foreign-born were naturalized U.S. citizens and an estimated 79.4 % entered the country before the year 2010.

Foreign-born residents of 95066 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 95066.

Region of Birth for the Foreign-Born Population in 95066 in 2020-2024

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Percent
Latin America 23.8
Asia 43.4
Europe 23.8
Africa 3
Northern America 6.1
Oceania 0

Language

Among people at least five years old living in 95066 in 2020-2024, 14 % spoke a language other than English at home. Spanish was spoken by 5.8% of people at least five years old; 4.2% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 95066 in 2020-2024

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Percent
Spanish 5.8
Other Indo-European languages 3
Asian and Pacific Islander languages 4.1
Other languages 1.1

Geographic Mobility

In 2020-2024, 91.2 % of the people at least one year old living in 95066 were living in the same house one year earlier.

Geographic Mobility of Residents of 95066 in 2020-2024

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Percent
Same house 91.2
Different house, same county 4.6
Different county, same state 3.3
Different state 0.3
Abroad 0.5

Education

In 2020-2024, 95 % of people 25 years and over had at least graduated from high school and 56.7% had a bachelor's degree or higher. An estimated 5% did not complete high school.

The total school enrollment in 95066 was 3,607 in 2020-2024. Nursery school enrollment was 262 and kindergarten through 12th grade enrollment was 2,247. College or graduate school enrollment was 1,098.

Educational Attainment of People in 95066 in 2020-2024

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Percent
Less than high school diploma 5
High school diploma or equivalency 7.8
Some college, no degree 18.8
Associate's degree 11.6
Bachelor's degree 33.8
Graduate or professional degree 22.9

Disability

In 95066, among the civilian noninstitutionalized population in 2020-2024, 10.3 % reported a disability. The likelihood of having a disability varied by age - from 6.2% of people under 18 years old, to 5.8% of people 18 to 64 years old, and to 25.2% of those 65 and over.


Employment Status and Type of Employer

In 95066, 64.4 % of the population 16 and over were employed; 33.8% were not currently in the labor force.

An estimated 71.6% of the people employed were private wage and salary workers; 19% were federal, state, or local government workers; and 9.2 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 5,823 71.6
Federal, state, or local government workers 1,546 19
Self-employed workers in own not incorporated business 745 9.2

Industries

In 2020-2024, the civilian employed population 16 years and older in 95066 worked in the following industries:

Percent by Industry in 95066 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.7
Construction 5
Manufacturing 11.7
Wholesale trade 4
Retail trade 8.6
Transportation and warehousing, and utilities 4
Information 2.7
Finance and insurance, and real estate and rental and leasing 4.2
Professional, scientific, and management, and administrative and waste management services 15.5
Educational services, and health care and social assistance 22.3
Arts, entertainment, and recreation, and accommodation, and food services 8.5
Other Services, except public administration 6.2
Public administration 6.7

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 95066 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 4,760 58.5
Service occupations 993 12.2
Sales and office occupations 1,553 19.1
Natural resources, construction, and maintenance occupations 321 3.9
Production, transportation, and material moving occupations 508 6.2

Commuting to Work

An estimated 63.3% of 95066 workers drove to work alone in 2020-2024, and 3.2% carpooled. Among those who commuted to work, it took them on average 24.1 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 95066 in 2020-2024

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Percent
Car, truck, van -- drove alone 63.3
Car, truck, van -- carpooled 3.2
Public transportation (excluding taxicab) 1.1
Walked 3.7
Other means 2.6
Worked from home 26.1

In 2020-2024, 95066 had a total of 6,664 housing units. Of these housing units, 74% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 12.1% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 13.9% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 95066 in 2020-2024

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Percent
Single-family houses 74
Apartments in multi-unit structures 12.1
Mobile homes 13.9
Boat, RV, van, etc 0

8.5% of the housing inventory was comprised of houses built since 2010, while 6.7% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 95066 was 5.6 rooms, and of these housing units 60.8% had three or more bedrooms.


In 2020-2024, 95066 had 6,195 housing units that were occupied or had people living in them, while the remaining 469 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 76.5% while renters occupied 23.5%. The average household size of owner-occupied houses was 2.5 and in renter-occupied houses it was 2.01.

2.3% of householders of these occupied houses had moved into their house since 2021, while 9.8% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 4.7% and another 28.2% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 95066:

House Heating Fuel Used in 95066 in 2020-2024

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Percent
Gas 79.7
Electricity 16.2
Fuel oil, kerosene, etc 0.4
All other fuels 3.7
No fuel used 0

In 2020-2024, the median property value for owner-occupied houses in 95066 was $1,136,400.

Of the owner-occupied households, 68.1 % had a mortgage. 31.9% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $4,000+ and for owners without a mortgage it was $1,321.

For renter-occupied houses, the median gross rent for 95066 was $2,494. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.